Mortgage Lenders and Brokers in Jacksonville, North Carolina
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Jacksonville, North Carolina mortgage lenders include Marine Federal Credit UnionMarine Federal Credit Union4180 Western Blvd, Jacksonville, NC 28546 6740A5.0 ★Texas Ratio: 8.11%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust1082 Henderson Dr, Jacksonville, NC 28540A5.0 ★Texas Ratio: 7.72%, Truist BankTruist Bank2675 Western Blvd, Jacksonville, NC 28546A+5.0 ★Texas Ratio: 2.87%, First National Bank of PAFirst National Bank of PA118 Western Blvd, Jacksonville, NC 28546A+5.0 ★Texas Ratio: 1.62%, Wells Fargo Bank NAWells Fargo Bank NA900 Henderson Dr, Jacksonville, NC 28540A+5.0 ★Texas Ratio: 5.36%, PNC Bank N.A.PNC Bank N.A.2885 Western Blvd, Jacksonville, NC 28546A+5.0 ★Texas Ratio: 4.24%, First BankFirst Bank4110 Western Blvd, Jacksonville, NC 28546A+5.0 ★Texas Ratio: 1.94%, Bank of America NABank of America NA1726 Country Club Rd, Jacksonville, NC 28546A+5.0 ★Texas Ratio: 4.14%, State Employees' Credit UnionState Employees' Credit Union114 N PLAIN RD, JACKSONVILLE, NC 28546A-5.0 ★Texas Ratio: 14.13%, and North State BankNorth State Bank835 Highway 70 West, Garner, NC 27529A+5.0 ★Texas Ratio: 1.77%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Jacksonville, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Jacksonville are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Jacksonville, North Carolina
Market share is the lender's share of all home loans closed in Jacksonville, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
4180 Western Blvd, Jacksonville, NC 28546 6740 A5.0 ★Texas Ratio: 8.11% |
Conventional | 14 | 1% | 88.2% | $222,857 | View |
|
3 offices in Jacksonville 1082 Henderson Dr, Jacksonville, NC 28540 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 4 +11 HELOCs |
0.3% | 66.7% | $322,500 | View |
|
★ 1 stars, 1 review 1 office in Jacksonville 2675 Western Blvd, Jacksonville, NC 28546 A+5.0 ★Texas Ratio: 2.87% |
Conventional, VA, HELOC | 4 +7 HELOCs |
0.3% | 66.7% | $217,500 | View |
|
1 office in Jacksonville 118 Western Blvd, Jacksonville, NC 28546 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 4 +2 HELOCs |
0.3% | 80% | $147,500 | View |
|
2 offices in Jacksonville 900 Henderson Dr, Jacksonville, NC 28540 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA, VA | 4 | 0.3% | 100% | $182,500 | View |
|
★ 1.7 stars, 3 reviews 1 office in Jacksonville 2885 Western Blvd, Jacksonville, NC 28546 A+5.0 ★Texas Ratio: 4.24% |
VA, HELOC | 1 +8 HELOCs |
0.1% | 100% | $205,000 | View |
|
2 offices in Jacksonville 4110 Western Blvd, Jacksonville, NC 28546 A+5.0 ★Texas Ratio: 1.94% |
Conventional, HELOC | 1 +6 HELOCs |
0.1% | 100% | $175,000 | View |
|
1 office in Jacksonville 1726 Country Club Rd, Jacksonville, NC 28546 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +4 HELOCs |
0.1% | 100% | $205,000 | View |
|
114 N PLAIN RD, JACKSONVILLE, NC 28546 A-5.0 ★Texas Ratio: 14.13% |
Conventional, HELOC | 14 +19 HELOCs |
1% | 50% | $244,285 | View |
|
835 Highway 70 West, Garner, NC 27529 A+5.0 ★Texas Ratio: 1.77% |
Conventional | 4 | 0.3% | 100% | $117,500 | View |
|
1007 Beaver Creek Commons Dr, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 0.2% | 100% | $251,666 | View |
|
8334 Pineville Matthews Rd, Charlotte, NC 28226 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 20% | $65,000 | View |
|
3202 Northline Ave, Greensboro, NC 27408 A5.0 ★Texas Ratio: 8.11% |
Conventional | 1 | 0.1% | 100% | $125,000 | View |
|
101 S Tryon St, Charlotte, NC 28280 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.1% | 100% | $325,000 | View |
|
104 NC 54 Ste KK, Carrboro, NC 27510 A5.0 ★Texas Ratio: 6.08% |
Conventional | 1 | 0.1% | 100% | $225,000 | View |
|
8210 W Market St, Greensboro, NC 27409 A+5.0 ★Texas Ratio: 2.76% |
Conventional | 1 | 0.1% | 100% | $105,000 | View |
|
★ 4 stars, 1 review 6805 Carnegie Blvd, Charlotte, NC 28211 A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.1% | 100% | $85,000 | View |
|
335 New Leicester Hwy, Asheville, NC 28806 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
1118 Academy St N, Ahoskie, NC 27910 F1.0 ★Texas Ratio: 75.00% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
1121 Moncure Place, Apex, NC 27523 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
506 Main St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 1.13% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
AAFMAA Mortgage Services LLC
|
VA | 3 | 0.2% | 100% | $311,666 | |
American Security Mortgage Cor
|
FHA, VA | 3 | 0.2% | 100% | $191,666 | |
Goprime Mortgage, Inc.
