Mortgage Lenders and Brokers in Whiteville, North Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Whiteville, North Carolina mortgage lenders include Truist BankTruist Bank301 S Jk Powell Blvd, Whiteville, NC 28472A+5.0 ★Texas Ratio: 2.87%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust415 S Madison St, Whiteville, NC 28472A5.0 ★Texas Ratio: 7.72%, United Bank VaUnited Bank Va110 N Jk Powell Blvd, Whiteville, NC 28472A+5.0 ★Texas Ratio: 2.15%, First BankFirst Bank1104 N Jk Powell Blvd, Whiteville, NC 28472A+5.0 ★Texas Ratio: 1.94%, PNC Bank N.A.PNC Bank N.A.203 Washington St, Whiteville, NC 28472A+5.0 ★Texas Ratio: 4.24%, State Employees' Credit UnionState Employees' Credit Union1312 S JK POWELL BLVD, WHITEVILLE, NC 28472A-5.0 ★Texas Ratio: 14.13%, Blue Ridge BankBlue Ridge Bank3202 Northline Ave, Greensboro, NC 27408A5.0 ★Texas Ratio: 8.11%, Southstate Bank, National AssociationSouthstate Bank, National Association192 E Woodrow Ave, Belmont, NC 28012A+5.0 ★Texas Ratio: 2.27%, US Bank, N.A.US Bank, N.A.8334 Pineville Matthews Rd, Charlotte, NC 28226A+5.0 ★Texas Ratio: 2.85%, and First Horizon BankFirst Horizon Bank5361 Us Highway 158, Advance, NC 27006A+5.0 ★Texas Ratio: 5.76%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Whiteville, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Whiteville are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Whiteville, North Carolina
Market share is the lender's share of all home loans closed in Whiteville, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1 stars, 1 review 1 office in Whiteville 301 S Jk Powell Blvd, Whiteville, NC 28472 A+5.0 ★Texas Ratio: 2.87% |
Conventional, VA, HELOC | 2 +7 HELOCs |
1.2% | 100% | $125,000 | View |
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1 office in Whiteville 415 S Madison St, Whiteville, NC 28472 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 2 +6 HELOCs |
1.2% | 100% | $35,000 | View |
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1 office in Whiteville 110 N Jk Powell Blvd, Whiteville, NC 28472 A+5.0 ★Texas Ratio: 2.15% |
Conventional, HELOC | 2 +2 HELOCs |
1.2% | 100% | $185,000 | View |
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1 office in Whiteville 1104 N Jk Powell Blvd, Whiteville, NC 28472 A+5.0 ★Texas Ratio: 1.94% |
Conventional, HELOC | 2 +1 HELOCs |
1.2% | 100% | $380,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Whiteville 203 Washington St, Whiteville, NC 28472 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1312 S JK POWELL BLVD, WHITEVILLE, NC 28472 A-5.0 ★Texas Ratio: 14.13% |
Conventional, HELOC | 11 +18 HELOCs |
6.8% | 45.8% | $179,545 | View |
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3202 Northline Ave, Greensboro, NC 27408 A5.0 ★Texas Ratio: 8.11% |
Conventional, VA, USDA | 3 | 1.9% | 100% | $261,666 | View |
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★ 5 stars, 1 review 192 E Woodrow Ave, Belmont, NC 28012 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 3 | 1.9% | 100% | $115,000 | View |
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8334 Pineville Matthews Rd, Charlotte, NC 28226 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA | 2 | 1.2% | 100% | $165,000 | View |
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★ 5 stars, 1 review 5361 Us Highway 158, Advance, NC 27006 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.6% | 100% | $385,000 | View |
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103 N 2nd St, Albemarle, NC 28001 A+5.0 ★Texas Ratio: 3.04% |
Conventional | 1 | 0.6% | 100% | $175,000 | View |
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5306 Us Highway 158, Advance, NC 27006 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.6% | 100% | $325,000 | View |
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732 Main St, Andrews, NC 28901 A+5.0 ★Texas Ratio: 2.97% |
Conventional | 1 | 0.6% | 100% | $205,000 | View |
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5496 Apex Peakway, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1118 Academy St N, Ahoskie, NC 27910 F1.0 ★Texas Ratio: 75.00% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
American Security Mortgage Cor
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FHA | 1 | 0.6% | 100% | $175,000 | |
AgCarolina Farm Credit, ACA
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Conventional | 1 | 0.6% | 100% | $465,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA | 13 | 8% | 76.5% | $196,538 | |
Rocket Mortgage
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Conventional, FHA, VA | 12 | 7.4% | 75% | $210,000 | |
ALCOVA Mortgage, LLC
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Conventional, FHA, VA, USDA | 12 | 7.4% | 100% | $180,833 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional, FHA, VA | 11 | 6.8% | 91.7% | $255,909 | View |
Freedom Mortgage Corporation
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FHA, VA | 6 | 3.7% | 100% | $235,000 | |
Movement Mortgage, LLC
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Conventional, FHA, VA | 6 | 3.7% | 100% | $136,666 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 5 +1 HELOCs |
3.1% | 100% | $123,000 | |
Pennymac Loan Services LLC
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Conventional, VA | 5 | 3.1% | 71.4% | $301,000 | |
Mortgage Research Center
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VA | 5 | 3.1% | 83.3% | $281,000 | |
Equity Resources Inc
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FHA | 3 | 1.9% | 100% | $178,333 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 3 | 1.9% | 100% | $105,000 | |
loanDepot.com LLC
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Conventional, FHA | 3 | 1.9% | 75% | $115,000 | |
Triad Financial Services, Inc.
