Mortgage Lenders and Brokers in Blue Ridge Summit, Pennsylvania
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Blue Ridge Summit, Pennsylvania mortgage lenders include M&T BankM&T Bank13102 Monterey Ln, Blue Ridge Summit, PA 17214A+5.0 ★Texas Ratio: 4.11%, PNC Bank N.A.PNC Bank N.A.2676 Brodhead Rd, Aliquippa, PA 15001A+5.0 ★Texas Ratio: 4.24%, First Heritage Financial LLCFirst Heritage Financial LLC1550 S Main St Ste 1, Mansfield, PA 16933 9586A+5.0 ★Texas Ratio: 2.80%, Patriot FCUPatriot FCU247 Overcash Ave, Chambersburg, PA 17201A+5.0 ★Texas Ratio: 1.50%, Farmers and Merchants Trust Company of ChambersburgFarmers and Merchants Trust Company of Chambersburg3 E 1st St, Boiling Springs, PA 17007, Members 1St FCUMembers 1St FCU5605 Hamilton Blvd, Allentown, PA 18106 9720A+5.0 ★Texas Ratio: 3.79%, Huntington National BankHuntington National Bank2706 Brodhead Rd, Aliquippa, PA 15001A+5.0 ★Texas Ratio: 3.66%, Wells Fargo Bank NAWells Fargo Bank NA1101 Old York Rd, Abington, PA 19001A+5.0 ★Texas Ratio: 5.36%, Pennsylvania State Employees Credit UnionPennsylvania State Employees Credit Union113 Research Dr, Bethlehem, PA 18015 4731A+5.0 ★Texas Ratio: 4.23%, and Middletown Valley BankMiddletown Valley Bank11337 Buchanan Trl E, Waynesboro, PA 17268A+5.0 ★Texas Ratio: 1.21%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Blue Ridge Summit, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Blue Ridge Summit are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Blue Ridge Summit, Pennsylvania
Market share is the lender's share of all home loans closed in Blue Ridge Summit, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Blue Ridge Summit 13102 Monterey Ln, Blue Ridge Summit, PA 17214 A+5.0 ★Texas Ratio: 4.11% |
USDA, HELOC | 1 +10 HELOCs |
1.6% | 100% | $75,000 | View |
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★ 1.7 stars, 3 reviews 2676 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 3 | 4.7% | 100% | $165,000 | View |
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1550 S Main St Ste 1, Mansfield, PA 16933 9586 A+5.0 ★Texas Ratio: 2.80% |
Conventional | 2 | 3.1% | 100% | $140,000 | |
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247 Overcash Ave, Chambersburg, PA 17201 A+5.0 ★Texas Ratio: 1.50% |
Conventional, HELOC | 1 +8 HELOCs |
1.6% | 50% | $75,000 | View |
Farmers and Merchants Trust Company of Chambersburg
3 E 1st St, Boiling Springs, PA 17007 |
Conventional, HELOC | 1 +2 HELOCs |
1.6% | 100% | $265,000 | |
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5605 Hamilton Blvd, Allentown, PA 18106 9720 A+5.0 ★Texas Ratio: 3.79% |
Conventional | 1 | 1.6% | 100% | $45,000 | View |
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2706 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 1.6% | 100% | $505,000 | View |
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1101 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.6% | 100% | $105,000 | View |
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113 Research Dr, Bethlehem, PA 18015 4731 A+5.0 ★Texas Ratio: 4.23% |
Conventional | 1 | 1.6% | 100% | $95,000 | View |
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11337 Buchanan Trl E, Waynesboro, PA 17268 A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 1.6% | 100% | $35,000 | View |
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3500 Trindle Rd, Camp Hill, PA 17011 4439 A+5.0 ★Texas Ratio: 3.06% |
HELOC | 0 +1 HELOCs |
0% | 100% | View | |
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3425 Biglerville Rd, Biglerville, PA 17307 A+5.0 ★Texas Ratio: 2.55% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2510 Delta Rd, Brogue, PA 17309 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Newrez LLC
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Conventional | 2 | 3.1% | 66.7% | $130,000 | |
Spring Eq, LLC
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Conventional | 1 | 1.6% | 100% | $55,000 | |
Rocket Mortgage
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Conventional, FHA | 8 | 12.5% | 80% | $187,500 | |
Integrity Home Mortgage Corporation
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Conventional, FHA, USDA | 5 | 7.8% | 100% | $263,000 | |
New American Funding, LLC.