|
Conventional, VA | 2 | 0.1% | 100% | $185,000 | |
Cardinal Financial Company, Li
|
Conventional | 1 | 0.1% | 100% | $155,000 | |
Mortgage Research Center
|
Conventional, FHA, VA, Jumbo | 162 | 11.4% | 80.6% | $262,283 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 154 +27 HELOCs |
10.9% | 81.2% | $212,467 | |
Newrez LLC
|
Conventional, FHA, VA | 140 | 9.9% | 90.4% | $260,642 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 133 | 9.4% | 91.3% | $253,345 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 101 | 7.1% | 89.5% | $276,089 | |
Rocket Mortgage
|
Conventional, FHA, VA, Jumbo | 83 | 5.8% | 78% | $198,493 | |
Guild Mortgage Company
|
Conventional, FHA, VA | 77 | 5.4% | 97.6% | $258,376 | |
Movement Mortgage, LLC
|
Conventional, FHA, VA, USDA, HELOC | 76 +8 HELOCs |
5.4% | 97.8% | $205,394 | |
Integrity Home Mortgage Corporation
|
Conventional, FHA, VA, USDA | 39 | 2.7% | 100% | $254,487 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 30 | 2.1% | 84.6% | $245,000 | |
T2 Financial LLC
|
Conventional, FHA, VA | 29 | 2% | 100% | $271,206 | |
Plaza Home Mortgage, Inc
|
Conventional, FHA, VA | 28 | 2% | 96.7% | $233,214 | |
Guaranteed Rate, Inc.
|
FHA, VA | 18 | 1.3% | 94.7% | $253,333 | |
Village Capital & Investment
|
FHA, VA | 17 | 1.2% | 83.9% | $257,941 | |
New Day Financial, LLC.
|
VA | 15 | 1.1% | 58.6% | $305,000 | |
CrossCountry Mortgage, LLC
|
FHA, VA | 14 | 1% | 100% | $312,142 | |
loanDepot.com LLC
|
Conventional, FHA, VA, HELOC | 13 +6 HELOCs |
0.9% | 100% | $243,461 | |
Nationstar Mortgage
|
Conventional, VA | 12 | 0.8% | 100% | $146,666 | |
Amerisave Mortgage Company
|
Conventional, FHA, VA | 10 | 0.7% | 40% | $134,000 | |
Jet HomeLoans, LP
|
VA | 10 | 0.7% | 100% | $328,000 | |
Fairway Independent Mort Corp
|
Conventional, VA | 10 | 0.7% | 90.9% | $316,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
Conventional, FHA, VA | 9 | 0.6% | 90% | $258,333 | View |
Carrington Mortgage Services LLC
|
Conventional, FHA, VA | 8 | 0.6% | 56.2% | $110,000 | |
AdvantageFirst Lending Inc
|
FHA, VA | 6 | 0.4% | 100% | $300,000 | |
Atlantic Bay Mortgage Group
|
FHA, VA | 6 | 0.4% | 100% | $235,000 | |
Zillow Home Loans, LLC
|
Conventional, VA | 6 | 0.4% | 100% | $231,666 | |
American Financial Resources LLC
|
Conventional, VA | 5 | 0.4% | 100% | $233,000 | |
Residential Wholesale Mortgage
|
VA | 5 | 0.4% | 83.3% | $275,000 | |
Cmg Mortgage Inc
|
Conventional, VA | 5 | 0.4% | 100% | $181,000 | |
Lower, LLC
|
Conventional, VA | 5 | 0.4% | 100% | $267,000 | |
New American Funding, LLC.
