Mortgage Lenders and Brokers in Fountain Hill, Pennsylvania
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Fountain Hill, Pennsylvania mortgage lenders include People First Federal Credit UnionPeople First Federal Credit Union2141 Downyflake Ln, Allentown, PA 18103 4774A5.0 ★Texas Ratio: 9.56%, Embassy Bank For the Lehigh ValleyEmbassy Bank For the Lehigh Valley2002 W Liberty St, Allentown, PA 18104A+4.9 ★Texas Ratio: 0.52%, Allentown Federal Credit UnionAllentown Federal Credit Union1325 Oxford Dr, Allentown, PA 18103, PNC Bank N.A.PNC Bank N.A.2676 Brodhead Rd, Aliquippa, PA 15001A+5.0 ★Texas Ratio: 4.24%, Members 1St FCUMembers 1St FCU5605 Hamilton Blvd, Allentown, PA 18106 9720A+5.0 ★Texas Ratio: 3.79%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA990 Old York Rd, Abington, PA 19001A+5.0 ★Texas Ratio: 3.68%, Fidelity Deposit & Discount BankFidelity Deposit & Discount Bank303 Pennsylvania Ave, Bangor, PA 18013A+5.0 ★Texas Ratio: 0.53%, Citizens & Northern BankCitizens & Northern Bank19179 Route 522, Beaver Springs, PA 17812A5.0 ★Texas Ratio: 10.85%, Peoples Security Bank and Trust CompanyPeoples Security Bank and Trust Company3920 W Tilghman St, Allentown, PA 18104A+5.0 ★Texas Ratio: 2.51%, and Meridian BankMeridian Bank1301 Skippack Pike, Blue Bell, PA 19422C3.9 ★Texas Ratio: 27.97%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Fountain Hill, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Fountain Hill are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Fountain Hill, Pennsylvania
Market share is the lender's share of all home loans closed in Fountain Hill, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2141 Downyflake Ln, Allentown, PA 18103 4774 A5.0 ★Texas Ratio: 9.56% |
Conventional | 7 | 10% | 46.7% | $106,428 | View |
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2002 W Liberty St, Allentown, PA 18104 A+4.9 ★Texas Ratio: 0.52% |
Conventional | 7 | 10% | 70% | $76,428 | View |
Allentown Federal Credit Union
1325 Oxford Dr, Allentown, PA 18103 |
Conventional, HELOC | 2 +2 HELOCs |
2.9% | 100% | $115,000 | |
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★ 1.7 stars, 3 reviews 2676 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +2 HELOCs |
1.4% | 100% | $145,000 | View |
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5605 Hamilton Blvd, Allentown, PA 18106 9720 A+5.0 ★Texas Ratio: 3.79% |
Conventional, HELOC | 1 +1 HELOCs |
1.4% | 50% | $85,000 | View |
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990 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 1 +1 HELOCs |
1.4% | 100% | $245,000 | View |
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303 Pennsylvania Ave, Bangor, PA 18013 A+5.0 ★Texas Ratio: 0.53% |
Conventional, HELOC | 1 +1 HELOCs |
1.4% | 100% | $265,000 | View |
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19179 Route 522, Beaver Springs, PA 17812 A5.0 ★Texas Ratio: 10.85% |
Conventional | 1 | 1.4% | 100% | $235,000 | View |
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3920 W Tilghman St, Allentown, PA 18104 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 1 | 1.4% | 100% | $215,000 | View |
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1301 Skippack Pike, Blue Bell, PA 19422 C3.9 ★Texas Ratio: 27.97% |
FHA | 1 | 1.4% | 100% | $245,000 | View |
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271 Main St, Harleysville, PA 19438 A+5.0 ★Texas Ratio: 1.05% |
Conventional | 1 | 1.4% | 100% | $145,000 | View |
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7540 Windsor Drive Suite 203, Allentown, PA 18195 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 1.4% | 100% | $275,000 | View |
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113 Research Dr, Bethlehem, PA 18015 4731 A+5.0 ★Texas Ratio: 4.23% |
Conventional | 1 | 1.4% | 100% | $75,000 | View |
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1408 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 4.85% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1359 Old York Rd, Abington, PA 19001 A5.0 ★Texas Ratio: 9.33% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 1139 W Hamilton St, Allentown, PA 18101 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Newrez LLC
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Conventional | 1 | 1.4% | 33.3% | $55,000 | |
Howard Hanna Financial Services, Inc
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Conventional | 1 | 1.4% | 100% | $235,000 | |
