Mortgage Lenders and Brokers in Albemarle, North Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Albemarle, North Carolina mortgage lenders include Uwharrie BankUwharrie Bank800 Highway 24 27 Bypass, Albemarle, NC 28001A+5.0 ★Texas Ratio: 0.72%, Pinnacle BankPinnacle Bank103 N 2nd St, Albemarle, NC 28001A+5.0 ★Texas Ratio: 3.04%, Truist BankTruist Bank185 N 1st St, Albemarle, NC 28001A+5.0 ★Texas Ratio: 2.87%, Wells Fargo Bank NAWells Fargo Bank NA200 E Main St, Albemarle, NC 28001A+5.0 ★Texas Ratio: 5.36%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust351 N 1st St, Albemarle, NC 28001A5.0 ★Texas Ratio: 7.72%, First BankFirst Bank1910 E Main St, Albemarle, NC 28001A+5.0 ★Texas Ratio: 1.94%, State Employees' Credit UnionState Employees' Credit Union1600 NC 24 27 BYP W, ALBEMARLE, NC 28001A-5.0 ★Texas Ratio: 14.13%, US Bank, N.A.US Bank, N.A.8334 Pineville Matthews Rd, Charlotte, NC 28226A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1007 Beaver Creek Commons Dr, Apex, NC 27502A+5.0 ★Texas Ratio: 3.68%, and Latino Community Credit UnionLatino Community Credit Union104 NC 54 Ste KK, Carrboro, NC 27510A5.0 ★Texas Ratio: 6.08%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Albemarle, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Albemarle are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Albemarle, North Carolina
Market share is the lender's share of all home loans closed in Albemarle, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Albemarle 800 Highway 24 27 Bypass, Albemarle, NC 28001 A+5.0 ★Texas Ratio: 0.72% |
Conventional, FHA, VA, HELOC | 25 +14 HELOCs |
5.1% | 89.7% | $247,000 | View |
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1 office in Albemarle 103 N 2nd St, Albemarle, NC 28001 A+5.0 ★Texas Ratio: 3.04% |
Conventional, FHA, HELOC | 5 +2 HELOCs |
1% | 71.4% | $193,000 | View |
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★ 1 stars, 1 review 1 office in Albemarle 185 N 1st St, Albemarle, NC 28001 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA, HELOC | 4 +4 HELOCs |
0.8% | 100% | $285,000 | View |
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1 office in Albemarle 200 E Main St, Albemarle, NC 28001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 4 | 0.8% | 100% | $162,500 | View |
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1 office in Albemarle 351 N 1st St, Albemarle, NC 28001 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 2 +5 HELOCs |
0.4% | 100% | $105,000 | View |
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1 office in Albemarle 1910 E Main St, Albemarle, NC 28001 A+5.0 ★Texas Ratio: 1.94% |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 100% | $95,000 | View |
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1600 NC 24 27 BYP W, ALBEMARLE, NC 28001 A-5.0 ★Texas Ratio: 14.13% |
Conventional, HELOC | 85 +59 HELOCs |
17.3% | 79.6% | $224,647 | View |
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8334 Pineville Matthews Rd, Charlotte, NC 28226 A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA | 5 | 1% | 85.7% | $317,000 | View |
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1007 Beaver Creek Commons Dr, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.4% | 66.7% | $215,000 | View |
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104 NC 54 Ste KK, Carrboro, NC 27510 A5.0 ★Texas Ratio: 6.08% |
Conventional | 2 | 0.4% | 100% | $75,000 | View |
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1121 Moncure Place, Apex, NC 27523 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA | 2 | 0.4% | 100% | $325,000 | View |
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303 S Salem St, Apex, NC 27502 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 2 | 0.4% | 100% | $260,000 | View |
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121 W Trade St Ste 1150, Charlotte, NC 28202 D3.3 ★Texas Ratio: 35.11% |
VA, HELOC | 1 +1 HELOCs |
0.2% | 33.3% | $205,000 | View |
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Olive Chapel Village #131, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.34% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $235,000 | |
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★ 1.7 stars, 3 reviews 102 Church St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $185,000 | View |
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3101 S Church St, Burlington, NC 27215 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 1 | 0.2% | 100% | $565,000 | View |
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1055 E Dixie Dr, Asheboro, NC 27203 A5.0 ★Texas Ratio: 6.43% |
Conventional | 1 | 0.2% | 50% | $35,000 | View |
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8210 W Market St, Greensboro, NC 27409 A+5.0 ★Texas Ratio: 2.76% |
Conventional | 1 | 0.2% | 100% | $65,000 | View |
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1127 Hendersonville Rd, Asheville, NC 28803 A5.0 ★Texas Ratio: 6.62% |
Conventional | 1 | 0.2% | 100% | $665,000 | View |
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5496 Apex Peakway, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
