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Mortgage Lenders and Brokers in Indian Trail, North Carolina

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Indian Trail, North Carolina mortgage lenders include First National Bank of PAFirst National Bank of PA13860 E Independence Blvd, Indian Trail, NC 28079A+5.0 ★Texas Ratio: 1.62%, Wells Fargo Bank NAWells Fargo Bank NA6680 Old Monroe Rd, Indian Trail, NC 28079A+5.0 ★Texas Ratio: 5.36%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust424 Indian Trail Rd N, Indian Trail, NC 28079A5.0 ★Texas Ratio: 7.72%, Fifth Third Bank, National AssociationFifth Third Bank, National Association4240 Old Monroe Rd, Indian Trail, NC 28079A+5.0 ★Texas Ratio: 3.22%, Truist BankTruist Bank200 Indian Trail Rd N, Indian Trail, NC 28079A+5.0 ★Texas Ratio: 2.87%, Southstate Bank, National AssociationSouthstate Bank, National Association13816 E Independence Blvd, Indian Trail, NC 28079A+5.0 ★Texas Ratio: 2.27%, State Employees' Credit UnionState Employees' Credit Union1390 WESLEY CHAPEL RD, INDIAN TRAIL, NC 28079A-5.0 ★Texas Ratio: 14.13%, Bank of America NABank of America NA5496 Apex Peakway, Apex, NC 27502A+5.0 ★Texas Ratio: 4.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1007 Beaver Creek Commons Dr, Apex, NC 27502A+5.0 ★Texas Ratio: 3.68%, and Truliant Federal Credit UnionTruliant Federal Credit Union1055 E Dixie Dr, Asheboro, NC 27203A5.0 ★Texas Ratio: 6.43%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Indian Trail, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Indian Trail are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Indian Trail, North Carolina