Northeast Equitable Mortgage LLC
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Conventional | 1 | 1.4% | 100% | $185,000 | |
First Commonwealth Federal Cre
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
CrossCountry Mortgage, LLC
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Conventional, FHA, HELOC | 5 +1 HELOCs |
7.1% | 100% | $239,000 | |
United Wholesale Mortgage
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Conventional, FHA | 4 | 5.7% | 57.1% | $247,500 | |
Rocket Mortgage
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Conventional | 4 | 5.7% | 80% | $160,000 | |
| Conventional | 4 | 5.7% | 100% | $172,500 | View | |
Planet Home Lending, LLC
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Conventional | 3 | 4.3% | 75% | $238,333 | |
T2 Financial LLC
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Conventional, FHA | 2 | 2.9% | 100% | $225,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 2 | 2.9% | 100% | $140,000 | View |
Guaranteed Rate, Inc.
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Conventional | 1 | 1.4% | 100% | $255,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 1.4% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 1.4% | 100% | $285,000 | View |
Pennymac Loan Services LLC
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Conventional | 1 | 1.4% | 100% | $265,000 | |
loanDepot.com LLC
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Conventional | 1 | 1.4% | 100% | $235,000 | |
American Financial Network, Inc.
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Conventional | 1 | 1.4% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 1.4% | 100% | $285,000 | View |
Weichert Financial Services
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Conventional | 1 | 1.4% | 100% | $165,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 1.4% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 1.4% | 100% | $95,000 | View |
Mortgage Research Center
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VA | 1 | 1.4% | 100% | $325,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
FHA | 1 | 1.4% | 100% | $295,000 | View |
Keystone Funding, Inc
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Conventional | 1 | 1.4% | 100% | $295,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 1.4% | 100% | $215,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
FHA | 1 | 1.4% | 100% | $165,000 | View |
Carrington Mortgage Services LLC
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FHA | 1 | 1.4% | 100% | $185,000 | |
Village Capital & Investment
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FHA | 1 | 1.4% | 100% | $235,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a |
Fountain Hill Mortgage Rate Trends
Daily average mortgage rates for Pennsylvania compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Fountain Hill, Pennsylvania
Looking for mortgage lenders near me or mortgage brokers near me in Fountain Hill? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Fountain Hill in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Fountain Hill, PA
Use these to narrow the list above. Each category shows how many Fountain Hill, PA lenders fit and what that kind of lender is usually best for.
Who Lends in Fountain Hill, PA
Independent mortgage companies closed 54.3 percent of home loans in Fountain Hill, Pennsylvania in 2025, banks 28.6 percent and credit unions 17.1 percent. Newrez LLC was the largest mortgage company, Embassy Bank For the Lehigh Valley the largest bank and People First Federal Credit Union the largest credit union. Among lenders headquartered in Pennsylvania, People First Federal Credit Union led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.
More Pennsylvania Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Fountain Hill, PA
By home loans closed in 2025, People First Federal Credit Union was the largest mortgage lender in Fountain Hill, Pennsylvania with 7 loans, about 10 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in Fountain Hill, Pennsylvania in 2025, led by United Wholesale Mortgage with 2. 1 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 7 credit unions closed home loans in Fountain Hill, Pennsylvania in 2025, alongside 23 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Fountain Hill, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Fountain Hill, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Fountain Hill. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
