Mortgage Lenders and Brokers in China Grove, North Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
China Grove, North Carolina mortgage lenders include Farmers & Merchants BankFarmers & Merchants Bank116 N Main St, China Grove, NC 28023A+5.0 ★Texas Ratio: 2.85%, First Horizon BankFirst Horizon Bank200 N Main St, China Grove, NC 28023A+5.0 ★Texas Ratio: 5.76%, State Employees' Credit UnionState Employees' Credit Union1995 S US 29 HWY, China Grove, NC 28023A-5.0 ★Texas Ratio: 14.13%, Wells Fargo Bank NAWells Fargo Bank NA5306 Us Highway 158, Advance, NC 27006A+5.0 ★Texas Ratio: 5.36%, US Bank, N.A.US Bank, N.A.8334 Pineville Matthews Rd, Charlotte, NC 28226A+5.0 ★Texas Ratio: 2.85%, Pinnacle BankPinnacle Bank103 N 2nd St, Albemarle, NC 28001A+5.0 ★Texas Ratio: 3.04%, Truist BankTruist Bank1803 N Sandhills Blvd, Aberdeen, NC 28315A+5.0 ★Texas Ratio: 2.87%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust351 N 1st St, Albemarle, NC 28001A5.0 ★Texas Ratio: 7.72%, Fifth Third Bank, National AssociationFifth Third Bank, National Association1121 Moncure Place, Apex, NC 27523A+5.0 ★Texas Ratio: 3.22%, and First National Bank of PAFirst National Bank of PA303 S Salem St, Apex, NC 27502A+5.0 ★Texas Ratio: 1.62%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in China Grove, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in China Grove are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in China Grove, North Carolina
Market share is the lender's share of all home loans closed in China Grove, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in China Grove 116 N Main St, China Grove, NC 28023 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 3 | 1.3% | 100% | $115,000 | View |
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★ 5 stars, 1 review 1 office in China Grove 200 N Main St, China Grove, NC 28023 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $105,000 | View |
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1995 S US 29 HWY, China Grove, NC 28023 A-5.0 ★Texas Ratio: 14.13% |
Conventional, HELOC | 17 +18 HELOCs |
7.4% | 85% | $270,294 | View |
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5306 Us Highway 158, Advance, NC 27006 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA, VA | 10 | 4.3% | 83.3% | $255,000 | View |
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8334 Pineville Matthews Rd, Charlotte, NC 28226 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, VA, HELOC | 6 +1 HELOCs |
2.6% | 85.7% | $431,666 | View |
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103 N 2nd St, Albemarle, NC 28001 A+5.0 ★Texas Ratio: 3.04% |
Conventional, FHA, HELOC | 5 +2 HELOCs |
2.2% | 100% | $177,000 | View |
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★ 1 stars, 1 review 1803 N Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA, HELOC | 5 +2 HELOCs |
2.2% | 83.3% | $375,000 | View |
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351 N 1st St, Albemarle, NC 28001 A5.0 ★Texas Ratio: 7.72% |
Conventional, FHA, HELOC | 2 +1 HELOCs |
0.9% | 50% | $365,000 | View |
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1121 Moncure Place, Apex, NC 27523 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +4 HELOCs |
0.4% | 50% | $85,000 | View |
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303 S Salem St, Apex, NC 27502 A+5.0 ★Texas Ratio: 1.62% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.4% | 100% | $885,000 | View |
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2821 Crisman St, Charlotte, NC 28208 A+5.0 ★Texas Ratio: 3.27% |
Conventional | 1 | 0.4% | 100% | $285,000 | View |
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800 Highway 24 27 Bypass, Albemarle, NC 28001 A+5.0 ★Texas Ratio: 0.72% |
FHA | 1 | 0.4% | 100% | $295,000 | View |
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Olive Chapel Village #131, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.34% |
Conventional | 1 | 0.4% | 100% | $315,000 | |
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1055 E Dixie Dr, Asheboro, NC 27203 A5.0 ★Texas Ratio: 6.43% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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5496 Apex Peakway, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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804 E Williams St, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.02% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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148 Charlotte St, Asheville, NC 28801 1923 A5.0 ★Texas Ratio: 9.56% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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732 Main St, Andrews, NC 28901 A+5.0 ★Texas Ratio: 2.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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105 S Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 1.94% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 102 Church St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1118 Academy St N, Ahoskie, NC 27910 F1.0 ★Texas Ratio: 75.00% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Premier Lending Inc.
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Conventional | 2 | 0.9% | 100% | $110,000 | |
Goprime Mortgage, Inc.
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VA | 1 | 0.4% | 100% | $425,000 | |
Nvr Mortgage Finance, Inc.
