Mortgage Lenders and Brokers in Hampstead, North Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Hampstead, North Carolina mortgage lenders include First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust15444 Us Highway 17, Hampstead, NC 28443A5.0 ★Texas Ratio: 7.72%, PNC Bank N.A.PNC Bank N.A.14615 Us 17 North, Hampstead, NC 28443A+5.0 ★Texas Ratio: 4.24%, TD BankTD Bank15280 Us Highway 17, Hampstead, NC 28443A+5.0 ★Texas Ratio: 3.71%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1007 Beaver Creek Commons Dr, Apex, NC 27502A+5.0 ★Texas Ratio: 3.68%, Southstate Bank, National AssociationSouthstate Bank, National Association14572 Us Highway 17, Hampstead, NC 28443A+5.0 ★Texas Ratio: 2.27%, State Employees' Credit UnionState Employees' Credit Union1125 ACADEMY ST N, AHOSKIE, NC 27910A-5.0 ★Texas Ratio: 14.13%, First National Bank of PAFirst National Bank of PA303 S Salem St, Apex, NC 27502A+5.0 ★Texas Ratio: 1.62%, Truist BankTruist Bank1803 N Sandhills Blvd, Aberdeen, NC 28315A+5.0 ★Texas Ratio: 2.87%, Southern Bank and Trust CompanySouthern Bank and Trust Company506 Main St E, Ahoskie, NC 27910A+5.0 ★Texas Ratio: 1.13%, and First BankFirst Bank105 S Sandhills Blvd, Aberdeen, NC 28315A+5.0 ★Texas Ratio: 1.94%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Hampstead, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Hampstead are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Hampstead, North Carolina
Market share is the lender's share of all home loans closed in Hampstead, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Hampstead 15444 Us Highway 17, Hampstead, NC 28443 A5.0 ★Texas Ratio: 7.72% |
Conventional, Jumbo, HELOC | 10 +24 HELOCs |
1.6% | 100% | $419,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Hampstead 14615 Us 17 North, Hampstead, NC 28443 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +12 HELOCs |
0.2% | 33.3% | $305,000 | View |
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1 office in Hampstead 15280 Us Highway 17, Hampstead, NC 28443 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 50% | $165,000 | View |
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1 office in Hampstead 1007 Beaver Creek Commons Dr, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 50% | $105,000 | View |
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★ 5 stars, 1 review 1 office in Hampstead 14572 Us Highway 17, Hampstead, NC 28443 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 0.2% | 50% | $425,000 | View |
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1125 ACADEMY ST N, AHOSKIE, NC 27910 A-5.0 ★Texas Ratio: 14.13% |
Conventional, HELOC | 25 +25 HELOCs |
4% | 83.3% | $324,600 | View |
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303 S Salem St, Apex, NC 27502 A+5.0 ★Texas Ratio: 1.62% |
Conventional, Jumbo, HELOC | 8 +9 HELOCs |
1.3% | 72.7% | $778,750 | View |
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★ 1 stars, 1 review 1803 N Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 2.87% |
Conventional, VA, HELOC | 4 +10 HELOCs |
0.6% | 100% | $560,000 | View |
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506 Main St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 1.13% |
Conventional, Jumbo, HELOC | 3 +10 HELOCs |
0.5% | 100% | $605,000 | View |
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105 S Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 1.94% |
Conventional, Jumbo, HELOC | 3 +5 HELOCs |
0.5% | 100% | $1,018,333 | View |
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Olive Chapel Village #131, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.34% |
Conventional, HELOC | 2 +1 HELOCs |
0.3% | 100% | $380,000 | |
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1045 Providence Rd, Charlotte, NC 28207 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA | 2 | 0.3% | 66.7% | $290,000 | View |
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5496 Apex Peakway, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +5 HELOCs |
0.2% | 50% | $625,000 | View |
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732 Main St, Andrews, NC 28901 A+5.0 ★Texas Ratio: 2.97% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $275,000 | View |
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8334 Pineville Matthews Rd, Charlotte, NC 28226 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.2% | 100% | $395,000 | View |
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148 Charlotte St, Asheville, NC 28801 1923 A5.0 ★Texas Ratio: 9.56% |
Conventional | 1 | 0.2% | 100% | $45,000 | View |
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835 Highway 70 West, Garner, NC 27529 A+5.0 ★Texas Ratio: 1.77% |
Conventional | 1 | 0.2% | 100% | $445,000 | View |
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121 W Trade St Ste 1150, Charlotte, NC 28202 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.2% | 100% | $65,000 | View |
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103 N 2nd St, Albemarle, NC 28001 A+5.0 ★Texas Ratio: 3.04% |
Conventional | 1 | 0.2% | 50% | $485,000 | View |
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5306 Us Highway 158, Advance, NC 27006 A+5.0 ★Texas Ratio: 5.36% |
VA | 1 | 0.2% | 100% | $785,000 | View |
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★ 4 stars, 1 review 6805 Carnegie Blvd, Charlotte, NC 28211 A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
