Mortgage Lenders and Brokers in Mount Airy, North Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Mount Airy, North Carolina mortgage lenders include First Community BankFirst Community Bank2050 Rockford St, Mount Airy, NC 27030A+5.0 ★Texas Ratio: 3.36%, Truist BankTruist Bank541 N Main St, Mount Airy, NC 27030A+5.0 ★Texas Ratio: 2.87%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust502 N Main St, Mount Airy, NC 27030A5.0 ★Texas Ratio: 7.72%, Wells Fargo Bank NAWells Fargo Bank NA554 N Main St, Mount Airy, NC 27030A+5.0 ★Texas Ratio: 5.36%, First Horizon BankFirst Horizon Bank255 E Independence Blvd, Mount Airy, NC 27030A+5.0 ★Texas Ratio: 5.76%, PNC Bank N.A.PNC Bank N.A.501 N Main St, Mount Airy, NC 27030A+5.0 ★Texas Ratio: 4.24%, Carter Bank and TrustCarter Bank and Trust507 Willow St, Mount Airy, NC 27030A5.0 ★Texas Ratio: 7.55%, State Employees' Credit UnionState Employees' Credit Union805 S FRANKLIN RD, MOUNT AIRY, NC 27030A-5.0 ★Texas Ratio: 14.13%, Allegacy Federal Credit UnionAllegacy Federal Credit Union1996 Rockford St Ste 300, Mount Airy, NC 27030 5028A+5.0 ★Texas Ratio: 4.25%, and Skyline National BankSkyline National Bank1641 Blowing Rock Road, Boone, NC 28607A+5.0 ★Texas Ratio: 3.31%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Mount Airy, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Mount Airy are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Mount Airy, North Carolina
Market share is the lender's share of all home loans closed in Mount Airy, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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3 offices in Mount Airy 2050 Rockford St, Mount Airy, NC 27030 A+5.0 ★Texas Ratio: 3.36% |
Conventional, HELOC | 6 +8 HELOCs |
1.8% | 77.8% | $141,666 | View |
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★ 1 stars, 1 review 1 office in Mount Airy 541 N Main St, Mount Airy, NC 27030 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 5 +11 HELOCs |
1.5% | 100% | $203,000 | View |
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1 office in Mount Airy 502 N Main St, Mount Airy, NC 27030 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 5 +4 HELOCs |
1.5% | 83.3% | $229,000 | View |
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1 office in Mount Airy 554 N Main St, Mount Airy, NC 27030 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.6% | 66.7% | $130,000 | View |
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★ 5 stars, 1 review 1 office in Mount Airy 255 E Independence Blvd, Mount Airy, NC 27030 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 1 +7 HELOCs |
0.3% | 100% | $55,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Mount Airy 501 N Main St, Mount Airy, NC 27030 A+5.0 ★Texas Ratio: 4.24% |
VA, HELOC | 1 +5 HELOCs |
0.3% | 100% | $255,000 | View |
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1 office in Mount Airy 507 Willow St, Mount Airy, NC 27030 A5.0 ★Texas Ratio: 7.55% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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805 S FRANKLIN RD, MOUNT AIRY, NC 27030 A-5.0 ★Texas Ratio: 14.13% |
Conventional, HELOC | 35 +53 HELOCs |
10.5% | 79.5% | $183,000 | View |
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1996 Rockford St Ste 300, Mount Airy, NC 27030 5028 A+5.0 ★Texas Ratio: 4.25% |
Conventional, HELOC | 5 +15 HELOCs |
1.5% | 83.3% | $167,000 | View |
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1641 Blowing Rock Road, Boone, NC 28607 A+5.0 ★Texas Ratio: 3.31% |
Conventional | 2 | 0.6% | 100% | $220,000 | View |
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1118 Academy St N, Ahoskie, NC 27910 F1.0 ★Texas Ratio: 75.00% |
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 100% | $125,000 | View |
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1055 E Dixie Dr, Asheboro, NC 27203 A5.0 ★Texas Ratio: 6.43% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 16.7% | $25,000 | View |
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8334 Pineville Matthews Rd, Charlotte, NC 28226 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $35,000 | View |
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3202 Northline Ave, Greensboro, NC 27408 A5.0 ★Texas Ratio: 8.11% |
FHA | 1 | 0.3% | 100% | $365,000 | View |
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5496 Apex Peakway, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.3% | 100% | $785,000 | View |
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954 North Main Street, Mount Airy, NC 27030 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.3% | 100% | $275,000 | View |
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1117 Parkside Main St, Cary, NC 27519 A+5.0 ★Texas Ratio: 2.98% |
Conventional | 1 | 0.3% | 100% | $565,000 | View |
Deephaven Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $175,000 | |
Piedmont Advantage Credit Unio
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Atlantic Bay Mortgage Group
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Conventional, FHA, USDA | 51 | 15.4% | 100% | $170,294 | |
EMM Loans LLC
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Conventional, FHA, USDA | 35 | 10.5% | 100% | $237,857 | |
Rocket Mortgage
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Conventional, FHA, VA | 29 | 8.7% | 81.6% | $186,379 | |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA | 12 | 3.6% | 81.2% | $241,666 | |
Fairway Independent Mort Corp
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Conventional, FHA, USDA, HELOC | 9 +1 HELOCs |
2.7% | 100% | $189,444 | |
American Financial Resources LLC
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Conventional, FHA, VA, USDA | 8 | 2.4% | 100% | $212,500 | |
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A+5.0 ★Texas Ratio: 4.72% |
Conventional, VA, USDA | 7 | 2.1% | 87.5% | $205,000 | View |
loanDepot.com LLC
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Conventional, FHA | 6 | 1.8% | 66.7% | $148,333 | |
Mortgage Research Center
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VA | 6 | 1.8% | 66.7% | $246,666 | |
Envoy Mortgage, Ltd
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Conventional, FHA, VA | 5 | 1.5% | 100% | $239,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 5 | 1.5% | 83.3% | $273,000 | |
Guild Mortgage Company
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Conventional, FHA | 5 | 1.5% | 83.3% | $129,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 5 | 1.5% | 20% | $173,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 4 | 1.2% | 80% | $125,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 4 | 1.2% | 100% | $172,500 | |
Amerisave Mortgage Company
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Conventional | 4 | 1.2% | 66.7% | $85,000 | |
Mid-Continent Funding, Inc.