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Conventional, FHA | 4 | 6.2% | 100% | $197,500 | |
Tidewater Mortgage Services, Inc
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Conventional | 2 | 3.1% | 100% | $195,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 2 | 3.1% | 100% | $225,000 | |
United Wholesale Mortgage
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Conventional, VA | 2 | 3.1% | 100% | $260,000 | |
Guaranteed Rate, Inc.
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Conventional | 2 | 3.1% | 100% | $145,000 | |
| Conventional, USDA | 2 | 3.1% | 100% | $270,000 | View | |
Embrace Home Loans, Inc.
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Conventional, FHA | 2 | 3.1% | 100% | $125,000 | |
Bay Capital Mortgage Corporation
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Conventional, FHA | 2 | 3.1% | 100% | $220,000 | |
Lower, LLC
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Conventional | 2 | 3.1% | 100% | $350,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 2 | 3.1% | 100% | $415,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +1 HELOCs |
1.6% | 100% | $25,000 | |
Goodleap, LLC
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Conventional | 1 | 1.6% | 100% | $205,000 | |
Millennium Financial Group Inc dba Mlend
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Conventional | 1 | 1.6% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 3.02% |
VA | 1 | 1.6% | 100% | $275,000 | View |
Envoy Mortgage, Ltd
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FHA | 1 | 1.6% | 100% | $315,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 1.6% | 50% | $105,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 1.6% | 50% | $125,000 | |
Absolute Home Mortgage
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Conventional | 1 | 1.6% | 100% | $195,000 | |
New Day Financial, LLC.
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VA | 1 | 1.6% | 100% | $135,000 | |
Planet Home Lending, LLC
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VA | 1 | 1.6% | 100% | $425,000 | |
Mortgage Research Center
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VA | 1 | 1.6% | 100% | $235,000 | |
The Loan Store, Inc
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Conventional | 1 | 1.6% | 100% | $165,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 1.6% | 100% | $235,000 | |
loanDepot.com LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Corning Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
CrossCountry Mortgage, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
State Employees Credit Union of MD
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Blue Ridge Summit Mortgage Rate Trends
Daily average mortgage rates for Pennsylvania compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Blue Ridge Summit, Pennsylvania
Looking for mortgage lenders near me or mortgage brokers near me in Blue Ridge Summit? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Blue Ridge Summit in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Blue Ridge Summit, PA
Use these to narrow the list above. Each category shows how many Blue Ridge Summit, PA lenders fit and what that kind of lender is usually best for.
Who Lends in Blue Ridge Summit, PA
Independent mortgage companies closed 76.6 percent of home loans in Blue Ridge Summit, Pennsylvania in 2025, banks 17.2 percent and credit unions 6.2 percent. Newrez LLC was the largest mortgage company, M&T Bank the largest bank and Patriot FCU the largest credit union. Among lenders headquartered in Pennsylvania, PNC Bank N.A. led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.
More Pennsylvania Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Blue Ridge Summit, PA
By home loans closed in 2025, M&T Bank was the largest mortgage lender in Blue Ridge Summit, Pennsylvania with 1 loans, about 1.6 percent of the market. The largest lender headquartered in Pennsylvania was PNC Bank N.A. with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in Blue Ridge Summit, Pennsylvania in 2025, led by Integrity Home Mortgage Corporation with 2. 6 lenders closed VA loans, led by The Federal Savings Bank, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 7 credit unions closed home loans in Blue Ridge Summit, Pennsylvania in 2025, alongside 27 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Blue Ridge Summit, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Blue Ridge Summit, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Blue Ridge Summit. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
