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Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results
iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Gouldsboro, Pennsylvania

Gouldsboro, Pennsylvania mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA1101 Old York Rd, Abington, PA 19001A+5.0 ★Texas Ratio: 5.36%, Fidelity Deposit & Discount BankFidelity Deposit & Discount Bank303 Pennsylvania Ave, Bangor, PA 18013A+5.0 ★Texas Ratio: 0.53%, Peoples Security Bank and Trust CompanyPeoples Security Bank and Trust Company3920 W Tilghman St, Allentown, PA 18104A+5.0 ★Texas Ratio: 2.51%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA990 Old York Rd, Abington, PA 19001A+5.0 ★Texas Ratio: 3.68%, M&T BankM&T Bank7540 Windsor Drive Suite 203, Allentown, PA 18195A+5.0 ★Texas Ratio: 4.11%, Police and Fire Federal Credit UnionPolice and Fire Federal Credit Union3325 Street Rd, Bensalem, PA 19020 2021A+5.0 ★Texas Ratio: 0.70%, Citizens Savings BankCitizens Savings Bank500 S State St, Clarks Summit, PA 18411A+5.0 ★Texas Ratio: 1.51%, Penn Community BankPenn Community Bank3100 West Tilghman Street, Allentown, PA 18104A+5.0 ★Texas Ratio: 3.96%, TD BankTD Bank1603 North Cedar Crest Blvd Roma Corporate Center, Allentown, PA 18104A+5.0 ★Texas Ratio: 3.71%, and PNC Bank N.A.PNC Bank N.A.2676 Brodhead Rd, Aliquippa, PA 15001A+5.0 ★Texas Ratio: 4.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Gouldsboro, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Gouldsboro are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Gouldsboro, Pennsylvania

