Mortgage Lenders and Brokers in Oak Grove, Oregon
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Oak Grove, Oregon mortgage lenders include Embold Federal Credit UnionEmbold Federal Credit Union15045 SE Mcloughlin Blvd, Oak Grove, OR 97267A5.0 ★Texas Ratio: 6.30%, Keybank National AssociationKeybank National Association14888 Se Mcloughlin Blvd, Oak Grove, OR 97267A+5.0 ★Texas Ratio: 4.81%, OnPoint Community Credit UnionOnPoint Community Credit Union2500 Santiam Hwy SE, Albany, OR 97322 5265A+5.0 ★Texas Ratio: 4.12%, Columbia BankColumbia Bank333 Ellsworth St Sw, Albany, OR 97321A+5.0 ★Texas Ratio: 2.28%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA231 Ellsworth St Sw, Albany, OR 97321A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA2100 Pacific Blvd Se, Albany, OR 97321A+5.0 ★Texas Ratio: 5.36%, US Bank, N.A.US Bank, N.A.2650 Santiam Hwy Se, Albany, OR 97322A+5.0 ★Texas Ratio: 2.85%, Unitus Community Credit UnionUnitus Community Credit Union3215 SW Cedar Hills Blvd, Beaverton, OR 97005A+5.0 ★Texas Ratio: 3.01%, Banner BankBanner Bank2024 Washington Ave, Baker City, OR 97814A+5.0 ★Texas Ratio: 2.91%, and Marion & Polk Schools Credit UnionMarion & Polk Schools Credit Union2921 Crescent Ave, Eugene, OR 97408A5.0 ★Texas Ratio: 9.77%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Oak Grove, Oregon in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Oak Grove are listed first, then lenders elsewhere in Oregon, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Oak Grove, Oregon
Market share is the lender's share of all home loans closed in Oak Grove, Oregon. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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15045 SE Mcloughlin Blvd, Oak Grove, OR 97267 A5.0 ★Texas Ratio: 6.30% |
Conventional, HELOC | 1 +7 HELOCs |
0.6% | 100% | $125,000 | View |
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1 office in Oak Grove 14888 Se Mcloughlin Blvd, Oak Grove, OR 97267 A+5.0 ★Texas Ratio: 4.81% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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2500 Santiam Hwy SE, Albany, OR 97322 5265 A+5.0 ★Texas Ratio: 4.12% |
Conventional, FHA, HELOC | 16 +40 HELOCs |
9.8% | 100% | $379,375 | View |
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333 Ellsworth St Sw, Albany, OR 97321 A+5.0 ★Texas Ratio: 2.28% |
Conventional, HELOC | 4 +1 HELOCs |
2.5% | 100% | $332,500 | View |
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231 Ellsworth St Sw, Albany, OR 97321 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 2 +2 HELOCs |
1.2% | 100% | $445,000 | View |
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2100 Pacific Blvd Se, Albany, OR 97321 A+5.0 ★Texas Ratio: 5.36% |
Conventional, VA, Jumbo | 2 | 1.2% | 100% | $590,000 | View |
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2650 Santiam Hwy Se, Albany, OR 97322 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +2 HELOCs |
0.6% | 50% | $35,000 | View |
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★ 5 stars, 1 review 3215 SW Cedar Hills Blvd, Beaverton, OR 97005 A+5.0 ★Texas Ratio: 3.01% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $435,000 | View |
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2024 Washington Ave, Baker City, OR 97814 A+5.0 ★Texas Ratio: 2.91% |
Conventional | 1 | 0.6% | 100% | $425,000 | View |
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2921 Crescent Ave, Eugene, OR 97408 A5.0 ★Texas Ratio: 9.77% |
Conventional | 1 | 0.6% | 100% | $375,000 | View |
Summit Mortgage Corporation
560 Sw Columbia St, Bend, OR 97702 |
Conventional | 1 | 0.6% | 100% | $425,000 | |
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1970 14th Ave Se, Albany, OR 97322 A+5.0 ★Texas Ratio: 0.89% |
FHA | 1 | 0.6% | 100% | $285,000 | View |
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1375 Nw 185th Ave, Aloha, OR 97006 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
First Technology Federal Credit Union
8700 SW Nimbus Ave, Beaverton, OR 97008 |
HELOC | 0 +3 HELOCs |
0% | n/a | ||
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4875 SW Griffith Dr, Beaverton, OR 97005 8722 A5.0 ★Texas Ratio: 9.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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75 12th ST SE, Bandon, OR 97411 A+5.0 ★Texas Ratio: 0.21% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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1823 14th Ave SE, Albany, OR 97322 A+5.0 ★Texas Ratio: 1.92% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1394 Clay St SE, Albany, OR 97322 6884 A+5.0 ★Texas Ratio: 3.40% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mortgage Express
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Conventional, FHA | 3 | 1.8% | 100% | $415,000 | |
Directors Mortgage, Inc
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Conventional | 1 | 0.6% | 100% | $135,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 20 | 12.3% | 100% | $435,500 | |
Rocket Mortgage
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Conventional, FHA | 11 | 6.7% | 92.9% | $250,454 | |
Guild Mortgage Company
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Conventional, FHA | 11 | 6.7% | 92.9% | $412,272 | |
Cmg Mortgage Inc
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Conventional, FHA | 8 | 4.9% | 100% | $460,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 7 | 4.3% | 87.5% | $285,000 | |
Nations Direct Mortgage, LLC
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Conventional, FHA | 6 | 3.7% | 100% | $470,000 | |
Freedom Mortgage Corporation
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FHA, VA | 5 | 3.1% | 85.7% | $469,000 | |
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A5.0 ★Texas Ratio: 10.77% |
Conventional | 4 | 2.5% | 100% | $410,000 | View |
Movement Mortgage, LLC
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Conventional, FHA, HELOC | 3 +1 HELOCs |
1.8% | 100% | $391,666 | |
Guaranteed Rate, Inc.
