Lexington, North Carolina mortgage lenders include First National Bank of PAFirst National Bank of PA23 W Center St, Lexington, NC 27292A+5.0 ★Texas Ratio: 1.62%, Pinnacle BankPinnacle Bank115 E Center St, Lexington, NC 27292A+5.0 ★Texas Ratio: 3.04%, Truist BankTruist Bank209 N Main St, Lexington, NC 27292A+5.0 ★Texas Ratio: 2.87%, Wells Fargo Bank NAWells Fargo Bank NA100 S State St, Lexington, NC 27292A+5.0 ★Texas Ratio: 5.36%, The Fidelity BankThe Fidelity Bank114 W 2nd Ave, Lexington, NC 27292A+5.0 ★Texas Ratio: 3.02%, HomeTrust BankHomeTrust Bank107 W Center St, Lexington, NC 27292A+5.0 ★Texas Ratio: 5.53%, State Employees' Credit UnionState Employees' Credit Union404 PIEDMONT DR, LEXINGTON, NC 27295A-5.0 ★Texas Ratio: 14.13%, Truliant Federal Credit UnionTruliant Federal Credit Union170 Lowes Blvd, Lexington, NC 27292A5.0 ★Texas Ratio: 6.43%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1007 Beaver Creek Commons Dr, Apex, NC 27502A+5.0 ★Texas Ratio: 3.68%, and Latino Community Credit UnionLatino Community Credit Union104 NC 54 Ste KK, Carrboro, NC 27510A5.0 ★Texas Ratio: 6.08%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lexington, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lexington are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Lexington, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
5 offices in Lexington 23 W Center St, Lexington, NC 27292 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 32 +18 HELOCs |
4.2% | 68.1% | $156,875 | View |
|
2 offices in Lexington 115 E Center St, Lexington, NC 27292 A+5.0 ★Texas Ratio: 3.04% |
Conventional, FHA, HELOC | 9 +6 HELOCs |
1.2% | 81.8% | $146,111 | View |
|
★ 1 stars, 1 review 2 offices in Lexington 209 N Main St, Lexington, NC 27292 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 5 +16 HELOCs |
0.6% | 100% | $169,000 | View |
|
1 office in Lexington 100 S State St, Lexington, NC 27292 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 4 | 0.5% | 57.1% | $130,000 | View |
|
1 office in Lexington 114 W 2nd Ave, Lexington, NC 27292 A+5.0 ★Texas Ratio: 3.02% |
Conventional, HELOC | 3 +6 HELOCs |
0.4% | 100% | $321,666 | View |
|
1 office in Lexington 107 W Center St, Lexington, NC 27292 A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
|
404 PIEDMONT DR, LEXINGTON, NC 27295 A-5.0 ★Texas Ratio: 14.13% |
Conventional, HELOC | 38 +49 HELOCs |
4.9% | 68.4% | $225,000 | View |
|
170 Lowes Blvd, Lexington, NC 27292 A5.0 ★Texas Ratio: 6.43% |
Conventional, VA, HELOC | 13 +14 HELOCs |
1.7% | 57.6% | $135,000 | View |
|
1007 Beaver Creek Commons Dr, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 6 | 0.8% | 85.7% | $220,000 | View |
|
104 NC 54 Ste KK, Carrboro, NC 27510 A5.0 ★Texas Ratio: 6.08% |
Conventional | 4 | 0.5% | 100% | $137,500 | View |
|
128 Yadkin Valley Rd, Advance, NC 27006 A+5.0 ★Texas Ratio: 4.25% |
Conventional, HELOC | 2 +4 HELOCs |
0.3% | 50% | $330,000 | View |
|
105 S Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 1.94% |
Conventional, HELOC | 2 +1 HELOCs |
0.3% | 100% | $335,000 | View |
|
8334 Pineville Matthews Rd, Charlotte, NC 28226 A+5.0 ★Texas Ratio: 2.85% |
FHA, VA | 2 | 0.3% | 100% | $315,000 | View |
|
★ 4 stars, 1 review 6805 Carnegie Blvd, Charlotte, NC 28211 A+5.0 ★Texas Ratio: 1.82% |
Conventional, VA | 2 | 0.3% | 100% | $235,000 | View |
|
1118 Academy St N, Ahoskie, NC 27910 F1.0 ★Texas Ratio: 75.00% |
Conventional, HELOC | 1 +2 HELOCs |
0.1% | 25% | $195,000 | View |
|
