Mortgage Lenders and Brokers in Eden, North Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Eden, North Carolina mortgage lenders include First National Bank of PAFirst National Bank of PA801 S Van Buren Rd, Eden, NC 27288A+5.0 ★Texas Ratio: 1.62%, HomeTrust BankHomeTrust Bank106 S Van Buren Rd, Eden, NC 27288A+5.0 ★Texas Ratio: 5.53%, Wells Fargo Bank NAWells Fargo Bank NA665 S Van Buren Rd, Eden, NC 27288A+5.0 ★Texas Ratio: 5.36%, Truist BankTruist Bank680 S Van Buren Rd, Eden, NC 27288A+5.0 ★Texas Ratio: 2.87%, Carter Bank and TrustCarter Bank and Trust630 Fagg Dr, Eden, NC 27288A5.0 ★Texas Ratio: 7.55%, State Employees' Credit UnionState Employees' Credit Union1004 S VAN BUREN RD, EDEN, NC 27288A-5.0 ★Texas Ratio: 14.13%, American Partners Federal Credit UnionAmerican Partners Federal Credit Union107 MUIRS CHAPEL RD, Greensboro, NC 27410A+5.0 ★Texas Ratio: 2.01%, Truliant Federal Credit UnionTruliant Federal Credit Union1055 E Dixie Dr, Asheboro, NC 27203A5.0 ★Texas Ratio: 6.43%, Bank of Oak RidgeBank of Oak Ridge400 Pisgah Church Rd, Greensboro, NC 27455A+5.0 ★Texas Ratio: 2.92%, and First Carolina BankFirst Carolina Bank1405 Bradford View Dr, Cary, NC 27519A+5.0 ★Texas Ratio: 4.89%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Eden, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Eden are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Eden, North Carolina
Market share is the lender's share of all home loans closed in Eden, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Eden 801 S Van Buren Rd, Eden, NC 27288 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 16 +5 HELOCs |
4.5% | 76.2% | $96,875 | View |
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1 office in Eden 106 S Van Buren Rd, Eden, NC 27288 A+5.0 ★Texas Ratio: 5.53% |
Conventional, HELOC | 6 +6 HELOCs |
1.7% | 85.7% | $253,333 | View |
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1 office in Eden 665 S Van Buren Rd, Eden, NC 27288 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 4 | 1.1% | 80% | $122,500 | View |
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★ 1 stars, 1 review 1 office in Eden 680 S Van Buren Rd, Eden, NC 27288 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA, HELOC | 3 +5 HELOCs |
0.9% | 100% | $281,666 | View |
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1 office in Eden 630 Fagg Dr, Eden, NC 27288 A5.0 ★Texas Ratio: 7.55% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1004 S VAN BUREN RD, EDEN, NC 27288 A-5.0 ★Texas Ratio: 14.13% |
Conventional, HELOC | 18 +20 HELOCs |
5.1% | 73.1% | $143,333 | View |
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107 MUIRS CHAPEL RD, Greensboro, NC 27410 A+5.0 ★Texas Ratio: 2.01% |
Conventional | 5 | 1.4% | 100% | $125,000 | View |
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1055 E Dixie Dr, Asheboro, NC 27203 A5.0 ★Texas Ratio: 6.43% |
Conventional, HELOC | 3 +7 HELOCs |
0.9% | 80% | $75,000 | View |
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400 Pisgah Church Rd, Greensboro, NC 27455 A+5.0 ★Texas Ratio: 2.92% |
Conventional | 3 | 0.9% | 100% | $331,666 | View |
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1405 Bradford View Dr, Cary, NC 27519 A+5.0 ★Texas Ratio: 4.89% |
Conventional | 3 | 0.9% | 100% | $128,333 | View |
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351 N 1st St, Albemarle, NC 28001 A5.0 ★Texas Ratio: 7.72% |
FHA, VA, HELOC | 2 +3 HELOCs |
0.6% | 66.7% | $150,000 | View |
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8334 Pineville Matthews Rd, Charlotte, NC 28226 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $145,000 | View |
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5496 Apex Peakway, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $155,000 | View |
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804 E Williams St, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.02% |
Conventional | 1 | 0.3% | 100% | $285,000 | View |
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101 S Tryon St, Charlotte, NC 28280 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.3% | 100% | $285,000 | View |
