Mortgage Lenders and Brokers in Porters Neck, North Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Porters Neck, North Carolina mortgage lenders include State Employees' Credit UnionState Employees' Credit Union1125 ACADEMY ST N, AHOSKIE, NC 27910A-5.0 ★Texas Ratio: 14.13%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust351 N 1st St, Albemarle, NC 28001A5.0 ★Texas Ratio: 7.72%, First BankFirst Bank105 S Sandhills Blvd, Aberdeen, NC 28315A+5.0 ★Texas Ratio: 1.94%, First National Bank of PAFirst National Bank of PA303 S Salem St, Apex, NC 27502A+5.0 ★Texas Ratio: 1.62%, Southstate Bank, National AssociationSouthstate Bank, National Association192 E Woodrow Ave, Belmont, NC 28012A+5.0 ★Texas Ratio: 2.27%, North State BankNorth State Bank835 Highway 70 West, Garner, NC 27529A+5.0 ★Texas Ratio: 1.77%, Bank of America NABank of America NA5496 Apex Peakway, Apex, NC 27502A+5.0 ★Texas Ratio: 4.14%, Truist BankTruist Bank1803 N Sandhills Blvd, Aberdeen, NC 28315A+5.0 ★Texas Ratio: 2.87%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1007 Beaver Creek Commons Dr, Apex, NC 27502A+5.0 ★Texas Ratio: 3.68%, and Coastal Federal Credit UnionCoastal Federal Credit UnionOlive Chapel Village #131, Apex, NC 27502A+5.0 ★Texas Ratio: 4.34%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Porters Neck, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Porters Neck are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Porters Neck, North Carolina
Market share is the lender's share of all home loans closed in Porters Neck, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1125 ACADEMY ST N, AHOSKIE, NC 27910 A-5.0 ★Texas Ratio: 14.13% |
Conventional, Jumbo, HELOC | 11 +6 HELOCs |
5% | 78.6% | $403,181 | View |
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351 N 1st St, Albemarle, NC 28001 A5.0 ★Texas Ratio: 7.72% |
Conventional, Jumbo, HELOC | 6 +20 HELOCs |
2.7% | 63.6% | $606,666 | View |
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105 S Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 1.94% |
Conventional, Jumbo, HELOC | 5 +1 HELOCs |
2.3% | 85.7% | $871,000 | View |
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303 S Salem St, Apex, NC 27502 A+5.0 ★Texas Ratio: 1.62% |
Conventional, Jumbo | 5 | 2.3% | 100% | $769,000 | View |
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★ 5 stars, 1 review 192 E Woodrow Ave, Belmont, NC 28012 A+5.0 ★Texas Ratio: 2.27% |
Conventional, Jumbo, HELOC | 3 +4 HELOCs |
1.4% | 100% | $535,000 | View |
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835 Highway 70 West, Garner, NC 27529 A+5.0 ★Texas Ratio: 1.77% |
Conventional, FHA, Jumbo | 3 | 1.4% | 100% | $721,666 | View |
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5496 Apex Peakway, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 2 +6 HELOCs |
0.9% | 100% | $4,240,000 | View |
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★ 1 stars, 1 review 1803 N Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 2 +5 HELOCs |
0.9% | 100% | $530,000 | View |
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1007 Beaver Creek Commons Dr, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 2 +3 HELOCs |
0.9% | 100% | $290,000 | View |
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Olive Chapel Village #131, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.34% |
Conventional, HELOC | 2 +2 HELOCs |
0.9% | 100% | $640,000 | |
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6752 Parker Farm Drive, Wilmington, NC 28405 A+5.0 ★Texas Ratio: 3.21% |
Conventional | 2 | 0.9% | 100% | $605,000 | View |
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506 Main St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 1.13% |
Conventional, Jumbo, HELOC | 1 +4 HELOCs |
0.5% | 100% | $1,105,000 | View |
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1121 Moncure Place, Apex, NC 27523 A+5.0 ★Texas Ratio: 3.22% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.5% | 100% | $845,000 | View |
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47560 Highway 12, Buxton, NC 27920 A+5.0 ★Texas Ratio: 2.15% |
Conventional, Jumbo | 1 | 0.5% | 100% | $835,000 | View |
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★ 5 stars, 1 review 5361 Us Highway 158, Advance, NC 27006 A+5.0 ★Texas Ratio: 5.76% |
Conventional, Jumbo | 1 | 0.5% | 100% | $1,405,000 | View |
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800 Highway 24 27 Bypass, Albemarle, NC 28001 A+5.0 ★Texas Ratio: 0.72% |
Conventional | 1 | 0.5% | 100% | $445,000 | View |
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5306 Us Highway 158, Advance, NC 27006 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 1 | 0.5% | 100% | $1,045,000 | View |
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1405 Bradford View Dr, Cary, NC 27519 A+5.0 ★Texas Ratio: 4.89% |
Conventional | 1 | 0.5% | 100% | $405,000 | View |
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8210 W Market St, Greensboro, NC 27409 A+5.0 ★Texas Ratio: 2.76% |
Conventional | 1 | 0.5% | 100% | $75,000 | View |
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★ 1.7 stars, 3 reviews 102 Church St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +7 HELOCs |
0% | n/a | View | |
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732 Main St, Andrews, NC 28901 A+5.0 ★Texas Ratio: 2.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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335 New Leicester Hwy, Asheville, NC 28806 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
American Security Mortgage Cor
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Conventional, VA, Jumbo | 5 | 2.3% | 100% | $817,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.5% | 50% | $415,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.5% | 100% | $375,000 | |
Rocket Mortgage
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Conventional, VA, Jumbo | 17 | 7.8% | 77.3% | $428,529 | |
Corning Credit Union
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Conventional, Jumbo, HELOC | 10 +19 HELOCs |
4.6% | 100% | $503,000 | |
United Wholesale Mortgage
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Conventional, VA, Jumbo, HELOC | 10 +1 HELOCs |
4.6% | 91.7% | $709,000 | |
Atlantic Bay Mortgage Group
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Conventional, FHA, VA | 10 | 4.6% | 100% | $477,000 | |
TowneBank
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Conventional, VA, Jumbo | 8 | 3.7% | 100% | $746,250 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 7 | 3.2% | 100% | $556,428 | |
CrossCountry Mortgage, LLC
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Conventional, VA | 7 | 3.2% | 100% | $550,714 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA, Jumbo | 6 | 2.7% | 100% | $1,348,333 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 5 +3 HELOCs |
