Mortgage Lenders and Brokers in Stanley, North Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Stanley, North Carolina mortgage lenders include Southstate Bank, National AssociationSouthstate Bank, National Association412 S Highway 27, Stanley, NC 28164A+5.0 ★Texas Ratio: 2.27%, State Employees' Credit UnionState Employees' Credit Union1125 ACADEMY ST N, AHOSKIE, NC 27910A-5.0 ★Texas Ratio: 14.13%, Truliant Federal Credit UnionTruliant Federal Credit Union1055 E Dixie Dr, Asheboro, NC 27203A5.0 ★Texas Ratio: 6.43%, Bank of America NABank of America NA5496 Apex Peakway, Apex, NC 27502A+5.0 ★Texas Ratio: 4.14%, Flagstar Bank NAFlagstar Bank NA121 W Trade St Ste 1150, Charlotte, NC 28202D3.3 ★Texas Ratio: 35.11%, Uwharrie BankUwharrie Bank800 Highway 24 27 Bypass, Albemarle, NC 28001A+5.0 ★Texas Ratio: 0.72%, Truist BankTruist Bank1803 N Sandhills Blvd, Aberdeen, NC 28315A+5.0 ★Texas Ratio: 2.87%, US Bank, N.A.US Bank, N.A.8334 Pineville Matthews Rd, Charlotte, NC 28226A+5.0 ★Texas Ratio: 2.85%, First Federal Savings Bank of LincolntonFirst Federal Savings Bank of Lincolnton3768 Nc 16, Denver, NC 28037A+5.0 ★Texas Ratio: 2.20%, and Wells Fargo Bank NAWells Fargo Bank NA5306 Us Highway 158, Advance, NC 27006A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Stanley, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Stanley are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Stanley, North Carolina
Market share is the lender's share of all home loans closed in Stanley, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 5 stars, 1 review 1 office in Stanley 412 S Highway 27, Stanley, NC 28164 A+5.0 ★Texas Ratio: 2.27% |
Conventional, FHA, HELOC | 4 +7 HELOCs |
1.1% | 100% | $317,500 | View |
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1125 ACADEMY ST N, AHOSKIE, NC 27910 A-5.0 ★Texas Ratio: 14.13% |
Conventional, HELOC | 15 +23 HELOCs |
4.2% | 57.7% | $321,666 | View |
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1055 E Dixie Dr, Asheboro, NC 27203 A5.0 ★Texas Ratio: 6.43% |
Conventional, HELOC | 7 +11 HELOCs |
2% | 35% | $125,000 | View |
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5496 Apex Peakway, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +5 HELOCs |
0.8% | 100% | $265,000 | View |
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121 W Trade St Ste 1150, Charlotte, NC 28202 D3.3 ★Texas Ratio: 35.11% |
Conventional, FHA | 3 | 0.8% | 100% | $315,000 | View |
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800 Highway 24 27 Bypass, Albemarle, NC 28001 A+5.0 ★Texas Ratio: 0.72% |
Conventional, FHA | 3 | 0.8% | 100% | $351,666 | View |
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★ 1 stars, 1 review 1803 N Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 2 +12 HELOCs |
0.6% | 100% | $295,000 | View |
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8334 Pineville Matthews Rd, Charlotte, NC 28226 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 0.6% | 100% | $180,000 | View |
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3768 Nc 16, Denver, NC 28037 A+5.0 ★Texas Ratio: 2.20% |
Conventional | 2 | 0.6% | 100% | $260,000 | View |
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5306 Us Highway 158, Advance, NC 27006 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.6% | 100% | $370,000 | View |
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335 New Leicester Hwy, Asheville, NC 28806 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo | 2 | 0.6% | 100% | $755,000 | View |
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1121 Moncure Place, Apex, NC 27523 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 33.3% | $185,000 | View |
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2821 Crisman St, Charlotte, NC 28208 A+5.0 ★Texas Ratio: 3.27% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $115,000 | View |
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804 E Williams St, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.02% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $55,000 | View |
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148 Charlotte St, Asheville, NC 28801 1923 A5.0 ★Texas Ratio: 9.56% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $295,000 | View |
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303 S Salem St, Apex, NC 27502 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $205,000 | View |
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★ 5 stars, 1 review 5361 Us Highway 158, Advance, NC 27006 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.3% | 100% | $45,000 | View |
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1117 Parkside Main St, Cary, NC 27519 A+5.0 ★Texas Ratio: 2.98% |
HELOC | 0 +2 HELOCs |
0% | 100% | View | |
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Olive Chapel Village #131, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.34% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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351 N 1st St, Albemarle, NC 28001 A5.0 ★Texas Ratio: 7.72% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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★ 1.7 stars, 3 reviews 102 Church St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
American Security Mortgage Cor
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Conventional, FHA | 6 | 1.7% | 100% | $298,333 | |
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A+5.0 ★Texas Ratio: 2.60% |
Conventional | 4 | 1.1% | 100% | $465,000 | View |
Cardinal Financial Company, Li
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FHA, VA | 2 | 0.6% | 100% | $355,000 | |
Goprime Mortgage, Inc.
