St. Lawrence, Pennsylvania mortgage lenders include Mortgage America, Inc.Mortgage America, Inc.3300 Lehigh St, Allentown, PA 18103A+5.0 ★Texas Ratio: 4.14%, Diamond Credit UnionDiamond Credit Union6591 Perkiomen Ave, Birdsboro, PA 19508A+5.0 ★Texas Ratio: 1.56%, Citadel Federal Credit UnionCitadel Federal Credit Union4923 Edgmont Ave, Brookhaven, PA 19015 1128A+5.0 ★Texas Ratio: 2.94%, Discovery Federal Credit UnionDiscovery Federal Credit Union2744 Century Blvd, Wyomissing, PA 19610A+5.0 ★Texas Ratio: 2.76%, Tompkins Community BankTompkins Community Bank1 Belmont Ave, Bala Cynwyd, PA 19004A5.0 ★Texas Ratio: 6.37%, Customers BankCustomers Bank73 Old Dublin Pike, Doylestown, PA 18901A+5.0 ★Texas Ratio: 3.15%, Ardent Federal Credit UnionArdent Federal Credit Union1301 Skippack Pike, Blue Bell, PA 19422A+5.0 ★Texas Ratio: 3.29%, Phoenixville Federal Bank & TrustPhoenixville Federal Bank & Trust74 Second Ave, Collegeville, PA 19426, First National Bank of PAFirst National Bank of PA2719 Brodhead Rd, Aliquippa, PA 15001A+5.0 ★Texas Ratio: 1.62%, and M&T BankM&T Bank7540 Windsor Drive Suite 203, Allentown, PA 18195A+5.0 ★Texas Ratio: 4.11%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in St. Lawrence, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in St. Lawrence are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in St. Lawrence, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
3300 Lehigh St, Allentown, PA 18103 A+5.0 ★Texas Ratio: 4.14% |
FHA, VA | 2 | 6.9% | 100% | $300,000 | View |
|
6591 Perkiomen Ave, Birdsboro, PA 19508 A+5.0 ★Texas Ratio: 1.56% |
Conventional, HELOC | 1 +1 HELOCs |
3.4% | 50% | $25,000 | View |
|
4923 Edgmont Ave, Brookhaven, PA 19015 1128 A+5.0 ★Texas Ratio: 2.94% |
Conventional | 1 | 3.4% | 100% | $45,000 | View |
|
2744 Century Blvd, Wyomissing, PA 19610 A+5.0 ★Texas Ratio: 2.76% |
Conventional | 1 | 3.4% | 100% | $15,000 | View |
|
★ 5 stars, 1 review 1 Belmont Ave, Bala Cynwyd, PA 19004 A5.0 ★Texas Ratio: 6.37% |
Conventional | 1 | 3.4% | 100% | $65,000 | View |
|
73 Old Dublin Pike, Doylestown, PA 18901 A+5.0 ★Texas Ratio: 3.15% |
Conventional | 1 | 3.4% | 100% | $285,000 | View |
|
1301 Skippack Pike, Blue Bell, PA 19422 A+5.0 ★Texas Ratio: 3.29% |
Conventional | 1 | 3.4% | 100% | $65,000 | View |
Phoenixville Federal Bank & Trust
74 Second Ave, Collegeville, PA 19426 |
Conventional | 1 | 3.4% | 100% | $245,000 | |
|
2719 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 3.4% | 100% | $25,000 | View |
|
7540 Windsor Drive Suite 203, Allentown, PA 18195 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
907 22nd St, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
★ 1 stars, 1 review 1139 W Hamilton St, Allentown, PA 18101 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
1408 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 4.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
1359 Old York Rd, Abington, PA 19001 A5.0 ★Texas Ratio: 9.33% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
|
337 Clay Ave, Stroudsburg, PA 18360 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Rocket Mortgage
|
FHA | 3 | 10.3% | 60% | $238,333 | |
United Wholesale Mortgage
|
Conventional, FHA | 2 | 6.9% | 66.7% | $215,000 | |
Guaranteed Rate, Inc.
|
Conventional, FHA | 2 | 6.9% | 100% | $245,000 | |
| Conventional, VA | 2 | 6.9% | 100% | $335,000 | View | |
Plaza Home Mortgage, Inc
|
FHA | 2 | 6.9% | 100% | $255,000 | |
|
A+5.0 ★Texas Ratio: 3.02% |
FHA | 1 | 3.4% | 100% | $235,000 | View |
Movement Mortgage, LLC
|
Conventional | 1 | 3.4% | 100% | $305,000 | |
American Financial Network, Inc.
|
Conventional | 1 | 3.4% | 100% | $285,000 | |
Cmg Mortgage Inc
|
Conventional | 1 | 3.4% | 100% | $195,000 | |
First Colony Mortgage Corporat
|
FHA | 1 | 3.4% | 100% | $195,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 3.4% | 100% | $175,000 | View |
Paramount Residential Mortgage
|
Conventional | 1 | 3.4% | 100% | $225,000 | |
|
A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 3.4% | 100% | $125,000 | View |
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Pennsylvania compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in St. Lawrence? The list below shows the banks, credit unions and mortgage brokers that closed home loans in St. Lawrence in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many St. Lawrence, PA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 65.5 percent of home loans in St. Lawrence, Pennsylvania in 2025, banks 20.7 percent and credit unions 13.8 percent. Mortgage America, Inc. was the largest mortgage company, Tompkins Community Bank the largest bank and Diamond Credit Union the largest credit union. Among lenders headquartered in Pennsylvania, Mortgage America, Inc. led with 2 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.
By home loans closed in 2025, Mortgage America, Inc. was the largest mortgage lender in St. Lawrence, Pennsylvania with 2 loans, about 6.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in St. Lawrence, Pennsylvania in 2025, led by Rocket Mortgage with 3. 2 lenders closed VA loans, led by Mortgage America, Inc.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 10 banks and 6 credit unions closed home loans in St. Lawrence, Pennsylvania in 2025, alongside 15 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in St. Lawrence, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in St. Lawrence, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up St. Lawrence. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.