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104 NC 54 Ste KK, Carrboro, NC 27510 A5.0 ★Texas Ratio: 6.08% |
Conventional | 1 | 0.3% | 100% | $85,000 | View |
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8210 W Market St, Greensboro, NC 27409 A+5.0 ★Texas Ratio: 2.76% |
Conventional | 1 | 0.3% | 100% | $35,000 | View |
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105 S Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 1.94% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
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1121 Moncure Place, Apex, NC 27523 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.3% | 100% | $95,000 | View |
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1118 Academy St N, Ahoskie, NC 27910 F1.0 ★Texas Ratio: 75.00% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
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128 Yadkin Valley Rd, Advance, NC 27006 A+5.0 ★Texas Ratio: 4.25% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Piedmont Advantage Credit Unio
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Conventional | 1 | 0.3% | 100% | $75,000 | |
Wolfe Financial Inc
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Conventional | 1 | 0.3% | 100% | $145,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 24 | 6.8% | 65.8% | $131,666 | |
Atlantic Bay Mortgage Group
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Conventional, FHA, USDA | 24 | 6.8% | 100% | $118,750 | |
Click n' Close, Inc.
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Conventional, FHA, USDA | 22 | 6.2% | 95.7% | $145,909 | |
Freedom Mortgage Corporation
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FHA, VA | 17 | 4.8% | 91.3% | $197,941 | |
Movement Mortgage, LLC
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Conventional, FHA | 15 | 4.3% | 100% | $105,000 | |
ALCOVA Mortgage, LLC
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Conventional, FHA, VA, USDA | 13 | 3.7% | 100% | $168,076 | |
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A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA | 13 | 3.7% | 100% | $191,923 | View |
Mortgage Research Center
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Conventional, FHA, VA | 12 | 3.4% | 80% | $153,333 | |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA | 10 | 2.8% | 71.4% | $171,000 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 8 +1 HELOCs |
2.3% | 72.7% | $135,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 6 | 1.7% | 100% | $191,666 | |
Guaranteed Rate, Inc.
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Conventional, USDA | 5 | 1.4% | 83.3% | $131,000 | |
Guild Mortgage Company
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Conventional, USDA | 5 | 1.4% | 100% | $139,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 5 | 1.4% | 100% | $113,000 | |
Towne Mortgage Company
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FHA | 5 | 1.4% | 100% | $189,000 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 4 +1 HELOCs |
1.1% | 80% | $142,500 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 4 +1 HELOCs |
1.1% | 100% | $100,000 | |
Howard Hanna Financial Services, Inc
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FHA, VA, USDA | 4 | 1.1% | 100% | $180,000 | |
American Financing Corporation
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Conventional, FHA | 4 | 1.1% | 80% | $135,000 | |
Royal United Mortgage LLC
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Conventional | 3 | 0.9% | 100% | $98,333 | |
Canopy Mortgage, LLC
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Conventional, FHA | 3 | 0.9% | 60% | $131,666 | |
Newrez LLC
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Conventional, FHA, VA | 3 | 0.9% | 75% | $151,666 | |
Pennymac Loan Services LLC
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FHA, VA | 3 | 0.9% | 75% | $128,333 | |
Amerisave Mortgage Company
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Conventional, FHA, VA | 3 | 0.9% | 23.1% | $121,666 | |
Mid-Continent Funding, Inc.
