Conover, North Carolina mortgage lenders include Truist BankTruist Bank202 1st Ave S, Conover, NC 28613A+5.0 ★Texas Ratio: 2.87%, Peoples BankPeoples Bank213 1st St W, Conover, NC 28613A+5.0 ★Texas Ratio: 2.98%, State Employees' Credit UnionState Employees' Credit Union1125 ACADEMY ST N, AHOSKIE, NC 27910A-5.0 ★Texas Ratio: 14.13%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust351 N 1st St, Albemarle, NC 28001A5.0 ★Texas Ratio: 7.72%, Wells Fargo Bank NAWells Fargo Bank NA5306 Us Highway 158, Advance, NC 27006A+5.0 ★Texas Ratio: 5.36%, First Horizon BankFirst Horizon Bank5361 Us Highway 158, Advance, NC 27006A+5.0 ★Texas Ratio: 5.76%, Fifth Third Bank, National AssociationFifth Third Bank, National Association1121 Moncure Place, Apex, NC 27523A+5.0 ★Texas Ratio: 3.22%, Flagstar Bank NAFlagstar Bank NA121 W Trade St Ste 1150, Charlotte, NC 28202D3.3 ★Texas Ratio: 35.11%, First Federal Savings Bank of LincolntonFirst Federal Savings Bank of Lincolnton3768 Nc 16, Denver, NC 28037A+5.0 ★Texas Ratio: 2.20%, and First National Bank of PAFirst National Bank of PA303 S Salem St, Apex, NC 27502A+5.0 ★Texas Ratio: 1.62%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Conover, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Conover are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Conover, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
★ 1 stars, 1 review 1 office in Conover 202 1st Ave S, Conover, NC 28613 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA, HELOC | 10 +21 HELOCs |
2.8% | 84.6% | $381,000 | View |
|
1 office in Conover 213 1st St W, Conover, NC 28613 A+5.0 ★Texas Ratio: 2.98% |
Conventional, HELOC | 9 +27 HELOCs |
2.5% | 100% | $307,222 | View |
|
1125 ACADEMY ST N, AHOSKIE, NC 27910 A-5.0 ★Texas Ratio: 14.13% |
Conventional, HELOC | 37 +35 HELOCs |
10.4% | 79.2% | $253,918 | View |
|
351 N 1st St, Albemarle, NC 28001 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 5 +5 HELOCs |
1.4% | 83.3% | $133,000 | View |
|
5306 Us Highway 158, Advance, NC 27006 A+5.0 ★Texas Ratio: 5.36% |
Conventional, VA | 4 | 1.1% | 80% | $235,000 | View |
|
★ 5 stars, 1 review 5361 Us Highway 158, Advance, NC 27006 A+5.0 ★Texas Ratio: 5.76% |
Conventional, FHA | 3 | 0.8% | 100% | $365,000 | View |
|
1121 Moncure Place, Apex, NC 27523 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 2 +2 HELOCs |
0.6% | 66.7% | $360,000 | View |
|
121 W Trade St Ste 1150, Charlotte, NC 28202 D3.3 ★Texas Ratio: 35.11% |
Conventional, USDA | 2 | 0.6% | 100% | $395,000 | View |
|
3768 Nc 16, Denver, NC 28037 A+5.0 ★Texas Ratio: 2.20% |
Conventional | 2 | 0.6% | 66.7% | $315,000 | View |
|
303 S Salem St, Apex, NC 27502 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 2 | 0.6% | 100% | $130,000 | View |
|
5496 Apex Peakway, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +5 HELOCs |
0.3% | 100% | $285,000 | View |
|
1118 Academy St N, Ahoskie, NC 27910 F1.0 ★Texas Ratio: 75.00% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 50% | $235,000 | View |
|
103 N 2nd St, Albemarle, NC 28001 A+5.0 ★Texas Ratio: 3.04% |
Conventional | 1 | 0.3% | 100% | $255,000 | View |
|
1055 E Dixie Dr, Asheboro, NC 27203 A5.0 ★Texas Ratio: 6.43% |