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Conventional | 3 | 1.9% | 71.4% | $178,333 | |
New American Funding, LLC.
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Conventional, FHA | 3 | 1.9% | 60% | $165,000 | |
Newrez LLC
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FHA | 2 | 1.2% | 50% | $160,000 | |
Michigan Mutual, Inc
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Conventional, FHA | 2 | 1.2% | 100% | $90,000 | |
Bayshore Mortgage Funding
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FHA, VA | 2 | 1.2% | 100% | $215,000 | |
Atlantic Bay Mortgage Group
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Conventional | 2 | 1.2% | 100% | $270,000 | |
Planet Home Lending, LLC
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FHA, VA | 2 | 1.2% | 100% | $225,000 | |
T2 Financial LLC
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FHA, USDA | 2 | 1.2% | 66.7% | $190,000 | |
Nationstar Mortgage
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Conventional, VA | 2 | 1.2% | 66.7% | $135,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 2 | 1.2% | 75% | $130,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
FHA, VA | 2 | 1.2% | 100% | $405,000 | View |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional, VA | 2 | 1.2% | 100% | $260,000 | View |
21St Mortgage
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Conventional | 2 | 1.2% | 42.9% | $150,000 | |
Cornerstone First Mortgage, LLC
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FHA | 1 | 0.6% | 100% | $445,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.6% | 100% | $355,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.6% | 100% | $145,000 | |
Canopy Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $225,000 | |
Loansteady LLC
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FHA | 1 | 0.6% | 100% | $105,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.6% | 100% | $185,000 | |
Tower Federal Credit Union
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Conventional | 1 | 0.6% | 100% | $45,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.6% | 16.7% | $65,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
FHA | 1 | 0.6% | 100% | $365,000 | View |
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A+5.0 ★Texas Ratio: 1.16% |
Conventional | 1 | 0.6% | 100% | $245,000 | View |
American Financing Corporation
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VA | 1 | 0.6% | 50% | $265,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.6% | 100% | $75,000 | |
Rev Federal Credit Union
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Conventional | 1 | 0.6% | 100% | $295,000 | |
Calcon Mutual Mortgage LLC
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FHA | 1 | 0.6% | 100% | $195,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.6% | 7.7% | $185,000 | |
Reliance First Capital, LLC
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VA | 1 | 0.6% | 100% | $275,000 | |
Loan Simple, Inc.
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FHA | 1 | 0.6% | 100% | $215,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Gte Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Whiteville Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Whiteville, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Whiteville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Whiteville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Whiteville, NC
Use these to narrow the list above. Each category shows how many Whiteville, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Whiteville, NC
Independent mortgage companies closed 66 percent of home loans in Whiteville, North Carolina in 2025, banks 22.8 percent and credit unions 11.1 percent. American Security Mortgage Cor was the largest mortgage company, Truist Bank the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, Truist Bank led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Whiteville, NC
By home loans closed in 2025, Truist Bank was the largest mortgage lender in Whiteville, North Carolina with 2 loans, about 1.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
25 lenders closed FHA loans in Whiteville, North Carolina in 2025, led by United Wholesale Mortgage with 7. 18 lenders closed VA loans, led by Mortgage Research Center, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 6 credit unions closed home loans in Whiteville, North Carolina in 2025, alongside 37 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Whiteville, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Whiteville, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Whiteville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