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101 S Tryon St, Charlotte, NC 28280 A+5.0 ★Texas Ratio: 3.66% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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1055 E Dixie Dr, Asheboro, NC 27203 A5.0 ★Texas Ratio: 6.43% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1121 Moncure Place, Apex, NC 27523 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
American Security Mortgage Cor
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Conventional, VA | 3 | 0.5% | 100% | $408,333 | |
Cardinal Financial Company, Li
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FHA | 2 | 0.3% | 100% | $170,000 | |
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A+5.0 ★Texas Ratio: 3.12% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $655,000 | View |
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A5.0 ★Texas Ratio: 8.00% |
Conventional | 1 | 0.2% | 100% | $465,000 | View |
AgCarolina Farm Credit, ACA
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Conventional | 1 | 0.2% | 100% | $705,000 | |
Goprime Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $455,000 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA, USDA | 121 | 19.3% | 84.1% | $345,909 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 42 | 6.7% | 84.3% | $311,428 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, Jumbo, HELOC | 37 +1 HELOCs |
5.9% | 100% | $463,648 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional, VA | 23 | 3.7% | 95.8% | $415,000 | |
Freedom Mortgage Corporation
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FHA, VA | 17 | 2.7% | 91.3% | $406,176 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 17 | 2.7% | 94.4% | $378,529 | |
Integrity Home Mortgage Corporation
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Conventional, FHA, VA | 17 | 2.7% | 100% | $470,294 | |
Newrez LLC
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Conventional, FHA, VA, Jumbo | 16 | 2.5% | 88.9% | $395,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 15 +7 HELOCs |
2.4% | 71.4% | $315,000 | |
Mortgage Research Center
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Conventional, VA | 13 | 2.1% | 76.5% | $429,615 | |
Atlantic Bay Mortgage Group
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Conventional, FHA, VA | 11 | 1.8% | 100% | $435,000 | |
Loansteady LLC
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Conventional, FHA, VA | 10 | 1.6% | 100% | $366,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA, Jumbo | 10 | 1.6% | 84.6% | $541,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA, Jumbo, HELOC | 9 +1 HELOCs |
1.4% | 81.8% | $502,777 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 9 +1 HELOCs |
1.4% | 81.8% | $361,666 | |
TowneBank
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Conventional, VA | 9 | 1.4% | 90% | $501,666 | |
Corning Credit Union
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Conventional, HELOC | 8 +36 HELOCs |
1.3% | 76.9% | $380,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, VA, Jumbo | 8 | 1.3% | 100% | $635,000 | View |
T2 Financial LLC
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Conventional, FHA | 8 | 1.3% | 100% | $352,500 | |
Prosperity Home Mortgage, LLC
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Conventional, VA, Jumbo | 8 | 1.3% | 100% | $552,500 | |
Movement Mortgage, LLC
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Conventional, VA | 7 | 1.1% | 87.5% | $406,428 | |
Lower, LLC
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Conventional, FHA, VA | 7 | 1.1% | 100% | $437,857 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 7 | 1.1% | 100% | $153,571 | View |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA, VA | 6 | 1% | 100% | $326,666 | View |
Fairway Independent Mort Corp
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Conventional, FHA | 6 | 1% | 100% | $450,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional, FHA | 5 | 0.8% | 100% | $427,000 | View |
Intercoastal Mortgage, LLC
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Conventional, VA | 5 | 0.8% | 100% | $389,000 | |
Nationstar Mortgage
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Conventional, VA | 5 | 0.8% | 83.3% | $381,000 | |
The Loan Store, Inc
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Conventional | 4 | 0.6% | 100% | $417,500 | |
Reliance First Capital, LLC
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Conventional | 4 | 0.6% | 100% | $310,000 | |
Tidewater Mortgage Services, Inc
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Conventional, VA | 3 | 0.5% | 100% | $378,333 | |
American Financial Resources LLC
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Conventional, FHA | 3 | 0.5% | 100% | $255,000 | |
Lakeview Loan Servicing, LLC
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FHA, VA | 3 | 0.5% | 37.5% | $431,666 | |
Cmg Mortgage Inc
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Conventional, VA | 3 | 0.5% | 100% | $455,000 | |
Union Home Mortgage Corp.
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Conventional | 3 | 0.5% | 75% | $395,000 | |
New Day Financial, LLC.
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VA | 3 | 0.5% | 75% | $305,000 | |
Provident Funding Associates
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Conventional | 3 | 0.5% | 100% | $391,666 | |
Nvr Mortgage Finance, Inc.
