Mount Repose, Ohio mortgage lenders include Guardian Savings BankGuardian Savings Bank11333 Princeton Pike, Cincinnati, OH 45246A+5.0 ★Texas Ratio: 1.35%, Huntington National BankHuntington National Bank3421 Ridgewood Rd, Akron, OH 44333A+5.0 ★Texas Ratio: 3.66%, Union Savings BankUnion Savings Bank1240 N Bridge Street, Chillicothe, OH 45601, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1249 Canton Rd, Akron, OH 44312A+5.0 ★Texas Ratio: 3.68%, Warsaw Federal Savings and Loan AssociationWarsaw Federal Savings and Loan Association6570 Gracely Dr, Cincinnati, OH 45233A5.0 ★Texas Ratio: 10.25%, Fifth Third Bank, National AssociationFifth Third Bank, National Association1308 North Reynolds Rd, Adams Township, OH 43615A+5.0 ★Texas Ratio: 3.22%, US Bank, N.A.US Bank, N.A.528 S Main St, Ada, OH 45810A+5.0 ★Texas Ratio: 2.85%, General Electric Credit UnionGeneral Electric Credit Union11370 Reed Hartman Hwy, Blue Ash, OH 45241A5.0 ★Texas Ratio: 6.06%, First Commonwealth BankFirst Commonwealth Bank4200 Park Ave, Ashtabula, OH 44004A+5.0 ★Texas Ratio: 3.82%, and Wright Patt Credit Union IncWright Patt Credit Union Inc1506 N Fairfield Rd, Beavercreek, OH 45432 2737A5.0 ★Texas Ratio: 6.22%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Mount Repose, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Mount Repose are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Mount Repose, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
11333 Princeton Pike, Cincinnati, OH 45246 A+5.0 ★Texas Ratio: 1.35% |
Conventional, FHA, HELOC | 11 +2 HELOCs |
3.9% | 100% | $328,636 | View |
|
3421 Ridgewood Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, HELOC | 10 +4 HELOCs |
3.6% | 100% | $180,000 | View |
Union Savings Bank
1240 N Bridge Street, Chillicothe, OH 45601 |
Conventional, HELOC | 7 +1 HELOCs |
2.5% | 88.9% | $245,000 | |
|
1249 Canton Rd, Akron, OH 44312 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 7 | 2.5% | 100% | $246,428 | View |
|
6570 Gracely Dr, Cincinnati, OH 45233 A5.0 ★Texas Ratio: 10.25% |
Conventional | 7 | 2.5% | 100% | $245,000 | View |
|
1308 North Reynolds Rd, Adams Township, OH 43615 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 5 +28 HELOCs |
1.8% | 62.5% | $101,000 | View |
|
528 S Main St, Ada, OH 45810 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 3 +6 HELOCs |
1.1% | 60% | $175,000 | View |
|
11370 Reed Hartman Hwy, Blue Ash, OH 45241 A5.0 ★Texas Ratio: 6.06% |
Conventional, HELOC | 3 +5 HELOCs |
1.1% | 100% | $168,333 | View |
|
4200 Park Ave, Ashtabula, OH 44004 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 3 | 1.1% | 100% | $168,333 | View |
|
1506 N Fairfield Rd, Beavercreek, OH 45432 2737 A5.0 ★Texas Ratio: 6.22% |
Conventional | 3 | 1.1% | 75% | $218,333 | View |
|
1095 S Main St, Centerville, OH 45458 A+5.0 ★Texas Ratio: 4.63% |
Conventional | 3 | 1.1% | 100% | $285,000 | View |
|
1719 W Ohio Pike, Amelia, OH 45102 A+5.0 ★Texas Ratio: 0.96% |
Conventional | 3 | 1.1% | 100% | $251,666 | View |
|
550 Main St, Cincinnati, OH 45202 A+5.0 ★Texas Ratio: 2.00% |
Conventional, HELOC | 2 +3 HELOCs |
0.7% | 100% | $275,000 | View |
|
39 Oak St, Amelia, OH 45102 A+5.0 ★Texas Ratio: 0.82% |
Conventional | 2 | 0.7% | 100% | $205,000 | View |
|
35592 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +3 HELOCs |
0.4% | 33.3% | $385,000 | View |
|
★ 5 stars, 1 review 1147 OLD STATE ROUTE 74, BATAVIA, OH 45103 A5.0 ★Texas Ratio: 7.78% |
Conventional | 1 | 0.4% | 100% | $125,000 | View |
|
225 Upper Lewisburg Salem Rd, Brookville, OH 45309 A+5.0 ★Texas Ratio: 2.05% |