Conventional | 1 | 0.3% | 100% | $665,000 | View |
|
198 Airport Rd, Arden, NC 28704 A+5.0 ★Texas Ratio: 5.00% |
Conventional | 1 | 0.3% | 100% | $205,000 | View |
|
1399 Blowing Rock Rd, Boone, NC 28607 A+5.0 ★Texas Ratio: 0.60% |
Conventional | 1 | 0.3% | 100% | $475,000 | View |
|
★ 5 stars, 1 review 192 E Woodrow Ave, Belmont, NC 28012 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 0.3% | 100% | $515,000 | View |
|
8210 W Market St, Greensboro, NC 27409 A+5.0 ★Texas Ratio: 2.76% |
Conventional | 1 | 0.3% | 100% | $435,000 | View |
|
★ 4 stars, 1 review 6805 Carnegie Blvd, Charlotte, NC 28211 A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.3% | 100% | $345,000 | View |
|
128 Yadkin Valley Rd, Advance, NC 27006 A+5.0 ★Texas Ratio: 4.25% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 1.7 stars, 3 reviews 102 Church St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
|
A4.6 ★Texas Ratio: 4.64% |
Conventional, Jumbo | 6 | 1.7% | 100% | $695,000 | View |
American Security Mortgage Cor
|
Conventional, FHA, USDA | 4 | 1.1% | 100% | $327,500 | |
Rocket Mortgage
|
Conventional, FHA, VA | 47 | 13.2% | 81.4% | $201,808 | |
DHI Mortgage Company, LTD.
|
Conventional, FHA, VA | 23 | 6.5% | 80% | $278,043 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 20 | 5.6% | 80% | $248,000 | |
Atlantic Bay Mortgage Group
|
Conventional, FHA, VA | 18 | 5.1% | 100% | $206,666 | |
Movement Mortgage, LLC
|
Conventional, FHA, USDA | 14 | 3.9% | 93.3% | $165,714 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA, HELOC | 11 +1 HELOCs |
3.1% | 85.7% | $293,181 | |
Fairway Independent Mort Corp
|
Conventional, FHA, VA | 11 | 3.1% | 91.7% | $333,181 | |
Highlands Residential Mortgage, Ltd.
|
Conventional, FHA, VA, USDA | 9 | 2.5% | 100% | $188,333 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 8 | 2.3% | 88.9% | $258,750 | |
ALCOVA Mortgage, LLC
|
Conventional, FHA | 7 | 2% | 100% | $220,714 | |
Mortgage Research Center
|
VA | 7 | 2% | 77.8% | $273,571 | |
Guild Mortgage Company
|
Conventional, FHA | 5 | 1.4% | 100% | $277,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 5 | 1.4% | 71.4% | $217,000 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 4 | 1.1% | 57.1% | $242,500 | |
Amerisave Mortgage Company
|
Conventional, FHA | 4 | 1.1% | 36.4% | $122,500 | |
|
A5.0 ★Texas Ratio: 13.21% |
Conventional, FHA | 4 | 1.1% | 100% | $270,000 | View |
Nationstar Mortgage
|
Conventional, FHA | 4 | 1.1% | 100% | $195,000 | |
loanDepot.com LLC
|
Conventional, FHA, HELOC | 3 +1 HELOCs |
0.8% | 50% | $275,000 | |
Primelending
|
Conventional, FHA | 3 | 0.8% | 100% | $285,000 | |
Lakeview Loan Servicing, LLC
|
Conventional, FHA | 3 | 0.8% | 50% | $171,666 | |
Newrez LLC
|
Conventional, VA | 3 | 0.8% | 100% | $218,333 | |
|
A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA | 3 | 0.8% | 100% | $281,666 | View |
Mortgage Assurance Inc
|
Conventional, FHA | 3 | 0.8% | 100% | $291,666 | |
Better Mortgage Corporation
|
Conventional, FHA, HELOC | 2 +1 HELOCs |
0.6% | 66.7% | $240,000 | |
|
A5.0 ★Texas Ratio: 13.21% |
Conventional | 2 | 0.6% | 100% | $480,000 | View |
Primary Residential Mortgage, INC.