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VA | 3 | 0.9% | 100% | $168,333 | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA | 3 | 0.9% | 100% | $125,000 | |
Nationstar Mortgage
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Conventional | 3 | 0.9% | 75% | $58,333 | |
Zillow Home Loans, LLC
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Conventional, FHA | 3 | 0.9% | 100% | $131,666 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 3 | 0.9% | 8.8% | $111,666 | |
Carrington Mortgage Services LLC
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FHA | 3 | 0.9% | 42.9% | $141,666 | |
Ark-La-Tex Financial Services LLC
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Conventional | 3 | 0.9% | 100% | $195,000 | |
Village Capital & Investment
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VA | 3 | 0.9% | 75% | $241,666 | |
Lower, LLC
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Conventional, HELOC | 2 +1 HELOCs |
0.6% | 66.7% | $205,000 | |
Primary Residential Mortgage, INC.
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Conventional, FHA | 2 | 0.6% | 100% | $100,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 0.6% | 100% | $115,000 | View |
AdvantageFirst Lending Inc
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FHA, VA | 2 | 0.6% | 66.7% | $190,000 | |
ClearPath Lending
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VA | 2 | 0.6% | 100% | $205,000 | |
Prosperity Home Mortgage, LLC
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Conventional, VA | 2 | 0.6% | 100% | $140,000 | |
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A5.0 ★Texas Ratio: 6.06% |
Conventional | 1 | 0.3% | 100% | $45,000 | View |
Equity Resources Inc
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FHA | 1 | 0.3% | 33.3% | $105,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
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FHA | 1 | 0.3% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 3.36% |
Conventional | 1 | 0.3% | 100% | $165,000 | View |
Guaranteed Rate Affinity, LLC
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VA | 1 | 0.3% | 100% | $205,000 | |
American Financial Resources LLC
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VA | 1 | 0.3% | 100% | $345,000 | |
Goodleap, LLC
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FHA | 1 | 0.3% | 100% | $125,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.3% | 100% | $205,000 | |
Nbkc Bank
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Conventional | 1 | 0.3% | 50% | $265,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.3% | 33.3% | $55,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.3% | 100% | $115,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $105,000 | |
Oceanside Mortgage Company
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FHA | 1 | 0.3% | 100% | $155,000 | |
Citizens Equity First Credit U
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Conventional | 1 | 0.3% | 100% | $185,000 | |
Securitynational Mortgage Company
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VA | 1 | 0.3% | 100% | $165,000 | |
New Day Financial, LLC.
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VA | 1 | 0.3% | 33.3% | $165,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.3% | 100% | $385,000 | View |
Credence Funding Corporation
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VA | 1 | 0.3% | 100% | $195,000 | |
Milend, Inc
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FHA | 1 | 0.3% | 50% | $165,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.3% | 100% | $165,000 | |
Mutual of Omaha Mortgage
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VA | 1 | 0.3% | 50% | $225,000 | |
Nationwide Mortgage Bankers, Inc.
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VA | 1 | 0.3% | 100% | $385,000 | |
Fairway Independent Mort Corp
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VA | 1 | 0.3% | 100% | $155,000 | |
State Departmenet Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $105,000 | |
Loan Simple, Inc.
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FHA | 1 | 0.3% | 100% | $275,000 | |
Top Flite Financial, Inc.
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Conventional | 1 | 0.3% | 100% | $115,000 | |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.3% | 100% | $55,000 | View |
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A+5.0 ★Texas Ratio: 2.15% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 10.20% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valleystar Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Eden Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Eden, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Eden? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Eden in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Eden, NC
Use these to narrow the list above. Each category shows how many Eden, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Eden, NC
Independent mortgage companies closed 71.9 percent of home loans in Eden, North Carolina in 2025, banks 17.9 percent and credit unions 10.2 percent. Wolfe Financial Inc was the largest mortgage company, First National Bank of PA the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, HomeTrust Bank led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Eden, NC
By home loans closed in 2025, First National Bank of PA was the largest mortgage lender in Eden, North Carolina with 16 loans, about 4.5 percent of the market. The largest lender headquartered in North Carolina was HomeTrust Bank with 6 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
35 lenders closed FHA loans in Eden, North Carolina in 2025, led by Freedom Mortgage Corporation with 12. 26 lenders closed VA loans, led by Mortgage Research Center, and 7 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 22 banks and 14 credit unions closed home loans in Eden, North Carolina in 2025, alongside 58 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Eden, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Eden, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Eden. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