148 Charlotte St, Asheville, NC 28801 1923 A5.0 ★Texas Ratio: 9.56% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $185,000 | View |
|
3158 S Church Street, Burlington, NC 27215 A5.0 ★Texas Ratio: 11.24% |
Conventional | 1 | 0.1% | 100% | $75,000 | View |
|
835 Highway 70 West, Garner, NC 27529 A+5.0 ★Texas Ratio: 1.77% |
Conventional | 1 | 0.1% | 100% | $245,000 | View |
|
3101 S Church St, Burlington, NC 27215 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 1 | 0.1% | 100% | $285,000 | View |
|
1641 Blowing Rock Road, Boone, NC 28607 A+5.0 ★Texas Ratio: 3.31% |
Conventional | 1 | 0.1% | 100% | $205,000 | View |
|
800 Highway 24 27 Bypass, Albemarle, NC 28001 A+5.0 ★Texas Ratio: 0.72% |
Conventional | 1 | 0.1% | 50% | $195,000 | View |
|
1231 Birch St, Camp Lejeune, NC 28547 2529 A5.0 ★Texas Ratio: 8.11% |
Conventional | 1 | 0.1% | 100% | $485,000 | View |
|
400 Pisgah Church Rd, Greensboro, NC 27455 A+5.0 ★Texas Ratio: 2.92% |
Conventional | 1 | 0.1% | 100% | $275,000 | View |
|
8210 W Market St, Greensboro, NC 27409 A+5.0 ★Texas Ratio: 2.76% |
Conventional | 1 | 0.1% | 100% | $55,000 | View |
|
1121 Moncure Place, Apex, NC 27523 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
500 E Morehead St Ste 150, Charlotte, NC 28202 A5.0 ★Texas Ratio: 7.55% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
5496 Apex Peakway, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
351 N 1st St, Albemarle, NC 28001 A5.0 ★Texas Ratio: 7.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 1.7 stars, 3 reviews 102 Church St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Corporate Investors Mortgage G
|
Conventional | 1 | 0.1% | 100% | $265,000 | |
Towne Mtg of the Carolinas,LLC
|
Conventional | 1 | 0.1% | 100% | $195,000 | |
Atlantic Bay Mortgage Group
|
Conventional, FHA, VA, USDA | 122 | 15.8% | 99.2% | $198,278 | |
DHI Mortgage Company, LTD.
|
Conventional, FHA, VA, USDA | 69 | 9% | 82.4% | $297,028 | |
Rocket Mortgage
|
Conventional, FHA, VA | 65 | 8.4% | 82.6% | $171,923 | |
Fairway Independent Mort Corp
|
Conventional, FHA, VA, USDA | 34 | 4.4% | 92.3% | $159,411 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 26 | 3.4% | 84.8% | $236,538 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA | 20 | 2.6% | 95.2% | $202,500 | |
Mortgage Research Center
|
Conventional, FHA, VA | 19 | 2.5% | 79.2% | $276,052 | |
Movement Mortgage, LLC
|
Conventional, FHA, VA, HELOC | 16 +1 HELOCs |
2.1% | 95.2% | $205,625 | |
|
A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA | 16 | 2.1% | 100% | $200,000 | View |
Guild Mortgage Company
|
Conventional, FHA, USDA | 14 | 1.8% | 94.1% | $129,285 | |
Inspire Home Loans Inc.
|
Conventional, FHA, VA | 12 | 1.6% | 85.7% | $216,666 | |
ALCOVA Mortgage, LLC
|
Conventional, FHA | 11 | 1.4% | 100% | $174,090 | |
Highlands Residential Mortgage, Ltd.
|
Conventional, FHA, VA, USDA | 11 | 1.4% | 91.7% | $253,181 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 10 | 1.3% | 75% | $227,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 10 | 1.3% | 80% | $271,000 | |
Newrez LLC
|
Conventional, FHA, VA | 9 | 1.2% | 52.9% | $266,111 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 7 +2 HELOCs |
0.9% | 77.8% | $339,285 | |
Guaranteed Rate, Inc.
|
Conventional, FHA, VA | 7 | 0.9% | 100% | $205,000 | |
Atlantic Coast Mortgage, LLC
|
Conventional, FHA | 6 | 0.8% | 100% | $128,333 | |
Canopy Mortgage, LLC
|
Conventional, FHA, VA, USDA | 6 | 0.8% | 100% | $280,000 | |
Union Home Mortgage Corp.