|
Conventional, FHA, VA, HELOC | 4 +2 HELOCs |
0.3% | 100% | $155,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 4 +2 HELOCs |
0.3% | 36.4% | $55,000 | |
Loansteady LLC
|
Conventional, VA | 4 | 0.3% | 100% | $265,000 | |
Union Home Mortgage Corp.
|
FHA, VA | 4 | 0.3% | 100% | $335,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 4 | 0.3% | 80% | $252,500 | View |
Planet Home Lending, LLC
|
FHA, VA | 4 | 0.3% | 57.1% | $290,000 | |
HomeBridge Financial Services, Inc
|
FHA, VA, HELOC | 3 +2 HELOCs |
0.2% | 75% | $345,000 | |
Goodleap, LLC
|
FHA, HELOC | 3 +1 HELOCs |
0.2% | 100% | $145,000 | |
Lakeview Loan Servicing, LLC
|
Conventional, VA | 3 | 0.2% | 45.5% | $155,000 | |
Equity Prime Mortgage LLC
|
VA | 3 | 0.2% | 75% | $211,666 | |
Acre Mortgage & Financial, Inc.
|
FHA, VA | 3 | 0.2% | 100% | $205,000 | |
ClearPath Lending
|
VA | 3 | 0.2% | 100% | $281,666 | |
Churchill Mortgage Corporation
|
Conventional, VA | 3 | 0.2% | 100% | $208,333 | |
Nations Lending Corporation
|
Conventional, VA | 3 | 0.2% | 100% | $228,333 | |
Mortgage Solutions of Colorado
|
FHA, VA | 3 | 0.2% | 100% | $278,333 | |
Prosperity Home Mortgage, LLC
|
Conventional, VA | 3 | 0.2% | 75% | $241,666 | |
Mutual of Omaha Mortgage
|
VA | 3 | 0.2% | 75% | $228,333 | |
ALCOVA Mortgage, LLC
|
Conventional | 2 | 0.1% | 100% | $230,000 | |
Kind Lending, LLC
|
VA | 2 | 0.1% | 100% | $245,000 | |
Loanunited.Com, LLC
|
VA | 2 | 0.1% | 100% | $240,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional, VA | 2 | 0.1% | 100% | $265,000 | View |
American Financial Network, Inc.
|
FHA, VA | 2 | 0.1% | 100% | $190,000 | |
Discover Bank
|
Conventional | 2 | 0.1% | 40% | $85,000 | |
Republic State Mortgage Company
|
FHA, VA | 2 | 0.1% | 100% | $210,000 | |
Flat Branch Mortgage, Inc.
|
VA | 2 | 0.1% | 100% | $260,000 | |
Mid-Continent Funding, Inc.
|
VA | 2 | 0.1% | 100% | $245,000 | |
American Pacific Mortgage Corporation
|
Conventional, FHA | 2 | 0.1% | 100% | $140,000 | |
|
A-5.0 ★Texas Ratio: 14.97% |
Conventional, VA | 2 | 0.1% | 100% | $160,000 | View |
|
A+5.0 ★Texas Ratio: 3.17% |
Conventional | 2 | 0.1% | 100% | $185,000 | View |
Top Flite Financial, Inc.
|
FHA, VA | 2 | 0.1% | 100% | $340,000 | |
|
A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +3 HELOCs |
0.1% | 100% | $215,000 | View |
Pentagon Federal Credit Union
|
Conventional, HELOC | 1 +3 HELOCs |
0.1% | 50% | $325,000 | |
The Loan Store, Inc
|
VA, HELOC | 1 +1 HELOCs |
0.1% | 50% | $365,000 | |
Polaris Home Funding Corp.
