Mortgage Lenders and Brokers in Graham, North Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Graham, North Carolina mortgage lenders include Truist BankTruist Bank236 S Main St, Graham, NC 27253A+5.0 ★Texas Ratio: 2.87%, Wells Fargo Bank NAWells Fargo Bank NA233 S Main St, Graham, NC 27253A+5.0 ★Texas Ratio: 5.36%, Atlantic Union BankAtlantic Union Bank842 S Main St, Graham, NC 27253A+5.0 ★Texas Ratio: 2.51%, State Employees' Credit UnionState Employees' Credit Union1125 ACADEMY ST N, AHOSKIE, NC 27910A-5.0 ★Texas Ratio: 14.13%, First National Bank of PAFirst National Bank of PA303 S Salem St, Apex, NC 27502A+5.0 ★Texas Ratio: 1.62%, Truliant Federal Credit UnionTruliant Federal Credit Union915 S Main St, Graham, NC 27253A5.0 ★Texas Ratio: 6.43%, Pinnacle BankPinnacle Bank103 N 2nd St, Albemarle, NC 28001A+5.0 ★Texas Ratio: 3.04%, First Savings & Loan AssociationFirst Savings & Loan Association206 W Center St, Mebane, NC 27302, Select BankSelect Bank3158 S Church Street, Burlington, NC 27215A5.0 ★Texas Ratio: 11.24%, and US Bank, N.A.US Bank, N.A.8334 Pineville Matthews Rd, Charlotte, NC 28226A+5.0 ★Texas Ratio: 2.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Graham, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Graham are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Graham, North Carolina
Market share is the lender's share of all home loans closed in Graham, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1 stars, 1 review 1 office in Graham 236 S Main St, Graham, NC 27253 A+5.0 ★Texas Ratio: 2.87% |
Conventional, VA, HELOC | 9 +9 HELOCs |
1.8% | 100% | $248,333 | View |
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1 office in Graham 233 S Main St, Graham, NC 27253 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 0.6% | 60% | $128,333 | View |
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1 office in Graham 842 S Main St, Graham, NC 27253 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 2 +5 HELOCs |
0.4% | 100% | $210,000 | View |
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1125 ACADEMY ST N, AHOSKIE, NC 27910 A-5.0 ★Texas Ratio: 14.13% |
Conventional, HELOC | 33 +44 HELOCs |
6.7% | 75.6% | $284,696 | View |
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303 S Salem St, Apex, NC 27502 A+5.0 ★Texas Ratio: 1.62% |
Conventional, FHA | 18 | 3.6% | 94.7% | $246,111 | View |
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915 S Main St, Graham, NC 27253 A5.0 ★Texas Ratio: 6.43% |
Conventional, HELOC | 14 +20 HELOCs |
2.8% | 45.2% | $132,142 | View |
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103 N 2nd St, Albemarle, NC 28001 A+5.0 ★Texas Ratio: 3.04% |
Conventional, FHA, HELOC | 7 +1 HELOCs |
1.4% | 100% | $206,428 | View |
First Savings & Loan Association
206 W Center St, Mebane, NC 27302 |
Conventional | 7 | 1.4% | 100% | $182,142 | |
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3158 S Church Street, Burlington, NC 27215 A5.0 ★Texas Ratio: 11.24% |
Conventional | 4 | 0.8% | 100% | $212,500 | View |
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8334 Pineville Matthews Rd, Charlotte, NC 28226 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA | 4 | 0.8% | 80% | $260,000 | View |
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1007 Beaver Creek Commons Dr, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 0.6% | 100% | $231,666 | View |
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★ 4 stars, 1 review 6805 Carnegie Blvd, Charlotte, NC 28211 A+5.0 ★Texas Ratio: 1.82% |
Conventional | 3 | 0.6% | 100% | $315,000 | View |
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Olive Chapel Village #131, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.34% |
Conventional, HELOC | 2 +2 HELOCs |
0.4% | 66.7% | $245,000 | |
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306 N Main St, Graham, NC 27253 A5.0 ★Texas Ratio: 9.56% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $85,000 | View |
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3202 Northline Ave, Greensboro, NC 27408 A5.0 ★Texas Ratio: 8.11% |
FHA | 2 | 0.4% | 100% | $220,000 | View |
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804 E Williams St, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.02% |
Conventional | 2 | 0.4% | 100% | $250,000 | View |
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104 NC 54 Ste KK, Carrboro, NC 27510 A5.0 ★Texas Ratio: 6.08% |
Conventional | 2 | 0.4% | 100% | $170,000 | View |
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351 N 1st St, Albemarle, NC 28001 A5.0 ★Texas Ratio: 7.72% |
FHA, HELOC | 1 +3 HELOCs |
0.2% | 66.7% | $205,000 | View |
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1045 Providence Rd, Charlotte, NC 28207 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 50% | $25,000 | View |
