Mortgage Lenders and Brokers in Somerville, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Somerville, New Jersey mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA6 S Davenport St, Somerville, NJ 08876A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA1090 Us Highway 202 S, Somerville, NJ 08876A+5.0 ★Texas Ratio: 4.14%, Provident BankProvident Bank28 W Main St, Somerville, NJ 08876A+5.0 ★Texas Ratio: 3.46%, Somerset Regal BankSomerset Regal Bank151 N Adamsville Rd, Somerville, NJ 08876A+5.0 ★Texas Ratio: 0.00%, Wells Fargo Bank NAWells Fargo Bank NA1 W Main St, Somerville, NJ 08876A+5.0 ★Texas Ratio: 5.36%, Affinity Federal Credit UnionAffinity Federal Credit Union73 Mountainview Blvd, Basking Ridge, NJ 07920 3849A5.0 ★Texas Ratio: 9.20%, PNC Bank N.A.PNC Bank N.A.1163 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.24%, TD BankTD Bank601 White Horse Pike, Absecon, NJ 08201A+5.0 ★Texas Ratio: 3.71%, Valley National BankValley National Bank522 Broadway, Bayonne, NJ 07002A+5.0 ★Texas Ratio: 5.76%, and M&T BankM&T Bank547 Broadway, Bayonne, NJ 07002A+5.0 ★Texas Ratio: 4.11%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Somerville, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Somerville are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Somerville, New Jersey
Market share is the lender's share of all home loans closed in Somerville, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Somerville 6 S Davenport St, Somerville, NJ 08876 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 2.3% | 75% | $291,666 | View |
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1 office in Somerville 1090 Us Highway 202 S, Somerville, NJ 08876 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +6 HELOCs |
0.8% | 100% | $475,000 | View |
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1 office in Somerville 28 W Main St, Somerville, NJ 08876 A+5.0 ★Texas Ratio: 3.46% |
Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $445,000 | View |
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1 office in Somerville 151 N Adamsville Rd, Somerville, NJ 08876 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.8% | 100% | $455,000 | View |
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1 office in Somerville 1 W Main St, Somerville, NJ 08876 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.8% | 100% | $95,000 | View |
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73 Mountainview Blvd, Basking Ridge, NJ 07920 3849 A5.0 ★Texas Ratio: 9.20% |
Conventional, HELOC | 1 +8 HELOCs |
0.8% | 100% | $245,000 | View |
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★ 1.7 stars, 3 reviews 1163 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +5 HELOCs |
0.8% | 100% | $325,000 | View |
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601 White Horse Pike, Absecon, NJ 08201 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +5 HELOCs |
0.8% | 50% | $75,000 | View |
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522 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 1 +3 HELOCs |
0.8% | 100% | $325,000 | View |
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547 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.8% | 100% | $385,000 | View |
Peapack Private Bank & Trust
500 Hills Drive Suite 300, Bedminster, NJ 07921 |
Conventional | 1 | 0.8% | 100% | $255,000 | |
Northfield Bank
1410 Saint Georges Ave, Avenel, NJ 07001 |
Conventional | 1 | 0.8% | 50% | $125,000 | |
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1301 Parkway Ave, Ewing, NJ 08628 A5.0 ★Texas Ratio: 6.56% |
Conventional | 1 | 0.8% | 100% | $165,000 | View |
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1000 Route 202 S, Branchburg, NJ 08876 A+5.0 ★Texas Ratio: 0.29% |
Conventional | 1 | 0.8% | 100% | $125,000 | View |
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1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 5 | 3.8% | 100% | $383,000 | |
Bond Street Mortgage, LLC
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Conventional | 3 | 2.3% | 100% | $395,000 | |
Absolute Home Mortgage
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Conventional, FHA | 2 | 1.5% | 100% | $575,000 | |
American Federal Mortgage Corporation
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Conventional | 2 | 1.5% | 100% | $700,000 | |
Weichert Financial Services
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Conventional | 2 | 1.5% | 66.7% | $610,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.8% | 100% | $295,000 | |
Financial Resources Federal Cr
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Conventional | 1 | 0.8% | 100% | $545,000 | |
Mld Mortgage, Inc.Dba the Money Store
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VA | 1 | 0.8% | 100% | $585,000 | |
Residential Home Mortgage Corporation
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Conventional | 1 | 0.8% | 100% | $335,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA | 20 | 15% | 95.2% | $257,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 9 +3 HELOCs |
6.8% | 100% | $485,000 | |
United Wholesale Mortgage
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Conventional, VA | 7 | 5.3% | 87.5% | $472,142 | |
Embrace Home Loans, Inc.