|
Conventional, VA | 6 | 0.8% | 100% | $251,666 | |
loanDepot.com LLC
|
Conventional, FHA, HELOC | 5 +1 HELOCs |
0.6% | 45.5% | $125,000 | |
Envoy Mortgage, Ltd
|
Conventional, FHA | 5 | 0.6% | 100% | $173,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 5 | 0.6% | 17.1% | $99,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 4 +2 HELOCs |
0.5% | 100% | $77,500 | |
Lakeview Loan Servicing, LLC
|
Conventional, FHA, VA | 4 | 0.5% | 87.5% | $295,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 4 | 0.5% | 80% | $230,000 | View |
Village Capital & Investment
|
VA | 4 | 0.5% | 70% | $382,500 | |
Everett Financial, Inc.
|
Conventional, VA | 3 | 0.4% | 100% | $175,000 | |
Equity Prime Mortgage LLC
|
FHA, VA | 3 | 0.4% | 100% | $268,333 | |
Triad Financial Services, Inc.
|
Conventional | 3 | 0.4% | 60% | $105,000 | |
Amerisave Mortgage Company
|
Conventional, VA | 3 | 0.4% | 20% | $181,666 | |
Cmg Mortgage Inc
|
Conventional, FHA | 3 | 0.4% | 100% | $225,000 | |
Nationstar Mortgage
|
Conventional | 3 | 0.4% | 75% | $151,666 | |
Zillow Home Loans, LLC
|
Conventional, FHA | 3 | 0.4% | 75% | $221,666 | |
New American Funding, LLC.
|
FHA, VA | 3 | 0.4% | 75% | $198,333 | |
|
B+4.8 ★Texas Ratio: 16.98% |
VA, Jumbo | 3 | 0.4% | 100% | $625,000 | View |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 0.4% | 75% | $145,000 | View |
Carrington Mortgage Services LLC
|
FHA | 3 | 0.4% | 80% | $145,000 | |
Goodleap, LLC
|
FHA, HELOC | 2 +2 HELOCs |
0.3% | 50% | $215,000 | |
Alameda Mortgage Corporation
|
FHA | 2 | 0.3% | 100% | $280,000 | |
Royal United Mortgage LLC
|
Conventional | 2 | 0.3% | 100% | $95,000 | |
VanDyk Mortgage Corporation
|
FHA, USDA | 2 | 0.3% | 100% | $230,000 | |
ClearPath Lending
|
VA | 2 | 0.3% | 100% | $255,000 | |
Nfm, Inc
|
Conventional, FHA | 2 | 0.3% | 100% | $195,000 | |
New Day Financial, LLC.
|
VA | 2 | 0.3% | 50% | $280,000 | |
Nations Lending Corporation
|
Conventional, FHA | 2 | 0.3% | 100% | $180,000 | |
Integrity Home Mortgage Corporation
|
Conventional, FHA | 2 | 0.3% | 100% | $210,000 | |
|
A+5.0 ★Texas Ratio: 2.20% |
Conventional, VA | 2 | 0.3% | 100% | $150,000 | View |
Pentagon Federal Credit Union
|
FHA | 2 | 0.3% | 100% | $265,000 | |
Mortgage Solutions of Colorado
|
VA | 2 | 0.3% | 100% | $320,000 | |
Summit Funding.Inc
|
Conventional | 2 | 0.3% | 100% | $110,000 | |
Prosperity Home Mortgage, LLC
|
Conventional, FHA | 2 | 0.3% | 100% | $150,000 | |
Mutual of Omaha Mortgage
|
FHA | 2 | 0.3% | 66.7% | $205,000 | |
Lower, LLC
|
Conventional, FHA | 2 | 0.3% | 66.7% | $95,000 | |
|
A5.0 ★Texas Ratio: 7.97% |
Conventional | 2 | 0.3% | 100% | $70,000 | View |
Mortgage Investors Group
|
FHA | 2 | 0.3% | 100% | $275,000 | |
21St Mortgage
|
Conventional | 2 | 0.3% | 30% | $50,000 | |
Reliance First Capital, LLC
|
Conventional | 2 | 0.3% | 100% | $115,000 | |
Ark-La-Tex Financial Services LLC
|
Conventional, FHA | 2 | 0.3% | 100% | $415,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.1% | 100% | $235,000 | View |
|
A+5.0 ★Texas Ratio: 3.36% |
Conventional | 1 | 0.1% | 100% | $215,000 | View |
American Financial Resources LLC
|
USDA | 1 | 0.1% | 100% | $275,000 | |
Gold Star Mortgage Financial Group, Corporation
|
Conventional | 1 | 0.1% | 100% | $235,000 | |
|
A-4.9 ★Texas Ratio: 16.48% |
VA | 1 | 0.1% | 100% | $425,000 | View |
Success Lending, LLC
|
VA | 1 | 0.1% | 100% | $255,000 | |
PHH Mortgage Corporation
|
Conventional | 1 | 0.1% | 100% | $95,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.1% | 100% | $205,000 | View |
Resicentral LLC
|
Conventional | 1 | 0.1% | 100% | $275,000 | |
Fidelity Direct Mortgage, LLC
|
FHA | 1 | 0.1% | 100% | $205,000 | |
HomeBridge Financial Services, Inc
