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Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results
iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Schoeneck, Pennsylvania

Schoeneck, Pennsylvania mortgage lenders include The Ephrata National BankThe Ephrata National Bank351 S 7th St, Akron, PA 17501A+5.0 ★Texas Ratio: 4.34%, Members 1St FCUMembers 1St FCU5605 Hamilton Blvd, Allentown, PA 18106 9720A+5.0 ★Texas Ratio: 3.79%, Truist BankTruist Bank1139 W Hamilton St, Allentown, PA 18101A+5.0 ★Texas Ratio: 2.87%, Fulton Bank, National AssociationFulton Bank, National Association1408 Old York Rd, Abington, PA 19001A+5.0 ★Texas Ratio: 4.85%, Tompkins Community BankTompkins Community Bank1 Belmont Ave, Bala Cynwyd, PA 19004A5.0 ★Texas Ratio: 6.37%, Lanco Federal Credit UnionLanco Federal Credit Union4213 Oregon Pike, Ephrata, PA 17522A+5.0 ★Texas Ratio: 5.06%, Diamond Credit UnionDiamond Credit Union6591 Perkiomen Ave, Birdsboro, PA 19508A+5.0 ★Texas Ratio: 1.56%, Orrstown BankOrrstown Bank2510 Delta Rd, Brogue, PA 17309A+5.0 ★Texas Ratio: 4.11%, Huntington National BankHuntington National Bank2706 Brodhead Rd, Aliquippa, PA 15001A+5.0 ★Texas Ratio: 3.66%, and Everence Federal Credit UnionEverence Federal Credit Union4417 E Main St, Belleville, PA 17004A+5.0 ★Texas Ratio: 4.82%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Schoeneck, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Schoeneck are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Schoeneck, Pennsylvania

Market share is the lender's share of all home loans closed in Schoeneck, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
351 S 7th St, Akron, PA 17501
A+5.0 ★Texas Ratio: 4.34%
Conventional, HELOC 3
+18 HELOCs
9.4% 100% $435,000 View
5605 Hamilton Blvd, Allentown, PA 18106 9720
A+5.0 ★Texas Ratio: 3.79%
Conventional, HELOC 3
+5 HELOCs
9.4% 100% $301,666 View
★ 1 stars, 1 review
1139 W Hamilton St, Allentown, PA 18101
A+5.0 ★Texas Ratio: 2.87%
Conventional, HELOC 2
+1 HELOCs
6.2% 100% $370,000 View
1408 Old York Rd, Abington, PA 19001
A+5.0 ★Texas Ratio: 4.85%
Conventional, HELOC 1
+5 HELOCs
3.1% 100% $165,000 View
★ 5 stars, 1 review
1 Belmont Ave, Bala Cynwyd, PA 19004
A5.0 ★Texas Ratio: 6.37%
Conventional 1 3.1% 100% $445,000 View
4213 Oregon Pike, Ephrata, PA 17522
A+5.0 ★Texas Ratio: 5.06%
Conventional 1 3.1% 100% $85,000 View
6591 Perkiomen Ave, Birdsboro, PA 19508
A+5.0 ★Texas Ratio: 1.56%
Conventional 1 3.1% 100% $65,000 View
2510 Delta Rd, Brogue, PA 17309
A+5.0 ★Texas Ratio: 4.11%
Conventional 1 3.1% 100% $265,000 View
2706 Brodhead Rd, Aliquippa, PA 15001
A+5.0 ★Texas Ratio: 3.66%
HELOC 0
+1 HELOCs
0% n/a View
4417 E Main St, Belleville, PA 17004
A+5.0 ★Texas Ratio: 4.82%
HELOC 0
+1 HELOCs
0% n/a View
113 Research Dr, Bethlehem, PA 18015 4731
A+5.0 ★Texas Ratio: 4.23%
HELOC 0
+1 HELOCs
0% n/a View
★ 1.7 stars, 3 reviews
2676 Brodhead Rd, Aliquippa, PA 15001
A+5.0 ★Texas Ratio: 4.24%
HELOC 0
+1 HELOCs
0% n/a View
Philadelphia Mortgage Advisors, Inc.
Conventional 2 6.2% 100% $160,000
HomeSale Mortgage
Conventional 1 3.1% 100% $285,000
Rocket Mortgage
Conventional, FHA 3 9.4% 60% $251,666
A+5.0 ★Texas Ratio: 2.85%
Conventional 1 3.1% 100% $75,000 View
United Wholesale Mortgage
Conventional 1 3.1% 100% $155,000
Lakeview Loan Servicing, LLC
VA 1 3.1% 100% $435,000
A+5.0 ★Texas Ratio: 0.06%
Conventional 1 3.1% 100% $365,000 View
CrossCountry Mortgage, LLC
FHA 1 3.1% 100% $95,000
Pennymac Loan Services LLC
Conventional 1 3.1% 100% $45,000
Conventional 1 3.1% 100% $295,000 View
American Financing Corporation
FHA 1 3.1% 100% $235,000
Mortgage Research Center
VA 1 3.1% 100% $575,000
New American Funding, LLC.
Conventional 1 3.1% 100% $445,000
A+5.0 ★Texas Ratio: 2.32%
Conventional 1 3.1% 100% $45,000 View
A4.8 ★Texas Ratio: 2.45%
Conventional 1 3.1% 100% $505,000 View
A+5.0 ★Texas Ratio: 0.51%
Conventional 1 3.1% 100% $155,000 View
Lendage, LLC dba Achieve Loans
HELOC 0
+1 HELOCs
0% n/a
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Schoeneck, Pennsylvania

Looking for mortgage lenders near me or mortgage brokers near me in Schoeneck? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Schoeneck in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Schoeneck, PA

Use these to narrow the list above. Each category shows how many Schoeneck, PA lenders fit and what that kind of lender is usually best for.

Who Lends in Schoeneck, PA

Independent mortgage companies closed 43.8 percent of home loans in Schoeneck, Pennsylvania in 2025, banks 40.6 percent and credit unions 15.6 percent. Philadelphia Mortgage Advisors, Inc. was the largest mortgage company, The Ephrata National Bank the largest bank and Members 1St FCU the largest credit union. Among lenders headquartered in Pennsylvania, The Ephrata National Bank led with 3 loans.

43.8%
Mortgage companies
40.6%
Banks
15.6%
Credit unions
9%
FHA loans
6%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.

More Pennsylvania Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Schoeneck, PA

Who is the largest mortgage lender in Schoeneck, PA?

By home loans closed in 2025, The Ephrata National Bank was the largest mortgage lender in Schoeneck, Pennsylvania with 3 loans, about 9.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Schoeneck, PA mortgage lenders offer FHA, VA and USDA loans?

3 lenders closed FHA loans in Schoeneck, Pennsylvania in 2025, led by Rocket Mortgage with 1. 2 lenders closed VA loans, led by Lakeview Loan Servicing, LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Schoeneck, PA lender list?

Yes. 12 banks and 5 credit unions closed home loans in Schoeneck, Pennsylvania in 2025, alongside 12 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Schoeneck, PA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Schoeneck, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Schoeneck, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Schoeneck. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.