Mortgage Lenders and Brokers in Mount Cobb, Pennsylvania
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Mount Cobb, Pennsylvania mortgage lenders include The Honesdale National BankThe Honesdale National Bank651 Northern Blvd, Clarks Summit, PA 18411A+5.0 ★Texas Ratio: 1.92%, Fidelity Deposit & Discount BankFidelity Deposit & Discount Bank303 Pennsylvania Ave, Bangor, PA 18013A+5.0 ★Texas Ratio: 0.53%, Ps BankPs Bank100 Old Lackawanna Trl, Clarks Summit, PA 18411A+5.0 ★Texas Ratio: 0.61%, The Dime BankThe Dime Bank157 Brooklyn St, Carbondale, PA 18407A5.0 ★Texas Ratio: 9.00%, Nbt Bank NANbt Bank NA1197 Mount Cobb Rd, Mount Cobb, PA 18436A+5.0 ★Texas Ratio: 3.43%, Pennsylvania State Employees Credit UnionPennsylvania State Employees Credit Union113 Research Dr, Bethlehem, PA 18015 4731A+5.0 ★Texas Ratio: 4.23%, Wayne BankWayne Bank1099 Georgetown Rd, Christiana, PA 17509A5.0 ★Texas Ratio: 10.36%, Citizens Bank, NACitizens Bank, NA907 22nd St, Aliquippa, PA 15001A+5.0 ★Texas Ratio: 5.44%, Peoples Security Bank and Trust CompanyPeoples Security Bank and Trust Company3920 W Tilghman St, Allentown, PA 18104A+5.0 ★Texas Ratio: 2.51%, and Citizens & Northern BankCitizens & Northern Bank19179 Route 522, Beaver Springs, PA 17812A5.0 ★Texas Ratio: 10.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Mount Cobb, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Mount Cobb are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Mount Cobb, Pennsylvania
Market share is the lender's share of all home loans closed in Mount Cobb, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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651 Northern Blvd, Clarks Summit, PA 18411 A+5.0 ★Texas Ratio: 1.92% |
Conventional, HELOC | 5 +9 HELOCs |
6.2% | 100% | $221,000 | View |
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303 Pennsylvania Ave, Bangor, PA 18013 A+5.0 ★Texas Ratio: 0.53% |
Conventional, HELOC | 5 +6 HELOCs |
6.2% | 100% | $375,000 | View |
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100 Old Lackawanna Trl, Clarks Summit, PA 18411 A+5.0 ★Texas Ratio: 0.61% |
Conventional | 5 | 6.2% | 100% | $311,000 | View |
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157 Brooklyn St, Carbondale, PA 18407 A5.0 ★Texas Ratio: 9.00% |
Conventional | 4 | 4.9% | 100% | $142,500 | View |
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1197 Mount Cobb Rd, Mount Cobb, PA 18436 A+5.0 ★Texas Ratio: 3.43% |
Conventional, HELOC | 3 +8 HELOCs |
3.7% | 75% | $231,666 | View |
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113 Research Dr, Bethlehem, PA 18015 4731 A+5.0 ★Texas Ratio: 4.23% |
Conventional | 3 | 3.7% | 100% | $145,000 | View |
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1099 Georgetown Rd, Christiana, PA 17509 A5.0 ★Texas Ratio: 10.36% |
Conventional | 2 | 2.5% | 66.7% | $270,000 | View |
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907 22nd St, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +3 HELOCs |
1.2% | 100% | $365,000 | View |
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3920 W Tilghman St, Allentown, PA 18104 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 1 +2 HELOCs |
1.2% | 100% | $515,000 | View |
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19179 Route 522, Beaver Springs, PA 17812 A5.0 ★Texas Ratio: 10.85% |
Conventional | 1 | 1.2% | 100% | $295,000 | View |
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2706 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 1.2% | 100% | $115,000 | View |
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3300 Lehigh St, Allentown, PA 18103 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 1.2% | 100% | $505,000 | View |
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3325 Street Rd, Bensalem, PA 19020 2021 A+5.0 ★Texas Ratio: 0.70% |
Conventional | 1 | 1.2% | 100% | $35,000 | View |
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851 Commerce Blvd, Dickson City, PA 18519 A+5.0 ★Texas Ratio: 0.81% |
Conventional | 1 | 1.2% | 100% | $105,000 | View |
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2859 SR 309 HWY, Dallas, PA 18612 A+5.0 ★Texas Ratio: 0.38% |
Conventional | 1 | 1.2% | 100% | $295,000 | View |
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2719 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 1.2% | 100% | $95,000 | View |
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1603 North Cedar Crest Blvd Roma Corporate Center, Allentown, PA 18104 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo | 1 | 1.2% | 100% | $445,000 | View |
Net Credit Union
1444 E Lackawanna St, Olyphant, PA 18447 2174 |
HELOC | 0 +4 HELOCs |
0% | n/a | ||
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★ 1.7 stars, 3 reviews 2676 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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1359 Old York Rd, Abington, PA 19001 A5.0 ★Texas Ratio: 9.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