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Conventional, FHA, VA, USDA | 32 | 13.9% | 69.6% | $241,250 | |
Movement Mortgage, LLC
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Conventional, FHA, VA | 21 | 9.1% | 100% | $362,619 | |
Rocket Mortgage
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Conventional, FHA | 20 | 8.7% | 87% | $152,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA, USDA | 14 | 6.1% | 93.8% | $272,142 | View |
United Wholesale Mortgage
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Conventional, FHA, VA | 9 | 3.9% | 69.2% | $255,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 6 | 2.6% | 100% | $325,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 5 | 2.2% | 100% | $277,000 | |
Mortgage Research Center
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VA | 5 | 2.2% | 45.5% | $357,000 | |
Equity Prime Mortgage LLC
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FHA | 4 | 1.7% | 100% | $195,000 | |
Pennymac Loan Services LLC
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FHA | 4 | 1.7% | 100% | $220,000 | |
Atlantic Bay Mortgage Group
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Conventional | 4 | 1.7% | 100% | $197,500 | |
Newrez LLC
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Conventional, FHA, USDA | 3 | 1.3% | 100% | $151,666 | |
ALCOVA Mortgage, LLC
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Conventional, FHA | 3 | 1.3% | 100% | $265,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 3 | 1.3% | 100% | $311,666 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional, USDA | 2 | 0.9% | 66.7% | $130,000 | View |
Amerisave Mortgage Company
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Conventional, FHA | 2 | 0.9% | 50% | $180,000 | |
New Day Financial, LLC.
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VA | 2 | 0.9% | 66.7% | $250,000 | |
Integrity Home Mortgage Corporation
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Conventional, FHA | 2 | 0.9% | 100% | $235,000 | |
Genway Home Mortgage, Inc.
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Conventional, FHA | 2 | 0.9% | 100% | $155,000 | |
Zillow Home Loans, LLC
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Conventional | 2 | 0.9% | 100% | $245,000 | |
New American Funding, LLC.
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Conventional, VA | 2 | 0.9% | 66.7% | $125,000 | |
Summit Mortgage Corporation
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Conventional, FHA | 2 | 0.9% | 100% | $275,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 2 | 0.9% | 100% | $290,000 | |
loanDepot.com LLC
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VA, HELOC | 1 +3 HELOCs |
0.4% | 100% | $295,000 | |
Premier Mortgage Resources, LLC
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VA | 1 | 0.4% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 3.36% |
Conventional | 1 | 0.4% | 100% | $235,000 | View |
American Financial Resources LLC
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USDA | 1 | 0.4% | 100% | $255,000 | |
Primary Residential Mortgage, INC.
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FHA | 1 | 0.4% | 100% | $225,000 | |
Everett Financial, Inc.
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Conventional | 1 | 0.4% | 100% | $235,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.4% | 33.3% | $85,000 | |
Envoy Mortgage, Ltd
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FHA | 1 | 0.4% | 100% | $315,000 | |
Howard Hanna Financial Services, Inc
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Conventional | 1 | 0.4% | 100% | $215,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.4% | 100% | $445,000 | |
Data Mortgage, Inc
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FHA | 1 | 0.4% | 100% | $135,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.4% | 100% | $245,000 | View |
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A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.4% | 100% | $395,000 | View |
Highlands Residential Mortgage, Ltd.
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Conventional | 1 | 0.4% | 100% | $345,000 | |
Provident Funding Associates
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Conventional | 1 | 0.4% | 100% | $335,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
FHA | 1 | 0.4% | 100% | $215,000 | View |
T2 Financial LLC
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USDA | 1 | 0.4% | 100% | $185,000 | |
Milend, Inc
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FHA | 1 | 0.4% | 100% | $255,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.4% | 100% | $45,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.4% | 100% | $65,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.4% | 12.5% | $155,000 | |
Village Capital & Investment
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VA | 1 | 0.4% | 50% | $325,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Sharonview Federal CU
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Bank Ozk
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
China Grove Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in China Grove, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in China Grove? The list below shows the banks, credit unions and mortgage brokers that closed home loans in China Grove in 2025, with lenders based there listed first.
Types of Mortgage Lenders in China Grove, NC
Use these to narrow the list above. Each category shows how many China Grove, NC lenders fit and what that kind of lender is usually best for.
Who Lends in China Grove, NC
Independent mortgage companies closed 67.4 percent of home loans in China Grove, North Carolina in 2025, banks 24.3 percent and credit unions 8.3 percent. Premier Lending Inc. was the largest mortgage company, Farmers & Merchants Bank the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, Farmers & Merchants Bank led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in China Grove, NC
By home loans closed in 2025, Farmers & Merchants Bank was the largest mortgage lender in China Grove, North Carolina with 3 loans, about 1.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
28 lenders closed FHA loans in China Grove, North Carolina in 2025, led by Nvr Mortgage Finance, Inc. with 13. 14 lenders closed VA loans, led by Mortgage Research Center, and 6 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 24 banks and 7 credit unions closed home loans in China Grove, North Carolina in 2025, alongside 41 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in China Grove, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in China Grove, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up China Grove. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
