Mortgage Lenders and Brokers in Mineral Springs, North Carolina
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Mineral Springs, North Carolina mortgage lenders include State Employees' Credit UnionState Employees' Credit Union1125 ACADEMY ST N, AHOSKIE, NC 27910A-5.0 ★Texas Ratio: 14.13%, Truliant Federal Credit UnionTruliant Federal Credit Union1055 E Dixie Dr, Asheboro, NC 27203A5.0 ★Texas Ratio: 6.43%, Wells Fargo Bank NAWells Fargo Bank NA5306 Us Highway 158, Advance, NC 27006A+5.0 ★Texas Ratio: 5.36%, Truist BankTruist Bank1803 N Sandhills Blvd, Aberdeen, NC 28315A+5.0 ★Texas Ratio: 2.87%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1007 Beaver Creek Commons Dr, Apex, NC 27502A+5.0 ★Texas Ratio: 3.68%, Regions BankRegions Bank1045 Providence Rd, Charlotte, NC 28207A+5.0 ★Texas Ratio: 4.37%, Fifth Third Bank, National AssociationFifth Third Bank, National Association1121 Moncure Place, Apex, NC 27523A+5.0 ★Texas Ratio: 3.22%, First National Bank of PAFirst National Bank of PA303 S Salem St, Apex, NC 27502A+5.0 ★Texas Ratio: 1.62%, Bank of America NABank of America NA5496 Apex Peakway, Apex, NC 27502A+5.0 ★Texas Ratio: 4.14%, and US Bank, N.A.US Bank, N.A.8334 Pineville Matthews Rd, Charlotte, NC 28226A+5.0 ★Texas Ratio: 2.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Mineral Springs, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Mineral Springs are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Mineral Springs, North Carolina
Market share is the lender's share of all home loans closed in Mineral Springs, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1125 ACADEMY ST N, AHOSKIE, NC 27910 A-5.0 ★Texas Ratio: 14.13% |
Conventional, HELOC | 13 +23 HELOCs |
3.7% | 86.7% | $332,692 | View |
|
1055 E Dixie Dr, Asheboro, NC 27203 A5.0 ★Texas Ratio: 6.43% |
Conventional, HELOC | 8 +7 HELOCs |
2.3% | 75% | $160,000 | View |
|
5306 Us Highway 158, Advance, NC 27006 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 7 | 2% | 100% | $329,285 | View |
|
★ 1 stars, 1 review 1803 N Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 5 +17 HELOCs |
1.4% | 100% | $459,000 | View |
|
1007 Beaver Creek Commons Dr, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 5 | 1.4% | 100% | $513,000 | View |
|
1045 Providence Rd, Charlotte, NC 28207 A+5.0 ★Texas Ratio: 4.37% |
Conventional, Jumbo | 5 | 1.4% | 100% | $1,191,000 | View |
|
1121 Moncure Place, Apex, NC 27523 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 4 +12 HELOCs |
1.1% | 57.1% | $255,000 | View |
|
303 S Salem St, Apex, NC 27502 A+5.0 ★Texas Ratio: 1.62% |
Conventional, Jumbo, HELOC | 4 +2 HELOCs |
1.1% | 100% | $820,000 | View |
|
5496 Apex Peakway, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +16 HELOCs |
0.8% | 100% | $325,000 | View |
|
8334 Pineville Matthews Rd, Charlotte, NC 28226 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 3 | 0.8% | 60% | $461,666 | View |
|
351 N 1st St, Albemarle, NC 28001 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 2 +8 HELOCs |
0.6% | 50% | $680,000 | View |
|
Olive Chapel Village #131, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.34% |
Conventional | 2 | 0.6% | 100% | $475,000 | |
|