Market share is the lender's share of all home loans closed in Indian Trail, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
First National Bank of PA 1 office in Indian Trail 13860 E Independence Blvd, Indian Trail, NC 28079 A+5.0 ★Texas Ratio: 1.62%	Conventional, Jumbo, HELOC	19 +5 HELOCs	1.3%	82.6%	$341,842	View
Wells Fargo Bank NA 1 office in Indian Trail 6680 Old Monroe Rd, Indian Trail, NC 28079 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA, VA	14	0.9%	82.4%	$320,714	View
First Ciitizens Bank and Trust 1 office in Indian Trail 424 Indian Trail Rd N, Indian Trail, NC 28079 A5.0 ★Texas Ratio: 7.72%	Conventional, FHA, Jumbo, HELOC	12 +18 HELOCs	0.8%	100%	$292,500	View
Fifth Third Bank, National Association 1 office in Indian Trail 4240 Old Monroe Rd, Indian Trail, NC 28079 A+5.0 ★Texas Ratio: 3.22%	Conventional, VA, HELOC	11 +27 HELOCs	0.7%	73.3%	$205,000	View
Truist Bank ★ 1 stars, 1 review 1 office in Indian Trail 200 Indian Trail Rd N, Indian Trail, NC 28079 A+5.0 ★Texas Ratio: 2.87%	Conventional, Jumbo, HELOC	9 +32 HELOCs	0.6%	81.8%	$456,111	View
Southstate Bank, National Association ★ 5 stars, 1 review 1 office in Indian Trail 13816 E Independence Blvd, Indian Trail, NC 28079 A+5.0 ★Texas Ratio: 2.27%	Conventional, FHA, HELOC	7 +3 HELOCs	0.5%	87.5%	$293,571	View
State Employees' Credit Union 1390 WESLEY CHAPEL RD, INDIAN TRAIL, NC 28079 A-5.0 ★Texas Ratio: 14.13%	Conventional, Jumbo, HELOC	27 +49 HELOCs	1.8%	75%	$420,555	View
Bank of America NA 5496 Apex Peakway, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	12 +39 HELOCs	0.8%	85.7%	$491,666	View
JPMorgan Chase Bank, NA 1007 Beaver Creek Commons Dr, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.68%	Conventional, VA, Jumbo, HELOC	12 +1 HELOCs	0.8%	92.3%	$483,333	View
Truliant Federal Credit Union 1055 E Dixie Dr, Asheboro, NC 27203 A5.0 ★Texas Ratio: 6.43%	Conventional, HELOC	8 +27 HELOCs	0.5%	44.4%	$66,250	View
Skyla Federal Credit Union 148 Charlotte St, Asheville, NC 28801 1923 A5.0 ★Texas Ratio: 9.56%	Conventional, HELOC	6 +13 HELOCs	0.4%	77.8%	$275,000	View
US Bank, N.A. 8334 Pineville Matthews Rd, Charlotte, NC 28226 A+5.0 ★Texas Ratio: 2.85%	Conventional, HELOC	6 +1 HELOCs	0.4%	85.7%	$185,000	View
Uwharrie Bank 800 Highway 24 27 Bypass, Albemarle, NC 28001 A+5.0 ★Texas Ratio: 0.72%	Conventional, HELOC	5 +1 HELOCs	0.3%	100%	$451,000	View
TD Bank 335 New Leicester Hwy, Asheville, NC 28806 A+5.0 ★Texas Ratio: 3.71%	Conventional, Jumbo, HELOC	5 +1 HELOCs	0.3%	100%	$619,000	View
Regions Bank 1045 Providence Rd, Charlotte, NC 28207 A+5.0 ★Texas Ratio: 4.37%	Conventional, HELOC	2 +2 HELOCs	0.1%	100%	$235,000	View
United Community Bank 732 Main St, Andrews, NC 28901 A+5.0 ★Texas Ratio: 2.97%	Conventional, HELOC	2 +2 HELOCs	0.1%	100%	$460,000	View
Huntington National Bank 101 S Tryon St, Charlotte, NC 28280 A+5.0 ★Texas Ratio: 3.66%	Conventional	2	0.1%	100%	$275,000	View
Latino Community Credit Union 104 NC 54 Ste KK, Carrboro, NC 27510 A5.0 ★Texas Ratio: 6.08%	Conventional	2	0.1%	100%	$305,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 102 Church St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	1 +8 HELOCs	0.1%	50%	$325,000	View
Allegacy Federal Credit Union 307 Unionville Indian Trail Rd W, Indian Trail, NC 28079 A+5.0 ★Texas Ratio: 4.25%	Conventional, HELOC	1 +5 HELOCs	0.1%	100%	$475,000	View
Servisfirst Bank 1200 Ridgefield Blvd, Asheville, NC 28806 A5.0 ★Texas Ratio: 8.75%	Conventional	1	0.1%	100%	$95,000	View
Flagstar Bank NA 121 W Trade St Ste 1150, Charlotte, NC 28202 D3.3 ★Texas Ratio: 35.11%	FHA	1	0.1%	50%	$385,000	View
Carolinas Telco FCU 2821 Crisman St, Charlotte, NC 28208 A+5.0 ★Texas Ratio: 3.27%	Conventional	1	0.1%	100%	$405,000	View
blueharbor bank 106 Corporate Park Dr, Mooresville, NC 28117 A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0.1%	100%	$755,000	View
