Mortgage Lenders and Brokers in South River, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
South River, New Jersey mortgage lenders include Provident BankProvident Bank6 Jackson St, South River, NJ 08882A+5.0 ★Texas Ratio: 3.46%, Oceanfirst BankOceanfirst Bank1801 Atlantic Avenue, Atlantic City, NJ 08401A+5.0 ★Texas Ratio: 5.26%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1342 Saint Georges Ave, Avenel, NJ 07001A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA1116 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.14%, TD BankTD Bank601 White Horse Pike, Absecon, NJ 08201A+5.0 ★Texas Ratio: 3.71%, Amboy BankAmboy Bank460 Georges Rd, Dayton, NJ 08810A+5.0 ★Texas Ratio: 2.03%, Pinnacle Mortgage Inc.Pinnacle Mortgage Inc.3C Buckingham Dr, Manchester, NJ 08759A+5.0 ★Texas Ratio: 3.04%, Financial Freedom Mortgage, LLCFinancial Freedom Mortgage, LLC150 Route 17, East Rutherford, NJ 07073, Magyar BankMagyar Bank1000 Route 202 S, Branchburg, NJ 08876A+5.0 ★Texas Ratio: 0.29%, and Wells Fargo Bank NAWells Fargo Bank NA1115 Highway 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in South River, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in South River are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in South River, New Jersey
Market share is the lender's share of all home loans closed in South River, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in South River 6 Jackson St, South River, NJ 08882 A+5.0 ★Texas Ratio: 3.46% |
Conventional, HELOC | 2 +2 HELOCs |
1.2% | 66.7% | $345,000 | View |
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1801 Atlantic Avenue, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 5.26% |
Conventional | 3 | 1.8% | 100% | $491,666 | View |
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1342 Saint Georges Ave, Avenel, NJ 07001 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 1.2% | 100% | $390,000 | View |
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1116 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +7 HELOCs |
0.6% | 100% | $365,000 | View |
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601 White Horse Pike, Absecon, NJ 08201 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +3 HELOCs |
0.6% | 100% | $25,000 | View |
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460 Georges Rd, Dayton, NJ 08810 A+5.0 ★Texas Ratio: 2.03% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $265,000 | View |
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3C Buckingham Dr, Manchester, NJ 08759 A+5.0 ★Texas Ratio: 3.04% |
FHA | 1 | 0.6% | 100% | $485,000 | View |
Financial Freedom Mortgage, LLC
150 Route 17, East Rutherford, NJ 07073 |
FHA | 1 | 0.6% | 100% | $405,000 | |
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1000 Route 202 S, Branchburg, NJ 08876 A+5.0 ★Texas Ratio: 0.29% |
Conventional | 1 | 0.6% | 100% | $505,000 | View |
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1115 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.6% | 50% | $35,000 | View |
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1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +9 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 1163 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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73 Mountainview Blvd, Basking Ridge, NJ 07920 3849 A5.0 ★Texas Ratio: 9.20% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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20 N Main St, Allentown, NJ 08501 A+5.0 ★Texas Ratio: 4.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1154 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.30% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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522 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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378 Nj Route 3, Clifton, NJ 07014 A+5.0 ★Texas Ratio: 2.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Absolute Home Mortgage
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Conventional, FHA | 6 | 3.7% | 100% | $386,666 | |
Bond Street Mortgage, LLC
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Conventional, FHA | 4 | 2.5% | 100% | $457,500 | |
Advisors Mortgage Group, LLC
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Conventional, FHA | 4 | 2.5% | 100% | $415,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA | 3 | 1.8% | 100% | $535,000 | |
American Financial Resources LLC
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FHA | 2 | 1.2% | 100% | $595,000 | |
Arc Home LLC
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Conventional | 1 | 0.6% | 100% | $425,000 | |
MLB Residential Lending, LLC
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FHA | 1 | 0.6% | 100% | $485,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 1 | 0.6% | 100% | $295,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Rocket Mortgage
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Conventional, FHA, VA | 19 | 11.7% | 70.4% | $305,000 | |
United Wholesale Mortgage
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Conventional, FHA, HELOC | 12 +1 HELOCs |
7.4% | 80% | $406,666 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 5 +2 HELOCs |
3.1% | 100% | $455,000 | |
Cmg Mortgage Inc
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Conventional, FHA, HELOC | 5 +1 HELOCs |
3.1% | 85.7% | $465,000 | |
Newrez LLC
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Conventional, VA | 5 | 3.1% | 83.3% | $253,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 5 | 3.1% | 71.4% | $363,000 | |
loanDepot.com LLC
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Conventional, FHA | 4 | 2.5% | 100% | $450,000 | |
Amerisave Mortgage Company
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Conventional, FHA, HELOC | 3 +1 HELOCs |
1.8% | 50% | $181,666 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA | 3 | 1.8% | 75% | $498,333 | |
Primelending
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Conventional, FHA | 3 | 1.8% | 75% | $261,666 | |
Nationstar Mortgage
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Conventional | 3 | 1.8% | 100% | $91,666 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional, FHA | 3 | 1.8% | 100% | $331,666 | View |
Paramount Residential Mortgage
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Conventional, FHA | 3 | 1.8% | 100% | $435,000 | |
Panorama Mortgage Group, LLC
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Conventional, FHA | 2 | 1.2% | 100% | $605,000 | |
Tidewater Mortgage Services, Inc
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Conventional | 2 | 1.2% | 100% | $365,000 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 1.2% | 100% | $385,000 | |
Guidance Residential, LLC
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Conventional | 2 | 1.2% | 100% | $430,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 2 | 1.2% | 100% | $380,000 | |
American Financial Network, Inc.
