Mortgage Lenders and Brokers in Wilson's Mills, North Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Wilson's Mills, North Carolina mortgage lenders include State Employees' Credit UnionState Employees' Credit Union1125 ACADEMY ST N, AHOSKIE, NC 27910A-5.0 ★Texas Ratio: 14.13%, Coastal Federal Credit UnionCoastal Federal Credit UnionOlive Chapel Village #131, Apex, NC 27502A+5.0 ★Texas Ratio: 4.34%, First National Bank of PAFirst National Bank of PA303 S Salem St, Apex, NC 27502A+5.0 ★Texas Ratio: 1.62%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1007 Beaver Creek Commons Dr, Apex, NC 27502A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA5496 Apex Peakway, Apex, NC 27502A+5.0 ★Texas Ratio: 4.14%, Fifth Third Bank, National AssociationFifth Third Bank, National Association1121 Moncure Place, Apex, NC 27523A+5.0 ★Texas Ratio: 3.22%, North State BankNorth State Bank835 Highway 70 West, Garner, NC 27529A+5.0 ★Texas Ratio: 1.77%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust351 N 1st St, Albemarle, NC 28001A5.0 ★Texas Ratio: 7.72%, Truist BankTruist Bank1803 N Sandhills Blvd, Aberdeen, NC 28315A+5.0 ★Texas Ratio: 2.87%, and United Bank VaUnited Bank Va47560 Highway 12, Buxton, NC 27920A+5.0 ★Texas Ratio: 2.15%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Wilson's Mills, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Wilson's Mills are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Wilson's Mills, North Carolina
Market share is the lender's share of all home loans closed in Wilson's Mills, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1125 ACADEMY ST N, AHOSKIE, NC 27910 A-5.0 ★Texas Ratio: 14.13% |
Conventional, HELOC | 13 +19 HELOCs |
5% | 65% | $254,230 | View |
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Olive Chapel Village #131, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.34% |
Conventional, HELOC | 8 +3 HELOCs |
3.1% | 100% | $148,750 | |
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303 S Salem St, Apex, NC 27502 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 3 +1 HELOCs |
1.2% | 75% | $115,000 | View |
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1007 Beaver Creek Commons Dr, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 1.2% | 100% | $278,333 | View |
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5496 Apex Peakway, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +2 HELOCs |
0.8% | 100% | $315,000 | View |
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1121 Moncure Place, Apex, NC 27523 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, HELOC | 2 +2 HELOCs |
0.8% | 100% | $190,000 | View |
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835 Highway 70 West, Garner, NC 27529 A+5.0 ★Texas Ratio: 1.77% |
Conventional, FHA | 2 | 0.8% | 100% | $235,000 | View |
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351 N 1st St, Albemarle, NC 28001 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 1 +6 HELOCs |
0.4% | 100% | $465,000 | View |
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★ 1 stars, 1 review 1803 N Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +5 HELOCs |
0.4% | 100% | $325,000 | View |
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47560 Highway 12, Buxton, NC 27920 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.4% | 100% | $465,000 | View |
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804 E Williams St, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.02% |
Conventional | 1 | 0.4% | 100% | $405,000 | View |
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101 S Tryon St, Charlotte, NC 28280 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.4% | 100% | $145,000 | View |
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103 N 2nd St, Albemarle, NC 28001 A+5.0 ★Texas Ratio: 3.04% |
Conventional | 1 | 0.4% | 100% | $245,000 | View |
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6374 Deans St, Bailey, NC 27807 A+5.0 ★Texas Ratio: 1.78% |
Conventional | 1 | 0.4% | 100% | $135,000 | View |
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5306 Us Highway 158, Advance, NC 27006 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.4% | 100% | $115,000 | View |
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104 NC 54 Ste KK, Carrboro, NC 27510 A5.0 ★Texas Ratio: 6.08% |
Conventional | 1 | 0.4% | 100% | $265,000 | View |
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335 New Leicester Hwy, Asheville, NC 28806 A+5.0 ★Texas Ratio: 3.71% |
Conventional | 1 | 0.4% | 100% | $65,000 | View |
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2200 W Main St Ste L100, Durham, NC 27705 4600 A5.0 ★Texas Ratio: 6.76% |
Conventional | 1 | 0.4% | 100% | $65,000 | View |
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★ 1.7 stars, 3 reviews 102 Church St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
American Security Mortgage Cor
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Conventional, FHA, VA, USDA | 7 | 2.7% | 100% | $340,714 | |
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A+5.0 ★Texas Ratio: 3.12% |
VA | 2 | 0.8% | 100% | $380,000 | View |
Deephaven Mortgage LLC
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Conventional | 1 | 0.4% | 100% | $455,000 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA, USDA | 56 | 21.7% | 74.7% | $245,892 | |
Rocket Mortgage
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Conventional, FHA, VA | 16 | 6.2% | 86.4% | $221,250 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 10 +1 HELOCs |
3.9% | 83.3% | $354,000 | |
Fairway Independent Mort Corp
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Conventional, VA | 10 | 3.9% | 100% | $315,000 | |
Mortgage Research Center
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FHA, VA | 8 | 3.1% | 80% | $411,250 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 6 +2 HELOCs |
2.3% | 66.7% | $268,333 | |
Nationstar Mortgage
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Conventional | 6 | 2.3% | 85.7% | $141,666 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 5 | 1.9% | 85.7% | $395,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 4 +1 HELOCs |
1.6% | 100% | $377,500 | |
Movement Mortgage, LLC
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Conventional, FHA, HELOC | 4 +1 HELOCs |
1.6% | 100% | $342,500 | |
Freedom Mortgage Corporation
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FHA, VA | 3 | 1.2% | 100% | $368,333 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA | 3 | 1.2% | 100% | $351,666 | View |
Mutual of Omaha Mortgage
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Conventional, FHA | 3 | 1.2% | 60% | $358,333 | |
Lower, LLC
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Conventional | 3 | 1.2% | 100% | $321,666 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +1 HELOCs |
0.8% | 50% | $75,000 | |
American Financial Resources LLC
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Conventional | 2 | 0.8% | 100% | $215,000 | |
Primary Residential Mortgage, INC.
