Mortgage Lenders and Brokers in Middletown, Pennsylvania
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Middletown, Pennsylvania mortgage lenders include M&T BankM&T Bank120 S Union St, Middletown, PA 17057A+5.0 ★Texas Ratio: 4.11%, Wells Fargo Bank NAWells Fargo Bank NA310 W Main St, Middletown, PA 17057A+5.0 ★Texas Ratio: 5.36%, Citizens Bank, NACitizens Bank, NA100 S Union St, Middletown, PA 17057A+5.0 ★Texas Ratio: 5.44%, Mid Penn BankMid Penn Bank1100 Spring Garden Dr, Middletown, PA 17057A+5.0 ★Texas Ratio: 4.25%, Members 1St FCUMembers 1St FCU361 E Main St, Middletown, PA 17057A+5.0 ★Texas Ratio: 3.79%, Pennsylvania State Employees Credit UnionPennsylvania State Employees Credit Union113 Research Dr, Bethlehem, PA 18015 4731A+5.0 ★Texas Ratio: 4.23%, Fulton Bank, National AssociationFulton Bank, National Association1408 Old York Rd, Abington, PA 19001A+5.0 ★Texas Ratio: 4.85%, First National Bank of PAFirst National Bank of PA2719 Brodhead Rd, Aliquippa, PA 15001A+5.0 ★Texas Ratio: 1.62%, Peoples Security Bank and Trust CompanyPeoples Security Bank and Trust Company3920 W Tilghman St, Allentown, PA 18104A+5.0 ★Texas Ratio: 2.51%, and Meridian BankMeridian Bank1301 Skippack Pike, Blue Bell, PA 19422C3.9 ★Texas Ratio: 27.97%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Middletown, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Middletown are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Middletown, Pennsylvania
Market share is the lender's share of all home loans closed in Middletown, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Middletown 120 S Union St, Middletown, PA 17057 A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA, HELOC | 2 +2 HELOCs |
1.1% | 100% | $170,000 | View |
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1 office in Middletown 310 W Main St, Middletown, PA 17057 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 2 | 1.1% | 40% | $190,000 | View |
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1 office in Middletown 100 S Union St, Middletown, PA 17057 A+5.0 ★Texas Ratio: 5.44% |
FHA, HELOC | 1 +8 HELOCs |
0.6% | 100% | $125,000 | View |
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1 office in Middletown 1100 Spring Garden Dr, Middletown, PA 17057 A+5.0 ★Texas Ratio: 4.25% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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361 E Main St, Middletown, PA 17057 A+5.0 ★Texas Ratio: 3.79% |
Conventional, HELOC | 15 +9 HELOCs |
8.4% | 88.9% | $70,333 | View |
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113 Research Dr, Bethlehem, PA 18015 4731 A+5.0 ★Texas Ratio: 4.23% |
Conventional, HELOC | 7 +4 HELOCs |
3.9% | 63.6% | $163,571 | View |
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1408 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 4.85% |
Conventional, FHA, HELOC | 6 +2 HELOCs |
3.4% | 75% | $176,666 | View |
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2719 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 4 +1 HELOCs |
2.2% | 100% | $180,000 | View |
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3920 W Tilghman St, Allentown, PA 18104 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 2 | 1.1% | 100% | $220,000 | View |
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1301 Skippack Pike, Blue Bell, PA 19422 C3.9 ★Texas Ratio: 27.97% |
Conventional | 2 | 1.1% | 100% | $245,000 | View |
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413 S Logan Blvd, Altoona, PA 16602 A+5.0 ★Texas Ratio: 3.99% |
Conventional | 1 | 0.6% | 100% | $275,000 | View |
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320 S Logan Blvd, Burnham, PA 17009 A4.7 ★Texas Ratio: 0.29% |
Conventional | 1 | 0.6% | 100% | $155,000 | View |
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3500 Trindle Rd, Camp Hill, PA 17011 4439 A+5.0 ★Texas Ratio: 3.06% |
Conventional | 1 | 0.6% | 100% | $15,000 | View |
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7180 Bernville Rd, Bernville, PA 19506 A+5.0 ★Texas Ratio: 1.79% |
Conventional | 1 | 0.6% | 100% | $255,000 | View |
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351 S 7th St, Akron, PA 17501 A+5.0 ★Texas Ratio: 4.34% |
Conventional | 1 | 0.6% | 100% | $155,000 | View |
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421 E Penn Ave, Cleona, PA 17042 A+5.0 ★Texas Ratio: 0.15% |
Conventional | 1 | 0.6% | 100% | $435,000 | View |
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2510 Delta Rd, Brogue, PA 17309 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.6% | 100% | $225,000 | View |
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1603 North Cedar Crest Blvd Roma Corporate Center, Allentown, PA 18104 A+5.0 ★Texas Ratio: 3.71% |
Conventional | 1 | 0.6% | 100% | $435,000 | View |
HomeSale Mortgage
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Conventional | 2 | 1.1% | 100% | $150,000 | |
Howard Hanna Financial Services, Inc
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Conventional | 1 | 0.6% | 100% | $195,000 | |
New Cumberland Office (Main)
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Conventional | 1 | 0.6% | 100% | $25,000 | |
Tammac Holdings Corporation
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Conventional | 1 | 0.6% | 50% | $75,000 | |
| Conventional, FHA, VA, USDA | 13 | 7.3% | 93.8% | $243,461 | View | |
Rocket Mortgage
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Conventional, FHA, VA | 11 | 6.2% | 100% | $224,090 | |
Fairway Independent Mort Corp
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Conventional | 10 | 5.6% | 90.9% | $210,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 9 | 5.1% | 100% | $240,555 | |
United Wholesale Mortgage
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Conventional, VA | 7 | 3.9% | 72.7% | $266,428 | |
loanDepot.com LLC
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Conventional, FHA, VA | 7 | 3.9% | 100% | $217,857 | |
Nationstar Mortgage
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Conventional, FHA, VA | 7 | 3.9% | 100% | $187,857 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 5 | 2.8% | 85.7% | $197,000 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA | 4 | 2.2% | 100% | $130,000 | |
Radius Financial Group Inc
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Conventional | 4 | 2.2% | 100% | $177,500 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA | 3 | 1.7% | 100% | $171,666 | |
Movement Mortgage, LLC
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Conventional | 3 | 1.7% | 100% | $191,666 | |
New American Funding, LLC.