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Conventional, FHA | 2 | 1.2% | 100% | $345,000 | |
First Colony Mortgage Corporat
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Conventional, FHA | 2 | 1.2% | 100% | $540,000 | |
Nations Lending Corporation
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Conventional | 2 | 1.2% | 100% | $475,000 | |
Nations Direct Mortgage, LLC
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Conventional, FHA | 2 | 1.2% | 100% | $405,000 | |
New American Funding, LLC.
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FHA | 2 | 1.2% | 66.7% | $460,000 | |
Fairway Independent Mort Corp
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Conventional | 2 | 1.2% | 100% | $625,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional, FHA | 2 | 1.2% | 100% | $330,000 | View |
Spring Eq, LLC
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Conventional, HELOC | 1 +3 HELOCs |
0.6% | 50% | $105,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.6% | 100% | $445,000 | View |
Guaranteed Rate Affinity, LLC
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FHA | 1 | 0.6% | 100% | $415,000 | |
American Airlines Federal Cred
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Conventional | 1 | 0.6% | 100% | $545,000 | |
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C3.9 ★Texas Ratio: 27.97% |
Conventional | 1 | 0.6% | 100% | $335,000 | View |
Goodleap, LLC
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FHA | 1 | 0.6% | 50% | $395,000 | |
Everett Financial, Inc.
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Conventional | 1 | 0.6% | 100% | $315,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.6% | 66.7% | $295,000 | |
AmWest Funding Corp
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FHA | 1 | 0.6% | 100% | $505,000 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional | 1 | 0.6% | 100% | $305,000 | View |
Valon Mortgage
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Conventional | 1 | 0.6% | 100% | $205,000 | |
Discover Bank
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Conventional | 1 | 0.6% | 33.3% | $65,000 | |
Freedom Credit Uniton
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Conventional | 1 | 0.6% | 100% | $45,000 | |
Total Mortgage Services, LLC
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Conventional | 1 | 0.6% | 100% | $355,000 | |
Justice Federal Credit Union
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Conventional | 1 | 0.6% | 100% | $55,000 | |
Foundation Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $455,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.6% | 100% | $545,000 | |
Harborone Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $595,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.6% | 100% | $305,000 | |
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A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.6% | 100% | $255,000 | |
Mortgage Research Center
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VA | 1 | 0.6% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 2.15% |
FHA | 1 | 0.6% | 50% | $305,000 | View |
Philadelphia Federal Credit Un
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Conventional | 1 | 0.6% | 100% | $505,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $405,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.6% | 33.3% | $335,000 | |
Lower, LLC
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Conventional | 1 | 0.6% | 100% | $635,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.6% | 100% | $225,000 | View |
Carrington Mortgage Services LLC
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FHA | 1 | 0.6% | 33.3% | $395,000 | |
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A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 0.6% | 100% | $425,000 | View |
Polish & Slavic Federal Credit
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Conventional | 1 | 0.6% | 100% | $235,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Allied Mortgage Group, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Digital Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
State Departmenet Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
South River Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in South River, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in South River? The list below shows the banks, credit unions and mortgage brokers that closed home loans in South River in 2025, with lenders based there listed first.
Types of Mortgage Lenders in South River, NJ
Use these to narrow the list above. Each category shows how many South River, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in South River, NJ
Independent mortgage companies closed 80.4 percent of home loans in South River, New Jersey in 2025, banks 16 percent and credit unions 3.7 percent. Financial Freedom Mortgage, LLC was the largest mortgage company, Provident Bank the largest bank and Affinity Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, Provident Bank led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in South River, NJ
By home loans closed in 2025, Provident Bank was the largest mortgage lender in South River, New Jersey with 2 loans, about 1.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
36 lenders closed FHA loans in South River, New Jersey in 2025, led by Rocket Mortgage with 5. 6 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 10 credit unions closed home loans in South River, New Jersey in 2025, alongside 52 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in South River, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in South River, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up South River. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
