Reamstown, Pennsylvania mortgage lenders include The Ephrata National BankThe Ephrata National Bank351 S 7th St, Akron, PA 17501A+5.0 ★Texas Ratio: 4.34%, Members 1St FCUMembers 1St FCU5605 Hamilton Blvd, Allentown, PA 18106 9720A+5.0 ★Texas Ratio: 3.79%, Pennsylvania State Employees Credit UnionPennsylvania State Employees Credit Union113 Research Dr, Bethlehem, PA 18015 4731A+5.0 ★Texas Ratio: 4.23%, Truist BankTruist Bank1139 W Hamilton St, Allentown, PA 18101A+5.0 ★Texas Ratio: 2.87%, M&T BankM&T Bank7540 Windsor Drive Suite 203, Allentown, PA 18195A+5.0 ★Texas Ratio: 4.11%, Univest Bank and Trust Co.Univest Bank and Trust Co.5089 Hamilton Blvd, Allentown, PA 18106A5.0 ★Texas Ratio: 6.10%, American Heritage Federal Credit UnionAmerican Heritage Federal Credit Union1359 Old York Rd, Abington, PA 19001A5.0 ★Texas Ratio: 9.33%, First Citizens Community BankFirst Citizens Community Bank300 Main St, Blossburg, PA 16912A5.0 ★Texas Ratio: 11.39%, Bank of Bird in HandBank of Bird in Hand7180 Bernville Rd, Bernville, PA 19506A+5.0 ★Texas Ratio: 1.79%, and Utilities Employees Credit UnionUtilities Employees Credit Union337 Clay Ave, Stroudsburg, PA 18360A+5.0 ★Texas Ratio: 4.11%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Reamstown, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Reamstown are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Reamstown, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
351 S 7th St, Akron, PA 17501 A+5.0 ★Texas Ratio: 4.34% |
Conventional, HELOC | 5 +17 HELOCs |
8.1% | 100% | $283,000 | View |
|
5605 Hamilton Blvd, Allentown, PA 18106 9720 A+5.0 ★Texas Ratio: 3.79% |
Conventional, HELOC | 3 +9 HELOCs |
4.8% | 37.5% | $161,666 | View |
|
113 Research Dr, Bethlehem, PA 18015 4731 A+5.0 ★Texas Ratio: 4.23% |
Conventional, HELOC | 3 +1 HELOCs |
4.8% | 100% | $108,333 | View |
|
★ 1 stars, 1 review 1139 W Hamilton St, Allentown, PA 18101 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +2 HELOCs |
1.6% | 100% | $165,000 | View |
|
7540 Windsor Drive Suite 203, Allentown, PA 18195 A+5.0 ★Texas Ratio: 4.11% |
FHA, HELOC | 1 +1 HELOCs |
1.6% | 100% | $365,000 | View |
|
5089 Hamilton Blvd, Allentown, PA 18106 A5.0 ★Texas Ratio: 6.10% |
Conventional | 1 | 1.6% | 100% | $295,000 | View |
|
1359 Old York Rd, Abington, PA 19001 A5.0 ★Texas Ratio: 9.33% |
Conventional | 1 | 1.6% | 100% | $35,000 | View |
|
300 Main St, Blossburg, PA 16912 A5.0 ★Texas Ratio: 11.39% |
Conventional | 1 | 1.6% | 100% | $635,000 | View |
|
7180 Bernville Rd, Bernville, PA 19506 A+5.0 ★Texas Ratio: 1.79% |
Conventional | 1 | 1.6% | 100% | $605,000 | View |
|
337 Clay Ave, Stroudsburg, PA 18360 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 1.6% | 100% | $225,000 | View |
|
1408 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 4.85% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
4417 E Main St, Belleville, PA 17004 A+5.0 ★Texas Ratio: 4.82% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
3500 Trindle Rd, Camp Hill, PA 17011 4439 A+5.0 ★Texas Ratio: 3.06% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
4923 Edgmont Ave, Brookhaven, PA 19015 1128 A+5.0 ★Texas Ratio: 2.94% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
2706 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 3.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
907 22nd St, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
3325 Street Rd, Bensalem, PA 19020 2021 A+5.0 ★Texas Ratio: 0.70% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
HomeSale Mortgage
|
Conventional | 2 | 3.2% | 100% | $290,000 | |
Allied Mortgage Group, Inc
|
Conventional | 1 | 1.6% | 100% | $305,000 | |
Spring Eq, LLC
|
Conventional | 1 | 1.6% | 100% | $45,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 6 | 9.7% | 87.5% | $230,000 | |
| Conventional, FHA | 6 | 9.7% | 100% | $341,666 | View | |
New American Funding, LLC.