|
Conventional | 2 | 0.6% | 100% | $260,000 | |
AmeriHome Mortgage Company, LLC
|
FHA | 2 | 0.6% | 100% | $265,000 | |
AdvantageFirst Lending Inc
|
VA | 2 | 0.6% | 100% | $350,000 | |
Pentagon Federal Credit Union
|
Conventional, VA | 2 | 0.6% | 100% | $215,000 | |
Mortgage Solutions of Colorado
|
FHA, VA | 2 | 0.6% | 100% | $275,000 | |
Mutual of Omaha Mortgage
|
Conventional | 2 | 0.6% | 100% | $420,000 | |
EMM Loans LLC
|
VA | 1 | 0.3% | 100% | $245,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional | 1 | 0.3% | 100% | $435,000 | |
Atlantic Coast Mortgage, LLC
|
Conventional | 1 | 0.3% | 100% | $215,000 | |
Everett Financial, Inc.
|
Conventional | 1 | 0.3% | 100% | $235,000 | |
Sage Home Loans Corporation
|
Conventional | 1 | 0.3% | 100% | $425,000 | |
Equity Prime Mortgage LLC
|
FHA | 1 | 0.3% | 50% | $345,000 | |
PHH Mortgage Corporation
|
Conventional | 1 | 0.3% | 50% | $295,000 | |
Loanunited.Com, LLC
|
FHA | 1 | 0.3% | 100% | $175,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.3% | 100% | $305,000 | View |
Resicentral LLC
|
Conventional | 1 | 0.3% | 100% | $155,000 | |
American Financing Corporation
|
FHA | 1 | 0.3% | 33.3% | $265,000 | |
Securitynational Mortgage Company
|
Conventional | 1 | 0.3% | 100% | $165,000 | |
Union Home Mortgage Corp.
|
FHA | 1 | 0.3% | 100% | $215,000 | |
Stg Mortgage Inc
|
Conventional | 1 | 0.3% | 100% | $255,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.3% | 100% | $405,000 | View |
|
A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.3% | 100% | $265,000 | View |
T2 Financial LLC
|
Conventional | 1 | 0.3% | 100% | $205,000 | |
Milend, Inc
|
FHA | 1 | 0.3% | 33.3% | $295,000 | |
New American Funding, LLC.
|
FHA | 1 | 0.3% | 100% | $215,000 | |
Summit Mortgage Corporation
|
Conventional | 1 | 0.3% | 100% | $345,000 | |
Lower, LLC
|
VA | 1 | 0.3% | 100% | $335,000 | |
|
A+5.0 ★Texas Ratio: 3.58% |
Conventional | 1 | 0.3% | 100% | $225,000 | |
First Technology Federal Credit Union
|
Conventional | 1 | 0.3% | 100% | $85,000 | |
Ark-La-Tex Financial Services LLC
|
VA | 1 | 0.3% | 100% | $645,000 | |
Village Capital & Investment
|
FHA | 1 | 0.3% | 100% | $285,000 | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
American Airlines Federal Cred
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Goodleap, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Quorum Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Wings Financial Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Sharonview Federal CU
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Conover? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Conover in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Conover, NC lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 68.2 percent of home loans in Conover, North Carolina in 2025, banks 17.7 percent and credit unions 14.1 percent. American Security Mortgage Cor was the largest mortgage company, Truist Bank the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, Truist Bank led with 10 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
By home loans closed in 2025, Truist Bank was the largest mortgage lender in Conover, North Carolina with 10 loans, about 2.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
33 lenders closed FHA loans in Conover, North Carolina in 2025, led by Rocket Mortgage with 16. 20 lenders closed VA loans, led by Mortgage Research Center, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 14 credit unions closed home loans in Conover, North Carolina in 2025, alongside 49 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Conover, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Conover, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Conover. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.