Richlandtown, Pennsylvania mortgage lenders include Penn Community BankPenn Community Bank519 Richlandtown Pike, Richlandtown, PA 18955A+5.0 ★Texas Ratio: 3.96%, QNB BankQNB Bank950 Mill Creek Rd, Allentown, PA 18106A+5.0 ★Texas Ratio: 4.97%, American Heritage Federal Credit UnionAmerican Heritage Federal Credit Union1359 Old York Rd, Abington, PA 19001A5.0 ★Texas Ratio: 9.33%, Police and Fire Federal Credit UnionPolice and Fire Federal Credit Union3325 Street Rd, Bensalem, PA 19020 2021A+5.0 ★Texas Ratio: 0.70%, Hatboro Federal SavingsHatboro Federal Savings1401 Easton Rd, Hatboro, PA 18929A+5.0 ★Texas Ratio: 2.15%, TruMark Financial Credit UnionTruMark Financial Credit Union3250 Tillman Dr, Bensalem, PA 19020 2027A+5.0 ★Texas Ratio: 3.89%, Fleetwood BankFleetwood Bank917 Park Rd, Blandon, PA 19510A+5.0 ★Texas Ratio: 4.72%, Keybank National AssociationKeybank National Association20 West Skippack Pike, Ambler, PA 19002A+5.0 ★Texas Ratio: 4.81%, Apci Federal Credit UnionApci Federal Credit Union6126 Hamilton Blvd Ste 102, Allentown, PA 18106A+5.0 ★Texas Ratio: 0.44%, and Wells Fargo Bank NAWells Fargo Bank NA1101 Old York Rd, Abington, PA 19001A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Richlandtown, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Richlandtown are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Richlandtown, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
519 Richlandtown Pike, Richlandtown, PA 18955 A+5.0 ★Texas Ratio: 3.96% |
Conventional, HELOC | 7 +5 HELOCs |
6% | 80% | $66,428 | View |
|
950 Mill Creek Rd, Allentown, PA 18106 A+5.0 ★Texas Ratio: 4.97% |
Conventional | 7 | 6% | 58.3% | $273,571 | View |
|
1359 Old York Rd, Abington, PA 19001 A5.0 ★Texas Ratio: 9.33% |
Conventional, HELOC | 6 +8 HELOCs |
5.2% | 75% | $206,666 | View |
|
3325 Street Rd, Bensalem, PA 19020 2021 A+5.0 ★Texas Ratio: 0.70% |
Conventional, HELOC | 2 +3 HELOCs |
1.7% | 50% | $250,000 | View |
|
1401 Easton Rd, Hatboro, PA 18929 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 2 | 1.7% | 100% | $240,000 | View |
|
3250 Tillman Dr, Bensalem, PA 19020 2027 A+5.0 ★Texas Ratio: 3.89% |
Conventional, HELOC | 1 +2 HELOCs |
0.9% | 100% | $65,000 | View |
|
917 Park Rd, Blandon, PA 19510 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.9% | 100% | $245,000 | View |
|
20 West Skippack Pike, Ambler, PA 19002 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.9% | 100% | $95,000 | View |
|
6126 Hamilton Blvd Ste 102, Allentown, PA 18106 A+5.0 ★Texas Ratio: 0.44% |
Conventional | 1 | 0.9% | 100% | $295,000 | View |
|
1101 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.9% | 100% | $365,000 | View |
|
50 W Lancaster Ave, Ardmore, PA 19003 A+5.0 ★Texas Ratio: 3.10% |
VA | 1 | 0.9% | 100% | $345,000 | View |
|
907 22nd St, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
|
★ 1.7 stars, 3 reviews 2676 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
|
1603 North Cedar Crest Blvd Roma Corporate Center, Allentown, PA 18104 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
5605 Hamilton Blvd, Allentown, PA 18106 9720 A+5.0 ★Texas Ratio: 3.79% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
4800 Edgmont Ave, Brookhaven, PA 19015 A5.0 ★Texas Ratio: 6.91% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
335 W Butler Ave, Chalfont, PA 18914 A+5.0 ★Texas Ratio: 1.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
113 Research Dr, Bethlehem, PA 18015 4731 A+5.0 ★Texas Ratio: 4.23% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 1 stars, 1 review 1139 W Hamilton St, Allentown, PA 18101 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Newrez LLC
|
FHA, VA | 3 | 2.6% | 75% | $351,666 | |
Spring Eq, LLC
|
Conventional | 2 | 1.7% | 100% | $50,000 | |
Allied Mortgage Group, Inc
|
FHA | 1 | 0.9% | 50% | $605,000 | |
|
A-5.0 ★Texas Ratio: 15.49% |
Conventional | 1 | 0.9% | 100% | $365,000 | View |
First Commonwealth Federal Cre
|
Conventional | 1 | 0.9% | 33.3% | $115,000 | |
Rocket Mortgage
|
Conventional, FHA | 9 | 7.8% | 75% | $215,000 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA | 8 | 6.9% | 100% | $292,500 | |
Guaranteed Rate, Inc.