Conventional | 1 | 0.4% | 100% | $235,000 | View |
|
3983 Medina Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.4% | 100% | $45,000 | View |
|
3451 Center Rd, Brunswick, OH 44212 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.4% | 100% | $255,000 | View |
|
2089 Dayton Xenia Rd, Beavercreek, OH 45434 7156 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.4% | 100% | $565,000 | View |
|
1187 W Ohio Pike, Amelia, OH 45102 A5.0 ★Texas Ratio: 6.62% |
Conventional | 1 | 0.4% | 100% | $255,000 | View |
|
1232 N Main St, Bowling Green, OH 43402 A+5.0 ★Texas Ratio: 1.99% |
FHA | 1 | 0.4% | 100% | $305,000 | View |
|
★ 1.7 stars, 3 reviews 35 Montrose West Ave, Akron, OH 44321 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
|
633 Anderson Ferry Rd, Cincinnati, OH 45238 A+5.0 ★Texas Ratio: 0.73% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
112 E Liberty St, Arlington, OH 45814 A+5.0 ★Texas Ratio: 3.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
2147 East Ave, Akron, OH 44314 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
1135 W Ohio Pike, Amelia, OH 45102 1240 A+5.0 ★Texas Ratio: 3.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
2923 Smith Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 3.21% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
M/I Financial. LLC
|
Conventional, FHA, VA | 32 | 11.4% | 100% | $358,125 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA, HELOC | 8 +2 HELOCs |
2.8% | 100% | $251,250 | |
Equity Resources Inc
|
Conventional | 3 | 1.1% | 100% | $238,333 | |
Rapid Mortgage Company
|
Conventional, FHA | 3 | 1.1% | 100% | $261,666 | |
Union Home Mortgage Corp.
|
Conventional, HELOC | 2 +1 HELOCs |
0.7% | 100% | $275,000 | |
Developer's Mortgage Company
|
Conventional | 1 | 0.4% | 100% | $415,000 | |
3rd Street Financial Corp
|
FHA | 1 | 0.4% | 100% | $245,000 | |
Sibcy Cline Mortgage Services, Inc.
|
Conventional | 1 | 0.4% | 100% | $255,000 | |
Victory Mortgage, LLC
|
Conventional, FHA, VA | 28 | 10% | 93.3% | $245,357 | |
Rocket Mortgage
|
Conventional, FHA, VA | 19 | 6.8% | 83.3% | $212,894 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 13 +2 HELOCs |
4.6% | 88.2% | $248,846 | |
Fairway Independent Mort Corp
|
Conventional, FHA | 7 | 2.5% | 100% | $279,285 | |
American Neighborhood Mortgage Acceptance Company
|
Conventional, FHA | 6 | 2.1% | 100% | $293,333 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 5 | 1.8% | 83.3% | $265,000 | |
|
A+5.0 ★Texas Ratio: 0.38% |
Conventional, FHA | 4 | 1.4% | 100% | $192,500 | View |
Pennymac Loan Services LLC
|
Conventional, FHA | 4 | 1.4% | 100% | $252,500 | |
Churchill Mortgage Corporation
|
Conventional | 4 | 1.4% | 100% | $230,000 | |
Nations Direct Mortgage, LLC
|
Conventional, FHA | 4 | 1.4% | 100% | $205,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional, FHA | 3 | 1.1% | 100% | $165,000 | |
Mortgage Research Center
|
VA | 3 | 1.1% | 50% | $288,333 | |
Guaranteed Rate, Inc.
|
Conventional | 2 | 0.7% | 100% | $200,000 | |
Howard Hanna Financial Services, Inc
|
Conventional, VA | 2 | 0.7% | 100% | $265,000 | |
Synergy One Lending, Inc.
|
Conventional, FHA | 2 | 0.7% | 100% | $320,000 | |
Discover Bank
|
Conventional | 2 | 0.7% | 50% | $80,000 | |
Das Acquisition Company, LLC
|
FHA, VA | 2 | 0.7% | 66.7% | $315,000 | |
Saygo Home Loans, LLC
|
Conventional | 2 | 0.7% | 100% | $245,000 | |
Better Mortgage Corporation
|
Conventional, FHA | 2 | 0.7% | 100% | $310,000 | |
Paramount Residential Mortgage
|
Conventional, FHA | 2 | 0.7% | 100% | $320,000 | |
Leaderone Financial Corp.