148 Charlotte St, Asheville, NC 28801 1923 A5.0 ★Texas Ratio: 9.56% |
Conventional, HELOC | 1 +4 HELOCs |
0.3% | 100% | $145,000 | View |
|
★ 1.7 stars, 3 reviews 102 Church St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +4 HELOCs |
0.3% | 50% | $665,000 | View |
|
★ 5 stars, 1 review 192 E Woodrow Ave, Belmont, NC 28012 A+5.0 ★Texas Ratio: 2.27% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $735,000 | View |
|
800 Highway 24 27 Bypass, Albemarle, NC 28001 A+5.0 ★Texas Ratio: 0.72% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $155,000 | View |
|
3101 S Church St, Burlington, NC 27215 A+5.0 ★Texas Ratio: 2.51% |
Conventional, Jumbo | 1 | 0.3% | 100% | $935,000 | View |
|
121 W Trade St Ste 1150, Charlotte, NC 28202 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.3% | 100% | $615,000 | View |
|
105 S Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 1.94% |
Conventional | 1 | 0.3% | 100% | $745,000 | View |
|
★ 4 stars, 1 review 6805 Carnegie Blvd, Charlotte, NC 28211 A+5.0 ★Texas Ratio: 1.82% |
VA | 1 | 0.3% | 100% | $665,000 | View |
|
732 Main St, Andrews, NC 28901 A+5.0 ★Texas Ratio: 2.97% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
1118 Academy St N, Ahoskie, NC 27910 F1.0 ★Texas Ratio: 75.00% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
101 S Tryon St, Charlotte, NC 28280 A+5.0 ★Texas Ratio: 3.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
American Security Mortgage Cor
|
Conventional, FHA | 7 | 2% | 100% | $460,714 | |
Cardinal Financial Company, Li
|
Conventional, FHA, VA | 3 | 0.8% | 100% | $308,333 | |
Rocket Mortgage
|
Conventional, FHA, VA | 47 | 13.3% | 87% | $308,191 | |
Movement Mortgage, LLC
|
Conventional, FHA, VA, Jumbo, HELOC | 44 +2 HELOCs |
12.4% | 98.2% | $445,454 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, Jumbo, HELOC | 20 +3 HELOCs |
5.6% | 90.9% | $419,500 | |
Mutual of Omaha Mortgage
|
Conventional, VA | 8 | 2.3% | 90% | $478,750 | |
Fairway Independent Mort Corp
|
Conventional, FHA, VA | 8 | 2.3% | 100% | $458,750 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 7 | 2% | 87.5% | $476,428 | |
Atlantic Bay Mortgage Group
|
Conventional | 6 | 1.7% | 100% | $508,333 | |
|
A+5.0 ★Texas Ratio: 3.58% |
Conventional, HELOC | 5 +1 HELOCs |
1.4% | 100% | $225,000 | |
Union Home Mortgage Corp.
|
Conventional, VA | 5 | 1.4% | 100% | $453,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 4 +3 HELOCs |
1.1% | 71.4% | $97,500 | |
New American Funding, LLC.
|
Conventional, FHA, HELOC | 4 +1 HELOCs |
1.1% | 80% | $332,500 | |
Mortgage Research Center
|
VA | 4 | 1.1% | 80% | $595,000 | |
Better Mortgage Corporation
|
Conventional, FHA | 4 | 1.1% | 100% | $372,500 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 3 +2 HELOCs |
0.8% | 50% | $58,333 | |
Freedom Mortgage Corporation
|
FHA, VA | 3 | 0.8% | 100% | $511,666 | |
Newrez LLC
|
Conventional, VA | 3 | 0.8% | 100% | $388,333 | |
ALCOVA Mortgage, LLC
|
Conventional, FHA | 3 | 0.8% | 100% | $455,000 | |
Amerisave Mortgage Company
|
Conventional | 3 | 0.8% | 50% | $218,333 | |
General Mortgage Capital Corporation
|
Conventional | 3 | 0.8% | 100% | $445,000 | |
Cmg Mortgage Inc
|
Conventional, FHA | 3 | 0.8% | 100% | $378,333 | |
Highlands Residential Mortgage, Ltd.
