Mortgage Lenders and Brokers in Stanfield, North Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Stanfield, North Carolina mortgage lenders include State Employees' Credit UnionState Employees' Credit Union1125 ACADEMY ST N, AHOSKIE, NC 27910A-5.0 ★Texas Ratio: 14.13%, Uwharrie BankUwharrie Bank800 Highway 24 27 Bypass, Albemarle, NC 28001A+5.0 ★Texas Ratio: 0.72%, Pinnacle BankPinnacle Bank103 N 2nd St, Albemarle, NC 28001A+5.0 ★Texas Ratio: 3.04%, Wells Fargo Bank NAWells Fargo Bank NA5306 Us Highway 158, Advance, NC 27006A+5.0 ★Texas Ratio: 5.36%, First BankFirst Bank105 S Sandhills Blvd, Aberdeen, NC 28315A+5.0 ★Texas Ratio: 1.94%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1007 Beaver Creek Commons Dr, Apex, NC 27502A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.8334 Pineville Matthews Rd, Charlotte, NC 28226A+5.0 ★Texas Ratio: 2.85%, Servisfirst BankServisfirst Bank1200 Ridgefield Blvd, Asheville, NC 28806A5.0 ★Texas Ratio: 8.75%, Coastal Federal Credit UnionCoastal Federal Credit UnionOlive Chapel Village #131, Apex, NC 27502A+5.0 ★Texas Ratio: 4.34%, and Civic FCUCivic FCU1118 Academy St N, Ahoskie, NC 27910F1.0 ★Texas Ratio: 75.00%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Stanfield, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Stanfield are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Stanfield, North Carolina
Market share is the lender's share of all home loans closed in Stanfield, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1125 ACADEMY ST N, AHOSKIE, NC 27910 A-5.0 ★Texas Ratio: 14.13% |
Conventional, HELOC | 14 +5 HELOCs |
9.5% | 77.8% | $376,428 | View |
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800 Highway 24 27 Bypass, Albemarle, NC 28001 A+5.0 ★Texas Ratio: 0.72% |
Conventional, HELOC | 6 +8 HELOCs |
4.1% | 100% | $205,000 | View |
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103 N 2nd St, Albemarle, NC 28001 A+5.0 ★Texas Ratio: 3.04% |
Conventional, HELOC | 3 +4 HELOCs |
2% | 75% | $178,333 | View |
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5306 Us Highway 158, Advance, NC 27006 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 2% | 100% | $368,333 | View |
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105 S Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 1.94% |
Conventional, HELOC | 2 +2 HELOCs |
1.4% | 50% | $425,000 | View |
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1007 Beaver Creek Commons Dr, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 1.4% | 100% | $245,000 | View |
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8334 Pineville Matthews Rd, Charlotte, NC 28226 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.7% | 50% | $335,000 | View |
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1200 Ridgefield Blvd, Asheville, NC 28806 A5.0 ★Texas Ratio: 8.75% |
Conventional | 1 | 0.7% | 100% | $315,000 | View |
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Olive Chapel Village #131, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.34% |
Conventional | 1 | 0.7% | 100% | $105,000 | |
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1118 Academy St N, Ahoskie, NC 27910 F1.0 ★Texas Ratio: 75.00% |
Conventional | 1 | 0.7% | 100% | $135,000 | View |
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★ 1 stars, 1 review 1803 N Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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148 Charlotte St, Asheville, NC 28801 1923 A5.0 ★Texas Ratio: 9.56% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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5496 Apex Peakway, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2821 Crisman St, Charlotte, NC 28208 A+5.0 ★Texas Ratio: 3.27% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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351 N 1st St, Albemarle, NC 28001 A5.0 ★Texas Ratio: 7.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1121 Moncure Place, Apex, NC 27523 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
American Security Mortgage Cor
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Conventional | 3 | 2% | 100% | $348,333 | |
Movement Mortgage, LLC
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Conventional, FHA, VA, HELOC | 29 +1 HELOCs |
19.7% | 100% | $406,379 | |
Rocket Mortgage
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Conventional, FHA, VA | 10 | 6.8% | 76.9% | $256,000 | |
United Wholesale Mortgage
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Conventional, FHA, HELOC | 8 +1 HELOCs |
5.4% | 100% | $315,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional, FHA, VA | 8 | 5.4% | 100% | $368,750 | View |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 5 | 3.4% | 85.7% | $327,000 | |
Fairway Independent Mort Corp
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Conventional | 4 | 2.7% | 100% | $400,000 | |
Atlantic Bay Mortgage Group
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Conventional, FHA | 3 | 2% | 100% | $391,666 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 3 | 2% | 100% | $305,000 | View |
CrossCountry Mortgage, LLC
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Conventional, FHA | 2 | 1.4% | 100% | $180,000 | |
Kind Lending, LLC
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Conventional, USDA | 2 | 1.4% | 100% | $305,000 | |
Guild Mortgage Company
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Conventional | 2 | 1.4% | 100% | $305,000 | |
American Financial Network, Inc.
