Mortgage Lenders and Brokers in Waterford, Pennsylvania
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Waterford, Pennsylvania mortgage lenders include Northwest BankNorthwest Bank413 S Logan Blvd, Altoona, PA 16602A+5.0 ★Texas Ratio: 3.99%, Marquette Savings BankMarquette Savings Bank14 N Main St, Albion, PA 16401A+5.0 ★Texas Ratio: 3.98%, Erie Federal Credit UnionErie Federal Credit Union101 Washington Towne Blvd N, Edinboro, PA 16412A+5.0 ★Texas Ratio: 3.62%, Corry Federal Credit UnionCorry Federal Credit Union728 Worth St, Corry, PA 16407A+5.0 ★Texas Ratio: 0.57%, The Andover BankThe Andover Bank53 E State St, Albion, PA 16401A4.5 ★Texas Ratio: 1.91%, Cnb BankCnb Bank11 N Main St, Alburtis, PA 18011A5.0 ★Texas Ratio: 6.26%, Widget Federal Credit UnionWidget Federal Credit Union2154 E Lake Rd, Erie, PA 16511 1140, PNC Bank N.A.PNC Bank N.A.123 High Street, Waterford, PA 16441A+5.0 ★Texas Ratio: 4.24%, First National Bank of PAFirst National Bank of PA2719 Brodhead Rd, Aliquippa, PA 15001A+5.0 ★Texas Ratio: 1.62%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA990 Old York Rd, Abington, PA 19001A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Waterford, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Waterford are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Waterford, Pennsylvania
Market share is the lender's share of all home loans closed in Waterford, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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413 S Logan Blvd, Altoona, PA 16602 A+5.0 ★Texas Ratio: 3.99% |
Conventional, HELOC | 15 +8 HELOCs |
14.2% | 88.2% | $98,333 | View |
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14 N Main St, Albion, PA 16401 A+5.0 ★Texas Ratio: 3.98% |
Conventional, Jumbo | 12 | 11.3% | 92.3% | $174,166 | View |
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101 Washington Towne Blvd N, Edinboro, PA 16412 A+5.0 ★Texas Ratio: 3.62% |
Conventional, HELOC | 3 +6 HELOCs |
2.8% | 60% | $45,000 | View |
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728 Worth St, Corry, PA 16407 A+5.0 ★Texas Ratio: 0.57% |
Conventional | 3 | 2.8% | 100% | $48,333 | View |
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53 E State St, Albion, PA 16401 A4.5 ★Texas Ratio: 1.91% |
Conventional | 3 | 2.8% | 60% | $95,000 | View |
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11 N Main St, Alburtis, PA 18011 A5.0 ★Texas Ratio: 6.26% |
Conventional, HELOC | 2 +5 HELOCs |
1.9% | 100% | $80,000 | View |
Widget Federal Credit Union
2154 E Lake Rd, Erie, PA 16511 1140 |
Conventional, HELOC | 2 +1 HELOCs |
1.9% | 50% | $130,000 | |
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★ 1.7 stars, 3 reviews 123 High Street, Waterford, PA 16441 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +11 HELOCs |
0.9% | 100% | $165,000 | View |
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2719 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 1 +1 HELOCs |
0.9% | 50% | $295,000 | View |
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990 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.9% | 100% | $425,000 | View |
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20 West Skippack Pike, Ambler, PA 19002 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.9% | 100% | $55,000 | View |
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333 Main St, Clarion, PA 16214 A4.8 ★Texas Ratio: 9.68% |
Conventional | 1 | 0.9% | 100% | $115,000 | View |
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1101 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 5.36% |
FHA | 1 | 0.9% | 100% | $65,000 | View |
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113 Research Dr, Bethlehem, PA 18015 4731 A+5.0 ★Texas Ratio: 4.23% |
Conventional | 1 | 0.9% | 66.7% | $315,000 | View |
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907 22nd St, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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2706 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 3.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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7540 Windsor Drive Suite 203, Allentown, PA 18195 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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50 W Lancaster Ave, Ardmore, PA 19003 A+5.0 ★Texas Ratio: 3.10% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Tendto Credit Federal Union
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Conventional | 2 | 1.9% | 100% | $45,000 | |
Affordable Mortgage Advisors
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Conventional | 1 | 0.9% | 100% | $225,000 | |
Newrez LLC
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Conventional | 1 | 0.9% | 50% | $55,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 8 | 7.5% | 100% | $202,500 | |
Rocket Mortgage
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Conventional, FHA | 8 | 7.5% | 88.9% | $148,750 | |
Movement Mortgage, LLC
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Conventional, FHA | 7 | 6.6% | 100% | $200,714 | |
Pennymac Loan Services LLC
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Conventional | 5 | 4.7% | 100% | $205,000 | |
Equity Resources Inc
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Conventional, FHA | 4 | 3.8% | 100% | $252,500 | |
loanDepot.com LLC
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FHA, VA | 4 | 3.8% | 100% | $235,000 | |
Triad Financial Services, Inc.
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Conventional | 3 | 2.8% | 100% | $45,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 1.9% | 100% | $350,000 | |
First Community Mortgage, Inc.
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FHA | 1 | 0.9% | 100% | $255,000 | |
AmeriHome Mortgage Company, LLC
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VA | 1 | 0.9% | 100% | $185,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.9% | 100% | $35,000 | |
AdvantageFirst Lending Inc
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Conventional | 1 | 0.9% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 2.76% |
Conventional | 1 | 0.9% | 100% | $65,000 | View |
Jlb Corporation dba Golden Oak Lending
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Conventional | 1 | 0.9% | 100% | $165,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.9% | 100% | $285,000 | View |
Churchill Mortgage Corporation
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Conventional | 1 | 0.9% | 100% | $225,000 | |
Mortgage Research Center
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VA | 1 | 0.9% | 50% | $315,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.9% | 100% | $255,000 | View |
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A-5.0 ★Texas Ratio: 14.97% |
Conventional | 1 | 0.9% | 100% | $235,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.9% | 100% | $295,000 | View |
21St Mortgage
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Conventional | 1 | 0.9% | 33.3% | $55,000 | |
Reliance First Capital, LLC
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Conventional | 1 | 0.9% | 100% | $85,000 |
Waterford Mortgage Rate Trends
Daily average mortgage rates for Pennsylvania compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Waterford, Pennsylvania
Looking for mortgage lenders near me or mortgage brokers near me in Waterford? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Waterford in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Waterford, PA
Use these to narrow the list above. Each category shows how many Waterford, PA lenders fit and what that kind of lender is usually best for.
Who Lends in Waterford, PA
Independent mortgage companies closed 48.1 percent of home loans in Waterford, Pennsylvania in 2025, banks 41.5 percent and credit unions 10.4 percent. Affordable Mortgage Advisors was the largest mortgage company, Northwest Bank the largest bank and Erie Federal Credit Union the largest credit union. Among lenders headquartered in Pennsylvania, Northwest Bank led with 15 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.
More Pennsylvania Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Waterford, PA
By home loans closed in 2025, Northwest Bank was the largest mortgage lender in Waterford, Pennsylvania with 15 loans, about 14.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Waterford, Pennsylvania in 2025, led by United Wholesale Mortgage with 3. 6 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 20 banks and 5 credit unions closed home loans in Waterford, Pennsylvania in 2025, alongside 18 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Waterford, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Waterford, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Waterford. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