|
Conventional | 3 | 0.8% | 100% | $218,333 | |
Digital Federal Credit Union
|
Conventional, Jumbo | 3 | 0.8% | 100% | $498,333 | |
Plaza Home Mortgage, Inc
|
Conventional, FHA | 3 | 0.8% | 100% | $295,000 | |
Originpoint, LLC
|
Conventional, FHA | 2 | 0.6% | 100% | $380,000 | |
Primelending
|
Conventional | 2 | 0.6% | 100% | $555,000 | |
Everett Financial, Inc.
|
Conventional | 2 | 0.6% | 100% | $660,000 | |
Sage Home Loans Corporation
|
Conventional | 2 | 0.6% | 100% | $495,000 | |
Guild Mortgage Company
|
Conventional, FHA, Jumbo | 2 | 0.6% | 66.7% | $935,000 | |
|
A5.0 ★Texas Ratio: 13.21% |
Conventional | 2 | 0.6% | 100% | $590,000 | View |
Provident Funding Associates
|
Conventional | 2 | 0.6% | 100% | $435,000 | |
Nationstar Mortgage
|
Conventional, FHA | 2 | 0.6% | 66.7% | $280,000 | |
Saygo Home Loans, LLC
|
Conventional, VA | 2 | 0.6% | 100% | $550,000 | |
Tjc Mortgage Inc
|
Conventional | 2 | 0.6% | 100% | $625,000 | |
Zillow Home Loans, LLC
|
Conventional | 2 | 0.6% | 100% | $505,000 | |
Lower, LLC
|
Conventional, FHA | 2 | 0.6% | 100% | $330,000 | |
|
A+5.0 ★Texas Ratio: 2.14% |
Conventional | 2 | 0.6% | 100% | $505,000 | View |
American Neighborhood Mortgage Acceptance Company
|
FHA | 2 | 0.6% | 100% | $415,000 | |
loanDepot.com LLC
|
VA, Jumbo, HELOC | 1 +2 HELOCs |
0.3% | 100% | $845,000 | |
TowneBank
|
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $465,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.3% | 100% | $535,000 | View |
Guaranteed Rate Affinity, LLC
|
Conventional | 1 | 0.3% | 100% | $505,000 | |
American Airlines Federal Cred
|
Conventional | 1 | 0.3% | 100% | $415,000 | |
Guaranteed Rate, Inc.
|
Conventional | 1 | 0.3% | 100% | $685,000 | |
Primary Residential Mortgage, INC.
|
Conventional | 1 | 0.3% | 100% | $465,000 | |
Envoy Mortgage, Ltd
|
FHA | 1 | 0.3% | 100% | $405,000 | |
Nbkc Bank
|
Conventional | 1 | 0.3% | 50% | $555,000 | |
CrossCountry Mortgage, LLC
|
FHA | 1 | 0.3% | 100% | $525,000 | |
Kind Lending, LLC
|
Conventional | 1 | 0.3% | 50% | $505,000 | |
Allied Mortgage Group, Inc
|
FHA | 1 | 0.3% | 100% | $405,000 | |
Howard Hanna Financial Services, Inc
|
Conventional | 1 | 0.3% | 100% | $345,000 | |
Farmers & Merchants Bank
|
Conventional | 1 | 0.3% | 100% | $515,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
Filo Mortgage, LLC
|
Conventional | 1 | 0.3% | 100% | $355,000 | |
Nih Federal Credit Union
|
Conventional | 1 | 0.3% | 100% | $115,000 | |
|
A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.3% | 100% | $605,000 | View |
Homestead Funding Corp.