2.3% | 83.3% | $383,000 | |
Newrez LLC
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Conventional, VA | 5 | 2.3% | 71.4% | $441,000 | |
loanDepot.com LLC
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Conventional, FHA, VA | 5 | 2.3% | 83.3% | $577,000 | |
Pennymac Loan Services LLC
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Conventional, VA, Jumbo | 5 | 2.3% | 100% | $725,000 | |
Integrity Home Mortgage Corporation
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Conventional, VA | 5 | 2.3% | 100% | $541,000 | |
Loansteady LLC
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Conventional, VA, Jumbo | 4 | 1.8% | 100% | $677,500 | |
Movement Mortgage, LLC
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Conventional, FHA | 4 | 1.8% | 100% | $317,500 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional | 4 | 1.8% | 100% | $580,000 | View |
Spring Eq, LLC
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Conventional, HELOC | 2 +2 HELOCs |
0.9% | 50% | $125,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 2 | 0.9% | 100% | $645,000 | |
Cmg Mortgage Inc
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Conventional, VA | 2 | 0.9% | 100% | $660,000 | |
Union Home Mortgage Corp.
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Conventional, VA | 2 | 0.9% | 100% | $315,000 | |
New American Funding, LLC.
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Conventional | 2 | 0.9% | 100% | $460,000 | |
Lower, LLC
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Conventional, Jumbo | 2 | 0.9% | 100% | $1,125,000 | |
Champions Funding, LLC
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Conventional | 2 | 0.9% | 100% | $520,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $795,000 | View |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $335,000 | |
Harford Bank
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Conventional, Jumbo | 1 | 0.5% | 100% | $4,305,000 | |
Atlantic Coast Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.5% | 100% | $385,000 | View |
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A+5.0 ★Texas Ratio: 2.49% |
Conventional | 1 | 0.5% | 100% | $465,000 | View |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.5% | 100% | $585,000 | View |
Contour Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $765,000 | |
Everett Financial, Inc.
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Conventional | 1 | 0.5% | 100% | $235,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.5% | 75% | $55,000 | |
ALCOVA Mortgage, LLC
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FHA | 1 | 0.5% | 100% | $385,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.5% | 50% | $145,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.5% | 100% | $425,000 | View |
Redwood Residential Acquisition Corporation
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Conventional, Jumbo | 1 | 0.5% | 100% | $1,745,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.5% | 100% | $595,000 | View |
Discover Bank
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Conventional | 1 | 0.5% | 100% | $85,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.5% | 100% | $285,000 | |
Intercoastal Mortgage, LLC
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VA, Jumbo | 1 | 0.5% | 100% | $1,325,000 | |
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A+5.0 ★Texas Ratio: 1.69% |
Conventional | 1 | 0.5% | 100% | $255,000 | View |
First Savings Mortgage Corporation
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VA | 1 | 0.5% | 100% | $805,000 | |
American Financing Corporation
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Conventional | 1 | 0.5% | 100% | $85,000 | |
Resource Financial Services, Inc.
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Conventional | 1 | 0.5% | 100% | $305,000 | |
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A4.7 ★Texas Ratio: 0.83% |
Conventional | 1 | 0.5% | 100% | $425,000 | View |
Provident Funding Associates
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Conventional | 1 | 0.5% | 50% | $625,000 | |
Castle & Cooke Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $55,000 | |
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A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.5% | 100% | $75,000 | |
Synovus Bank
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Conventional | 1 | 0.5% | 100% | $705,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.5% | 100% | $55,000 | |
Mortgage Research Center
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Conventional | 1 | 0.5% | 100% | $665,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.5% | 100% | $565,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.5% | 33.3% | $795,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.5% | 100% | $525,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.5% | 100% | $535,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.5% | 100% | $135,000 | View |
Village Capital & Investment
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VA | 1 | 0.5% | 100% | $485,000 | |
Figure Lending LLC
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
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HELOC | 0 +2 HELOCs |
0% | 0% | ||
Tower Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.19% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Porters Neck Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Porters Neck, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Porters Neck? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Porters Neck in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Porters Neck, NC
Use these to narrow the list above. Each category shows how many Porters Neck, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Porters Neck, NC
Independent mortgage companies closed 58.9 percent of home loans in Porters Neck, North Carolina in 2025, banks 26.9 percent and credit unions 14.2 percent. American Security Mortgage Cor was the largest mortgage company, First Ciitizens Bank and Trust the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, State Employees' Credit Union led with 11 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Porters Neck, NC
By home loans closed in 2025, State Employees' Credit Union was the largest mortgage lender in Porters Neck, North Carolina with 11 loans, about 5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Porters Neck, North Carolina in 2025, led by North State Bank with 1. 18 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 32 banks and 9 credit unions closed home loans in Porters Neck, North Carolina in 2025, alongside 49 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Porters Neck, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Porters Neck, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Porters Neck. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
