Barnwell, South Carolina mortgage lenders include Regions BankRegions Bank1680 Jackson St, Barnwell, SC 29812A+5.0 ★Texas Ratio: 4.37%, Enterprise Bank of ScEnterprise Bank of Sc287 Main St, Barnwell, SC 29812B4.4 ★Texas Ratio: 21.96%, SRP Federal Credit UnionSRP Federal Credit Union10660 Dunbarton Blvd, Barnwell, SC 29812A+5.0 ★Texas Ratio: 3.44%, Movement Mortgage, LLCMovement Mortgage, LLC9726 Old Bailes Rd, Fort Mill, SC 29707, Southstate Bank, National AssociationSouthstate Bank, National Association203 S Main St, Abbeville, SC 29620A+5.0 ★Texas Ratio: 2.27%, Ameris BankAmeris Bank2348 Boundary St, Beaufort, SC 29902A+5.0 ★Texas Ratio: 1.82%, Huntington National BankHuntington National Bank677 King Street, Charleston, SC 29403A+5.0 ★Texas Ratio: 3.66%, Security Federal BankSecurity Federal Bank2587 Whiskey Rd, Aiken, SC 29803A+5.0 ★Texas Ratio: 4.39%, SC State Credit UnionSC State Credit Union190 Beaufort St NE, Aiken, SC 29801 4401, and First Community BankFirst Community Bank407 Silver Bluff Rd, Aiken, SC 29803A+5.0 ★Texas Ratio: 0.38%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Barnwell, South Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Barnwell are listed first, then lenders elsewhere in South Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Barnwell, South Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Barnwell 1680 Jackson St, Barnwell, SC 29812 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, HELOC | 3 +1 HELOCs |
3.1% | 75% | $205,000 | View |
|
1 office in Barnwell 287 Main St, Barnwell, SC 29812 B4.4 ★Texas Ratio: 21.96% |
Conventional | 2 | 2% | 66.7% | $90,000 | View |
|
10660 Dunbarton Blvd, Barnwell, SC 29812 A+5.0 ★Texas Ratio: 3.44% |
Conventional, FHA | 16 | 16.3% | 94.4% | $88,750 | View |
Movement Mortgage, LLC
9726 Old Bailes Rd, Fort Mill, SC 29707 |
Conventional | 2 | 2% | 100% | $170,000 | |
|
★ 5 stars, 1 review 203 S Main St, Abbeville, SC 29620 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 2 | 2% | 100% | $245,000 | View |
|
★ 4 stars, 1 review 2348 Boundary St, Beaufort, SC 29902 A+5.0 ★Texas Ratio: 1.82% |
FHA | 2 | 2% | 100% | $235,000 | View |
|
677 King Street, Charleston, SC 29403 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 1% | 100% | $195,000 | View |
|
2587 Whiskey Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 4.39% |
Conventional | 1 | 1% | 50% | $185,000 | View |
SC State Credit Union
190 Beaufort St NE, Aiken, SC 29801 4401 |
Conventional | 1 | 1% | 100% | $125,000 | |
|
407 Silver Bluff Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 0.38% |
Conventional | 1 | 1% | 100% | $155,000 | View |
|
★ 1 stars, 1 review 4007 Clemson Blvd, Anderson, SC 29621 A+5.0 ★Texas Ratio: 2.87% |
VA | 1 | 1% | 100% | $255,000 | View |
|
150 Aiken Mall Dr, Aiken, SC 29803 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
142 Chesterfield St, Aiken, SC 29801 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Agfirst Farm Credit Bank
|
Conventional | 1 | 1% | 100% | $285,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 11 | 11.2% | 78.6% | $151,363 | |
Guild Mortgage Company
|
Conventional, FHA | 11 | 11.2% | 100% | $168,636 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 6 | 6.1% | 75% | $235,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 6 | 6.1% | 46.7% | $153,333 | |
21St Mortgage
|
Conventional | 5 | 5.1% | 37.5% | $89,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA | 3 | 3.1% | 100% | $81,666 | |
Primelending
|
Conventional, FHA | 2 | 2% | 100% | $115,000 | |
Amerisave Mortgage Company
|
Conventional, FHA | 2 | 2% | 50% | $115,000 | |
Mortgage Research Center
|
VA | 2 | 2% | 100% | $375,000 | |
American Financial Resources LLC
|
FHA | 1 | 1% | 50% | $185,000 | |
Royal United Mortgage LLC
|
Conventional | 1 | 1% | 100% | $125,000 | |
SWBC Mortgage Corporation
|
VA | 1 | 1% | 50% | $275,000 | |
Freedom Mortgage Corporation
|
FHA | 1 | 1% | 100% | $175,000 | |
CrossCountry Mortgage, LLC
|
FHA | 1 | 1% | 100% | $345,000 | |
loanDepot.com LLC
|
VA | 1 | 1% | 50% | $135,000 | |
|
A+5.0 ★Texas Ratio: 5.29% |
Conventional | 1 | 1% | 100% | $265,000 | View |
|
C+4.1 ★Texas Ratio: 26.20% |
VA | 1 | 1% | 100% | $165,000 | View |
Nfm, Inc
|
FHA | 1 | 1% | 100% | $195,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 1% | 100% | $315,000 | View |
|
A+5.0 ★Texas Ratio: 5.45% |
Conventional | 1 | 1% | 100% | $115,000 | View |
Milend, Inc
|
FHA | 1 | 1% | 100% | $185,000 | |
Sente Mortgage, Inc.
|
VA | 1 | 1% | 100% | $185,000 | |
Mutual of Omaha Mortgage
|
FHA | 1 | 1% | 100% | $125,000 | |
New American Funding, LLC.
|
FHA | 1 | 1% | 50% | $145,000 | |
Paramount Residential Mortgage
|
FHA | 1 | 1% | 100% | $115,000 | |
Village Capital & Investment
|
VA | 1 | 1% | 100% | $185,000 |
Daily average mortgage rates for South Carolina compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Barnwell? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Barnwell in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Barnwell, SC lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 63.3 percent of home loans in Barnwell, South Carolina in 2025, banks 19.4 percent and credit unions 17.3 percent. Movement Mortgage, LLC was the largest mortgage company, Regions Bank the largest bank and SRP Federal Credit Union the largest credit union. Among lenders headquartered in South Carolina, Enterprise Bank of Sc led with 2 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in South Carolina. Deed recording fee of $1.85 per $500 of price ($1.30 state plus $0.55 county, 0.37 percent total), paid by the seller; no mortgage recording tax.
By home loans closed in 2025, Regions Bank was the largest mortgage lender in Barnwell, South Carolina with 3 loans, about 3.1 percent of the market. The largest lender headquartered in South Carolina was Enterprise Bank of Sc with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
17 lenders closed FHA loans in Barnwell, South Carolina in 2025, led by Guild Mortgage Company with 6. 10 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 2 credit unions closed home loans in Barnwell, South Carolina in 2025, alongside 23 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Barnwell, South Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Barnwell, South Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Barnwell. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.