Arial, South Carolina mortgage lenders include Founders Federal Credit UnionFounders Federal Credit Union3960 Bible Church Rd, Boiling Springs, SC 29316 8562A+5.0 ★Texas Ratio: 3.58%, Truist BankTruist Bank4007 Clemson Blvd, Anderson, SC 29621A+5.0 ★Texas Ratio: 2.87%, United Community BankUnited Community Bank815 N Main St, Anderson, SC 29621A+5.0 ★Texas Ratio: 2.97%, First Community BankFirst Community Bank407 Silver Bluff Rd, Aiken, SC 29803A+5.0 ★Texas Ratio: 0.38%, The Park National BankThe Park National Bank304 N Main St, Anderson, SC 29621A5.0 ★Texas Ratio: 6.62%, CPM Federal Credit UnionCPM Federal Credit Union3481 Trask Pkwy, Beaufort, SC 29906A5.0 ★Texas Ratio: 12.83%, Spero Financial Federal Credit UnionSpero Financial Federal Credit Union1720 N Main St, Anderson, SC 29621A5.0 ★Texas Ratio: 8.40%, Movement Mortgage, LLCMovement Mortgage, LLC9726 Old Bailes Rd, Fort Mill, SC 29707, Southern First BankSouthern First Bank190 Knox Abbott Dr, Cayce, SC 29033A+5.0 ★Texas Ratio: 3.08%, and Pinnacle BankPinnacle Bank200 E Church St, Bishopville, SC 29010A+5.0 ★Texas Ratio: 3.04%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Arial, South Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Arial are listed first, then lenders elsewhere in South Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Arial, South Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
3960 Bible Church Rd, Boiling Springs, SC 29316 8562 A+5.0 ★Texas Ratio: 3.58% |
Conventional | 3 | 3.3% | 100% | $98,333 | View |
|
★ 1 stars, 1 review 4007 Clemson Blvd, Anderson, SC 29621 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 2 +4 HELOCs |
2.2% | 100% | $160,000 | View |
|
815 N Main St, Anderson, SC 29621 A+5.0 ★Texas Ratio: 2.97% |
Conventional, HELOC | 2 +1 HELOCs |
2.2% | 66.7% | $215,000 | View |
|
407 Silver Bluff Rd, Aiken, SC 29803 A+5.0 ★Texas Ratio: 0.38% |
Conventional | 2 | 2.2% | 100% | $160,000 | View |
|
304 N Main St, Anderson, SC 29621 A5.0 ★Texas Ratio: 6.62% |
Conventional | 2 | 2.2% | 100% | $90,000 | View |
|
3481 Trask Pkwy, Beaufort, SC 29906 A5.0 ★Texas Ratio: 12.83% |
Conventional, HELOC | 1 +1 HELOCs |
1.1% | 100% | $395,000 | View |
|
1720 N Main St, Anderson, SC 29621 A5.0 ★Texas Ratio: 8.40% |
Conventional | 1 | 1.1% | 50% | $105,000 | View |
Movement Mortgage, LLC
9726 Old Bailes Rd, Fort Mill, SC 29707 |
Conventional | 1 | 1.1% | 100% | $125,000 | |
|
190 Knox Abbott Dr, Cayce, SC 29033 A+5.0 ★Texas Ratio: 3.08% |
Conventional | 1 | 1.1% | 100% | $465,000 | View |
|
200 E Church St, Bishopville, SC 29010 A+5.0 ★Texas Ratio: 3.04% |
Conventional | 1 | 1.1% | 100% | $715,000 | View |
|
150 Aiken Mall Dr, Aiken, SC 29803 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 1.1% | 100% | $205,000 | View |
Pickens Savings & Loan Association, F.A.