Summit Credit Union 8210 W Market St, Greensboro, NC 27409 A+5.0 ★Texas Ratio: 2.76%	Conventional	1	0.1%	100%	$75,000	View
Civic FCU 1118 Academy St N, Ahoskie, NC 27910 F1.0 ★Texas Ratio: 75.00%	HELOC	0 +4 HELOCs	0%	0%		View
Peoples Bank 1117 Parkside Main St, Cary, NC 27519 A+5.0 ★Texas Ratio: 2.98%	HELOC	0 +3 HELOCs	0%	n/a		View
Coastal Federal Credit Union Olive Chapel Village #131, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.34%	HELOC	0 +2 HELOCs	0%	100%
Pinnacle Bank 103 N 2nd St, Albemarle, NC 28001 A+5.0 ★Texas Ratio: 3.04%	HELOC	0 +1 HELOCs	0%	0%		View
HomeTrust Bank 192 Airport Rd, Arden, NC 28704 A+5.0 ★Texas Ratio: 5.53%	HELOC	0 +1 HELOCs	0%	n/a		View
Ameris Bank ★ 4 stars, 1 review 6805 Carnegie Blvd, Charlotte, NC 28211 A+5.0 ★Texas Ratio: 1.82%	HELOC	0 +1 HELOCs	0%	0%		View
American Security Mortgage Cor	Conventional, FHA, Jumbo	24	1.6%	100%	$457,083
Cardinal Financial Company, Li	FHA	3	0.2%	100%	$271,666
Premier Lending Inc.	FHA	2	0.1%	100%	$320,000
Corporate Investors Mortgage G	Conventional	1	0.1%	100%	$515,000
The Central Trust Bank A+5.0 ★Texas Ratio: 3.12%	Conventional	1	0.1%	100%	$425,000	View
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	153 +5 HELOCs	10.3%	91.9%	$410,882
Rocket Mortgage	Conventional, FHA, VA, Jumbo	135	9.1%	80.6%	$296,259
Nvr Mortgage Finance, Inc.	Conventional, FHA, VA	104	7%	87.4%	$372,788
First Heritage Mortgage, LLC	Conventional, FHA, VA	86	5.8%	93.5%	$465,697
Movement Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	73 +4 HELOCs	4.9%	100%	$409,931
M/I Financial. LLC	Conventional, FHA, VA	41	2.8%	97.7%	$274,756
Kbhs Home Loans, LLC	Conventional, FHA, VA	40	2.7%	97.6%	$398,250
Jet HomeLoans, LP	Conventional, FHA, VA	37	2.5%	100%	$448,513
DHI Mortgage Company, LTD.	Conventional, FHA, VA	36	2.4%	87.8%	$451,388
Taylor Morrison Home Funding, Inc.	Conventional, VA	29	2%	96.7%	$319,137
Freedom Mortgage Corporation	Conventional, FHA, VA	28	1.9%	97.1%	$425,714
Atlantic Bay Mortgage Group	Conventional, FHA, VA, Jumbo	27	1.8%	87.1%	$380,185
Fairway Independent Mort Corp	Conventional, FHA, VA	25	1.7%	96.2%	$362,600
Pennymac Loan Services LLC	Conventional, FHA, VA	22	1.5%	96%	$362,272
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	20 +1 HELOCs	1.3%	90.9%	$363,500
Nationstar Mortgage	Conventional, FHA, VA	20	1.3%	87%	$206,000
Newrez LLC	Conventional, FHA	19	1.3%	71.4%	$198,157
Mortgage Research Center	Conventional, VA	15	1%	78.9%	$420,333
Zillow Home Loans, LLC	Conventional, FHA	15	1%	93.8%	$326,333
First Community Mortgage, Inc. A+5.0 ★Texas Ratio: 3.36%	Conventional, FHA, VA	13	0.9%	93.8%	$413,461	View
ALCOVA Mortgage, LLC	Conventional, FHA	12	0.8%	100%	$353,333
New American Funding, LLC.	Conventional, FHA	12	0.8%	85.7%	$348,333
Amerisave Mortgage Company	Conventional, FHA, VA	11	0.7%	42.3%	$168,636
loanDepot.com LLC	Conventional, FHA, VA, HELOC	10 +4 HELOCs	0.7%	100%	$317,000
Spring Eq, LLC	Conventional, HELOC	10 +3 HELOCs	0.7%	42.9%	$78,000
Mutual of Omaha Mortgage	Conventional, FHA	10	0.7%	76.9%	$299,000
Founders Federal Credit Union A+5.0 ★Texas Ratio: 3.58%	Conventional, HELOC	9 +2 HELOCs	0.6%	61.1%	$292,777
The Loan Store, Inc	Conventional, HELOC	9 +1 HELOCs	0.6%	90%	$339,444
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, FHA	9	0.6%	90%	$228,333	View
Cmg Mortgage Inc	Conventional, FHA, HELOC	8 +1 HELOCs	0.5%	88.2%	$426,250
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	7	0.5%	100%	$612,142	View
Originpoint, LLC	Conventional, Jumbo	6	0.4%	100%	$418,333
Primis Bank A5.0 ★Texas Ratio: 13.21%	Conventional, FHA	6	0.4%	100%	$341,666	View
Provident Funding Associates	Conventional	6	0.4%	100%	$398,333
Carrington Mortgage Services LLC	Conventional, FHA	6	0.4%	57.1%	$171,666
Plaza Home Mortgage, Inc	Conventional, FHA	6	0.4%	100%	$275,000
Nbkc Bank	Conventional, FHA, VA	5	0.3%	100%	$369,000
Kind Lending, LLC	Conventional, FHA	5	0.3%	100%	$263,000
