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iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Lexington, North Carolina

Lexington, North Carolina mortgage lenders include First National Bank of PAFirst National Bank of PA23 W Center St, Lexington, NC 27292A+5.0 ★Texas Ratio: 1.62%, Pinnacle BankPinnacle Bank115 E Center St, Lexington, NC 27292A+5.0 ★Texas Ratio: 3.04%, Truist BankTruist Bank209 N Main St, Lexington, NC 27292A+5.0 ★Texas Ratio: 2.87%, Wells Fargo Bank NAWells Fargo Bank NA100 S State St, Lexington, NC 27292A+5.0 ★Texas Ratio: 5.36%, The Fidelity BankThe Fidelity Bank114 W 2nd Ave, Lexington, NC 27292A+5.0 ★Texas Ratio: 3.02%, HomeTrust BankHomeTrust Bank107 W Center St, Lexington, NC 27292A+5.0 ★Texas Ratio: 5.53%, State Employees' Credit UnionState Employees' Credit Union404 PIEDMONT DR, LEXINGTON, NC 27295A-5.0 ★Texas Ratio: 14.13%, Truliant Federal Credit UnionTruliant Federal Credit Union170 Lowes Blvd, Lexington, NC 27292A5.0 ★Texas Ratio: 6.43%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1007 Beaver Creek Commons Dr, Apex, NC 27502A+5.0 ★Texas Ratio: 3.68%, and Latino Community Credit UnionLatino Community Credit Union104 NC 54 Ste KK, Carrboro, NC 27510A5.0 ★Texas Ratio: 6.08%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Lexington, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lexington are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Lexington, North Carolina

