Starrucca, Pennsylvania mortgage lenders include Wayne BankWayne Bank1099 Georgetown Rd, Christiana, PA 17509A5.0 ★Texas Ratio: 10.36%, The Dime BankThe Dime Bank157 Brooklyn St, Carbondale, PA 18407A5.0 ★Texas Ratio: 9.00%, First National Bank of PAFirst National Bank of PA2719 Brodhead Rd, Aliquippa, PA 15001A+5.0 ★Texas Ratio: 1.62%, The Honesdale National BankThe Honesdale National Bank651 Northern Blvd, Clarks Summit, PA 18411A+5.0 ★Texas Ratio: 1.92%, Nbt Bank NANbt Bank NA3 Kennedy Dr, Archbald, PA 18403A+5.0 ★Texas Ratio: 3.43%, Citizens & Northern BankCitizens & Northern Bank19179 Route 522, Beaver Springs, PA 17812A5.0 ★Texas Ratio: 10.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA990 Old York Rd, Abington, PA 19001A+5.0 ★Texas Ratio: 3.68%, Community Bank, N.A.Community Bank, N.A.1701 Chew St, Allentown, PA 18104A+5.0 ★Texas Ratio: 3.83%, M&T BankM&T Bank7540 Windsor Drive Suite 203, Allentown, PA 18195A+5.0 ★Texas Ratio: 4.11%, and Police and Fire Federal Credit UnionPolice and Fire Federal Credit Union3325 Street Rd, Bensalem, PA 19020 2021A+5.0 ★Texas Ratio: 0.70%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Starrucca, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Starrucca are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Starrucca, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1099 Georgetown Rd, Christiana, PA 17509 A5.0 ★Texas Ratio: 10.36% |
Conventional | 15 | 23.4% | 88.9% | $160,333 | View |
|
157 Brooklyn St, Carbondale, PA 18407 A5.0 ★Texas Ratio: 9.00% |
Conventional | 4 | 6.2% | 80% | $240,000 | View |
|
2719 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 3 +1 HELOCs |
4.7% | 75% | $138,333 | View |
|
651 Northern Blvd, Clarks Summit, PA 18411 A+5.0 ★Texas Ratio: 1.92% |
Conventional, HELOC | 2 +5 HELOCs |
3.1% | 66.7% | $155,000 | View |
|
3 Kennedy Dr, Archbald, PA 18403 A+5.0 ★Texas Ratio: 3.43% |
FHA, HELOC | 1 +1 HELOCs |
1.6% | 100% | $165,000 | View |
|
19179 Route 522, Beaver Springs, PA 17812 A5.0 ★Texas Ratio: 10.85% |
Conventional | 1 | 1.6% | 100% | $265,000 | View |
|
990 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.6% | 100% | $255,000 | View |
|
1701 Chew St, Allentown, PA 18104 A+5.0 ★Texas Ratio: 3.83% |
Conventional | 1 | 1.6% | 50% | $225,000 | View |
|
7540 Windsor Drive Suite 203, Allentown, PA 18195 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 1.6% | 100% | $185,000 | View |
|
3325 Street Rd, Bensalem, PA 19020 2021 A+5.0 ★Texas Ratio: 0.70% |
Conventional | 1 | 1.6% | 100% | $85,000 | View |
|
1500 Market St, Philadelphia, PA 19102 A+5.0 ★Texas Ratio: 5.26% |
Conventional | 1 | 1.6% | 100% | $315,000 | View |
|
1101 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.6% | 100% | $115,000 | View |
|
113 Research Dr, Bethlehem, PA 18015 4731 A+5.0 ★Texas Ratio: 4.23% |
Conventional | 1 | 1.6% | 100% | $155,000 | View |
|
100 Old Lackawanna Trl, Clarks Summit, PA 18411 A+5.0 ★Texas Ratio: 0.61% |
Conventional | 1 | 1.6% | 100% | $15,000 | View |
|
3920 W Tilghman St, Allentown, PA 18104 A+5.0 ★Texas Ratio: 2.51% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Summit Mortgage Corporation
|
Conventional | 6 | 9.4% | 85.7% | $241,666 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 4 | 6.2% | 100% | $465,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 4 | 6.2% | 80% | $165,000 | |
Kind Lending, LLC
|
Conventional, VA | 2 | 3.1% | 100% | $390,000 | |
loanDepot.com LLC
|
Conventional, FHA | 2 | 3.1% | 100% | $225,000 | |
| Conventional | 2 | 3.1% | 100% | $265,000 | View | |
Prosperity Home Mortgage, LLC
|
Conventional | 2 | 3.1% | 100% | $530,000 | |
Guaranteed Rate, Inc.
|
Conventional | 1 | 1.6% | 100% | $135,000 | |
Goodleap, LLC
|
FHA | 1 | 1.6% | 100% | $195,000 | |
Movement Mortgage, LLC
|
Conventional | 1 | 1.6% | 100% | $155,000 | |
Pennymac Loan Services LLC
|
Conventional | 1 | 1.6% | 100% | $255,000 | |
Mutual of Omaha Mortgage
|
VA | 1 | 1.6% | 100% | $215,000 | |
|
A+5.0 ★Texas Ratio: 2.14% |
VA | 1 | 1.6% | 100% | $415,000 | View |
|
A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 1.6% | 100% | $405,000 | |
Nexera Holding LLC
|
Conventional | 1 | 1.6% | 100% | $305,000 | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Daily average mortgage rates for Pennsylvania compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Starrucca? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Starrucca in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Starrucca, PA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 43.8 percent of home loans in Starrucca, Pennsylvania in 2025, banks 51.6 percent and credit unions 4.7 percent. Summit Mortgage Corporation was the largest mortgage company, Wayne Bank the largest bank and Police and Fire Federal Credit Union the largest credit union. Among lenders headquartered in Pennsylvania, Wayne Bank led with 15 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.
By home loans closed in 2025, Wayne Bank was the largest mortgage lender in Starrucca, Pennsylvania with 15 loans, about 23.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
5 lenders closed FHA loans in Starrucca, Pennsylvania in 2025, led by Nbt Bank NA with 1. 6 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 3 credit unions closed home loans in Starrucca, Pennsylvania in 2025, alongside 13 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Starrucca, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Starrucca, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Starrucca. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.