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Conventional, FHA | 2 | 0.6% | 100% | $220,000 | |
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A+5.0 ★Texas Ratio: 3.12% |
Conventional | 1 | 0.3% | 100% | $275,000 | View |
AgSouth Farm Credit
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Conventional | 1 | 0.3% | 100% | $165,000 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 52 +3 HELOCs |
14.7% | 81.2% | $369,038 | |
Rocket Mortgage
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Conventional, FHA, VA | 37 | 10.5% | 86% | $228,783 | |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA | 30 | 8.5% | 81.1% | $296,666 | |
Movement Mortgage, LLC
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Conventional, FHA, VA | 25 | 7.1% | 93.1% | $223,400 | |
Mortgage Research Center
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FHA, VA | 12 | 3.4% | 70.6% | $340,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 8 | 2.3% | 88.9% | $201,250 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA | 7 | 2% | 100% | $335,000 | |
New American Funding, LLC.
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FHA | 7 | 2% | 100% | $246,428 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 4 +1 HELOCs |
1.1% | 80% | $275,000 | |
Pennymac Loan Services LLC
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FHA, USDA | 4 | 1.1% | 50% | $260,000 | |
Atlantic Bay Mortgage Group
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Conventional, FHA | 4 | 1.1% | 100% | $292,500 | |
Nationstar Mortgage
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Conventional, FHA | 4 | 1.1% | 80% | $227,500 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 4 | 1.1% | 100% | $227,500 | |
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A+5.0 ★Texas Ratio: 3.58% |
Conventional | 4 | 1.1% | 80% | $337,500 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 3 | 0.8% | 75% | $181,666 | |
Freedom Mortgage Corporation
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FHA, VA | 3 | 0.8% | 100% | $251,666 | |
Success Lending, LLC
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Conventional, FHA, USDA | 3 | 0.8% | 100% | $201,666 | |
ALCOVA Mortgage, LLC
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Conventional, FHA | 3 | 0.8% | 100% | $248,333 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA | 3 | 0.8% | 100% | $225,000 | View |
CrossCountry Mortgage, LLC
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Conventional, FHA, HELOC | 2 +1 HELOCs |
0.6% | 100% | $255,000 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 2 | 0.6% | 100% | $130,000 | |
Howard Hanna Financial Services, Inc
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Conventional, FHA | 2 | 0.6% | 100% | $525,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 2 | 0.6% | 100% | $360,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 2 | 0.6% | 100% | $315,000 | View |
Cmg Mortgage Inc
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FHA, VA | 2 | 0.6% | 100% | $325,000 | |
American Heritage Lending, LLC
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Conventional | 2 | 0.6% | 100% | $330,000 | |
Tjc Mortgage Inc
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Conventional, VA | 2 | 0.6% | 100% | $390,000 | |
Genway Home Mortgage, Inc.