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804 E Williams St, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.02% |
HELOC | 0 +1 HELOCs |
0% | 100% | View | |
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148 Charlotte St, Asheville, NC 28801 1923 A5.0 ★Texas Ratio: 9.56% |
HELOC | 0 +1 HELOCs |
0% | 100% | View | |
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★ 5 stars, 1 review 192 E Woodrow Ave, Belmont, NC 28012 A+5.0 ★Texas Ratio: 2.27% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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335 New Leicester Hwy, Asheville, NC 28806 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1118 Academy St N, Ahoskie, NC 27910 F1.0 ★Texas Ratio: 75.00% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
American Security Mortgage Cor
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Conventional, FHA, VA, USDA | 8 | 1.6% | 88.9% | $263,750 | |
Cardinal Financial Company, Li
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Conventional, FHA | 2 | 0.4% | 100% | $160,000 | |
Movement Mortgage, LLC
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Conventional, FHA, VA, USDA | 50 | 10.2% | 100% | $238,400 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 32 | 6.5% | 86.8% | $248,125 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 26 | 5.3% | 72.2% | $261,153 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 21 +2 HELOCs |
4.3% | 95.5% | $248,333 | |
Mortgage Research Center
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Conventional, VA | 20 | 4.1% | 76.9% | $283,000 | |
New American Funding, LLC.
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Conventional, FHA | 11 | 2.2% | 100% | $197,727 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 10 | 2% | 83.3% | $212,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 9 | 1.8% | 100% | $308,333 | |
Freedom Mortgage Corporation
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FHA, VA | 8 | 1.6% | 100% | $222,500 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 7 | 1.4% | 70% | $256,428 | |
New Day Financial, LLC.
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VA | 7 | 1.4% | 63.6% | $229,285 | |
Atlantic Bay Mortgage Group
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Conventional, FHA | 6 | 1.2% | 100% | $143,333 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA | 6 | 1.2% | 100% | $278,333 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 5 +3 HELOCs |
1% | 71.4% | $311,000 | |
Atlantic Coast Mortgage, LLC
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Conventional, FHA, USDA | 5 | 1% | 100% | $173,000 | |
Primary Residential Mortgage, INC.
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Conventional, FHA | 5 | 1% | 100% | $155,000 | |
ALCOVA Mortgage, LLC
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Conventional, VA | 4 | 0.8% | 100% | $217,500 | |
Guild Mortgage Company
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Conventional, FHA, VA | 4 | 0.8% | 100% | $180,000 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 4 | 0.8% | 100% | $222,500 | |
Everett Financial, Inc.
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Conventional, FHA | 3 | 0.6% | 100% | $238,333 | |
Newrez LLC
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Conventional, FHA, USDA | 3 | 0.6% | 100% | $168,333 | |
Mid-Continent Funding, Inc.
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VA | 3 | 0.6% | 100% | $311,666 | |
Castle & Cooke Mortgage, LLC
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Conventional | 3 | 0.6% | 100% | $268,333 | |
The Loan Store, Inc
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Conventional, FHA, HELOC | 2 +1 HELOCs |
0.4% | 100% | $190,000 | |
Equity Prime Mortgage LLC
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FHA | 2 | 0.4% | 100% | $185,000 | |
Kind Lending, LLC
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Conventional, FHA | 2 | 0.4% | 100% | $125,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA | 2 | 0.4% | 100% | $235,000 | View |
Amerisave Mortgage Company
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Conventional | 2 | 0.4% | 28.6% | $120,000 | |
AdvantageFirst Lending Inc
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FHA, VA | 2 | 0.4% | 50% | $255,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional, FHA | 2 | 0.4% | 100% | $225,000 | View |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 2 | 0.4% | 100% | $110,000 | View |
Click n' Close, Inc.
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FHA, USDA | 2 | 0.4% | 60% | $305,000 | |
SIRVA Mortgage, Inc.
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Conventional | 2 | 0.4% | 100% | $205,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 2 | 0.4% | 100% | $235,000 | View |
Milend, Inc
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FHA, VA | 2 | 0.4% | 100% | $305,000 | |
Nationstar Mortgage
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FHA | 2 | 0.4% | 100% | $270,000 | |
Genway Home Mortgage, Inc.