Lower, LLC	Conventional, FHA, VA	5	0.3%	71.4%	$357,000
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional, FHA	5	0.3%	100%	$387,000	View
Paramount Residential Mortgage	Conventional, FHA	5	0.3%	100%	$495,000
Reliance First Capital, LLC	Conventional, FHA	5	0.3%	100%	$373,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	5	0.3%	100%	$433,000	View
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	4 +4 HELOCs	0.3%	66.7%	$205,000
TowneBank	Conventional, FHA, HELOC	4 +1 HELOCs	0.3%	100%	$362,500
Primary Residential Mortgage, INC.	Conventional	4	0.3%	100%	$312,500
Lakeview Loan Servicing, LLC	Conventional	4	0.3%	35.7%	$287,500
Canopy Mortgage, LLC	Conventional, FHA	4	0.3%	100%	$390,000
Howard Hanna Financial Services, Inc	Conventional	4	0.3%	100%	$352,500
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional, FHA	4	0.3%	100%	$367,500	View
Guild Mortgage Company	Conventional, FHA, Jumbo	4	0.3%	100%	$495,000
Sun West Mortgage Company, Inc	Conventional, FHA, VA	4	0.3%	100%	$302,500
Click n' Close, Inc.	Conventional, FHA	4	0.3%	100%	$162,500
Tjc Mortgage Inc	Conventional	4	0.3%	100%	$452,500
Prosperity Home Mortgage, LLC	Conventional, FHA	4	0.3%	100%	$360,000
Village Capital & Investment	FHA, VA	4	0.3%	71.4%	$442,500
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	3 +5 HELOCs	0.2%	75%	$215,000	View
Better Mortgage Corporation	Conventional, HELOC	3 +3 HELOCs	0.2%	60%	$491,666
Guaranteed Rate Affinity, LLC	Conventional	3	0.2%	100%	$321,666
Atlantic Coast Mortgage, LLC	Conventional	3	0.2%	100%	$191,666
Sage Home Loans Corporation	Conventional	3	0.2%	83.3%	$478,333
Envoy Mortgage, Ltd	Conventional, FHA, VA	3	0.2%	100%	$345,000
PHH Mortgage Corporation	Conventional	3	0.2%	100%	$478,333
Discover Bank	Conventional	3	0.2%	30.8%	$81,666
Union Home Mortgage Corp.	Conventional	3	0.2%	100%	$448,333
Capital Center LLC	Conventional	3	0.2%	100%	$478,333
Mission Loans, LLC	Conventional	3	0.2%	100%	$101,666
RoundPoint Mortgage Servicing LLC	Conventional	3	0.2%	100%	$405,000
Residential Wholesale Mortgage	Conventional, FHA	2	0.1%	100%	$360,000
Acrisure Mortgage, LLC	Conventional	2	0.1%	100%	$395,000
Equity Prime Mortgage LLC	FHA	2	0.1%	66.7%	$265,000
Total Mortgage Services, LLC	Conventional, FHA	2	0.1%	100%	$490,000
Highlands Residential Mortgage, Ltd.	Conventional	2	0.1%	100%	$420,000
Ameritrust Mortgage Corporation	Conventional	2	0.1%	100%	$335,000
American Internet Mortgage, Inc.	Conventional	2	0.1%	100%	$575,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	2	0.1%	66.7%	$270,000	View
Churchill Mortgage Corporation	Conventional	2	0.1%	100%	$265,000
Planet Home Lending, LLC	FHA	2	0.1%	100%	$370,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional, FHA	2	0.1%	66.7%	$550,000	View
Waterstone Mortgage Corporation	Conventional, FHA	2	0.1%	100%	$275,000
Sierra Pacific Mortgage Co. Inc	Conventional, FHA	2	0.1%	100%	$315,000
New Story Lending LLC	Conventional	2	0.1%	100%	$280,000
United Nations Federal CU	Conventional	2	0.1%	66.7%	$515,000
Tomo Mortgage LLC	Conventional	2	0.1%	100%	$455,000
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$245,000	View
Equity Resources Inc	Conventional	1	0.1%	100%	$575,000
Premier Mortgage Resources, LLC	Conventional	1	0.1%	100%	$355,000
American Financial Resources LLC	Conventional	1	0.1%	50%	$415,000
Mattamy Home Funding LLC	Conventional	1	0.1%	100%	$525,000
Primelending	Conventional	1	0.1%	100%	$315,000
Gold Star Mortgage Financial Group, Corporation	Conventional	1	0.1%	100%	$305,000
SWBC Mortgage Corporation	Conventional	1	0.1%	100%	$725,000
Brighton Bank	Conventional	1	0.1%	100%	$255,000
Allied Mortgage Group, Inc	Conventional	1	0.1%	100%	$425,000
AmeriHome Mortgage Company, LLC	FHA	1	0.1%	50%	$325,000
United Federal Credit Union A+5.0 ★Texas Ratio: 2.15%	Conventional	1	0.1%	50%	$135,000	View
Dart Bank	Conventional	1	0.1%	100%	$245,000
