MonitorBankRates
☰
Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results
iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Witmer, Pennsylvania

Witmer, Pennsylvania mortgage lenders include Bank of Bird in HandBank of Bird in Hand7180 Bernville Rd, Bernville, PA 19506A+5.0 ★Texas Ratio: 1.79%, Members 1St FCUMembers 1St FCU5605 Hamilton Blvd, Allentown, PA 18106 9720A+5.0 ★Texas Ratio: 3.79%, Univest Bank and Trust Co.Univest Bank and Trust Co.5089 Hamilton Blvd, Allentown, PA 18106A5.0 ★Texas Ratio: 6.10%, Orrstown BankOrrstown Bank2510 Delta Rd, Brogue, PA 17309A+5.0 ★Texas Ratio: 4.11%, The Ephrata National BankThe Ephrata National Bank351 S 7th St, Akron, PA 17501A+5.0 ★Texas Ratio: 4.34%, Truist BankTruist Bank1139 W Hamilton St, Allentown, PA 18101A+5.0 ★Texas Ratio: 2.87%, Citadel Federal Credit UnionCitadel Federal Credit Union4923 Edgmont Ave, Brookhaven, PA 19015 1128A+5.0 ★Texas Ratio: 2.94%, Mid Penn BankMid Penn Bank3900 Hamilton Blvd, Allentown, PA 18103A+5.0 ★Texas Ratio: 4.25%, Huntington National BankHuntington National Bank2706 Brodhead Rd, Aliquippa, PA 15001A+5.0 ★Texas Ratio: 3.66%, and Belco Community Credit UnionBelco Community Credit Union3500 Trindle Rd, Camp Hill, PA 17011 4439A+5.0 ★Texas Ratio: 3.06%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Witmer, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Witmer are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Witmer, Pennsylvania