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Conventional, FHA | 2 | 0.4% | 100% | $135,000 | |
Summit Funding.Inc
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Conventional, FHA | 2 | 0.4% | 100% | $185,000 | |
Zillow Home Loans, LLC
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Conventional, FHA | 2 | 0.4% | 66.7% | $215,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional, VA | 2 | 0.4% | 66.7% | $265,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 0.4% | 6.2% | $190,000 | |
Loan Simple, Inc.
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FHA, USDA | 2 | 0.4% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 3.79% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $465,000 | View |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 50% | $75,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.2% | 100% | $245,000 | View |
Cornerstone First Mortgage, LLC
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FHA | 1 | 0.2% | 50% | $185,000 | |
Guaranteed Rate Affinity, LLC
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VA | 1 | 0.2% | 100% | $465,000 | |
American Financial Resources LLC
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FHA | 1 | 0.2% | 50% | $275,000 | |
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A5.0 ★Texas Ratio: 11.06% |
FHA | 1 | 0.2% | 100% | $185,000 | View |
Lakeview Loan Servicing, LLC
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VA | 1 | 0.2% | 20% | $345,000 | |
Envoy Mortgage, Ltd
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FHA | 1 | 0.2% | 100% | $195,000 | |
Acrisure Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $365,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.2% | 100% | $285,000 | |
Loanunited.Com, LLC
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Conventional | 1 | 0.2% | 100% | $65,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.2% | 100% | $325,000 | View |
Filo Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $135,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.2% | 100% | $175,000 | |
Fidelity Direct Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $195,000 | |
Credit Union Mortgage Associat
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FHA | 1 | 0.2% | 50% | $225,000 | |
American Financing Corporation
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FHA | 1 | 0.2% | 50% | $245,000 | |
Union Home Mortgage Corp.
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VA | 1 | 0.2% | 100% | $255,000 | |
Midwest Mortgage Associates Corp
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FHA | 1 | 0.2% | 100% | $285,000 | |
Eastman Credit Union
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Conventional | 1 | 0.2% | 100% | $325,000 | |
Ameritrust Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $185,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.2% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.2% | 100% | $225,000 | View |
Nations Lending Corporation
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Conventional | 1 | 0.2% | 100% | $185,000 | |
Agfirst Farm Credit Bank
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Conventional | 1 | 0.2% | 100% | $295,000 | |
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A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.2% | 100% | $405,000 | View |
Victorian Finance, LLC
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Conventional | 1 | 0.2% | 100% | $215,000 | |
Mortgage Solutions of Colorado
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FHA | 1 | 0.2% | 100% | $265,000 | |
TowneBank
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Conventional | 1 | 0.2% | 100% | $295,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $685,000 | |
Lower, LLC
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Conventional | 1 | 0.2% | 100% | $175,000 | |
Southwest Stage Funding LLC
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FHA | 1 | 0.2% | 100% | $285,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.2% | 100% | $325,000 | View |
Mortgage Investors Group
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Conventional | 1 | 0.2% | 100% | $435,000 | |
21St Mortgage
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Conventional | 1 | 0.2% | 100% | $225,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 0.2% | 100% | $85,000 | |
Carrington Mortgage Services LLC
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VA | 1 | 0.2% | 33.3% | $285,000 | |
Reliance First Capital, LLC
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FHA | 1 | 0.2% | 100% | $185,000 | |
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A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 0.2% | 100% | $245,000 | View |
Top Flite Financial, Inc.
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VA | 1 | 0.2% | 100% | $235,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.2% | 100% | $355,000 | |
Village Capital & Investment
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VA | 1 | 0.2% | 50% | $315,000 | |
Goodleap, LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Corning Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Albemarle Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Albemarle, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Albemarle? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Albemarle in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Albemarle, NC
Use these to narrow the list above. Each category shows how many Albemarle, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Albemarle, NC
Independent mortgage companies closed 63.5 percent of home loans in Albemarle, North Carolina in 2025, banks 16.5 percent and credit unions 20 percent. American Security Mortgage Cor was the largest mortgage company, Uwharrie Bank the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, Uwharrie Bank led with 25 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Albemarle, NC
By home loans closed in 2025, Uwharrie Bank was the largest mortgage lender in Albemarle, North Carolina with 25 loans, about 5.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Albemarle, North Carolina, Movement Mortgage, LLC approved the highest share of completed applications in 2025 at 100 percent, against a 80.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
52 lenders closed FHA loans in Albemarle, North Carolina in 2025, led by Movement Mortgage, LLC with 21. 30 lenders closed VA loans, led by Mortgage Research Center, and 6 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 34 banks and 12 credit unions closed home loans in Albemarle, North Carolina in 2025, alongside 71 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Albemarle, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Albemarle, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Albemarle. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
