Mortgage Lenders and Brokers in Holly Ridge, North Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Holly Ridge, North Carolina mortgage lenders include Providence BankProvidence Bank300 Us Highway 17 N, Holly Ridge, NC 28445A+5.0 ★Texas Ratio: 0.81%, State Employees' Credit UnionState Employees' Credit Union1125 ACADEMY ST N, AHOSKIE, NC 27910A-5.0 ★Texas Ratio: 14.13%, First BankFirst Bank105 S Sandhills Blvd, Aberdeen, NC 28315A+5.0 ★Texas Ratio: 1.94%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust351 N 1st St, Albemarle, NC 28001A5.0 ★Texas Ratio: 7.72%, First National Bank of PAFirst National Bank of PA303 S Salem St, Apex, NC 27502A+5.0 ★Texas Ratio: 1.62%, Truist BankTruist Bank1803 N Sandhills Blvd, Aberdeen, NC 28315A+5.0 ★Texas Ratio: 2.87%, Marine Federal Credit UnionMarine Federal Credit Union467 Hwy 210, Holly Ridge, NC 28445A5.0 ★Texas Ratio: 8.11%, Wells Fargo Bank NAWells Fargo Bank NA5306 Us Highway 158, Advance, NC 27006A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA5496 Apex Peakway, Apex, NC 27502A+5.0 ★Texas Ratio: 4.14%, and Southern Bank and Trust CompanySouthern Bank and Trust Company506 Main St E, Ahoskie, NC 27910A+5.0 ★Texas Ratio: 1.13%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Holly Ridge, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Holly Ridge are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Holly Ridge, North Carolina
Market share is the lender's share of all home loans closed in Holly Ridge, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Holly Ridge 300 Us Highway 17 N, Holly Ridge, NC 28445 A+5.0 ★Texas Ratio: 0.81% |
Conventional | 2 | 0.4% | 66.7% | $225,000 | View |
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1125 ACADEMY ST N, AHOSKIE, NC 27910 A-5.0 ★Texas Ratio: 14.13% |
Conventional, HELOC | 13 +7 HELOCs |
2.3% | 76.5% | $362,692 | View |
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105 S Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 1.94% |
Conventional | 5 | 0.9% | 71.4% | $565,000 | View |
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351 N 1st St, Albemarle, NC 28001 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 4 +7 HELOCs |
0.7% | 80% | $142,500 | View |
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303 S Salem St, Apex, NC 27502 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 4 +1 HELOCs |
0.7% | 66.7% | $515,000 | View |
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★ 1 stars, 1 review 1803 N Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 2 +4 HELOCs |
0.4% | 66.7% | $350,000 | View |
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467 Hwy 210, Holly Ridge, NC 28445 A5.0 ★Texas Ratio: 8.11% |
Conventional | 2 | 0.4% | 75% | $295,000 | View |
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5306 Us Highway 158, Advance, NC 27006 A+5.0 ★Texas Ratio: 5.36% |
FHA, VA | 2 | 0.4% | 100% | $280,000 | View |
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5496 Apex Peakway, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $135,000 | View |
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506 Main St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 1.13% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $425,000 | View |
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1007 Beaver Creek Commons Dr, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 100% | $235,000 | View |
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835 Highway 70 West, Garner, NC 27529 A+5.0 ★Texas Ratio: 1.77% |
VA | 1 | 0.2% | 100% | $305,000 | View |
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★ 5 stars, 1 review 192 E Woodrow Ave, Belmont, NC 28012 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 0.2% | 100% | $435,000 | View |
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1118 Academy St N, Ahoskie, NC 27910 F1.0 ★Texas Ratio: 75.00% |
Conventional | 1 | 0.2% | 100% | $275,000 | View |
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★ 1.7 stars, 3 reviews 102 Church St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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8334 Pineville Matthews Rd, Charlotte, NC 28226 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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335 New Leicester Hwy, Asheville, NC 28806 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
AAFMAA Mortgage Services LLC
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Conventional, VA | 2 | 0.4% | 100% | $215,000 | |
American Security Mortgage Cor
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Conventional, VA | 2 | 0.4% | 100% | $330,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.2% | 100% | $495,000 | |
Goprime Mortgage, Inc.