Market share is the lender's share of all home loans closed in Gouldsboro, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
1101 Old York Rd, Abington, PA 19001
A+5.0 ★Texas Ratio: 5.36%
Conventional 3 4.1% 60% $158,333 View
303 Pennsylvania Ave, Bangor, PA 18013
A+5.0 ★Texas Ratio: 0.53%
Conventional 2 2.7% 100% $120,000 View
3920 W Tilghman St, Allentown, PA 18104
A+5.0 ★Texas Ratio: 2.51%
Conventional 1 1.4% 100% $245,000 View
990 Old York Rd, Abington, PA 19001
A+5.0 ★Texas Ratio: 3.68%
Conventional 1 1.4% 100% $255,000 View
7540 Windsor Drive Suite 203, Allentown, PA 18195
A+5.0 ★Texas Ratio: 4.11%
Conventional 1 1.4% 100% $245,000 View
3325 Street Rd, Bensalem, PA 19020 2021
A+5.0 ★Texas Ratio: 0.70%
Conventional 1 1.4% 100% $25,000 View
500 S State St, Clarks Summit, PA 18411
A+5.0 ★Texas Ratio: 1.51%
Conventional 1 1.4% 100% $365,000 View
3100 West Tilghman Street, Allentown, PA 18104
A+5.0 ★Texas Ratio: 3.96%
Conventional 1 1.4% 100% $295,000 View
1603 North Cedar Crest Blvd Roma Corporate Center, Allentown, PA 18104
A+5.0 ★Texas Ratio: 3.71%
Conventional 1 1.4% 50% $385,000 View
★ 1.7 stars, 3 reviews
2676 Brodhead Rd, Aliquippa, PA 15001
A+5.0 ★Texas Ratio: 4.24%
HELOC 0
+3 HELOCs
0% n/a View
5605 Hamilton Blvd, Allentown, PA 18106 9720
A+5.0 ★Texas Ratio: 3.79%
HELOC 0
+1 HELOCs
0% n/a View
113 Research Dr, Bethlehem, PA 18015 4731
A+5.0 ★Texas Ratio: 4.23%
HELOC 0
+1 HELOCs
0% n/a View
2510 Delta Rd, Brogue, PA 17309
A+5.0 ★Texas Ratio: 4.11%
HELOC 0
+1 HELOCs
0% n/a View
Rocket Mortgage
Conventional, FHA, VA 12 16.4% 75% $177,500
United Wholesale Mortgage
Conventional, FHA 7 9.6% 100% $245,000
Pennymac Loan Services LLC
Conventional, FHA 6 8.2% 100% $161,666
Acre Mortgage & Financial, Inc.
FHA 4 5.5% 100% $362,500
Mortgage Research Center
VA 4 5.5% 66.7% $350,000
CrossCountry Mortgage, LLC
Conventional, FHA 3 4.1% 100% $271,666
loanDepot.com LLC
Conventional 2 2.7% 66.7% $375,000
Movement Mortgage, LLC
FHA 2 2.7% 100% $240,000
Conventional, FHA 2 2.7% 100% $180,000 View
A+5.0 ★Texas Ratio: 2.14%
FHA 2 2.7% 100% $275,000 View
A+5.0 ★Texas Ratio: 1.17%
Conventional 1 1.4% 100% $485,000 View
A+5.0 ★Texas Ratio: 3.02%
VA 1 1.4% 100% $295,000 View
Go Mortgage, LLC
Conventional 1 1.4% 100% $265,000
Amerisave Mortgage Company
Conventional 1 1.4% 50% $35,000
Millenium Home Mortgage
Conventional 1 1.4% 100% $115,000
Developer's Mortgage Company
Conventional 1 1.4% 100% $225,000
MLB Residential Lending, LLC
Conventional 1 1.4% 100% $245,000
Cardinal Financial Company, Li
FHA 1 1.4% 50% $465,000
New Day Financial, LLC.
VA 1 1.4% 100% $155,000
Churchill Mortgage Corporation
FHA 1 1.4% 100% $185,000
Better Mortgage Corporation
FHA 1 1.4% 100% $335,000
Zillow Home Loans, LLC
Conventional 1 1.4% 100% $245,000
New American Funding, LLC.
FHA 1 1.4% 100% $245,000
A-5.0 ★Texas Ratio: 14.97%
VA 1 1.4% 100% $385,000 View
Carrington Mortgage Services LLC
Conventional 1 1.4% 100% $125,000
Village Capital & Investment
FHA 1 1.4% 50% $275,000
American Neighborhood Mortgage Acceptance Company
FHA 1 1.4% 100% $225,000
B4.5 ★Texas Ratio: 20.96%
HELOC 0
+1 HELOCs
0% n/a View
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Gouldsboro, Pennsylvania

Looking for mortgage lenders near me or mortgage brokers near me in Gouldsboro? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Gouldsboro in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Gouldsboro, PA

Use these to narrow the list above. Each category shows how many Gouldsboro, PA lenders fit and what that kind of lender is usually best for.

Who Lends in Gouldsboro, PA

Independent mortgage companies closed 79.5 percent of home loans in Gouldsboro, Pennsylvania in 2025, banks 19.2 percent and credit unions 1.4 percent. Rocket Mortgage was the largest mortgage company, Wells Fargo Bank NA the largest bank and Police and Fire Federal Credit Union the largest credit union. Among lenders headquartered in Pennsylvania, Fidelity Deposit & Discount Bank led with 2 loans.

79.5%
Mortgage companies
19.2%
Banks
1.4%
Credit unions
34%
FHA loans
11%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.

More Pennsylvania Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Gouldsboro, PA

Who is the largest mortgage lender in Gouldsboro, PA?

By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Gouldsboro, Pennsylvania with 3 loans, about 4.1 percent of the market. The largest lender headquartered in Pennsylvania was Fidelity Deposit & Discount Bank with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Gouldsboro, PA mortgage lenders offer FHA, VA and USDA loans?

14 lenders closed FHA loans in Gouldsboro, Pennsylvania in 2025, led by United Wholesale Mortgage with 4. 5 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Gouldsboro, PA lender list?

Yes. 13 banks and 3 credit unions closed home loans in Gouldsboro, Pennsylvania in 2025, alongside 25 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Gouldsboro, PA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Gouldsboro, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Gouldsboro, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Gouldsboro. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.