Mortgage Lenders and Brokers in Aztec, New Mexico
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Aztec, New Mexico mortgage lenders include The Citizens BankThe Citizens Bank215 S Main Ave, Aztec, NM 87410B-3.1 ★Texas Ratio: 0.13%, U.S. Eagle Federal Credit UnionU.S. Eagle Federal Credit Union3939 Osuna Rd NE, Albuquerque, NM 87109 4431F2.6 ★Texas Ratio: 44.42%, TBK Bank, SSBTBK Bank, SSB7401 Jefferson St Ne, Albuquerque, NM 87109A5.0 ★Texas Ratio: 8.52%, US Bank, N.A.US Bank, N.A.7900 Jefferson St Ne, Albuquerque, NM 87109A+5.0 ★Texas Ratio: 2.85%, Nusenda Federal Credit UnionNusenda Federal Credit Union7517 Montgomery Blvd NE, Albuquerque, NM 87109A+5.0 ★Texas Ratio: 5.40%, Wells Fargo Bank NAWells Fargo Bank NA1109 New York Ave, Alamogordo, NM 88310A+5.0 ★Texas Ratio: 5.36%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.2000 E 20th St, Farmington, NM 87401A+5.0 ★Texas Ratio: 3.72%, SunwardSunward3707 Juan Tabo Blvd NE, Albuquerque, NM 87111A+5.0 ★Texas Ratio: 2.97%, V.I.P. Mortgage, Inc., and United Wholesale Mortgage. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Aztec, New Mexico in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Aztec are listed first, then lenders elsewhere in New Mexico, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Aztec, New Mexico
Market share is the lender's share of all home loans closed in Aztec, New Mexico. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Aztec 215 S Main Ave, Aztec, NM 87410 B-3.1 ★Texas Ratio: 0.13% |
Conventional, VA | 5 | 3.4% | 83.3% | $179,000 | View |
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3939 Osuna Rd NE, Albuquerque, NM 87109 4431 F2.6 ★Texas Ratio: 44.42% |
Conventional, HELOC | 6 +2 HELOCs |
4% | 75% | $95,000 | View |
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7401 Jefferson St Ne, Albuquerque, NM 87109 A5.0 ★Texas Ratio: 8.52% |
Conventional | 2 | 1.3% | 100% | $185,000 | View |
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7900 Jefferson St Ne, Albuquerque, NM 87109 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.7% | 100% | $165,000 | View |
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7517 Montgomery Blvd NE, Albuquerque, NM 87109 A+5.0 ★Texas Ratio: 5.40% |
Conventional | 1 | 0.7% | 100% | $455,000 | View |
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1109 New York Ave, Alamogordo, NM 88310 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.7% | 100% | $165,000 | View |
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2000 E 20th St, Farmington, NM 87401 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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3707 Juan Tabo Blvd NE, Albuquerque, NM 87111 A+5.0 ★Texas Ratio: 2.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
V.I.P. Mortgage, Inc.
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Conventional, FHA | 24 | 16.1% | 100% | $112,083 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 16 | 10.7% | 80% | $266,250 | |
Rocket Mortgage
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Conventional, FHA, VA | 15 | 10.1% | 75% | $195,000 | |
Guild Mortgage Company
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Conventional, FHA, VA | 6 | 4% | 100% | $148,333 | |
Waterstone Mortgage Corporation
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Conventional, FHA, USDA | 6 | 4% | 100% | $133,333 | |
New American Funding, LLC.
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Conventional, FHA | 6 | 4% | 100% | $168,333 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional, USDA | 5 | 3.4% | 100% | $283,000 | View |
Pennymac Loan Services LLC
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Conventional, VA | 4 | 2.7% | 100% | $82,500 | |
Mortgage Solutions of Colorado
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FHA, VA | 4 | 2.7% | 100% | $247,500 | |
Freedom Mortgage Corporation
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Conventional, FHA | 3 | 2% | 100% | $201,666 | |
Newrez LLC
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FHA, VA | 3 | 2% | 75% | $295,000 | |
Kind Lending, LLC
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Conventional, FHA | 3 | 2% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 3.16% |
Conventional | 3 | 2% | 100% | $335,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 3 | 2% | 100% | $238,333 | |
loanDepot.com LLC
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FHA | 2 | 1.3% | 100% | $190,000 | |
Credit Human Federal Credit Un
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Conventional | 2 | 1.3% | 60% | $65,000 | |
Nationstar Mortgage
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Conventional | 2 | 1.3% | 100% | $135,000 | |
Mortgage Research Center
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VA | 2 | 1.3% | 100% | $260,000 | |
Zillow Home Loans, LLC
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Conventional | 2 | 1.3% | 100% | $205,000 | |
21St Mortgage
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Conventional | 2 | 1.3% | 28.6% | $55,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 1.3% | 20% | $85,000 | |
Blue Federal Credit Union
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Conventional | 1 | 0.7% | 100% | $185,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.7% | 100% | $295,000 | |
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A5.0 ★Texas Ratio: 11.06% |
FHA | 1 | 0.7% | 100% | $255,000 | View |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.7% | 100% | $265,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.7% | 100% | $385,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $115,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.7% | 100% | $175,000 | View |
American Financing Corporation
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FHA | 1 | 0.7% | 100% | $275,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.7% | 100% | $135,000 | View |
Franklin Loan Corporation
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Conventional | 1 | 0.7% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
FHA | 1 | 0.7% | 100% | $185,000 | View |
Lower, LLC
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Conventional | 1 | 0.7% | 100% | $175,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
USDA | 1 | 0.7% | 100% | $235,000 | View |
Fairway Independent Mort Corp
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Conventional | 1 | 0.7% | 100% | $385,000 | |
Loan Simple, Inc.
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USDA | 1 | 0.7% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 1.87% |
Conventional | 1 | 0.7% | 100% | $225,000 | View |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.7% | 100% | $135,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.7% | 100% | $255,000 | |
Figure Lending LLC
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HELOC | 0 +7 HELOCs |
0% | n/a | ||
CrossCountry Mortgage, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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D3.3 ★Texas Ratio: 35.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 3.16% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Aztec Mortgage Rate Trends
Daily average mortgage rates for New Mexico compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Aztec, New Mexico
Looking for mortgage lenders near me or mortgage brokers near me in Aztec? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Aztec in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Aztec, NM
Use these to narrow the list above. Each category shows how many Aztec, NM lenders fit and what that kind of lender is usually best for.
Who Lends in Aztec, NM
Independent mortgage companies closed 71.8 percent of home loans in Aztec, New Mexico in 2025, banks 19.5 percent and credit unions 8.7 percent. V.I.P. Mortgage, Inc. was the largest mortgage company, The Citizens Bank the largest bank and U.S. Eagle Federal Credit Union the largest credit union. Among lenders headquartered in New Mexico, The Citizens Bank led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in New Mexico. None. New Mexico has no real estate transfer tax and no mortgage recording tax, only per document county recording fees.
More New Mexico Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Aztec, NM
By home loans closed in 2025, The Citizens Bank was the largest mortgage lender in Aztec, New Mexico with 5 loans, about 3.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
16 lenders closed FHA loans in Aztec, New Mexico in 2025, led by V.I.P. Mortgage, Inc. with 6. 9 lenders closed VA loans, led by United Wholesale Mortgage, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 7 credit unions closed home loans in Aztec, New Mexico in 2025, alongside 30 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Aztec, New Mexico during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Aztec, New Mexico for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Aztec. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
