Mortgage Lenders and Brokers in Emerald Lakes, Pennsylvania
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Emerald Lakes, Pennsylvania mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA1101 Old York Rd, Abington, PA 19001A+5.0 ★Texas Ratio: 5.36%, Citizens Bank, NACitizens Bank, NA907 22nd St, Aliquippa, PA 15001A+5.0 ★Texas Ratio: 5.44%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA990 Old York Rd, Abington, PA 19001A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA3300 Lehigh St, Allentown, PA 18103A+5.0 ★Texas Ratio: 4.14%, Oceanfirst BankOceanfirst Bank1500 Market St, Philadelphia, PA 19102A+5.0 ★Texas Ratio: 5.26%, First Northern Bank and Trust CompanyFirst Northern Bank and Trust Company383 S Walnut St, Bath, PA 18014A+5.0 ★Texas Ratio: 5.78%, Nbt Bank NANbt Bank NA3 Kennedy Dr, Archbald, PA 18403A+5.0 ★Texas Ratio: 3.43%, PNC Bank N.A.PNC Bank N.A.2676 Brodhead Rd, Aliquippa, PA 15001A+5.0 ★Texas Ratio: 4.24%, Affordable Mortgage AdvisorsAffordable Mortgage AdvisorsPittsburgh, PA, and Newrez LLCNewrez LLCFort Washington, PA. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Emerald Lakes, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Emerald Lakes are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Emerald Lakes, Pennsylvania
Market share is the lender's share of all home loans closed in Emerald Lakes, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1101 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 3 | 5.3% | 100% | $121,666 | View |
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907 22nd St, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +2 HELOCs |
1.8% | 100% | $255,000 | View |
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990 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.8% | 100% | $455,000 | View |
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3300 Lehigh St, Allentown, PA 18103 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 1.8% | 100% | $375,000 | View |
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1500 Market St, Philadelphia, PA 19102 A+5.0 ★Texas Ratio: 5.26% |
Conventional | 1 | 1.8% | 100% | $305,000 | View |
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383 S Walnut St, Bath, PA 18014 A+5.0 ★Texas Ratio: 5.78% |
Conventional | 1 | 1.8% | 100% | $25,000 | View |
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3 Kennedy Dr, Archbald, PA 18403 A+5.0 ★Texas Ratio: 3.43% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 2676 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Affordable Mortgage Advisors
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Conventional | 1 | 1.8% | 100% | $275,000 | |
Newrez LLC
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FHA | 1 | 1.8% | 20% | $235,000 | |
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A-5.0 ★Texas Ratio: 15.49% |
Conventional | 1 | 1.8% | 100% | $295,000 | View |
ESSA Bank & Trust
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Conventional | 1 | 1.8% | 100% | $445,000 | |
Spring Eq, LLC
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Conventional | 1 | 1.8% | 25% | $75,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 7 | 12.3% | 70% | $235,000 | |
Rocket Mortgage
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Conventional | 5 | 8.8% | 50% | $205,000 | |
CrossCountry Mortgage, LLC
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Conventional | 3 | 5.3% | 100% | $291,666 | |
Pennymac Loan Services LLC
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Conventional, FHA | 3 | 5.3% | 100% | $225,000 | |
Guaranteed Rate, Inc.
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Conventional, HELOC | 2 +1 HELOCs |
3.5% | 100% | $240,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 3.5% | 40% | $180,000 | |
Alliant Credit Union
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Conventional | 1 | 1.8% | 100% | $355,000 | |
Semper Home Loans, Inc
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Conventional | 1 | 1.8% | 100% | $235,000 | |
Fourleaf Federal Credit Union
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Conventional | 1 | 1.8% | 100% | $295,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 1.8% | 100% | $35,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 1.8% | 100% | $345,000 | |
Reliant Home Funding, Inc
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Conventional | 1 | 1.8% | 100% | $455,000 | |
Acre Mortgage & Financial, Inc.
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FHA | 1 | 1.8% | 100% | $395,000 | |
Bayshore Mortgage Funding
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Conventional | 1 | 1.8% | 100% | $315,000 | |
Absolute Home Mortgage
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Conventional | 1 | 1.8% | 100% | $295,000 | |
Credit Union Mortgage Associat
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Conventional | 1 | 1.8% | 100% | $205,000 | |
East Coast Capital Corp.
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Conventional | 1 | 1.8% | 100% | $145,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 1.8% | 100% | $275,000 | |
Real Genius LLC
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Conventional | 1 | 1.8% | 100% | $255,000 | |
Loanleaders of America, Inc
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FHA | 1 | 1.8% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 3.17% |
FHA | 1 | 1.8% | 100% | $505,000 | View |
Better Mortgage Corporation
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Conventional | 1 | 1.8% | 50% | $265,000 | |
Keystone Funding, Inc
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Conventional | 1 | 1.8% | 100% | $155,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 1.8% | 100% | $145,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 1.8% | 100% | $315,000 | |
New American Funding, LLC.
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Conventional | 1 | 1.8% | 100% | $295,000 | |
Nationwide Mortgage Bankers, Inc.
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Conventional | 1 | 1.8% | 100% | $215,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 1.8% | 100% | $195,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
loanDepot.com LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lafayette Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Emerald Lakes Mortgage Rate Trends
Daily average mortgage rates for Pennsylvania compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Emerald Lakes, Pennsylvania
Looking for mortgage lenders near me or mortgage brokers near me in Emerald Lakes? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Emerald Lakes in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Emerald Lakes, PA
Use these to narrow the list above. Each category shows how many Emerald Lakes, PA lenders fit and what that kind of lender is usually best for.
Who Lends in Emerald Lakes, PA
Independent mortgage companies closed 77.2 percent of home loans in Emerald Lakes, Pennsylvania in 2025, banks 17.5 percent and credit unions 5.3 percent. Affordable Mortgage Advisors was the largest mortgage company, Wells Fargo Bank NA the largest bank and Alliant Credit Union the largest credit union. Among lenders headquartered in Pennsylvania, First Northern Bank and Trust Company led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.
More Pennsylvania Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Emerald Lakes, PA
By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Emerald Lakes, Pennsylvania with 3 loans, about 5.3 percent of the market. The largest lender headquartered in Pennsylvania was First Northern Bank and Trust Company with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Emerald Lakes, Pennsylvania in 2025, led by United Wholesale Mortgage with 3. 1 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 4 credit unions closed home loans in Emerald Lakes, Pennsylvania in 2025, alongside 30 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Emerald Lakes, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Emerald Lakes, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Emerald Lakes. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