|
FHA | 1 | 0.1% | 100% | $195,000 | |
First Alliance Home Mortgage, LLC
|
FHA | 1 | 0.1% | 100% | $205,000 | |
Discover Bank
|
Conventional | 1 | 0.1% | 16.7% | $35,000 | |
Sun West Mortgage Company, Inc
|
FHA | 1 | 0.1% | 100% | $195,000 | |
Bay Equity LLC
|
Conventional | 1 | 0.1% | 100% | $195,000 | |
Strong Home Mortgage, LLC
|
FHA | 1 | 0.1% | 100% | $285,000 | |
Eastman Credit Union
|
Conventional | 1 | 0.1% | 100% | $145,000 | |
Mid-Continent Funding, Inc.
|
VA | 1 | 0.1% | 100% | $255,000 | |
Homeowners Financial Group, LLC
|
VA | 1 | 0.1% | 100% | $255,000 | |
Ameritrust Mortgage Corporation
|
Conventional | 1 | 0.1% | 100% | $275,000 | |
Churchill Mortgage Corporation
|
FHA | 1 | 0.1% | 100% | $175,000 | |
Peoples Mortgage Company
|
Conventional | 1 | 0.1% | 100% | $365,000 | |
Provident Funding Associates
|
Conventional | 1 | 0.1% | 100% | $175,000 | |
T2 Financial LLC
|
Conventional | 1 | 0.1% | 100% | $285,000 | |
American Pacific Mortgage Corporation
|
FHA | 1 | 0.1% | 100% | $235,000 | |
|
A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.1% | 100% | $175,000 | View |
Keystone Funding, Inc
|
FHA | 1 | 0.1% | 100% | $165,000 | |
Nationwide Mortgage Bankers, Inc.
|
Conventional | 1 | 0.1% | 100% | $125,000 | |
|
A+5.0 ★Texas Ratio: 3.58% |
Conventional | 1 | 0.1% | 50% | $55,000 | |
|
A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 0.1% | 100% | $245,000 | View |
|
A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 0.1% | 100% | $215,000 | View |
Loan Simple, Inc.
|
FHA | 1 | 0.1% | 100% | $345,000 | |
|
A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.1% | 100% | $375,000 | View |
Champions Funding, LLC
|
Conventional | 1 | 0.1% | 100% | $325,000 | |
Figure Lending LLC
|
HELOC | 0 +7 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
The Loan Store, Inc
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Bank Ozk
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Gte Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Angel Oak Mortgage Solutions LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Lexington? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lexington in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Lexington, NC lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 76.4 percent of home loans in Lexington, North Carolina in 2025, banks 14.2 percent and credit unions 9.5 percent. Corporate Investors Mortgage G was the largest mortgage company, First National Bank of PA the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, Truist Bank led with 5 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
By home loans closed in 2025, First National Bank of PA was the largest mortgage lender in Lexington, North Carolina with 32 loans, about 4.2 percent of the market. The largest lender headquartered in North Carolina was Truist Bank with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Lexington, North Carolina, Atlantic Bay Mortgage Group approved the highest share of completed applications in 2025 at 99.2 percent, against a 79.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
52 lenders closed FHA loans in Lexington, North Carolina in 2025, led by DHI Mortgage Company, LTD. with 42. 36 lenders closed VA loans, led by Mortgage Research Center, and 8 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 38 banks and 14 credit unions closed home loans in Lexington, North Carolina in 2025, alongside 81 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lexington, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lexington, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lexington. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.