|
Conventional | 1 | 0.3% | 100% | $395,000 | |
|
A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.3% | 100% | $705,000 | View |
AmWest Funding Corp
|
Conventional | 1 | 0.3% | 100% | $485,000 | |
HomeBridge Financial Services, Inc
|
Conventional | 1 | 0.3% | 100% | $445,000 | |
Intercoastal Mortgage, LLC
|
VA | 1 | 0.3% | 100% | $345,000 | |
VanDyk Mortgage Corporation
|
Conventional | 1 | 0.3% | 100% | $535,000 | |
Bay Equity LLC
|
Conventional | 1 | 0.3% | 100% | $465,000 | |
Calcon Mutual Mortgage LLC
|
Conventional | 1 | 0.3% | 100% | $625,000 | |
|
A+5.0 ★Texas Ratio: 5.98% |
Conventional | 1 | 0.3% | 100% | $505,000 | View |
Nations Lending Corporation
|
FHA | 1 | 0.3% | 100% | $325,000 | |
T2 Financial LLC
|
Conventional | 1 | 0.3% | 100% | $725,000 | |
M/I Financial. LLC
|
Conventional | 1 | 0.3% | 100% | $665,000 | |
Direct Mortgage Loans, LLC
|
Conventional | 1 | 0.3% | 100% | $425,000 | |
South Carolina Federal Credit
|
Conventional | 1 | 0.3% | 100% | $355,000 | |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $435,000 | View |
|
A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.3% | 100% | $755,000 | View |
Milend, Inc
|
Conventional | 1 | 0.3% | 100% | $245,000 | |
Acopia, LLC
|
Conventional | 1 | 0.3% | 100% | $285,000 | |
Towne Mortgage Company
|
USDA | 1 | 0.3% | 100% | $165,000 | |
Radius Financial Group Inc
|
Conventional | 1 | 0.3% | 100% | $285,000 | |
|
A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.3% | 100% | $275,000 | View |
Prosperity Home Mortgage, LLC
|
Conventional | 1 | 0.3% | 100% | $705,000 | |
The Loan Store, Inc
|
Conventional | 1 | 0.3% | 100% | $665,000 | |
|
B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.3% | 100% | $135,000 | View |
Southwest Stage Funding LLC
|
Conventional | 1 | 0.3% | 100% | $275,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 50% | $215,000 | View |
Nexera Holding LLC
|
Conventional | 1 | 0.3% | 100% | $385,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 1 | 0.3% | 25% | $155,000 | |
Carrington Mortgage Services LLC
|
VA | 1 | 0.3% | 50% | $355,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 0.3% | 100% | $485,000 | View |
Champions Funding, LLC
|
Conventional | 1 | 0.3% | 100% | $295,000 | |
Village Capital & Investment
|
VA | 1 | 0.3% | 66.7% | $475,000 | |
JMAC Lending, Inc.
|
Conventional | 1 | 0.3% | 100% | $305,000 | |
Figure Lending LLC
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Quorum Federal Credit Union
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Fourleaf Federal Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Sharonview Federal CU
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Usalliance Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 3.19% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Ithink Financial Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Affinity Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | 0% |
Mineral Springs Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Mineral Springs, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Mineral Springs? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Mineral Springs in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Mineral Springs, NC
Use these to narrow the list above. Each category shows how many Mineral Springs, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Mineral Springs, NC
Independent mortgage companies closed 71.8 percent of home loans in Mineral Springs, North Carolina in 2025, banks 17.5 percent and credit unions 10.7 percent. American Security Mortgage Cor was the largest mortgage company, Wells Fargo Bank NA the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, State Employees' Credit Union led with 13 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Mineral Springs, NC
By home loans closed in 2025, State Employees' Credit Union was the largest mortgage lender in Mineral Springs, North Carolina with 13 loans, about 3.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
25 lenders closed FHA loans in Mineral Springs, North Carolina in 2025, led by Movement Mortgage, LLC with 9. 17 lenders closed VA loans, led by Movement Mortgage, LLC, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 35 banks and 18 credit unions closed home loans in Mineral Springs, North Carolina in 2025, alongside 73 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Mineral Springs, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Mineral Springs, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Mineral Springs. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