Loanunited.Com, LLC	VA	1	0.1%	50%	$415,000
Dollar Bank, FSB A+5.0 ★Texas Ratio: 5.29%	Conventional, Jumbo	1	0.1%	100%	$1,075,000	View
C&F Mortgage Corporation A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	100%	$385,000	View
Filo Mortgage, LLC	Conventional	1	0.1%	100%	$395,000
Granite Bank A5.0 ★Texas Ratio: 13.85%	Conventional	1	0.1%	100%	$805,000	View
Resicentral LLC	Conventional	1	0.1%	100%	$275,000
Synergy One Lending, Inc.	Conventional	1	0.1%	100%	$365,000
Homestead Funding Corp.	Conventional	1	0.1%	100%	$375,000
AmWest Funding Corp	Conventional	1	0.1%	100%	$475,000
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional	1	0.1%	100%	$635,000	View
Redwood Residential Acquisition Corporation	Conventional, Jumbo	1	0.1%	100%	$945,000
HomeXpress Mortgage Corp.	Conventional	1	0.1%	100%	$115,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	1	0.1%	100%	$645,000	View
PFN Lending Group, Inc.	Conventional	1	0.1%	100%	$365,000
Bayshore Mortgage Funding	FHA	1	0.1%	100%	$305,000
First Alliance Home Mortgage, LLC	Conventional	1	0.1%	100%	$515,000
Lennar Mortgage, LLC	Conventional	1	0.1%	100%	$345,000
Developer's Mortgage Company	Conventional	1	0.1%	100%	$285,000
Northwest Federal Credit Union A+5.0 ★Texas Ratio: 1.69%	Conventional	1	0.1%	100%	$45,000	View
American Federal Mortgage Corporation	Conventional	1	0.1%	100%	$235,000
Corning Credit Union	Conventional	1	0.1%	100%	$395,000
Nfm, Inc	Conventional	1	0.1%	100%	$255,000
Resource Financial Services, Inc.	Conventional	1	0.1%	100%	$605,000
Franklin Loan Corporation	FHA	1	0.1%	100%	$385,000
T2 Financial LLC	Conventional	1	0.1%	100%	$435,000
Hometown Equity Mortgage, LLC	Conventional	1	0.1%	100%	$455,000
Lendsure Mortgage Corp.	Conventional	1	0.1%	100%	$475,000
South Carolina Federal Credit	Conventional	1	0.1%	100%	$325,000
American Pacific Mortgage Corporation	FHA	1	0.1%	100%	$365,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	VA	1	0.1%	100%	$405,000	View
Towne Mortgage Company	FHA	1	0.1%	50%	$495,000
Uif Corporation	Conventional	1	0.1%	100%	$265,000
University Bank A+5.0 ★Texas Ratio: 3.82%	Conventional	1	0.1%	100%	$305,000	View
Radius Financial Group Inc	Conventional	1	0.1%	100%	$325,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	1	0.1%	100%	$335,000	View
Keystone Funding, Inc	Conventional	1	0.1%	100%	$635,000
Home State Bank National Association A+5.0 ★Texas Ratio: 0.47%	Conventional	1	0.1%	100%	$465,000	View
Nationwide Mortgage Bankers, Inc.	FHA	1	0.1%	100%	$425,000
Appalachian Community Federal Credit Union	Conventional	1	0.1%	100%	$375,000
Nmsi, Inc.	Conventional	1	0.1%	100%	$515,000
Meadowbrook Financial Mortgage Bankers Corp.	Conventional	1	0.1%	100%	$315,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	1	0.1%	100%	$385,000	View
Vanderbilt Mortgage and Finance, Inc	Conventional	1	0.1%	100%	$585,000
Loan Simple, Inc.	FHA	1	0.1%	100%	$425,000
Champions Funding, LLC	Conventional	1	0.1%	100%	$415,000
Figure Lending LLC	HELOC	0 +6 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +6 HELOCs	0%	n/a
Sharonview Federal CU	HELOC	0 +4 HELOCs	0%	n/a
Valon Mortgage A+5.0 ★Texas Ratio: 3.19%	HELOC	0 +3 HELOCs	0%	n/a		View
HomeBridge Financial Services, Inc	HELOC	0 +3 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +3 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +3 HELOCs	0%	n/a		View
Fourleaf Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +2 HELOCs	0%	n/a		View
Pentagon Federal Credit Union	HELOC	0 +2 HELOCs	0%	0%
Tower Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Usalliance Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Lafayette Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Teachers Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	HELOC	0 +1 HELOCs	0%	n/a		View
Ussfcu	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Indian Trail Mortgage Rate Trends

