Mortgage Lenders and Brokers in Catawba, North Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Catawba, North Carolina mortgage lenders include Peoples BankPeoples Bank106 N Main St, Catawba, NC 28609A+5.0 ★Texas Ratio: 2.98%, State Employees' Credit UnionState Employees' Credit Union1125 ACADEMY ST N, AHOSKIE, NC 27910A-5.0 ★Texas Ratio: 14.13%, First Federal Savings Bank of LincolntonFirst Federal Savings Bank of Lincolnton3768 Nc 16, Denver, NC 28037A+5.0 ★Texas Ratio: 2.20%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust351 N 1st St, Albemarle, NC 28001A5.0 ★Texas Ratio: 7.72%, Fifth Third Bank, National AssociationFifth Third Bank, National Association1121 Moncure Place, Apex, NC 27523A+5.0 ★Texas Ratio: 3.22%, Ameris BankAmeris Bank6805 Carnegie Blvd, Charlotte, NC 28211A+5.0 ★Texas Ratio: 1.82%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1007 Beaver Creek Commons Dr, Apex, NC 27502A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA5496 Apex Peakway, Apex, NC 27502A+5.0 ★Texas Ratio: 4.14%, The Fidelity BankThe Fidelity Bank804 E Williams St, Apex, NC 27502A+5.0 ★Texas Ratio: 3.02%, and US Bank, N.A.US Bank, N.A.8334 Pineville Matthews Rd, Charlotte, NC 28226A+5.0 ★Texas Ratio: 2.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Catawba, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Catawba are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Catawba, North Carolina
Market share is the lender's share of all home loans closed in Catawba, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Catawba 106 N Main St, Catawba, NC 28609 A+5.0 ★Texas Ratio: 2.98% |
Conventional, HELOC | 1 +11 HELOCs |
0.4% | 100% | $345,000 | View |
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1125 ACADEMY ST N, AHOSKIE, NC 27910 A-5.0 ★Texas Ratio: 14.13% |
Conventional, Jumbo, HELOC | 10 +4 HELOCs |
3.6% | 90.9% | $378,000 | View |
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3768 Nc 16, Denver, NC 28037 A+5.0 ★Texas Ratio: 2.20% |
Conventional | 4 | 1.4% | 100% | $252,500 | View |
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351 N 1st St, Albemarle, NC 28001 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 3 +4 HELOCs |
1.1% | 75% | $265,000 | View |
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1121 Moncure Place, Apex, NC 27523 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 3 +2 HELOCs |
1.1% | 75% | $311,666 | View |
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★ 4 stars, 1 review 6805 Carnegie Blvd, Charlotte, NC 28211 A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA, VA | 3 | 1.1% | 100% | $281,666 | View |
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1007 Beaver Creek Commons Dr, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.7% | 100% | $245,000 | View |
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5496 Apex Peakway, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $425,000 | View |
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804 E Williams St, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.02% |
VA, HELOC | 1 +1 HELOCs |
0.4% | 100% | $385,000 | View |
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8334 Pineville Matthews Rd, Charlotte, NC 28226 A+5.0 ★Texas Ratio: 2.85% |
FHA | 1 | 0.4% | 33.3% | $295,000 | View |
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4064 Colony Rd, Charlotte, NC 28211 A+5.0 ★Texas Ratio: 3.08% |
Conventional | 1 | 0.4% | 100% | $405,000 | View |
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1045 Providence Rd, Charlotte, NC 28207 A+5.0 ★Texas Ratio: 4.37% |
Conventional, Jumbo | 1 | 0.4% | 100% | $855,000 | View |
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1055 E Dixie Dr, Asheboro, NC 27203 A5.0 ★Texas Ratio: 6.43% |
Conventional | 1 | 0.4% | 100% | $55,000 | View |
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8210 W Market St, Greensboro, NC 27409 A+5.0 ★Texas Ratio: 2.76% |
Conventional | 1 | 0.4% | 100% | $55,000 | View |
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★ 1 stars, 1 review 1803 N Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
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★ 5 stars, 1 review 5361 Us Highway 158, Advance, NC 27006 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Cardinal Financial Company, Li
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FHA | 2 | 0.7% | 100% | $185,000 | |
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A4.6 ★Texas Ratio: 4.64% |
Conventional | 1 | 0.4% | 100% | $555,000 | View |
American Security Mortgage Cor
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Conventional | 1 | 0.4% | 100% | $335,000 | |
Piedmont Advantage Credit Unio
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Lennar Mortgage, LLC
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Conventional, FHA, VA | 76 | 27.3% | 89.5% | $281,184 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 23 | 8.3% | 85.7% | $349,782 | |
loanDepot.com LLC
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Conventional, FHA, VA | 22 | 7.9% | 91.7% | $257,727 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 12 | 4.3% | 100% | $279,166 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 10 | 3.6% | 83.3% | $295,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 8 | 2.9% | 80% | $307,500 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 7 | 2.5% | 70% | $357,857 | |
Movement Mortgage, LLC
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Conventional, HELOC | 5 +1 HELOCs |
1.8% | 100% | $295,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 5 | 1.8% | 100% | $283,000 | |
Atlantic Bay Mortgage Group
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Conventional, FHA | 5 | 1.8% | 100% | $253,000 | |
Inspire Home Loans Inc.