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Conventional | 2 | 1.2% | 66.7% | $410,000 | |
Newrez LLC
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Conventional, VA | 2 | 1.2% | 100% | $535,000 | |
Go Mortgage, LLC
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Conventional | 2 | 1.2% | 100% | $470,000 | |
Kind Lending, LLC
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Conventional, FHA | 2 | 1.2% | 100% | $565,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 2 | 1.2% | 40% | $360,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional | 2 | 1.2% | 100% | $120,000 | View |
Union Home Mortgage Corp.
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Conventional | 2 | 1.2% | 100% | $585,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 2 | 1.2% | 66.7% | $520,000 | |
Nationstar Mortgage
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Conventional | 2 | 1.2% | 100% | $155,000 | |
Better Mortgage Corporation
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Conventional | 2 | 1.2% | 100% | $480,000 | |
Spring Eq, LLC
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Conventional | 2 | 1.2% | 50% | $60,000 | |
Arc Home LLC
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Conventional | 1 | 0.6% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.6% | 100% | $415,000 | View |
Primelending
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Conventional | 1 | 0.6% | 100% | $445,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.6% | 100% | $475,000 | |
Watermark Capital, Inc.
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Conventional | 1 | 0.6% | 100% | $555,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.6% | 100% | $355,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $285,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.6% | 100% | $145,000 | |
Synergy One Lending, Inc.
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Conventional | 1 | 0.6% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.6% | 50% | $565,000 | View |
Peak Residential Lending Inc
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Conventional | 1 | 0.6% | 100% | $625,000 | |
Nfm, Inc
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Conventional | 1 | 0.6% | 100% | $445,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.6% | 100% | $545,000 | |
Evergreen Moneysource Mortgage Company
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Conventional | 1 | 0.6% | 100% | $365,000 | |
Generations Home Loans, LLC
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Conventional | 1 | 0.6% | 100% | $325,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.6% | 100% | $555,000 | |
Mortgage Research Center
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VA | 1 | 0.6% | 50% | $645,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.6% | 100% | $55,000 | View |
Zillow Home Loans, LLC
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Conventional | 1 | 0.6% | 100% | $445,000 | |
Prosperity Home Mortgage, LLC
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FHA | 1 | 0.6% | 100% | $395,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.6% | 100% | $475,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.6% | 100% | $685,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.6% | 100% | $675,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.6% | 100% | $345,000 | View |
Navy Federal Credit Union
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VA | 1 | 0.6% | 100% | $325,000 | |
21St Mortgage
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Conventional | 1 | 0.6% | 25% | $55,000 | |
Paramount Residential Mortgage
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FHA | 1 | 0.6% | 100% | $425,000 | |
Top Flite Financial, Inc.
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Conventional | 1 | 0.6% | 100% | $565,000 | |
Village Capital & Investment
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FHA | 1 | 0.6% | 100% | $365,000 | |
Star One Credit Union
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Conventional | 1 | 0.6% | 100% | $405,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.6% | 100% | $545,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Alliant Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Georgia'S Own Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Red Canoe Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Ussfcu
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Oak Grove Mortgage Rate Trends
Daily average mortgage rates for Oregon compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Oak Grove, Oregon
Looking for mortgage lenders near me or mortgage brokers near me in Oak Grove? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Oak Grove in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Oak Grove, OR
Use these to narrow the list above. Each category shows how many Oak Grove, OR lenders fit and what that kind of lender is usually best for.
Who Lends in Oak Grove, OR
Independent mortgage companies closed 74.8 percent of home loans in Oak Grove, Oregon in 2025, banks 12.3 percent and credit unions 12.9 percent. Summit Mortgage Corporation was the largest mortgage company, Keybank National Association the largest bank and Embold Federal Credit Union the largest credit union. Among lenders headquartered in Oregon, Embold Federal Credit Union led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Oregon. None statewide (the Oregon Constitution bars new transfer taxes) except Washington County, which charges $1 per $1,000 of price; no mortgage recording tax.
More Oregon Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Oak Grove, OR
By home loans closed in 2025, Embold Federal Credit Union was the largest mortgage lender in Oak Grove, Oregon with 1 loans, about 0.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
18 lenders closed FHA loans in Oak Grove, Oregon in 2025, led by OnPoint Community Credit Union with 3. 6 lenders closed VA loans, led by Freedom Mortgage Corporation. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 17 credit unions closed home loans in Oak Grove, Oregon in 2025, alongside 50 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Oak Grove, Oregon during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Oak Grove, Oregon for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Oak Grove. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