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Conventional, VA | 3 | 0.5% | 100% | $325,000 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +1 HELOCs |
0.3% | 33.3% | $125,000 | |
Cornerstone First Mortgage, LLC
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VA, Jumbo | 2 | 0.3% | 100% | $845,000 | |
Guaranteed Rate Affinity, LLC
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VA | 2 | 0.3% | 100% | $595,000 | |
Envoy Mortgage, Ltd
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Conventional, FHA | 2 | 0.3% | 100% | $490,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional | 2 | 0.3% | 100% | $515,000 | View |
PHH Mortgage Corporation
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Conventional, VA | 2 | 0.3% | 66.7% | $365,000 | |
Capital City Home Loans, LLC
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Conventional, FHA | 2 | 0.3% | 100% | $355,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.3% | 40% | $90,000 | |
AdvantageFirst Lending Inc
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VA | 2 | 0.3% | 100% | $450,000 | |
Resource Financial Services, Inc.
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Conventional, FHA | 2 | 0.3% | 100% | $395,000 | |
Pentagon Federal Credit Union
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FHA, VA | 2 | 0.3% | 66.7% | $425,000 | |
Zillow Home Loans, LLC
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Conventional | 2 | 0.3% | 100% | $360,000 | |
Mutual of Omaha Mortgage
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Conventional, VA | 2 | 0.3% | 66.7% | $380,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 2 | 0.3% | 100% | $440,000 | View |
EMM Loans LLC
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FHA | 1 | 0.2% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 3.36% |
Conventional | 1 | 0.2% | 100% | $805,000 | View |
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C3.9 ★Texas Ratio: 27.97% |
Conventional | 1 | 0.2% | 100% | $505,000 | View |
Royal United Mortgage LLC
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FHA | 1 | 0.2% | 100% | $515,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.2% | 100% | $295,000 | View |
SWBC Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $315,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.2% | 100% | $305,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.2% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $355,000 | View |
Guild Mortgage Company
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VA | 1 | 0.2% | 100% | $475,000 | |
Bay-Valley Mortgage Group
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VA | 1 | 0.2% | 100% | $745,000 | |
Connexus Credit Union
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Conventional | 1 | 0.2% | 100% | $45,000 | |
American Financing Corporation
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Conventional | 1 | 0.2% | 66.7% | $55,000 | |
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A+5.0 ★Texas Ratio: 1.90% |
Conventional | 1 | 0.2% | 100% | $145,000 | View |
Highlands Residential Mortgage, Ltd.
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Conventional | 1 | 0.2% | 100% | $355,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.2% | 100% | $355,000 | View |
Beeline Loans, Inc.
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Conventional | 1 | 0.2% | 100% | $345,000 | |
Peoples Mortgage Company
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Conventional | 1 | 0.2% | 100% | $445,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.2% | 33.3% | $395,000 | |
First Credit Corporation of Ny, Inc.
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Conventional | 1 | 0.2% | 100% | $145,000 | |
BoxCar Mortgage, LLC
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VA | 1 | 0.2% | 100% | $495,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.2% | 100% | $285,000 | View |
Better Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $805,000 | |
Radius Financial Group Inc
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FHA | 1 | 0.2% | 33.3% | $455,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.2% | 100% | $275,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.2% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 0.55% |
Conventional | 1 | 0.2% | 100% | $565,000 | View |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.2% | 100% | $405,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 1 | 0.2% | 100% | $3,005,000 | View |
Mortgage Investors Group
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Conventional | 1 | 0.2% | 100% | $395,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.2% | 100% | $605,000 | View |
Carrington Mortgage Services LLC
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VA | 1 | 0.2% | 33.3% | $425,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $265,000 | |
Figure Lending LLC
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Virginia Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Bank Ozk
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HELOC | 0 +1 HELOCs |
0% | n/a |
Hampstead Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Hampstead, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Hampstead? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Hampstead in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Hampstead, NC
Use these to narrow the list above. Each category shows how many Hampstead, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Hampstead, NC
Independent mortgage companies closed 76.4 percent of home loans in Hampstead, North Carolina in 2025, banks 15 percent and credit unions 8.6 percent. American Security Mortgage Cor was the largest mortgage company, First Ciitizens Bank and Trust the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, First Ciitizens Bank and Trust led with 10 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Hampstead, NC
By home loans closed in 2025, First Ciitizens Bank and Trust was the largest mortgage lender in Hampstead, North Carolina with 10 loans, about 1.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Hampstead, North Carolina, DHI Mortgage Company, LTD. approved the highest share of completed applications in 2025 at 84.1 percent, against a 86.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
28 lenders closed FHA loans in Hampstead, North Carolina in 2025, led by DHI Mortgage Company, LTD. with 32. 44 lenders closed VA loans, led by DHI Mortgage Company, LTD., and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 44 banks and 9 credit unions closed home loans in Hampstead, North Carolina in 2025, alongside 68 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Hampstead, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Hampstead, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Hampstead. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