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Conventional | 2 | 1.4% | 100% | $515,000 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 2 | 1.4% | 100% | $140,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 2 | 1.4% | 50% | $250,000 | |
New American Funding, LLC.
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Conventional | 2 | 1.4% | 100% | $335,000 | |
DHI Mortgage Company, LTD.
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FHA | 2 | 1.4% | 100% | $390,000 | |
Village Capital & Investment
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FHA, VA | 2 | 1.4% | 100% | $300,000 | |
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A+5.0 ★Texas Ratio: 3.36% |
Conventional | 1 | 0.7% | 100% | $545,000 | View |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.7% | 100% | $325,000 | |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.7% | 100% | $635,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.7% | 100% | $505,000 | View |
Newrez LLC
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Conventional | 1 | 0.7% | 100% | $55,000 | |
ALCOVA Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $345,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.7% | 100% | $185,000 | |
loanDepot.com LLC
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VA | 1 | 0.7% | 100% | $315,000 | |
Sun West Mortgage Company, Inc
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Conventional | 1 | 0.7% | 100% | $125,000 | |
Bay Equity LLC
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Conventional | 1 | 0.7% | 100% | $315,000 | |
Delta Community Credit Union
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Conventional | 1 | 0.7% | 100% | $505,000 | |
Capital Center LLC
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Conventional | 1 | 0.7% | 100% | $165,000 | |
New Story Lending LLC
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Conventional | 1 | 0.7% | 100% | $335,000 | |
Milend, Inc
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VA | 1 | 0.7% | 100% | $215,000 | |
Keystone Funding, Inc
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FHA | 1 | 0.7% | 100% | $435,000 | |
Towne Mortgage Company
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FHA | 1 | 0.7% | 100% | $275,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.7% | 100% | $395,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.7% | 100% | $355,000 | View |
Lafcu
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Conventional | 1 | 0.7% | 100% | $455,000 | |
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A+5.0 ★Texas Ratio: 3.58% |
Conventional | 1 | 0.7% | 100% | $75,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.7% | 25% | $115,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.7% | 50% | $435,000 | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Cmg Mortgage Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Stanfield Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Stanfield, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Stanfield? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Stanfield in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Stanfield, NC
Use these to narrow the list above. Each category shows how many Stanfield, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Stanfield, NC
Independent mortgage companies closed 65.3 percent of home loans in Stanfield, North Carolina in 2025, banks 21.8 percent and credit unions 12.9 percent. American Security Mortgage Cor was the largest mortgage company, Uwharrie Bank the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, State Employees' Credit Union led with 14 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Stanfield, NC
By home loans closed in 2025, State Employees' Credit Union was the largest mortgage lender in Stanfield, North Carolina with 14 loans, about 9.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
13 lenders closed FHA loans in Stanfield, North Carolina in 2025, led by Movement Mortgage, LLC with 8. 7 lenders closed VA loans, led by Movement Mortgage, LLC, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 17 banks and 8 credit unions closed home loans in Stanfield, North Carolina in 2025, alongside 34 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Stanfield, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Stanfield, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Stanfield. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