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835 Highway 70 West, Garner, NC 27529 A+5.0 ★Texas Ratio: 1.77% |
FHA | 1 | 0.2% | 100% | $225,000 | View |
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★ 5 stars, 1 review 192 E Woodrow Ave, Belmont, NC 28012 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 0.2% | 100% | $225,000 | View |
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8210 W Market St, Greensboro, NC 27409 A+5.0 ★Texas Ratio: 2.76% |
Conventional | 1 | 0.2% | 100% | $85,000 | View |
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★ 1.7 stars, 3 reviews 102 Church St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1118 Academy St N, Ahoskie, NC 27910 F1.0 ★Texas Ratio: 75.00% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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141 S Main St, Graham, NC 27253 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Corporate Investors Mortgage G
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Conventional | 1 | 0.2% | 100% | $295,000 | |
Goprime Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $265,000 | |
Lennar Mortgage, LLC
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Conventional, FHA, VA | 63 | 12.7% | 90% | $238,809 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 46 | 9.3% | 68.7% | $230,652 | |
Kbhs Home Loans, LLC
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Conventional, FHA, VA | 31 | 6.3% | 96.9% | $365,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 25 | 5.1% | 83.3% | $200,600 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional, FHA, VA | 23 | 4.6% | 55.8% | $363,695 | |
Movement Mortgage, LLC
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Conventional, FHA | 16 | 3.2% | 94.4% | $169,375 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 12 | 2.4% | 100% | $248,333 | |
Atlantic Bay Mortgage Group
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Conventional, FHA | 12 | 2.4% | 92.3% | $210,833 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 10 | 2% | 62.5% | $281,000 | |
Mortgage Research Center
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VA | 10 | 2% | 76.9% | $328,000 | |
Freedom Mortgage Corporation
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FHA, VA | 8 | 1.6% | 69.2% | $302,500 | |
Union Home Mortgage Corp.
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Conventional, FHA | 8 | 1.6% | 100% | $217,500 | |
Nationstar Mortgage
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Conventional, FHA, VA | 8 | 1.6% | 100% | $148,750 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 6 +3 HELOCs |
1.2% | 50% | $198,333 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 6 | 1.2% | 85.7% | $330,000 | |
Mortgage Investors Group
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Conventional, VA | 6 | 1.2% | 100% | $268,333 | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA, VA | 4 | 0.8% | 100% | $272,500 | |
New American Funding, LLC.
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Conventional, FHA | 4 | 0.8% | 80% | $245,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 4 | 0.8% | 80% | $305,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 3 +2 HELOCs |
0.6% | 50% | $215,000 | |
Newrez LLC
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Conventional, FHA | 3 | 0.6% | 42.9% | $181,666 | |
AdvantageFirst Lending Inc
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FHA | 3 | 0.6% | 100% | $268,333 | |
Victorian Finance, LLC
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FHA | 3 | 0.6% | 100% | $215,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional, VA | 3 | 0.6% | 100% | $191,666 | View |
Equity Prime Mortgage LLC
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FHA, VA | 2 | 0.4% | 100% | $330,000 | |
Kind Lending, LLC
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Conventional, FHA | 2 | 0.4% | 100% | $170,000 | |
Amerisave Mortgage Company
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FHA | 2 | 0.4% | 22.2% | $200,000 | |
Discover Bank
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Conventional | 2 | 0.4% | 50% | $55,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.4% | 100% | $120,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 2 | 0.4% | 100% | $240,000 | View |
Zillow Home Loans, LLC
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Conventional | 2 | 0.4% | 100% | $240,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 2 | 0.4% | 66.7% | $110,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 2 | 0.4% | 100% | $280,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.4% | 100% | $155,000 | View |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $315,000 | View |
Cazle Mortgage, Inc.