|
Conventional, FHA | 2 | 0.7% | 100% | $310,000 | |
Goodleap, LLC
|
FHA, HELOC | 1 +1 HELOCs |
0.4% | 100% | $155,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 50% | $115,000 | |
Polaris Home Funding Corp.
|
Conventional | 1 | 0.4% | 100% | $245,000 | |
EMM Loans LLC
|
FHA | 1 | 0.4% | 100% | $325,000 | |
Ruoff Mortgage Company
|
Conventional | 1 | 0.4% | 100% | $105,000 | |
Liberty Federal Credit Union
|
Conventional | 1 | 0.4% | 100% | $75,000 | |
American Financial Resources LLC
|
Conventional | 1 | 0.4% | 100% | $415,000 | |
Residential Wholesale Mortgage
|
Conventional | 1 | 0.4% | 100% | $245,000 | |
Lakeview Loan Servicing, LLC
|
VA | 1 | 0.4% | 100% | $305,000 | |
Newrez LLC
|
VA | 1 | 0.4% | 33.3% | $295,000 | |
Sage Home Loans Corporation
|
Conventional | 1 | 0.4% | 100% | $385,000 | |
Equity Prime Mortgage LLC
|
FHA | 1 | 0.4% | 50% | $175,000 | |
AmeriHome Mortgage Company, LLC
|
Conventional | 1 | 0.4% | 100% | $225,000 | |
Loanunited.Com, LLC
|
FHA | 1 | 0.4% | 50% | $215,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.4% | 100% | $285,000 | View |
Amerisave Mortgage Company
|
Conventional | 1 | 0.4% | 50% | $65,000 | |
American Financial Network, Inc.
|
Conventional | 1 | 0.4% | 100% | $145,000 | |
Bayshore Mortgage Funding
|
Conventional | 1 | 0.4% | 100% | $285,000 | |
VanDyk Mortgage Corporation
|
FHA | 1 | 0.4% | 100% | $275,000 | |
First Colony Mortgage Corporat
|
FHA | 1 | 0.4% | 100% | $245,000 | |
American Heritage Lending, LLC
|
Conventional | 1 | 0.4% | 100% | $235,000 | |
Nfm, Inc
|
FHA | 1 | 0.4% | 100% | $265,000 | |
Delta Community Credit Union
|
Conventional | 1 | 0.4% | 100% | $395,000 | |
New Day Financial, LLC.
|
VA | 1 | 0.4% | 100% | $315,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.4% | 100% | $405,000 | View |
|
A+5.0 ★Texas Ratio: 1.26% |
Conventional | 1 | 0.4% | 100% | $275,000 | View |
|
A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.4% | 100% | $155,000 | View |
American Pacific Mortgage Corporation
|
Conventional | 1 | 0.4% | 100% | $345,000 | |
Nationstar Mortgage
|
Conventional | 1 | 0.4% | 100% | $255,000 | |
Member First Mortgage, LLC
|
Conventional | 1 | 0.4% | 100% | $285,000 | |
Stockton Mortgage Corporation
|
Conventional | 1 | 0.4% | 100% | $395,000 | |
Pike Creek Mortgage Services, Inc.
|
Conventional | 1 | 0.4% | 100% | $185,000 | |
Prosperity Home Mortgage, LLC
|
FHA | 1 | 0.4% | 100% | $185,000 | |
Mutual of Omaha Mortgage
|
VA | 1 | 0.4% | 100% | $375,000 | |
Lower, LLC
|
Conventional | 1 | 0.4% | 100% | $595,000 | |
Figure Lending LLC
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
|
A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +2 HELOCs |
0% | n/a |
Daily average mortgage rates for Ohio compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Mount Repose? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Mount Repose in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Mount Repose, OH lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 68.3 percent of home loans in Mount Repose, Ohio in 2025, banks 26.7 percent and credit unions 5 percent. M/I Financial. LLC was the largest mortgage company, Guardian Savings Bank the largest bank and General Electric Credit Union the largest credit union. Among lenders headquartered in Ohio, Guardian Savings Bank led with 11 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.
By home loans closed in 2025, Guardian Savings Bank was the largest mortgage lender in Mount Repose, Ohio with 11 loans, about 3.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
31 lenders closed FHA loans in Mount Repose, Ohio in 2025, led by United Wholesale Mortgage with 7. 14 lenders closed VA loans, led by M/I Financial. LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 10 credit unions closed home loans in Mount Repose, Ohio in 2025, alongside 58 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Mount Repose, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Mount Repose, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Mount Repose. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.