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Conventional, FHA | 2 | 0.6% | 100% | $170,000 | |
Zillow Home Loans, LLC
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Conventional, VA | 2 | 0.6% | 100% | $330,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional, USDA | 2 | 0.6% | 100% | $235,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.6% | 100% | $75,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 0.6% | 18.2% | $160,000 | |
Carrington Mortgage Services LLC
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Conventional, VA | 2 | 0.6% | 75% | $240,000 | |
Reliance First Capital, LLC
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Conventional | 2 | 0.6% | 100% | $150,000 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 2 | 0.6% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $85,000 | View |
American Financial Resources LLC
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FHA | 1 | 0.3% | 100% | $385,000 | |
Atlantic Coast Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $335,000 | |
Primary Residential Mortgage, INC.
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FHA | 1 | 0.3% | 100% | $385,000 | |
Goodleap, LLC
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Conventional | 1 | 0.3% | 100% | $135,000 | |
Newrez LLC
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FHA | 1 | 0.3% | 50% | $225,000 | |
Loansteady LLC
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FHA | 1 | 0.3% | 100% | $255,000 | |
Fed Ex Employees Credit Association
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Conventional | 1 | 0.3% | 100% | $215,000 | |
PHH Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $235,000 | |
United Trust Bank
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FHA | 1 | 0.3% | 100% | $155,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.3% | 16.7% | $95,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.3% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.3% | 100% | $185,000 | View |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.3% | 100% | $325,000 | View |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.3% | 100% | $135,000 | View |
Click n' Close, Inc.
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FHA | 1 | 0.3% | 50% | $165,000 | |
VanDyk Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $225,000 | |
Strong Home Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $275,000 | |
Highlands Residential Mortgage, Ltd.
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FHA | 1 | 0.3% | 100% | $275,000 | |
New Day Financial, LLC.
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VA | 1 | 0.3% | 50% | $175,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.3% | 100% | $215,000 | View |
Resource Financial Services, Inc.
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Conventional | 1 | 0.3% | 100% | $325,000 | |
Evergreen Moneysource Mortgage Company
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FHA | 1 | 0.3% | 100% | $445,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.3% | 50% | $325,000 | |
Provident Funding Associates
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Conventional | 1 | 0.3% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
FHA | 1 | 0.3% | 100% | $325,000 | View |
Nations Lending Corporation
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FHA | 1 | 0.3% | 100% | $155,000 | |
Towne Mortgage Company
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Conventional | 1 | 0.3% | 100% | $385,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.3% | 100% | $305,000 | |
TowneBank
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FHA | 1 | 0.3% | 50% | $275,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.3% | 100% | $335,000 | |
Lower, LLC
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USDA | 1 | 0.3% | 100% | $255,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.3% | 100% | $335,000 | View |
Consumers Credit Union
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Conventional | 1 | 0.3% | 100% | $245,000 | |
Loan Simple, Inc.
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FHA | 1 | 0.3% | 100% | $235,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.3% | 50% | $105,000 | |
Geneva Financial LLC
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Conventional | 1 | 0.3% | 100% | $205,000 | |
Village Capital & Investment
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VA | 1 | 0.3% | 50% | $225,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.47% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Stanley Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Stanley, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Stanley? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Stanley in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Stanley, NC
Use these to narrow the list above. Each category shows how many Stanley, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Stanley, NC
Independent mortgage companies closed 76.6 percent of home loans in Stanley, North Carolina in 2025, banks 13.8 percent and credit unions 9.6 percent. American Security Mortgage Cor was the largest mortgage company, Southstate Bank, National Association the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, State Employees' Credit Union led with 15 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Stanley, NC
By home loans closed in 2025, Southstate Bank, National Association was the largest mortgage lender in Stanley, North Carolina with 4 loans, about 1.1 percent of the market. The largest lender headquartered in North Carolina was State Employees' Credit Union with 15 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Stanley, North Carolina, loanDepot.com LLC approved the highest share of completed applications in 2025 at 81.2 percent, against a 79.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
44 lenders closed FHA loans in Stanley, North Carolina in 2025, led by loanDepot.com LLC with 27. 17 lenders closed VA loans, led by Mortgage Research Center, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 32 banks and 10 credit unions closed home loans in Stanley, North Carolina in 2025, alongside 63 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Stanley, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Stanley, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Stanley. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