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VA | 1 | 0.2% | 100% | $245,000 | |
Tidewater Mortgage Services, Inc
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VA | 1 | 0.2% | 100% | $365,000 | |
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A+5.0 ★Texas Ratio: 3.36% |
FHA | 1 | 0.2% | 100% | $245,000 | View |
American Financial Resources LLC
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Conventional | 1 | 0.2% | 50% | $275,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.2% | 33.3% | $425,000 | |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.2% | 100% | $265,000 | |
Envoy Mortgage, Ltd
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FHA | 1 | 0.2% | 100% | $255,000 | |
ALCOVA Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $275,000 | |
Howard Hanna Financial Services, Inc
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Conventional | 1 | 0.2% | 100% | $395,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.2% | 100% | $365,000 | View |
Loanunited.Com, LLC
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VA | 1 | 0.2% | 100% | $535,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.2% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.2% | 100% | $305,000 | View |
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A5.0 ★Texas Ratio: 13.21% |
FHA | 1 | 0.2% | 100% | $245,000 | View |
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A+5.0 ★Texas Ratio: 4.72% |
FHA | 1 | 0.2% | 100% | $275,000 | View |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.2% | 100% | $375,000 | View |
Nfm, Inc
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FHA | 1 | 0.2% | 100% | $265,000 | |
New Day Financial, LLC.
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VA | 1 | 0.2% | 25% | $315,000 | |
Encompass Lending Group, L.P.
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Conventional | 1 | 0.2% | 100% | $245,000 | |
T2 Financial LLC
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Conventional | 1 | 0.2% | 100% | $325,000 | |
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A5.0 ★Texas Ratio: 6.30% |
Conventional | 1 | 0.2% | 100% | $175,000 | |
Rapid Mortgage Company
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Conventional | 1 | 0.2% | 100% | $95,000 | |
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B4.4 ★Texas Ratio: 21.68% |
FHA | 1 | 0.2% | 100% | $305,000 | View |
Better Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $335,000 | |
TowneBank
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Conventional | 1 | 0.2% | 100% | $285,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.2% | 50% | $195,000 | |
Lower, LLC
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Conventional | 1 | 0.2% | 100% | $285,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.2% | 100% | $415,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.2% | 50% | $55,000 | |
Reliance First Capital, LLC
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Conventional | 1 | 0.2% | 100% | $195,000 | |
Ark-La-Tex Financial Services LLC
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VA | 1 | 0.2% | 100% | $285,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.2% | 100% | $305,000 | |
Village Capital & Investment
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FHA | 1 | 0.2% | 100% | $245,000 | |
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mission Loans, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Graham Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Graham, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Graham? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Graham in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Graham, NC
Use these to narrow the list above. Each category shows how many Graham, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Graham, NC
Independent mortgage companies closed 70.7 percent of home loans in Graham, North Carolina in 2025, banks 17.6 percent and credit unions 11.7 percent. Corporate Investors Mortgage G was the largest mortgage company, Truist Bank the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, Truist Bank led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Graham, NC
By home loans closed in 2025, Truist Bank was the largest mortgage lender in Graham, North Carolina with 9 loans, about 1.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Graham, North Carolina, Lennar Mortgage, LLC approved the highest share of completed applications in 2025 at 90 percent, against a 78.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
40 lenders closed FHA loans in Graham, North Carolina in 2025, led by DHI Mortgage Company, LTD. with 32. 23 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 33 banks and 11 credit unions closed home loans in Graham, North Carolina in 2025, alongside 58 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Graham, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Graham, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Graham. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