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VA | 1 | 0.2% | 100% | $355,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 48 +9 HELOCs |
8.7% | 81.4% | $295,208 | |
Rocket Mortgage
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Conventional, FHA, VA | 37 | 6.7% | 86.4% | $299,864 | |
Movement Mortgage, LLC
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Conventional, FHA, VA, USDA | 31 | 5.6% | 100% | $349,516 | |
Loansteady LLC
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Conventional, FHA, VA | 28 | 5.1% | 100% | $352,500 | |
Mortgage Research Center
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Conventional, VA | 28 | 5.1% | 71.8% | $386,785 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 26 +1 HELOCs |
4.7% | 90.6% | $330,769 | |
Newrez LLC
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Conventional, FHA, VA | 23 | 4.2% | 76.7% | $323,260 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 19 | 3.4% | 100% | $365,000 | |
Freedom Mortgage Corporation
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FHA, VA | 18 | 3.2% | 90.6% | $409,444 | |
CrossCountry Mortgage, LLC
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Conventional, VA, Jumbo | 18 | 3.2% | 100% | $423,888 | |
Integrity Home Mortgage Corporation
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Conventional, FHA, VA | 18 | 3.2% | 95.5% | $341,111 | |
Guild Mortgage Company
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Conventional, FHA, VA, USDA | 17 | 3.1% | 100% | $346,176 | |
T2 Financial LLC
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Conventional, FHA, VA | 15 | 2.7% | 93.8% | $378,333 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA | 14 | 2.5% | 100% | $350,000 | |
Pennymac Loan Services LLC
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Conventional, VA | 12 | 2.2% | 86.7% | $420,000 | |
Intercoastal Mortgage, LLC
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Conventional, VA, Jumbo | 8 | 1.4% | 100% | $532,500 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional, FHA, VA | 7 | 1.3% | 100% | $287,857 | View |
Lower, LLC
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Conventional, VA | 7 | 1.3% | 100% | $335,000 | |
Plaza Home Mortgage, Inc
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Conventional, FHA, VA | 7 | 1.3% | 87.5% | $363,571 | |
Cmg Mortgage Inc
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Conventional, VA, HELOC | 6 +1 HELOCs |
1.1% | 100% | $396,666 | |
American Financial Resources LLC
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Conventional, VA | 6 | 1.1% | 100% | $291,666 | |
TowneBank
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Conventional, VA | 6 | 1.1% | 100% | $348,333 | |
Village Capital & Investment
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VA | 6 | 1.1% | 90% | $370,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 4 | 0.7% | 100% | $422,500 | View |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 4 | 0.7% | 66.7% | $465,000 | View |
Atlantic Bay Mortgage Group
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Conventional, VA | 4 | 0.7% | 100% | $432,500 | |
Residential Wholesale Mortgage
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VA | 3 | 0.5% | 100% | $335,000 | |
Atlantic Coast Mortgage, LLC
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Conventional, VA | 3 | 0.5% | 100% | $311,666 | |
Nbkc Bank
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FHA, VA | 3 | 0.5% | 100% | $365,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 3 | 0.5% | 100% | $395,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA, VA | 3 | 0.5% | 100% | $331,666 | View |
Nationstar Mortgage
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FHA, VA | 3 | 0.5% | 100% | $295,000 | |
The Loan Store, Inc
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Conventional, VA | 3 | 0.5% | 100% | $251,666 | |
Carrington Mortgage Services LLC
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Conventional, FHA, VA | 3 | 0.5% | 60% | $211,666 | |
Spring Eq, LLC
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Conventional | 3 | 0.5% | 100% | $81,666 | |
Corning Credit Union
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Conventional, HELOC | 2 +3 HELOCs |
0.4% | 40% | $285,000 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 2 +2 HELOCs |
0.4% | 100% | $220,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional, Jumbo | 2 | 0.4% | 100% | $610,000 | View |
Lakeview Loan Servicing, LLC
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FHA, VA | 2 | 0.4% | 66.7% | $280,000 | |
Canopy Mortgage, LLC
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Conventional, VA | 2 | 0.4% | 100% | $305,000 | |
Resicentral LLC
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VA | 2 | 0.4% | 100% | $345,000 | |
New Day Financial, LLC.