Market share is the lender's share of all home loans closed in Lexington, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
5 offices in Lexington
23 W Center St, Lexington, NC 27292
A+5.0 ★Texas Ratio: 1.62%
Conventional, HELOC 32
+18 HELOCs
4.2% 68.1% $156,875 View
2 offices in Lexington
115 E Center St, Lexington, NC 27292
A+5.0 ★Texas Ratio: 3.04%
Conventional, FHA, HELOC 9
+6 HELOCs
1.2% 81.8% $146,111 View
★ 1 stars, 1 review
2 offices in Lexington
209 N Main St, Lexington, NC 27292
A+5.0 ★Texas Ratio: 2.87%
Conventional, HELOC 5
+16 HELOCs
0.6% 100% $169,000 View
1 office in Lexington
100 S State St, Lexington, NC 27292
A+5.0 ★Texas Ratio: 5.36%
Conventional, FHA 4 0.5% 57.1% $130,000 View
1 office in Lexington
114 W 2nd Ave, Lexington, NC 27292
A+5.0 ★Texas Ratio: 3.02%
Conventional, HELOC 3
+6 HELOCs
0.4% 100% $321,666 View
1 office in Lexington
107 W Center St, Lexington, NC 27292
A+5.0 ★Texas Ratio: 5.53%
HELOC 0
+3 HELOCs
0% 0% View
404 PIEDMONT DR, LEXINGTON, NC 27295
A-5.0 ★Texas Ratio: 14.13%
Conventional, HELOC 38
+49 HELOCs
4.9% 68.4% $225,000 View
170 Lowes Blvd, Lexington, NC 27292
A5.0 ★Texas Ratio: 6.43%
Conventional, VA, HELOC 13
+14 HELOCs
1.7% 57.6% $135,000 View
1007 Beaver Creek Commons Dr, Apex, NC 27502
A+5.0 ★Texas Ratio: 3.68%
Conventional 6 0.8% 85.7% $220,000 View
104 NC 54 Ste KK, Carrboro, NC 27510
A5.0 ★Texas Ratio: 6.08%
Conventional 4 0.5% 100% $137,500 View
128 Yadkin Valley Rd, Advance, NC 27006
A+5.0 ★Texas Ratio: 4.25%
Conventional, HELOC 2
+4 HELOCs
0.3% 50% $330,000 View
105 S Sandhills Blvd, Aberdeen, NC 28315
A+5.0 ★Texas Ratio: 1.94%
Conventional, HELOC 2
+1 HELOCs
0.3% 100% $335,000 View
8334 Pineville Matthews Rd, Charlotte, NC 28226
A+5.0 ★Texas Ratio: 2.85%
FHA, VA 2 0.3% 100% $315,000 View
★ 4 stars, 1 review
6805 Carnegie Blvd, Charlotte, NC 28211
A+5.0 ★Texas Ratio: 1.82%
Conventional, VA 2 0.3% 100% $235,000 View
1118 Academy St N, Ahoskie, NC 27910
F1.0 ★Texas Ratio: 75.00%
Conventional, HELOC 1
+2 HELOCs
0.1% 25% $195,000 View
148 Charlotte St, Asheville, NC 28801 1923
A5.0 ★Texas Ratio: 9.56%
Conventional, HELOC 1
+1 HELOCs
0.1% 100% $185,000 View
3158 S Church Street, Burlington, NC 27215
A5.0 ★Texas Ratio: 11.24%
Conventional 1 0.1% 100% $75,000 View
835 Highway 70 West, Garner, NC 27529
A+5.0 ★Texas Ratio: 1.77%
Conventional 1 0.1% 100% $245,000 View
3101 S Church St, Burlington, NC 27215
A+5.0 ★Texas Ratio: 2.51%
Conventional 1 0.1% 100% $285,000 View
1641 Blowing Rock Road, Boone, NC 28607
A+5.0 ★Texas Ratio: 3.31%
Conventional 1 0.1% 100% $205,000 View
800 Highway 24 27 Bypass, Albemarle, NC 28001
A+5.0 ★Texas Ratio: 0.72%
Conventional 1 0.1% 50% $195,000 View
1231 Birch St, Camp Lejeune, NC 28547 2529
A5.0 ★Texas Ratio: 8.11%
Conventional 1 0.1% 100% $485,000 View
400 Pisgah Church Rd, Greensboro, NC 27455
A+5.0 ★Texas Ratio: 2.92%
Conventional 1 0.1% 100% $275,000 View
8210 W Market St, Greensboro, NC 27409
A+5.0 ★Texas Ratio: 2.76%
Conventional 1 0.1% 100% $55,000 View
1121 Moncure Place, Apex, NC 27523
A+5.0 ★Texas Ratio: 3.22%
HELOC 0
+2 HELOCs
0% n/a View
500 E Morehead St Ste 150, Charlotte, NC 28202
A5.0 ★Texas Ratio: 7.55%
HELOC 0
+1 HELOCs
0% n/a View
5496 Apex Peakway, Apex, NC 27502
A+5.0 ★Texas Ratio: 4.14%
HELOC 0
+1 HELOCs
0% n/a View
351 N 1st St, Albemarle, NC 28001
A5.0 ★Texas Ratio: 7.72%
HELOC 0
+1 HELOCs
0% n/a View
★ 1.7 stars, 3 reviews
102 Church St E, Ahoskie, NC 27910
A+5.0 ★Texas Ratio: 4.24%
HELOC 0
+1 HELOCs
0% n/a View
Corporate Investors Mortgage G
Conventional 1 0.1% 100% $265,000
Towne Mtg of the Carolinas,LLC
Conventional 1 0.1% 100% $195,000
Atlantic Bay Mortgage Group
Conventional, FHA, VA, USDA 122 15.8% 99.2% $198,278
DHI Mortgage Company, LTD.
Conventional, FHA, VA, USDA 69 9% 82.4% $297,028
Rocket Mortgage
Conventional, FHA, VA 65 8.4% 82.6% $171,923
Fairway Independent Mort Corp
Conventional, FHA, VA, USDA 34 4.4% 92.3% $159,411
United Wholesale Mortgage
Conventional, FHA, VA 26 3.4% 84.8% $236,538
CrossCountry Mortgage, LLC
Conventional, FHA, VA 20 2.6% 95.2% $202,500
Mortgage Research Center
Conventional, FHA, VA 19 2.5% 79.2% $276,052
Movement Mortgage, LLC
Conventional, FHA, VA, HELOC 16
+1 HELOCs
2.1% 95.2% $205,625
A+5.0 ★Texas Ratio: 2.14%
Conventional, FHA 16 2.1% 100% $200,000 View
Guild Mortgage Company
Conventional, FHA, USDA 14 1.8% 94.1% $129,285
Inspire Home Loans Inc.
Conventional, FHA, VA 12 1.6% 85.7% $216,666
ALCOVA Mortgage, LLC
Conventional, FHA 11 1.4% 100% $174,090
Highlands Residential Mortgage, Ltd.
Conventional, FHA, VA, USDA 11 1.4% 91.7% $253,181
Freedom Mortgage Corporation
Conventional, FHA, VA 10 1.3% 75% $227,000
Pennymac Loan Services LLC
Conventional, FHA, VA 10 1.3% 80% $271,000
Newrez LLC
Conventional, FHA, VA 9 1.2% 52.9% $266,111
A5.0 ★Texas Ratio: 8.14%
Conventional, VA, HELOC 7
+2 HELOCs
0.9% 77.8% $339,285
Guaranteed Rate, Inc.
Conventional, FHA, VA 7 0.9% 100% $205,000
Atlantic Coast Mortgage, LLC