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Conventional, FHA | 3 | 1.7% | 75% | $165,000 | |
21St Mortgage
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Conventional | 3 | 1.7% | 50% | $75,000 | |
Equity Prime Mortgage LLC
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FHA, VA | 2 | 1.1% | 100% | $210,000 | |
Triad Financial Services, Inc.
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Conventional | 2 | 1.1% | 60% | $95,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 2 | 1.1% | 100% | $90,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 2 | 1.1% | 100% | $240,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.6% | 100% | $225,000 | View |
American Airlines Federal Cred
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Conventional | 1 | 0.6% | 100% | $425,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.6% | 100% | $255,000 | |
Guaranteed Rate, Inc.
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USDA | 1 | 0.6% | 100% | $235,000 | |
SWBC Mortgage Corporation
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FHA | 1 | 0.6% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 3.02% |
VA | 1 | 0.6% | 100% | $225,000 | View |
Nbkc Bank
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VA | 1 | 0.6% | 100% | $265,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.6% | 100% | $265,000 | |
American Financial Network, Inc.
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USDA | 1 | 0.6% | 100% | $225,000 | |
HomeBridge Financial Services, Inc
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Conventional | 1 | 0.6% | 100% | $125,000 | |
Nqm Funding, LLC
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Conventional | 1 | 0.6% | 100% | $355,000 | |
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A5.0 ★Texas Ratio: 9.77% |
FHA | 1 | 0.6% | 100% | $205,000 | View |
Credit Human Federal Credit Un
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Conventional | 1 | 0.6% | 100% | $125,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.6% | 100% | $165,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.6% | 100% | $295,000 | |
T2 Financial LLC
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Conventional | 1 | 0.6% | 100% | $315,000 | |
Waterstone Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $305,000 | |
American Pacific Mortgage Corporation
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VA | 1 | 0.6% | 100% | $355,000 | |
Mortgage Research Center
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VA | 1 | 0.6% | 50% | $225,000 | |
Zillow Home Loans, LLC
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FHA | 1 | 0.6% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.6% | 100% | $275,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.6% | 100% | $325,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.6% | 100% | $55,000 | View |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.6% | 100% | $245,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.6% | 100% | $125,000 | |
Village Capital & Investment
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VA | 1 | 0.6% | 100% | $245,000 | |
American Neighborhood Mortgage Acceptance Company
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FHA | 1 | 0.6% | 100% | $245,000 | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Middletown Mortgage Rate Trends
Daily average mortgage rates for Pennsylvania compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Middletown, Pennsylvania
Looking for mortgage lenders near me or mortgage brokers near me in Middletown? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Middletown in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Middletown, PA
Use these to narrow the list above. Each category shows how many Middletown, PA lenders fit and what that kind of lender is usually best for.
Who Lends in Middletown, PA
Independent mortgage companies closed 65.2 percent of home loans in Middletown, Pennsylvania in 2025, banks 19.1 percent and credit unions 15.7 percent. Howard Hanna Financial Services, Inc was the largest mortgage company, M&T Bank the largest bank and Members 1St FCU the largest credit union. Among lenders headquartered in Pennsylvania, Mid Penn Bank led with 0 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.
More Pennsylvania Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Middletown, PA
By home loans closed in 2025, M&T Bank was the largest mortgage lender in Middletown, Pennsylvania with 2 loans, about 1.1 percent of the market. The largest lender headquartered in Pennsylvania was Mid Penn Bank with 0 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
20 lenders closed FHA loans in Middletown, Pennsylvania in 2025, led by CrossCountry Mortgage, LLC with 3. 14 lenders closed VA loans, led by United Wholesale Mortgage, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 22 banks and 7 credit unions closed home loans in Middletown, Pennsylvania in 2025, alongside 39 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Middletown, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Middletown, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Middletown. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