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FHA, VA | 4 | 1.2% | 100% | $230,000 | |
Nationstar Mortgage
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Conventional, FHA | 4 | 1.2% | 66.7% | $137,500 | |
Towne Mortgage Company
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FHA, USDA | 4 | 1.2% | 100% | $235,000 | |
Freedom Mortgage Corporation
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Conventional, FHA | 3 | 0.9% | 100% | $378,333 | |
ALCOVA Mortgage, LLC
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Conventional, FHA | 3 | 0.9% | 100% | $175,000 | |
Royal United Mortgage LLC
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Conventional | 2 | 0.6% | 100% | $100,000 | |
Goodleap, LLC
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Conventional, VA | 2 | 0.6% | 100% | $150,000 | |
Equity Prime Mortgage LLC
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FHA | 2 | 0.6% | 100% | $205,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 2 | 0.6% | 100% | $250,000 | |
Loanunited.Com, LLC
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VA | 2 | 0.6% | 100% | $300,000 | |
American Financial Network, Inc.
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FHA | 2 | 0.6% | 100% | $255,000 | |
Better Mortgage Corporation
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Conventional, FHA | 2 | 0.6% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 0.55% |
Conventional | 2 | 0.6% | 100% | $135,000 | View |
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A+5.0 ★Texas Ratio: 3.79% |
Conventional | 2 | 0.6% | 66.7% | $260,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 2 | 0.6% | 66.7% | $195,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 2 | 0.6% | 33.3% | $135,000 | |
Tomo Mortgage LLC
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Conventional | 2 | 0.6% | 100% | $315,000 | |
Primelending
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FHA | 1 | 0.3% | 100% | $385,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.3% | 25% | $35,000 | |
Allied Mortgage Group, Inc
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FHA | 1 | 0.3% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.3% | 100% | $205,000 | View |
TruHome Solutions, LLC
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FHA | 1 | 0.3% | 100% | $345,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.3% | 100% | $555,000 | View |
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A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.3% | 100% | $245,000 | View |
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A+5.0 ★Texas Ratio: 2.38% |
Conventional | 1 | 0.3% | 100% | $655,000 | View |
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A5.0 ★Texas Ratio: 13.21% |
FHA | 1 | 0.3% | 100% | $225,000 | View |
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A+5.0 ★Texas Ratio: 0.00% |
FHA | 1 | 0.3% | 100% | $215,000 | View |
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A+5.0 ★Texas Ratio: 3.19% |
FHA | 1 | 0.3% | 50% | $125,000 | View |
Cmg Mortgage Inc
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Conventional | 1 | 0.3% | 100% | $135,000 | |
Click n' Close, Inc.
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USDA | 1 | 0.3% | 100% | $285,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional | 1 | 0.3% | 100% | $295,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.3% | 100% | $205,000 | View |
Waterstone Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $375,000 | |
Integrity Home Mortgage Corporation
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VA | 1 | 0.3% | 100% | $415,000 | |
Home Access Financial, LLC
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FHA | 1 | 0.3% | 100% | $305,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.3% | 100% | $255,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.3% | 100% | $125,000 | View |
New American Funding, LLC.
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FHA | 1 | 0.3% | 50% | $215,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.3% | 100% | $225,000 | |
Lower, LLC
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Conventional | 1 | 0.3% | 100% | $175,000 | |
Reliance First Capital, LLC
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FHA | 1 | 0.3% | 100% | $125,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.3% | 33.3% | $25,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Mount Airy Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Mount Airy, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Mount Airy? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Mount Airy in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Mount Airy, NC
Use these to narrow the list above. Each category shows how many Mount Airy, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Mount Airy, NC
Independent mortgage companies closed 72.9 percent of home loans in Mount Airy, North Carolina in 2025, banks 13.9 percent and credit unions 13.3 percent. Deephaven Mortgage LLC was the largest mortgage company, First Community Bank the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, Truist Bank led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Mount Airy, NC
By home loans closed in 2025, First Community Bank was the largest mortgage lender in Mount Airy, North Carolina with 6 loans, about 1.8 percent of the market. The largest lender headquartered in North Carolina was Truist Bank with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Mount Airy, North Carolina, Atlantic Bay Mortgage Group approved the highest share of completed applications in 2025 at 100 percent, against a 80 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
33 lenders closed FHA loans in Mount Airy, North Carolina in 2025, led by EMM Loans LLC with 15. 14 lenders closed VA loans, led by Mortgage Research Center, and 8 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 7 credit unions closed home loans in Mount Airy, North Carolina in 2025, alongside 49 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Mount Airy, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Mount Airy, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Mount Airy. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