205 E Cedar Rock St, Pickens, SC 29671 |
Conventional | 1 | 1.1% | 100% | $355,000 | |
|
317 Meeting St, Charleston, SC 29401 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 1.1% | 100% | $325,000 | View |
|
★ 4 stars, 1 review 2348 Boundary St, Beaufort, SC 29902 A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 1.1% | 100% | $215,000 | View |
|
481 Fabian Dr, Aiken, SC 29803 A+5.0 ★Texas Ratio: 3.68% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
SC State Credit Union
190 Beaufort St NE, Aiken, SC 29801 4401 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
★ 5 stars, 1 review 203 S Main St, Abbeville, SC 29620 A+5.0 ★Texas Ratio: 2.27% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
142 Chesterfield St, Aiken, SC 29801 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
South Carolina Federal Credit
|
Conventional, HELOC | 1 +1 HELOCs |
1.1% | 100% | $175,000 | |
New Story Lending LLC
|
FHA | 1 | 1.1% | 100% | $245,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 12 | 13.3% | 85.7% | $268,333 | |
Rocket Mortgage
|
Conventional, FHA | 11 | 12.2% | 80% | $147,727 | |
Primelending
|
Conventional, FHA, USDA | 4 | 4.4% | 100% | $200,000 | |
loanDepot.com LLC
|
Conventional, FHA, VA | 3 | 3.3% | 75% | $141,666 | |
Atlantic Bay Mortgage Group
|
Conventional, FHA | 3 | 3.3% | 100% | $115,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
|
Conventional, FHA | 2 | 2.2% | 100% | $100,000 | |
Guaranteed Rate, Inc.
|
Conventional, FHA | 2 | 2.2% | 100% | $345,000 | |
Freedom Mortgage Corporation
|
VA | 2 | 2.2% | 75% | $290,000 | |
Pennymac Loan Services LLC
|
Conventional, VA | 2 | 2.2% | 50% | $90,000 | |
American Pacific Mortgage Corporation
|
Conventional, FHA | 2 | 2.2% | 100% | $80,000 | |
Mortgage Research Center
|
VA | 2 | 2.2% | 50% | $220,000 | |
Lower, LLC
|
Conventional | 2 | 2.2% | 100% | $215,000 | |
Southwest Stage Funding LLC
|
Conventional, FHA | 2 | 2.2% | 66.7% | $180,000 | |
American Neighborhood Mortgage Acceptance Company
|
Conventional, FHA | 2 | 2.2% | 100% | $95,000 | |
American Financial Resources LLC
|
FHA | 1 | 1.1% | 100% | $125,000 | |
Goodleap, LLC
|
FHA | 1 | 1.1% | 100% | $125,000 | |
CrossCountry Mortgage, LLC
|
FHA | 1 | 1.1% | 100% | $265,000 | |
Triad Financial Services, Inc.
|
Conventional | 1 | 1.1% | 50% | $175,000 | |
Princeton Mortgage Corporation
|
FHA | 1 | 1.1% | 100% | $285,000 | |
Peach State Federal Credit Union
|
Conventional | 1 | 1.1% | 100% | $275,000 | |
American Financing Corporation
|
FHA | 1 | 1.1% | 100% | $135,000 | |
Total Mortgage Services, LLC
|
Conventional | 1 | 1.1% | 100% | $315,000 | |
T2 Financial LLC
|
FHA | 1 | 1.1% | 50% | $225,000 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional | 1 | 1.1% | 100% | $165,000 | |
|
A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 1.1% | 100% | $465,000 | View |
Nationstar Mortgage
|
Conventional | 1 | 1.1% | 33.3% | $305,000 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 1.1% | 100% | $195,000 | View |
21St Mortgage
|
Conventional | 1 | 1.1% | 100% | $105,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 1.1% | 100% | $115,000 | View |
Carrington Mortgage Services LLC
|
Conventional | 1 | 1.1% | 100% | $95,000 | |
Southwest Funding LP
|
FHA | 1 | 1.1% | 100% | $195,000 |
Daily average mortgage rates for South Carolina compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Arial? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Arial in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Arial, SC lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 68.9 percent of home loans in Arial, South Carolina in 2025, banks 23.3 percent and credit unions 7.8 percent. Movement Mortgage, LLC was the largest mortgage company, Truist Bank the largest bank and Founders Federal Credit Union the largest credit union. Among lenders headquartered in South Carolina, Founders Federal Credit Union led with 3 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in South Carolina. Deed recording fee of $1.85 per $500 of price ($1.30 state plus $0.55 county, 0.37 percent total), paid by the seller; no mortgage recording tax.
By home loans closed in 2025, Founders Federal Credit Union was the largest mortgage lender in Arial, South Carolina with 3 loans, about 3.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
18 lenders closed FHA loans in Arial, South Carolina in 2025, led by United Wholesale Mortgage with 4. 5 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 17 banks and 6 credit unions closed home loans in Arial, South Carolina in 2025, alongside 28 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Arial, South Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Arial, South Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Arial. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.