Conventional, FHA 6 0.8% 100% $128,333
Canopy Mortgage, LLC
Conventional, FHA, VA, USDA 6 0.8% 100% $280,000
Union Home Mortgage Corp.
Conventional, VA 6 0.8% 100% $251,666
loanDepot.com LLC
Conventional, FHA, HELOC 5
+1 HELOCs
0.6% 45.5% $125,000
Envoy Mortgage, Ltd
Conventional, FHA 5 0.6% 100% $173,000
Vanderbilt Mortgage and Finance, Inc
Conventional 5 0.6% 17.1% $99,000
Spring Eq, LLC
Conventional, HELOC 4
+2 HELOCs
0.5% 100% $77,500
Lakeview Loan Servicing, LLC
Conventional, FHA, VA 4 0.5% 87.5% $295,000
B-3.5 ★Texas Ratio: 6.80%
Conventional, VA 4 0.5% 80% $230,000 View
Village Capital & Investment
VA 4 0.5% 70% $382,500
Everett Financial, Inc.
Conventional, VA 3 0.4% 100% $175,000
Equity Prime Mortgage LLC
FHA, VA 3 0.4% 100% $268,333
Triad Financial Services, Inc.
Conventional 3 0.4% 60% $105,000
Amerisave Mortgage Company
Conventional, VA 3 0.4% 20% $181,666
Cmg Mortgage Inc
Conventional, FHA 3 0.4% 100% $225,000
Nationstar Mortgage
Conventional 3 0.4% 75% $151,666
Zillow Home Loans, LLC
Conventional, FHA 3 0.4% 75% $221,666
New American Funding, LLC.
FHA, VA 3 0.4% 75% $198,333
B+4.8 ★Texas Ratio: 16.98%
VA, Jumbo 3 0.4% 100% $625,000 View
A+5.0 ★Texas Ratio: 0.51%
Conventional 3 0.4% 75% $145,000 View
Carrington Mortgage Services LLC
FHA 3 0.4% 80% $145,000
Goodleap, LLC
FHA, HELOC 2
+2 HELOCs
0.3% 50% $215,000
Alameda Mortgage Corporation
FHA 2 0.3% 100% $280,000
Royal United Mortgage LLC
Conventional 2 0.3% 100% $95,000
VanDyk Mortgage Corporation
FHA, USDA 2 0.3% 100% $230,000
ClearPath Lending
VA 2 0.3% 100% $255,000
Nfm, Inc
Conventional, FHA 2 0.3% 100% $195,000
New Day Financial, LLC.
VA 2 0.3% 50% $280,000
Nations Lending Corporation
Conventional, FHA 2 0.3% 100% $180,000
Integrity Home Mortgage Corporation
Conventional, FHA 2 0.3% 100% $210,000
A+5.0 ★Texas Ratio: 2.20%
Conventional, VA 2 0.3% 100% $150,000 View
Pentagon Federal Credit Union
FHA 2 0.3% 100% $265,000
Mortgage Solutions of Colorado
VA 2 0.3% 100% $320,000
Summit Funding.Inc
Conventional 2 0.3% 100% $110,000
Prosperity Home Mortgage, LLC
Conventional, FHA 2 0.3% 100% $150,000
Mutual of Omaha Mortgage
FHA 2 0.3% 66.7% $205,000
Lower, LLC
Conventional, FHA 2 0.3% 66.7% $95,000
A5.0 ★Texas Ratio: 7.97%
Conventional 2 0.3% 100% $70,000 View
Mortgage Investors Group
FHA 2 0.3% 100% $275,000
21St Mortgage
Conventional 2 0.3% 30% $50,000
Reliance First Capital, LLC
Conventional 2 0.3% 100% $115,000
Ark-La-Tex Financial Services LLC
Conventional, FHA 2 0.3% 100% $415,000
A+5.0 ★Texas Ratio: 4.11%
Conventional 1 0.1% 100% $235,000 View
A+5.0 ★Texas Ratio: 3.36%
Conventional 1 0.1% 100% $215,000 View
American Financial Resources LLC
USDA 1 0.1% 100% $275,000
Gold Star Mortgage Financial Group, Corporation
Conventional 1 0.1% 100% $235,000
A-4.9 ★Texas Ratio: 16.48%
VA 1 0.1% 100% $425,000 View
Success Lending, LLC
VA 1 0.1% 100% $255,000
PHH Mortgage Corporation
Conventional 1 0.1% 100% $95,000
A+5.0 ★Texas Ratio: 4.11%
Conventional 1 0.1% 100% $205,000 View
Resicentral LLC
Conventional 1 0.1% 100% $275,000
Fidelity Direct Mortgage, LLC
FHA 1 0.1% 100% $205,000
HomeBridge Financial Services, Inc
FHA 1 0.1% 100% $195,000
First Alliance Home Mortgage, LLC
FHA 1 0.1% 100% $205,000
Discover Bank
Conventional 1 0.1% 16.7% $35,000
Sun West Mortgage Company, Inc
FHA 1 0.1% 100% $195,000
Bay Equity LLC
Conventional 1 0.1% 100% $195,000
Strong Home Mortgage, LLC
FHA 1 0.1% 100% $285,000
Eastman Credit Union
Conventional 1 0.1% 100% $145,000
Mid-Continent Funding, Inc.
VA 1 0.1% 100% $255,000
Homeowners Financial Group, LLC
VA 1 0.1% 100% $255,000
Ameritrust Mortgage Corporation
Conventional 1 0.1% 100% $275,000
Churchill Mortgage Corporation
FHA 1 0.1% 100% $175,000
Peoples Mortgage Company
Conventional 1 0.1% 100% $365,000
Provident Funding Associates
Conventional 1 0.1% 100% $175,000
T2 Financial LLC
Conventional 1 0.1% 100% $285,000
American Pacific Mortgage Corporation
FHA 1 0.1% 100% $235,000
A-5.0 ★Texas Ratio: 14.93%
Conventional 1 0.1% 100% $175,000 View
Keystone Funding, Inc
FHA 1 0.1% 100% $165,000
Nationwide Mortgage Bankers, Inc.
Conventional 1 0.1% 100% $125,000
A+5.0 ★Texas Ratio: 3.58%
Conventional 1 0.1% 50% $55,000
A+5.0 ★Texas Ratio: 5.55%
Conventional 1 0.1% 100% $245,000 View
A5.0 ★Texas Ratio: 9.09%
FHA 1 0.1% 100% $215,000 View
Loan Simple, Inc.
FHA 1 0.1% 100% $345,000
A+5.0 ★Texas Ratio: 3.82%
Conventional 1 0.1% 100% $375,000 View
Champions Funding, LLC
Conventional 1 0.1% 100% $325,000
Figure Lending LLC
HELOC 0
+7 HELOCs
0% n/a
A+5.0 ★Texas Ratio: 5.44%
HELOC 0
+3 HELOCs
0% n/a View
B4.5 ★Texas Ratio: 20.96%
HELOC 0
+3 HELOCs
0% n/a View
The Loan Store, Inc
HELOC 0
+2 HELOCs
0% n/a
Lendage, LLC dba Achieve Loans
HELOC 0
+2 HELOCs
0% n/a
Bank Ozk
HELOC 0
+1 HELOCs
0% n/a
Gte Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
Angel Oak Mortgage Solutions LLC
HELOC 0
+1 HELOCs
0% n/a
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Lexington, North Carolina