|
Conventional | 4 | 6.5% | 100% | $275,000 | |
|
A+5.0 ★Texas Ratio: 3.02% |
VA | 2 | 3.2% | 60% | $235,000 | View |
Pennymac Loan Services LLC
|
Conventional | 2 | 3.2% | 100% | $160,000 | |
|
A-5.0 ★Texas Ratio: 14.97% |
VA | 2 | 3.2% | 100% | $315,000 | View |
United Wholesale Mortgage
|
FHA | 1 | 1.6% | 100% | $355,000 | |
Contour Mortgage Corporation
|
Conventional | 1 | 1.6% | 100% | $225,000 | |
Lakeview Loan Servicing, LLC
|
FHA | 1 | 1.6% | 100% | $185,000 | |
CrossCountry Mortgage, LLC
|
Conventional | 1 | 1.6% | 100% | $405,000 | |
loanDepot.com LLC
|
FHA | 1 | 1.6% | 100% | $355,000 | |
AmeriHome Mortgage Company, LLC
|
Conventional | 1 | 1.6% | 100% | $345,000 | |
Triad Financial Services, Inc.
|
Conventional | 1 | 1.6% | 100% | $55,000 | |
Amerisave Mortgage Company
|
FHA | 1 | 1.6% | 33.3% | $175,000 | |
Homestead Funding Corp.
|
Conventional | 1 | 1.6% | 100% | $215,000 | |
Success Mortgage Partners, Inc
|
Conventional | 1 | 1.6% | 100% | $305,000 | |
|
A+5.0 ★Texas Ratio: 2.76% |
Conventional | 1 | 1.6% | 100% | $55,000 | View |
Provident Funding Associates
|
Conventional | 1 | 1.6% | 100% | $205,000 | |
Lendsure Mortgage Corp.
|
Conventional | 1 | 1.6% | 100% | $275,000 | |
Mortgage Research Center
|
VA | 1 | 1.6% | 50% | $375,000 | |
Pike Creek Mortgage Services, Inc.
|
Conventional | 1 | 1.6% | 100% | $345,000 | |
Consumers Credit Union
|
Conventional | 1 | 1.6% | 100% | $185,000 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 1.6% | 100% | $485,000 | View |
Fairway Independent Mort Corp
|
Conventional | 1 | 1.6% | 100% | $315,000 | |
Goodleap, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Pennsylvania compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Reamstown? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Reamstown in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Reamstown, PA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 59.7 percent of home loans in Reamstown, Pennsylvania in 2025, banks 25.8 percent and credit unions 14.5 percent. Allied Mortgage Group, Inc was the largest mortgage company, The Ephrata National Bank the largest bank and Members 1St FCU the largest credit union. Among lenders headquartered in Pennsylvania, The Ephrata National Bank led with 5 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.
By home loans closed in 2025, The Ephrata National Bank was the largest mortgage lender in Reamstown, Pennsylvania with 5 loans, about 8.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Reamstown, Pennsylvania in 2025, led by Rocket Mortgage with 2. 4 lenders closed VA loans, led by Freedom Mortgage Corporation. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 9 credit unions closed home loans in Reamstown, Pennsylvania in 2025, alongside 25 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Reamstown, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Reamstown, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Reamstown. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.