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FHA, VA | 4 | 1.4% | 100% | $357,500 | |
Nationstar Mortgage
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Conventional, FHA, VA | 4 | 1.4% | 66.7% | $267,500 | |
Atlantic Coast Mortgage, LLC
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Conventional | 3 | 1.1% | 100% | $398,333 | |
ALCOVA Mortgage, LLC
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Conventional, USDA, Jumbo | 3 | 1.1% | 100% | $401,666 | |
Mortgage Research Center
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VA | 3 | 1.1% | 42.9% | $395,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 2 | 0.7% | 100% | $265,000 | View |
Newrez LLC
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Conventional | 2 | 0.7% | 50% | $305,000 | |
Kind Lending, LLC
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Conventional, FHA | 2 | 0.7% | 100% | $280,000 | |
Guild Mortgage Company
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Conventional, FHA | 2 | 0.7% | 66.7% | $230,000 | |
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A+5.0 ★Texas Ratio: 4.72% |
Conventional | 2 | 0.7% | 100% | $255,000 | View |
Union Home Mortgage Corp.
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FHA | 2 | 0.7% | 100% | $290,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA | 2 | 0.7% | 100% | $220,000 | |
Agfirst Farm Credit Bank
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Conventional | 2 | 0.7% | 100% | $290,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 2 | 0.7% | 100% | $500,000 | |
American Portfolio Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $415,000 | |
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A+5.0 ★Texas Ratio: 3.36% |
Conventional | 1 | 0.4% | 100% | $445,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.4% | 100% | $165,000 | |
American Financial Resources LLC
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FHA | 1 | 0.4% | 100% | $265,000 | |
Primelending
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Conventional | 1 | 0.4% | 100% | $275,000 | |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.4% | 100% | $565,000 | |
Goodleap, LLC
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Conventional | 1 | 0.4% | 100% | $65,000 | |
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A+5.0 ★Texas Ratio: 4.31% |
Conventional | 1 | 0.4% | 100% | $285,000 | View |
Howard Hanna Financial Services, Inc
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Conventional | 1 | 0.4% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.4% | 100% | $415,000 | View |
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A5.0 ★Texas Ratio: 13.21% |
FHA | 1 | 0.4% | 100% | $255,000 | View |
Sun West Mortgage Company, Inc
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Conventional | 1 | 0.4% | 100% | $325,000 | |
Click n' Close, Inc.
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FHA | 1 | 0.4% | 100% | $255,000 | |
Mid-Continent Funding, Inc.
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VA | 1 | 0.4% | 100% | $435,000 | |
First Heritage Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $535,000 | |
Calcon Mutual Mortgage LLC
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USDA | 1 | 0.4% | 100% | $215,000 | |
Waterstone Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $415,000 | |
Direct Mortgage Loans, LLC
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VA | 1 | 0.4% | 100% | $365,000 | |
Milend, Inc
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VA | 1 | 0.4% | 100% | $245,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.4% | 50% | $65,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.4% | 100% | $315,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.4% | 100% | $315,000 | |
New American Funding, LLC.
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FHA | 1 | 0.4% | 100% | $275,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.4% | 100% | $235,000 | |
Lower, LLC
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Conventional | 1 | 0.4% | 100% | $395,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
VA | 1 | 0.4% | 100% | $465,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.4% | 100% | $555,000 | View |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.4% | 100% | $65,000 | |
Loan Simple, Inc.
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FHA | 1 | 0.4% | 100% | $395,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.4% | 100% | $65,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.4% | 100% | $295,000 | |
Vista Point Mortgage, LLC
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Conventional, Jumbo | 1 | 0.4% | 50% | $1,795,000 | |
Village Capital & Investment
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Conventional | 1 | 0.4% | 100% | $125,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Catawba Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Catawba, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Catawba? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Catawba in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Catawba, NC
Use these to narrow the list above. Each category shows how many Catawba, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Catawba, NC
Independent mortgage companies closed 83.5 percent of home loans in Catawba, North Carolina in 2025, banks 11.5 percent and credit unions 5 percent. Cardinal Financial Company, Li was the largest mortgage company, Peoples Bank the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, Peoples Bank led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Catawba, NC
By home loans closed in 2025, Peoples Bank was the largest mortgage lender in Catawba, North Carolina with 1 loans, about 0.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Catawba, North Carolina, Lennar Mortgage, LLC approved the highest share of completed applications in 2025 at 89.5 percent, against a 87.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
24 lenders closed FHA loans in Catawba, North Carolina in 2025, led by Lennar Mortgage, LLC with 22. 18 lenders closed VA loans, led by Lennar Mortgage, LLC, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 23 banks and 5 credit unions closed home loans in Catawba, North Carolina in 2025, alongside 51 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Catawba, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Catawba, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Catawba. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