|
Conventional, FHA, VA, HELOC | 6 +1 HELOCs |
5.2% | 100% | $333,333 | |
United Wholesale Mortgage
|
Conventional, VA | 5 | 4.3% | 100% | $241,000 | |
Movement Mortgage, LLC
|
Conventional, FHA, VA | 4 | 3.4% | 100% | $370,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA | 4 | 3.4% | 66.7% | $267,500 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 2 +2 HELOCs |
1.7% | 100% | $195,000 | |
|
A+5.0 ★Texas Ratio: 3.02% |
Conventional, FHA | 2 | 1.7% | 66.7% | $175,000 | View |
Success Mortgage Partners, Inc
|
Conventional, VA | 2 | 1.7% | 100% | $450,000 | |
Nationstar Mortgage
|
Conventional | 2 | 1.7% | 100% | $60,000 | |
Mortgage Research Center
|
VA | 2 | 1.7% | 100% | $410,000 | |
Prosperity Home Mortgage, LLC
|
Conventional | 2 | 1.7% | 100% | $345,000 | |
New American Funding, LLC.
|
Conventional, FHA | 2 | 1.7% | 75% | $300,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 1.7% | 100% | $90,000 | View |
Better Mortgage Corporation
|
Conventional, HELOC | 1 +1 HELOCs |
0.9% | 100% | $75,000 | |
Equity Resources Inc
|
Conventional | 1 | 0.9% | 100% | $305,000 | |
First Community Mortgage, Inc.
|
Conventional | 1 | 0.9% | 100% | $265,000 | |
Goodleap, LLC
|
FHA | 1 | 0.9% | 100% | $195,000 | |
Contour Mortgage Corporation
|
Conventional | 1 | 0.9% | 100% | $215,000 | |
Lakeview Loan Servicing, LLC
|
Conventional | 1 | 0.9% | 100% | $35,000 | |
Equity Prime Mortgage LLC
|
VA | 1 | 0.9% | 100% | $355,000 | |
Tower Federal Credit Union
|
Conventional | 1 | 0.9% | 100% | $155,000 | |
loanDepot.com LLC
|
Conventional | 1 | 0.9% | 100% | $265,000 | |
Princeton Mortgage Corporation
|
Conventional | 1 | 0.9% | 100% | $355,000 | |
| Conventional | 1 | 0.9% | 100% | $585,000 | View | |
Union Home Mortgage Corp.
|
Conventional | 1 | 0.9% | 100% | $325,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.9% | 50% | $305,000 | View |
Embrace Home Loans, Inc.
|
Conventional | 1 | 0.9% | 100% | $315,000 | |
T2 Financial LLC
|
Conventional | 1 | 0.9% | 100% | $335,000 | |
American Pacific Mortgage Corporation
|
Conventional | 1 | 0.9% | 100% | $325,000 | |
|
A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.9% | 100% | $485,000 | View |
Keystone Funding, Inc
|
Conventional | 1 | 0.9% | 100% | $285,000 | |
RoundPoint Mortgage Servicing LLC
|
Conventional | 1 | 0.9% | 100% | $175,000 | |
|
A5.0 ★Texas Ratio: 8.47% |
VA | 1 | 0.9% | 100% | $305,000 | View |
|
A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.9% | 100% | $225,000 | View |
|
A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.9% | 100% | $315,000 | View |
21St Mortgage
|
Conventional | 1 | 0.9% | 16.7% | $145,000 | |
Carrington Mortgage Services LLC
|
FHA | 1 | 0.9% | 50% | $345,000 | |
Loan Simple, Inc.
|
FHA | 1 | 0.9% | 100% | $325,000 | |
|
A5.0 ★Texas Ratio: 6.17% |
Conventional | 1 | 0.9% | 100% | $55,000 | View |
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Daily average mortgage rates for Pennsylvania compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Richlandtown? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Richlandtown in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Richlandtown, PA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 63.8 percent of home loans in Richlandtown, Pennsylvania in 2025, banks 24.1 percent and credit unions 12.1 percent. Newrez LLC was the largest mortgage company, Penn Community Bank the largest bank and American Heritage Federal Credit Union the largest credit union. Among lenders headquartered in Pennsylvania, Penn Community Bank led with 7 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.
By home loans closed in 2025, Penn Community Bank was the largest mortgage lender in Richlandtown, Pennsylvania with 7 loans, about 6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in Richlandtown, Pennsylvania in 2025, led by Rocket Mortgage with 3. 11 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 12 credit unions closed home loans in Richlandtown, Pennsylvania in 2025, alongside 37 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Richlandtown, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Richlandtown, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Richlandtown. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.