Columbus, New Mexico mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA1109 New York Ave, Alamogordo, NM 88310A+5.0 ★Texas Ratio: 5.36%, First American BankFirst American Bank1300 N White Sands Blvd, Alamogordo, NM 88310A+5.0 ★Texas Ratio: 3.00%, US Bank, N.A.US Bank, N.A.7900 Jefferson St Ne, Albuquerque, NM 87109A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA9261 Coors Blvd Nw, Albuquerque, NM 87114A+5.0 ★Texas Ratio: 3.68%, Citizens Bank of Las CrucesCitizens Bank of Las Cruces7500 Jefferson St Ne, Albuquerque, NM 87109A+5.0 ★Texas Ratio: 3.19%, First Savings BankFirst Savings Bank500 9th St, Alamogordo, NM 88310A+5.0 ★Texas Ratio: 3.36%, BMO Harris Bank NABMO Harris Bank NA500 Marquette Ave Nw, Albuquerque, NM 87102A+5.0 ★Texas Ratio: 3.54%, Guild Mortgage Company, United Wholesale Mortgage, and Rocket Mortgage. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Columbus, New Mexico in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Columbus are listed first, then lenders elsewhere in New Mexico, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Columbus, New Mexico. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1109 New York Ave, Alamogordo, NM 88310 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 3.8% | 100% | $75,000 | View |
|
1300 N White Sands Blvd, Alamogordo, NM 88310 A+5.0 ★Texas Ratio: 3.00% |
Conventional | 2 | 3.8% | 100% | $485,000 | View |
|
7900 Jefferson St Ne, Albuquerque, NM 87109 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 1.9% | 100% | $85,000 | View |
|
9261 Coors Blvd Nw, Albuquerque, NM 87114 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.9% | 100% | $355,000 | View |
|
7500 Jefferson St Ne, Albuquerque, NM 87109 A+5.0 ★Texas Ratio: 3.19% |
VA | 1 | 1.9% | 50% | $255,000 | View |
|
500 9th St, Alamogordo, NM 88310 A+5.0 ★Texas Ratio: 3.36% |
Conventional | 1 | 1.9% | 33.3% | $35,000 | View |
|
500 Marquette Ave Nw, Albuquerque, NM 87102 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Guild Mortgage Company
|
Conventional, FHA, VA | 13 | 24.5% | 82.4% | $126,538 | |
United Wholesale Mortgage
|
Conventional, VA | 4 | 7.5% | 100% | $162,500 | |
Rocket Mortgage
|
Conventional, FHA | 4 | 7.5% | 44.4% | $142,500 | |
Mortgage Research Center
|
FHA, VA | 3 | 5.7% | 60% | $148,333 | |
21St Mortgage
|
Conventional | 3 | 5.7% | 75% | $145,000 | |
|
A+5.0 ★Texas Ratio: 3.54% |
Conventional, VA | 2 | 3.8% | 33.3% | $120,000 | View |
Paramount Residential Mortgage
|
FHA, VA | 2 | 3.8% | 100% | $235,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +1 HELOCs |
1.9% | 100% | $95,000 | |
Gold Star Mortgage Financial Group, Corporation
|
FHA | 1 | 1.9% | 100% | $185,000 | |
Lakeview Loan Servicing, LLC
|
Conventional | 1 | 1.9% | 100% | $315,000 | |
NOVA Financial & Investment Corporation
|
FHA | 1 | 1.9% | 25% | $195,000 | |
Kind Lending, LLC
|
Conventional | 1 | 1.9% | 100% | $335,000 | |
Pennymac Loan Services LLC
|
FHA | 1 | 1.9% | 50% | $235,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 1.9% | 100% | $75,000 | |
VanDyk Mortgage Corporation
|
VA | 1 | 1.9% | 100% | $165,000 | |
|
A+5.0 ★Texas Ratio: 3.68% |
FHA | 1 | 1.9% | 100% | $115,000 | View |
Pentagon Federal Credit Union
|
VA | 1 | 1.9% | 100% | $315,000 | |
New American Funding, LLC.
|
FHA | 1 | 1.9% | 100% | $185,000 | |
Southwest Stage Funding LLC
|
Conventional | 1 | 1.9% | 100% | $215,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 1.9% | 100% | $155,000 | View |
Direct Rate Home Loans, Inc
|
Conventional | 1 | 1.9% | 100% | $335,000 | |
Goodleap, LLC
|
HELOC | 0 +1 HELOCs |
0% | 50% |
Daily average mortgage rates for New Mexico compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Columbus? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Columbus in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Columbus, NM lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 75.5 percent of home loans in Columbus, New Mexico in 2025, banks 20.8 percent and credit unions 3.8 percent. Guild Mortgage Company was the largest mortgage company, Wells Fargo Bank NA the largest bank and Navy Federal Credit Union the largest credit union. Among lenders headquartered in New Mexico, First American Bank led with 2 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in New Mexico. None. New Mexico has no real estate transfer tax and no mortgage recording tax, only per document county recording fees.
By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Columbus, New Mexico with 2 loans, about 3.8 percent of the market. The largest lender headquartered in New Mexico was First American Bank with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in Columbus, New Mexico in 2025, led by Guild Mortgage Company with 6. 9 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 9 banks and 2 credit unions closed home loans in Columbus, New Mexico in 2025, alongside 18 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Columbus, New Mexico during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Columbus, New Mexico for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Columbus. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.