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Conventional | 2 | 2.5% | 100% | $130,000 | |
Newrez LLC
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Conventional | 1 | 1.2% | 100% | $75,000 | |
ESSA Bank & Trust
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Conventional | 1 | 1.2% | 100% | $385,000 | |
Luzerne Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA | 6 | 7.4% | 60% | $236,666 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 4 | 4.9% | 100% | $332,500 | View |
CrossCountry Mortgage, LLC
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Conventional | 3 | 3.7% | 100% | $328,333 | |
| Conventional | 3 | 3.7% | 100% | $175,000 | View | |
Pentagon Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
1.2% | 100% | $135,000 | |
Arc Home LLC
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Conventional | 1 | 1.2% | 100% | $335,000 | |
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A+5.0 ★Texas Ratio: 1.17% |
Conventional | 1 | 1.2% | 100% | $215,000 | View |
United Wholesale Mortgage
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Conventional | 1 | 1.2% | 100% | $375,000 | |
Fourleaf Federal Credit Union
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Conventional | 1 | 1.2% | 100% | $275,000 | |
Primary Residential Mortgage, INC.
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FHA | 1 | 1.2% | 100% | $355,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 1 | 1.2% | 100% | $325,000 | |
SWBC Mortgage Corporation
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VA | 1 | 1.2% | 100% | $325,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 1.2% | 100% | $35,000 | |
Amerant Mortgage LLC
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Conventional | 1 | 1.2% | 100% | $235,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 1.2% | 100% | $345,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 1.2% | 25% | $65,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 1.2% | 100% | $405,000 | |
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A+5.0 ★Texas Ratio: 2.76% |
Conventional | 1 | 1.2% | 100% | $75,000 | View |
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A5.0 ★Texas Ratio: 9.77% |
FHA | 1 | 1.2% | 100% | $235,000 | View |
Nationstar Mortgage
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Conventional | 1 | 1.2% | 100% | $55,000 | |
Keystone Funding, Inc
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VA | 1 | 1.2% | 100% | $535,000 | |
Prosperity Home Mortgage, LLC
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FHA | 1 | 1.2% | 100% | $375,000 | |
New American Funding, LLC.
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Conventional | 1 | 1.2% | 100% | $425,000 | |
Summit Mortgage Corporation
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USDA | 1 | 1.2% | 100% | $245,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 1.2% | 100% | $225,000 | |
21St Mortgage
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Conventional | 1 | 1.2% | 100% | $45,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 1.2% | 100% | $195,000 | |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 1.2% | 100% | $275,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Mount Cobb Mortgage Rate Trends
Daily average mortgage rates for Pennsylvania compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Mount Cobb, Pennsylvania
Looking for mortgage lenders near me or mortgage brokers near me in Mount Cobb? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Mount Cobb in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Mount Cobb, PA
Use these to narrow the list above. Each category shows how many Mount Cobb, PA lenders fit and what that kind of lender is usually best for.
Who Lends in Mount Cobb, PA
Independent mortgage companies closed 42 percent of home loans in Mount Cobb, Pennsylvania in 2025, banks 46.9 percent and credit unions 11.1 percent. Spring Eq, LLC was the largest mortgage company, The Honesdale National Bank the largest bank and Pennsylvania State Employees Credit Union the largest credit union. Among lenders headquartered in Pennsylvania, The Honesdale National Bank led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.
More Pennsylvania Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Mount Cobb, PA
By home loans closed in 2025, The Honesdale National Bank was the largest mortgage lender in Mount Cobb, Pennsylvania with 5 loans, about 6.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Mount Cobb, Pennsylvania in 2025, led by Rocket Mortgage with 1. 3 lenders closed VA loans, led by SWBC Mortgage Corporation, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 20 banks and 9 credit unions closed home loans in Mount Cobb, Pennsylvania in 2025, alongside 24 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Mount Cobb, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Mount Cobb, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Mount Cobb. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