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FHA, VA | 2 | 0.8% | 100% | $295,000 | |
loanDepot.com LLC
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FHA | 2 | 0.8% | 66.7% | $295,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.8% | 33.3% | $130,000 | |
Velocio Mortgage, L.L.C.
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FHA | 2 | 0.8% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, VA | 2 | 0.8% | 100% | $265,000 | View |
Bayshore Mortgage Funding
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Conventional, FHA | 2 | 0.8% | 100% | $285,000 | |
Atlantic Bay Mortgage Group
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FHA, VA | 2 | 0.8% | 100% | $305,000 | |
TowneBank
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Conventional, VA | 2 | 0.8% | 100% | $265,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 2 | 0.8% | 100% | $330,000 | |
The Loan Store, Inc
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Conventional | 2 | 0.8% | 100% | $335,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 0.8% | 75% | $145,000 | |
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A+5.0 ★Texas Ratio: 3.82% |
Conventional | 2 | 0.8% | 100% | $325,000 | View |
Goodleap, LLC
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Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $315,000 | |
Cmg Mortgage Inc
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FHA, HELOC | 1 +1 HELOCs |
0.4% | 100% | $325,000 | |
Equity Resources Inc
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Conventional | 1 | 0.4% | 100% | $295,000 | |
Originpoint, LLC
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Conventional | 1 | 0.4% | 100% | $185,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.4% | 100% | $295,000 | |
Virginia Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $385,000 | |
Gold Star Mortgage Financial Group, Corporation
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VA | 1 | 0.4% | 100% | $355,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.4% | 100% | $385,000 | View |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.4% | 33.3% | $65,000 | |
Newrez LLC
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FHA | 1 | 0.4% | 100% | $145,000 | |
ALCOVA Mortgage, LLC
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FHA | 1 | 0.4% | 100% | $295,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.4% | 100% | $155,000 | |
Dart Bank
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VA | 1 | 0.4% | 100% | $485,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.4% | 100% | $325,000 | |
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A5.0 ★Texas Ratio: 13.21% |
FHA | 1 | 0.4% | 100% | $295,000 | View |
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A+5.0 ★Texas Ratio: 5.05% |
VA | 1 | 0.4% | 100% | $485,000 | View |
AML Funding LLC dba Absolute Mortgage & Lending
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Conventional | 1 | 0.4% | 100% | $335,000 | |
Sfmc, LP
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VA | 1 | 0.4% | 100% | $385,000 | |
Apci Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $295,000 | |
Credit Union Mortgage Associat
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Conventional | 1 | 0.4% | 100% | $125,000 | |
American Financing Corporation
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FHA | 1 | 0.4% | 100% | $335,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.4% | 100% | $285,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.4% | 100% | $465,000 | |
Weichert Financial Services
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Conventional | 1 | 0.4% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.4% | 100% | $395,000 | View |
Franklin Loan Corporation
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FHA | 1 | 0.4% | 100% | $445,000 | |
T2 Financial LLC
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Conventional | 1 | 0.4% | 100% | $315,000 | |
Mortgage Equity Partners LLC
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Conventional | 1 | 0.4% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.4% | 100% | $315,000 | View |
Rapid Mortgage Company
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Conventional | 1 | 0.4% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.4% | 100% | $365,000 | View |
Towne Mortgage Company
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VA | 1 | 0.4% | 100% | $365,000 | |
Pentagon Federal Credit Union
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VA | 1 | 0.4% | 100% | $445,000 | |
Zillow Home Loans, LLC
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FHA | 1 | 0.4% | 100% | $415,000 | |
New American Funding, LLC.
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FHA | 1 | 0.4% | 100% | $335,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.4% | 100% | $105,000 | View |
Mortgage Investors Group
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FHA | 1 | 0.4% | 100% | $225,000 | |
Top Flite Financial, Inc.
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Conventional | 1 | 0.4% | 100% | $55,000 | |
Village Capital & Investment
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VA | 1 | 0.4% | 100% | $425,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 1.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Wilson's Mills Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Wilson's Mills, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Wilson's Mills? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Wilson's Mills in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Wilson's Mills, NC
Use these to narrow the list above. Each category shows how many Wilson's Mills, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Wilson's Mills, NC
Independent mortgage companies closed 73.3 percent of home loans in Wilson's Mills, North Carolina in 2025, banks 13.2 percent and credit unions 13.6 percent. American Security Mortgage Cor was the largest mortgage company, First National Bank of PA the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, State Employees' Credit Union led with 13 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Wilson's Mills, NC
By home loans closed in 2025, State Employees' Credit Union was the largest mortgage lender in Wilson's Mills, North Carolina with 13 loans, about 5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Wilson's Mills, North Carolina, DHI Mortgage Company, LTD. approved the highest share of completed applications in 2025 at 74.7 percent, against a 84 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
28 lenders closed FHA loans in Wilson's Mills, North Carolina in 2025, led by DHI Mortgage Company, LTD. with 29. 23 lenders closed VA loans, led by DHI Mortgage Company, LTD., and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 26 banks and 11 credit unions closed home loans in Wilson's Mills, North Carolina in 2025, alongside 57 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Wilson's Mills, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Wilson's Mills, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Wilson's Mills. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