Looking for mortgage lenders near me or mortgage brokers near me in Lexington? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lexington in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Lexington, NC

Use these to narrow the list above. Each category shows how many Lexington, NC lenders fit and what that kind of lender is usually best for.

Who Lends in Lexington, NC

Independent mortgage companies closed 76.4 percent of home loans in Lexington, North Carolina in 2025, banks 14.2 percent and credit unions 9.5 percent. Corporate Investors Mortgage G was the largest mortgage company, First National Bank of PA the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, Truist Bank led with 5 loans.

76.4%
Mortgage companies
14.2%
Banks
9.5%
Credit unions
27%
FHA loans
14%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.

More North Carolina Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Lexington, NC

Who is the largest mortgage lender in Lexington, NC?

By home loans closed in 2025, First National Bank of PA was the largest mortgage lender in Lexington, North Carolina with 32 loans, about 4.2 percent of the market. The largest lender headquartered in North Carolina was Truist Bank with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Lexington, NC have the highest approval rates?

Among lenders with meaningful volume in Lexington, North Carolina, Atlantic Bay Mortgage Group approved the highest share of completed applications in 2025 at 99.2 percent, against a 79.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Lexington, NC mortgage lenders offer FHA, VA and USDA loans?

52 lenders closed FHA loans in Lexington, North Carolina in 2025, led by DHI Mortgage Company, LTD. with 42. 36 lenders closed VA loans, led by Mortgage Research Center, and 8 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Lexington, NC lender list?

Yes. 38 banks and 14 credit unions closed home loans in Lexington, North Carolina in 2025, alongside 81 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Lexington, NC ranked on this page?

Lenders are ranked only by the number of home loans they closed in Lexington, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lexington, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lexington. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.