Market share is the lender's share of all home loans closed in Witmer, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
7180 Bernville Rd, Bernville, PA 19506
A+5.0 ★Texas Ratio: 1.79%
Conventional 4 5.5% 100% $215,000 View
5605 Hamilton Blvd, Allentown, PA 18106 9720
A+5.0 ★Texas Ratio: 3.79%
Conventional, HELOC 2
+13 HELOCs
2.7% 100% $35,000 View
5089 Hamilton Blvd, Allentown, PA 18106
A5.0 ★Texas Ratio: 6.10%
Conventional, HELOC 2
+1 HELOCs
2.7% 100% $520,000 View
2510 Delta Rd, Brogue, PA 17309
A+5.0 ★Texas Ratio: 4.11%
Conventional, HELOC 2
+1 HELOCs
2.7% 100% $430,000 View
351 S 7th St, Akron, PA 17501
A+5.0 ★Texas Ratio: 4.34%
Conventional, HELOC 1
+2 HELOCs
1.4% 100% $305,000 View
★ 1 stars, 1 review
1139 W Hamilton St, Allentown, PA 18101
A+5.0 ★Texas Ratio: 2.87%
Conventional, HELOC 1
+1 HELOCs
1.4% 100% $785,000 View
4923 Edgmont Ave, Brookhaven, PA 19015 1128
A+5.0 ★Texas Ratio: 2.94%
Conventional 1 1.4% 100% $25,000 View
3900 Hamilton Blvd, Allentown, PA 18103
A+5.0 ★Texas Ratio: 4.25%
FHA 1 1.4% 50% $415,000 View
2706 Brodhead Rd, Aliquippa, PA 15001
A+5.0 ★Texas Ratio: 3.66%
Conventional 1 1.4% 100% $65,000 View
3500 Trindle Rd, Camp Hill, PA 17011 4439
A+5.0 ★Texas Ratio: 3.06%
Conventional 1 1.4% 66.7% $85,000 View
337 Clay Ave, Stroudsburg, PA 18360
A+5.0 ★Texas Ratio: 4.11%
Conventional 1 1.4% 100% $335,000 View
1408 Old York Rd, Abington, PA 19001
A+5.0 ★Texas Ratio: 4.85%
HELOC 0
+12 HELOCs
0% n/a View
★ 1.7 stars, 3 reviews
2676 Brodhead Rd, Aliquippa, PA 15001
A+5.0 ★Texas Ratio: 4.24%
HELOC 0
+5 HELOCs
0% n/a View
7540 Windsor Drive Suite 203, Allentown, PA 18195
A+5.0 ★Texas Ratio: 4.11%
HELOC 0
+2 HELOCs
0% n/a View
4417 E Main St, Belleville, PA 17004
A+5.0 ★Texas Ratio: 4.82%
HELOC 0
+1 HELOCs
0% n/a View
1100 Logan Blvd, Altoona, PA 16602
A+5.0 ★Texas Ratio: 2.93%
HELOC 0
+1 HELOCs
0% n/a View
Linkbank
Conventional, Jumbo 2 2.7% 100% $1,050,000
State Financial Network LLC
Conventional 1 1.4% 100% $245,000
Horizon Farm Credit, ACA
Conventional 1 1.4% 100% $655,000
Spring Eq, LLC
Conventional 1 1.4% 100% $75,000
Tammac Holdings Corporation
Conventional 1 1.4% 100% $125,000
MDE Home Loans LLC
Conventional, FHA, VA 10 13.7% 100% $499,000
Conventional 7 9.6% 100% $412,142 View
Rocket Mortgage
Conventional 4 5.5% 80% $302,500
Triad Financial Services, Inc.
Conventional 4 5.5% 77.8% $102,500
CrossCountry Mortgage, LLC
Conventional 3 4.1% 100% $358,333
Pennymac Loan Services LLC
FHA 3 4.1% 100% $425,000
A+5.0 ★Texas Ratio: 1.90%
Conventional 2 2.7% 100% $70,000 View
New American Funding, LLC.
Conventional 2 2.7% 100% $320,000
EMM Loans LLC
FHA 1 1.4% 100% $315,000
Equity Resources Inc
Conventional 1 1.4% 100% $245,000
United Wholesale Mortgage
Conventional 1 1.4% 100% $305,000
Goodleap, LLC
Conventional 1 1.4% 100% $275,000
Go Mortgage, LLC
Conventional 1 1.4% 100% $695,000
A+5.0 ★Texas Ratio: 0.06%
Conventional 1 1.4% 100% $355,000 View
Credit Human Federal Credit Un
Conventional 1 1.4% 33.3% $65,000
Kwik Mortgage Corporation
Conventional 1 1.4% 100% $525,000
Planet Home Lending, LLC
VA 1 1.4% 100% $465,000
Provident Funding Associates
Conventional 1 1.4% 100% $215,000
First Credit Corporation of Ny, Inc.
Conventional 1 1.4% 100% $105,000
Sierra Pacific Mortgage Co. Inc
Conventional 1 1.4% 100% $335,000
Nationstar Mortgage
Conventional 1 1.4% 100% $205,000
21St Mortgage
Conventional 1 1.4% 16.7% $75,000
Tomo Mortgage LLC
Conventional 1 1.4% 100% $605,000
A+5.0 ★Texas Ratio: 2.32%
HELOC 0
+1 HELOCs
0% n/a View
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Witmer, Pennsylvania

Looking for mortgage lenders near me or mortgage brokers near me in Witmer? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Witmer in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Witmer, PA

Use these to narrow the list above. Each category shows how many Witmer, PA lenders fit and what that kind of lender is usually best for.

Who Lends in Witmer, PA

Independent mortgage companies closed 69.9 percent of home loans in Witmer, Pennsylvania in 2025, banks 21.9 percent and credit unions 8.2 percent. State Financial Network LLC was the largest mortgage company, Bank of Bird in Hand the largest bank and Members 1St FCU the largest credit union. Among lenders headquartered in Pennsylvania, Bank of Bird in Hand led with 4 loans.

69.9%
Mortgage companies
21.9%
Banks
8.2%
Credit unions
8%
FHA loans
3%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.

More Pennsylvania Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Witmer, PA

Who is the largest mortgage lender in Witmer, PA?

By home loans closed in 2025, Bank of Bird in Hand was the largest mortgage lender in Witmer, Pennsylvania with 4 loans, about 5.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Witmer, PA mortgage lenders offer FHA, VA and USDA loans?

4 lenders closed FHA loans in Witmer, Pennsylvania in 2025, led by Pennymac Loan Services LLC with 3. 2 lenders closed VA loans, led by MDE Home Loans LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Witmer, PA lender list?

Yes. 14 banks and 6 credit unions closed home loans in Witmer, Pennsylvania in 2025, alongside 25 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Witmer, PA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Witmer, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Witmer, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Witmer. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.