Daily average mortgage rates for North Carolina compared with the national average, updated every evening.

30-Year Fixed NC Avg

7.431%

▲ 0.109 vs 7 days ago

15-Year Fixed NC Avg

6.986%

▲ 0.082 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Indian Trail, North Carolina

Looking for mortgage lenders near me or mortgage brokers near me in Indian Trail? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Indian Trail in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Indian Trail, NC

Use these to narrow the list above. Each category shows how many Indian Trail, NC lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 115 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 53 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 26 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 64 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 33 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 17 lenders. Loans above the conforming limit for higher priced homes Local lenders based in NC 19 lenders headquartered in North Carolina, the closest thing to a mortgage lender near you

Who Lends in Indian Trail, NC

Independent mortgage companies closed 82.1 percent of home loans in Indian Trail, North Carolina in 2025, banks 13.4 percent and credit unions 4.4 percent. American Security Mortgage Cor was the largest mortgage company, First National Bank of PA the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, First Ciitizens Bank and Trust led with 12 loans.

82.1%

Mortgage companies

13.4%

Banks

4.4%

Credit unions

16%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.

More North Carolina Mortgage Lender Pages

All North Carolina lenders 1,003 lenders Charlotte 471 lenders Raleigh 368 lenders Durham 327 lenders Greensboro 278 lenders Fayetteville 241 lenders Winston-Salem 268 lenders Cary 268 lenders Concord 235 lenders Fuquay-Varina 224 lenders Apex 197 lenders Gastonia 197 lenders Wilmington 221 lenders

Frequently Asked Questions About Mortgage Lenders in Indian Trail, NC

Who is the largest mortgage lender in Indian Trail, NC?

By home loans closed in 2025, First National Bank of PA was the largest mortgage lender in Indian Trail, North Carolina with 19 loans, about 1.3 percent of the market. The largest lender headquartered in North Carolina was First Ciitizens Bank and Trust with 12 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Indian Trail, NC have the highest approval rates?

Among lenders with meaningful volume in Indian Trail, North Carolina, Movement Mortgage, LLC approved the highest share of completed applications in 2025 at 100 percent, against a 86.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Indian Trail, NC mortgage lenders offer FHA, VA and USDA loans?

64 lenders closed FHA loans in Indian Trail, North Carolina in 2025, led by Rocket Mortgage with 23. 33 lenders closed VA loans, led by Freedom Mortgage Corporation. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Indian Trail, NC lender list?

Yes. 53 banks and 26 credit unions closed home loans in Indian Trail, North Carolina in 2025, alongside 115 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Indian Trail, NC ranked on this page?

Lenders are ranked only by the number of home loans they closed in Indian Trail, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Indian Trail, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Indian Trail. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.