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VA | 2 | 0.4% | 100% | $300,000 | |
Planet Home Lending, LLC
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FHA, VA | 2 | 0.4% | 100% | $305,000 | |
Milend, Inc
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FHA | 2 | 0.4% | 100% | $310,000 | |
Pentagon Federal Credit Union
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VA | 2 | 0.4% | 50% | $325,000 | |
Prosperity Home Mortgage, LLC
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Conventional, VA | 2 | 0.4% | 100% | $275,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 0.4% | 66.7% | $230,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional, VA | 2 | 0.4% | 100% | $615,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 0.4% | 20% | $165,000 | |
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A+5.0 ★Texas Ratio: 3.36% |
VA | 1 | 0.2% | 100% | $335,000 | View |
Guaranteed Rate Affinity, LLC
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VA | 1 | 0.2% | 100% | $475,000 | |
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A+5.0 ★Texas Ratio: 5.16% |
Conventional | 1 | 0.2% | 100% | $285,000 | View |
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C3.9 ★Texas Ratio: 27.97% |
VA | 1 | 0.2% | 100% | $505,000 | View |
Royal United Mortgage LLC
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FHA | 1 | 0.2% | 100% | $255,000 | |
Primelending
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Conventional | 1 | 0.2% | 100% | $295,000 | |
Fourleaf Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $365,000 | |
Everett Financial, Inc.
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VA | 1 | 0.2% | 100% | $575,000 | |
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A+5.0 ★Texas Ratio: 4.31% |
Conventional | 1 | 0.2% | 100% | $535,000 | View |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.2% | 100% | $305,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.2% | 100% | $175,000 | |
PHH Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $315,000 | |
Capital City Home Loans, LLC
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VA | 1 | 0.2% | 100% | $285,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.2% | 50% | $175,000 | |
Sun West Mortgage Company, Inc
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VA | 1 | 0.2% | 100% | $365,000 | |
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A+5.0 ★Texas Ratio: 1.69% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
Click n' Close, Inc.
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VA | 1 | 0.2% | 100% | $355,000 | |
LoanFlight Lending, LLC.
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VA | 1 | 0.2% | 100% | $355,000 | |
Kwik Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $335,000 | |
Homeowners Financial Group, LLC
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VA | 1 | 0.2% | 100% | $465,000 | |
Nfm, Inc
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Conventional | 1 | 0.2% | 100% | $235,000 | |
Resource Financial Services, Inc.
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VA | 1 | 0.2% | 100% | $385,000 | |
Nations Lending Corporation
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VA | 1 | 0.2% | 100% | $235,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.2% | 100% | $315,000 | |
Radius Financial Group Inc
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Conventional | 1 | 0.2% | 100% | $245,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.2% | 100% | $335,000 | |
Zillow Home Loans, LLC
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VA, Jumbo | 1 | 0.2% | 100% | $815,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
Conventional | 1 | 0.2% | 100% | $305,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.2% | 100% | $705,000 | View |
21St Mortgage
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Conventional | 1 | 0.2% | 100% | $85,000 | |
Paramount Residential Mortgage
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VA | 1 | 0.2% | 100% | $275,000 | |
Reliance First Capital, LLC
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VA | 1 | 0.2% | 100% | $235,000 | |
Ark-La-Tex Financial Services LLC
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VA | 1 | 0.2% | 100% | $285,000 | |
The Mortgage Link, Inc.
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VA | 1 | 0.2% | 100% | $345,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $345,000 | |
American Neighborhood Mortgage Acceptance Company
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FHA | 1 | 0.2% | 100% | $265,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Union Home Mortgage Corp.
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Premier America Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Mission Loans, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Holly Ridge Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Holly Ridge, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Holly Ridge? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Holly Ridge in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Holly Ridge, NC
Use these to narrow the list above. Each category shows how many Holly Ridge, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Holly Ridge, NC
Independent mortgage companies closed 76 percent of home loans in Holly Ridge, North Carolina in 2025, banks 11.4 percent and credit unions 12.6 percent. AAFMAA Mortgage Services LLC was the largest mortgage company, Providence Bank the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, Providence Bank led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Holly Ridge, NC
By home loans closed in 2025, Providence Bank was the largest mortgage lender in Holly Ridge, North Carolina with 2 loans, about 0.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
30 lenders closed FHA loans in Holly Ridge, North Carolina in 2025, led by Rocket Mortgage with 4. 63 lenders closed VA loans, led by Navy Federal Credit Union, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 32 banks and 9 credit unions closed home loans in Holly Ridge, North Carolina in 2025, alongside 72 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Holly Ridge, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Holly Ridge, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Holly Ridge. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
