Mortgage Lenders and Brokers in Stone Harbor, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Stone Harbor, New Jersey mortgage lenders include Citizens Bank, NACitizens Bank, NA1000 Highway 36, Atlantic Highlands, NJ 07716A+5.0 ★Texas Ratio: 5.44%, Wells Fargo Bank NAWells Fargo Bank NA1115 Highway 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA1116 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.14%, WSFS bankWSFS bank1029 Neck Rd, Burlington, NJ 08016A+5.0 ★Texas Ratio: 3.10%, TD BankTD Bank601 White Horse Pike, Absecon, NJ 08201A+5.0 ★Texas Ratio: 3.71%, M&T BankM&T Bank547 Broadway, Bayonne, NJ 07002A+5.0 ★Texas Ratio: 4.11%, PNC Bank N.A.PNC Bank N.A.1163 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.24%, Citibank, NACitibank, NA378 Nj Route 3, Clifton, NJ 07014A+5.0 ★Texas Ratio: 2.82%, Sturdy Savings BankSturdy Savings Bank9417 3rd Ave, Stone Harbor, NJ 08247A+5.0 ★Texas Ratio: 0.97%, and Columbia BankColumbia Bank1154 Highway 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.30%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Stone Harbor, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Stone Harbor are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Stone Harbor, New Jersey
Market share is the lender's share of all home loans closed in Stone Harbor, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo, HELOC | 10 +12 HELOCs |
17.9% | 90.9% | $2,502,000 | View |
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1115 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 6 | 10.7% | 85.7% | $2,618,333 | View |
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1116 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo | 3 | 5.4% | 100% | $1,345,000 | View |
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1029 Neck Rd, Burlington, NJ 08016 A+5.0 ★Texas Ratio: 3.10% |
Conventional, Jumbo, HELOC | 2 +5 HELOCs |
3.6% | 100% | $3,440,000 | View |
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601 White Horse Pike, Absecon, NJ 08201 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
3.6% | 66.7% | $1,910,000 | View |
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547 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo | 2 | 3.6% | 100% | $2,135,000 | View |
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★ 1.7 stars, 3 reviews 1163 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.24% |
Conventional, Jumbo | 2 | 3.6% | 100% | $1,685,000 | View |
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378 Nj Route 3, Clifton, NJ 07014 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 2 | 3.6% | 100% | $1,100,000 | View |
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9417 3rd Ave, Stone Harbor, NJ 08247 A+5.0 ★Texas Ratio: 0.97% |
Conventional | 1 | 1.8% | 100% | $25,000 | View |
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1154 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.30% |
Conventional | 1 | 1.8% | 100% | $205,000 | View |
Northfield Bank
1410 Saint Georges Ave, Avenel, NJ 07001 |
Conventional | 1 | 1.8% | 100% | $405,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo | 7 | 12.5% | 100% | $1,403,571 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
5.4% | 100% | $2,201,666 | View |
Guaranteed Rate, Inc.
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Conventional, Jumbo | 2 | 3.6% | 100% | $2,665,000 | |
Rocket Mortgage
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Conventional, Jumbo | 2 | 3.6% | 66.7% | $1,505,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 2 | 3.6% | 100% | $2,345,000 | View |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
1.8% | 100% | $2,205,000 | View |
CrossCountry Mortgage, LLC
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Conventional | 1 | 1.8% | 100% | $75,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional, Jumbo | 1 | 1.8% | 100% | $1,195,000 | View |
Freedom Credit Uniton
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Conventional | 1 | 1.8% | 100% | $145,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional, Jumbo | 1 | 1.8% | 100% | $2,175,000 | View |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 1.8% | 100% | $155,000 | |
Fairway Independent Mort Corp
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Conventional, Jumbo | 1 | 1.8% | 100% | $2,005,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo | 1 | 1.8% | 100% | $2,255,000 | View |
Citadel Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
TruMark Financial Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Stone Harbor Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Stone Harbor, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Stone Harbor? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Stone Harbor in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Stone Harbor, NJ
Use these to narrow the list above. Each category shows how many Stone Harbor, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Stone Harbor, NJ
Independent mortgage companies closed 14.3 percent of home loans in Stone Harbor, New Jersey in 2025, banks 83.9 percent and credit unions 1.8 percent. Guaranteed Rate, Inc. was the largest mortgage company, Citizens Bank, NA the largest bank and Freedom Credit Uniton the largest credit union. Among lenders headquartered in New Jersey, TD Bank led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Stone Harbor, NJ
By home loans closed in 2025, Citizens Bank, NA was the largest mortgage lender in Stone Harbor, New Jersey with 10 loans, about 17.9 percent of the market. The largest lender headquartered in New Jersey was TD Bank with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 3 credit unions closed home loans in Stone Harbor, New Jersey in 2025, alongside 6 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Stone Harbor, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Stone Harbor, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Stone Harbor. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
