Mortgage Lenders and Brokers in Monterey Park, New Mexico
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Monterey Park, New Mexico mortgage lenders include Nusenda Federal Credit UnionNusenda Federal Credit Union7517 Montgomery Blvd NE, Albuquerque, NM 87109A+5.0 ★Texas Ratio: 5.40%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA9261 Coors Blvd Nw, Albuquerque, NM 87114A+5.0 ★Texas Ratio: 3.68%, Bokf NABokf NA3301 Coors Blvd Nw, Albuquerque, NM 87120A+5.0 ★Texas Ratio: 1.05%, SunwardSunward3707 Juan Tabo Blvd NE, Albuquerque, NM 87111A+5.0 ★Texas Ratio: 2.97%, U.S. Eagle Federal Credit UnionU.S. Eagle Federal Credit Union3939 Osuna Rd NE, Albuquerque, NM 87109 4431F2.6 ★Texas Ratio: 44.42%, Bank of America NABank of America NA4301 Wyoming Blvd Ne, Albuquerque, NM 87111A+5.0 ★Texas Ratio: 4.14%, Kirtland Federal Credit UnionKirtland Federal Credit Union6440 Gibson Blvd SE, Albuquerque, NM 87108A+5.0 ★Texas Ratio: 3.99%, State Employees Credit UnionState Employees Credit Union3521 Montgomery Blvd NE, Albuquerque, NM 87107C+4.1 ★Texas Ratio: 26.01%, Wells Fargo Bank NAWells Fargo Bank NA1109 New York Ave, Alamogordo, NM 88310A+5.0 ★Texas Ratio: 5.36%, and DHI Mortgage Company, LTD.. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Monterey Park, New Mexico in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Monterey Park are listed first, then lenders elsewhere in New Mexico, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Monterey Park, New Mexico
Market share is the lender's share of all home loans closed in Monterey Park, New Mexico. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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7517 Montgomery Blvd NE, Albuquerque, NM 87109 A+5.0 ★Texas Ratio: 5.40% |
Conventional, FHA | 7 | 3.6% | 100% | $75,000 | View |
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9261 Coors Blvd Nw, Albuquerque, NM 87114 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 4 | 2.1% | 100% | $245,000 | View |
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3301 Coors Blvd Nw, Albuquerque, NM 87120 A+5.0 ★Texas Ratio: 1.05% |
Conventional, HELOC | 2 +1 HELOCs |
1% | 100% | $215,000 | View |
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3707 Juan Tabo Blvd NE, Albuquerque, NM 87111 A+5.0 ★Texas Ratio: 2.97% |
Conventional, HELOC | 1 +3 HELOCs |
0.5% | 100% | $155,000 | View |
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3939 Osuna Rd NE, Albuquerque, NM 87109 4431 F2.6 ★Texas Ratio: 44.42% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $25,000 | View |
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4301 Wyoming Blvd Ne, Albuquerque, NM 87111 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.5% | 100% | $165,000 | View |
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6440 Gibson Blvd SE, Albuquerque, NM 87108 A+5.0 ★Texas Ratio: 3.99% |
Conventional | 1 | 0.5% | 100% | $85,000 | View |
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3521 Montgomery Blvd NE, Albuquerque, NM 87107 C+4.1 ★Texas Ratio: 26.01% |
Conventional | 1 | 0.5% | 100% | $75,000 | View |
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1109 New York Ave, Alamogordo, NM 88310 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.5% | 100% | $225,000 | View |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA, USDA | 57 | 29.2% | 71.6% | $262,719 | |
Waterstone Mortgage Corporation
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Conventional, FHA, VA | 24 | 12.3% | 100% | $165,000 | |
Primary Residential Mortgage, INC.
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Conventional, FHA, VA | 16 | 8.2% | 100% | $169,375 | |
Calcon Mutual Mortgage LLC
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Conventional, FHA, VA | 14 | 7.2% | 93.3% | $290,714 | |
Directors Mortgage, Inc
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Conventional, FHA, USDA | 11 | 5.6% | 100% | $130,454 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 6 | 3.1% | 100% | $296,666 | |
Rocket Mortgage
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Conventional, FHA, VA | 5 | 2.6% | 71.4% | $247,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional, FHA, VA | 4 | 2.1% | 100% | $165,000 | |
Guild Mortgage Company
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Conventional, FHA | 4 | 2.1% | 100% | $147,500 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA | 4 | 2.1% | 70% | $137,500 | |
Movement Mortgage, LLC
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Conventional, FHA | 3 | 1.5% | 100% | $95,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 3 | 1.5% | 75% | $145,000 | |
Mortgage Research Center
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VA | 3 | 1.5% | 100% | $338,333 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 1% | 100% | $250,000 | |
Builders Choice Mortgage LLC
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Conventional, FHA | 2 | 1% | 100% | $255,000 | |
Loan Simple, Inc.
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Conventional, FHA | 2 | 1% | 100% | $135,000 | |
Goodleap, LLC
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FHA | 1 | 0.5% | 50% | $255,000 | |
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A+5.0 ★Texas Ratio: 3.16% |
Conventional | 1 | 0.5% | 100% | $125,000 | View |
Newrez LLC
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VA | 1 | 0.5% | 50% | $395,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 0.5% | 100% | $205,000 | |
Kind Lending, LLC
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FHA | 1 | 0.5% | 100% | $325,000 | |
loanDepot.com LLC
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FHA | 1 | 0.5% | 50% | $85,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.5% | 100% | $295,000 | |
ClearPath Lending
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VA | 1 | 0.5% | 100% | $265,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.5% | 100% | $295,000 | |
New Day Financial, LLC.
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VA | 1 | 0.5% | 100% | $385,000 | |
Nations Lending Corporation
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FHA | 1 | 0.5% | 100% | $425,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $245,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.5% | 100% | $275,000 | |
Fairway Independent Mort Corp
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VA | 1 | 0.5% | 100% | $265,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 0.5% | 100% | $265,000 | |
21St Mortgage
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Conventional | 1 | 0.5% | 33.3% | $145,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a |
Monterey Park Mortgage Rate Trends
Daily average mortgage rates for New Mexico compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Monterey Park, New Mexico
Looking for mortgage lenders near me or mortgage brokers near me in Monterey Park? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Monterey Park in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Monterey Park, NM
Use these to narrow the list above. Each category shows how many Monterey Park, NM lenders fit and what that kind of lender is usually best for.
Who Lends in Monterey Park, NM
Independent mortgage companies closed 76.9 percent of home loans in Monterey Park, New Mexico in 2025, banks 16.9 percent and credit unions 6.2 percent. DHI Mortgage Company, LTD. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Nusenda Federal Credit Union the largest credit union. Among lenders headquartered in New Mexico, Nusenda Federal Credit Union led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in New Mexico. None. New Mexico has no real estate transfer tax and no mortgage recording tax, only per document county recording fees.
More New Mexico Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Monterey Park, NM
By home loans closed in 2025, Nusenda Federal Credit Union was the largest mortgage lender in Monterey Park, New Mexico with 7 loans, about 3.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Monterey Park, New Mexico, DHI Mortgage Company, LTD. approved the highest share of completed applications in 2025 at 71.6 percent, against a 85.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
21 lenders closed FHA loans in Monterey Park, New Mexico in 2025, led by DHI Mortgage Company, LTD. with 25. 16 lenders closed VA loans, led by DHI Mortgage Company, LTD., and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 6 banks and 6 credit unions closed home loans in Monterey Park, New Mexico in 2025, alongside 30 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Monterey Park, New Mexico during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Monterey Park, New Mexico for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Monterey Park. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