|
FHA | 1 | 0.1% | 100% | $195,000 | |
EMM Loans LLC
|
VA | 1 | 0.1% | 100% | $255,000 | |
Cornerstone First Mortgage, LLC
|
VA | 1 | 0.1% | 100% | $275,000 | |
Atlantic Coast Mortgage, LLC
|
VA | 1 | 0.1% | 100% | $305,000 | |
|
A+5.0 ★Texas Ratio: 4.85% |
VA | 1 | 0.1% | 100% | $255,000 | View |
Gold Star Mortgage Financial Group, Corporation
|
VA | 1 | 0.1% | 100% | $315,000 | |
SWBC Mortgage Corporation
|
VA | 1 | 0.1% | 100% | $335,000 | |
Pacific Lending LLC
|
VA | 1 | 0.1% | 100% | $325,000 | |
PHH Mortgage Corporation
|
VA | 1 | 0.1% | 100% | $175,000 | |
United Trust Bank
|
FHA | 1 | 0.1% | 100% | $95,000 | |
|
A5.0 ★Texas Ratio: 13.85% |
VA | 1 | 0.1% | 100% | $345,000 | View |
Resicentral LLC
|
Conventional | 1 | 0.1% | 100% | $115,000 | |
General Mortgage Capital Corporation
|
Conventional | 1 | 0.1% | 100% | $235,000 | |
|
A+5.0 ★Texas Ratio: 3.21% |
FHA | 1 | 0.1% | 100% | $285,000 | View |
M Squared Financial LLC
|
VA | 1 | 0.1% | 100% | $235,000 | |
|
A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.1% | 100% | $545,000 | View |
|
A+5.0 ★Texas Ratio: 5.05% |
VA | 1 | 0.1% | 100% | $295,000 | View |
Redwood Residential Acquisition Corporation
|
Conventional | 1 | 0.1% | 100% | $95,000 | |
Success Mortgage Partners, Inc
|
VA | 1 | 0.1% | 100% | $205,000 | |
Das Acquisition Company, LLC
|
VA | 1 | 0.1% | 100% | $285,000 | |
Oceanside Mortgage Company
|
FHA | 1 | 0.1% | 100% | $185,000 | |
Click n' Close, Inc.
|
VA | 1 | 0.1% | 100% | $115,000 | |
Schumacher Mortgage LLC
|
Conventional | 1 | 0.1% | 100% | $165,000 | |
American Financing Corporation
|
VA | 1 | 0.1% | 50% | $305,000 | |
Securitynational Mortgage Company
|
Conventional | 1 | 0.1% | 100% | $135,000 | |
First Heritage Mortgage, LLC
|
VA | 1 | 0.1% | 100% | $195,000 | |
Calcon Mutual Mortgage LLC
|
VA | 1 | 0.1% | 100% | $265,000 | |
CityWorth Mortgage LLC
|
FHA | 1 | 0.1% | 100% | $375,000 | |
First Heritage Financial LLC
|
FHA | 1 | 0.1% | 100% | $295,000 | |
|
A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0.1% | 100% | $205,000 | View |
|
A+5.0 ★Texas Ratio: 1.41% |
FHA | 1 | 0.1% | 100% | $155,000 | View |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.1% | 100% | $235,000 | View |
Nasa Federal Credit Union
|
Conventional | 1 | 0.1% | 100% | $135,000 | |
TowneBank
|
VA | 1 | 0.1% | 100% | $305,000 | |
|
A5.0 ★Texas Ratio: 8.28% |
FHA | 1 | 0.1% | 100% | $195,000 | View |
21St Mortgage
|
Conventional | 1 | 0.1% | 20% | $45,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
VA | 1 | 0.1% | 100% | $225,000 | View |
Paramount Residential Mortgage
|
FHA | 1 | 0.1% | 100% | $375,000 | |
Figure Lending LLC
|
HELOC | 0 +6 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
Better Mortgage Corporation
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Sharonview Federal CU
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Jacksonville Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Jacksonville, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Jacksonville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Jacksonville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Jacksonville, NC
Use these to narrow the list above. Each category shows how many Jacksonville, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Jacksonville, NC
Independent mortgage companies closed 82.5 percent of home loans in Jacksonville, North Carolina in 2025, banks 4.4 percent and credit unions 13.1 percent. AAFMAA Mortgage Services LLC was the largest mortgage company, First Ciitizens Bank and Trust the largest bank and Marine Federal Credit Union the largest credit union. Among lenders headquartered in North Carolina, Marine Federal Credit Union led with 14 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Jacksonville, NC
By home loans closed in 2025, Marine Federal Credit Union was the largest mortgage lender in Jacksonville, North Carolina with 14 loans, about 1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Jacksonville, North Carolina, Movement Mortgage, LLC approved the highest share of completed applications in 2025 at 97.8 percent, against a 85.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
42 lenders closed FHA loans in Jacksonville, North Carolina in 2025, led by Freedom Mortgage Corporation with 15. 81 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 35 banks and 9 credit unions closed home loans in Jacksonville, North Carolina in 2025, alongside 87 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Jacksonville, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Jacksonville, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Jacksonville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