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Conventional, VA | 7 | 5.3% | 100% | $385,000 | |
Nationstar Mortgage
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Conventional, FHA | 4 | 3% | 100% | $285,000 | |
Guaranteed Rate, Inc.
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Conventional, HELOC | 3 +1 HELOCs |
2.3% | 100% | $498,333 | |
Guaranteed Rate Affinity, LLC
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Conventional | 3 | 2.3% | 100% | $401,666 | |
Pennymac Loan Services LLC
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Conventional, FHA | 3 | 2.3% | 100% | $368,333 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA, VA | 3 | 2.3% | 100% | $521,666 | |
Paramount Residential Mortgage
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Conventional | 3 | 2.3% | 100% | $465,000 | |
Pentagon Federal Credit Union
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Conventional, FHA, HELOC | 2 +1 HELOCs |
1.5% | 100% | $520,000 | |
Equity Prime Mortgage LLC
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FHA, VA | 2 | 1.5% | 100% | $575,000 | |
Mutual of Omaha Mortgage
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Conventional | 2 | 1.5% | 100% | $485,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 1.5% | 100% | $390,000 | View |
Movement Mortgage, LLC
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Conventional, HELOC | 1 +2 HELOCs |
0.8% | 100% | $465,000 | |
New American Funding, LLC.
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Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $465,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.8% | 50% | $605,000 | |
Semper Home Loans, Inc
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FHA | 1 | 0.8% | 100% | $595,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.8% | 100% | $465,000 | View |
Everett Financial, Inc.
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FHA | 1 | 0.8% | 100% | $405,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.8% | 100% | $525,000 | |
Newrez LLC
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Conventional | 1 | 0.8% | 50% | $505,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.8% | 100% | $525,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.8% | 100% | $345,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.8% | 100% | $405,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.8% | 50% | $395,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 0.8% | 100% | $525,000 | |
Nqm Funding, LLC
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Conventional | 1 | 0.8% | 100% | $465,000 | |
Suma Federal Credit Union
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Conventional | 1 | 0.8% | 100% | $565,000 | |
Sun West Mortgage Company, Inc
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Conventional | 1 | 0.8% | 100% | $425,000 | |
East Coast Capital Corp.
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Conventional | 1 | 0.8% | 100% | $105,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.8% | 100% | $325,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.8% | 100% | $205,000 | View |
Visions Federal Credit Union
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Conventional | 1 | 0.8% | 100% | $65,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.8% | 100% | $455,000 | View |
Nations Lending Corporation
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Conventional | 1 | 0.8% | 100% | $455,000 | |
Mortgage Research Center
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VA | 1 | 0.8% | 100% | $545,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.8% | 100% | $585,000 | |
Nationwide Mortgage Bankers, Inc.
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FHA | 1 | 0.8% | 100% | $325,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.8% | 100% | $485,000 | |
Texana Bank
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VA | 1 | 0.8% | 100% | $365,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.8% | 100% | $375,000 | |
Village Capital & Investment
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FHA | 1 | 0.8% | 100% | $545,000 | |
Digital Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Somerville Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Somerville, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Somerville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Somerville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Somerville, NJ
Use these to narrow the list above. Each category shows how many Somerville, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Somerville, NJ
Independent mortgage companies closed 78.9 percent of home loans in Somerville, New Jersey in 2025, banks 15 percent and credit unions 6 percent. American Neighborhood Mortgage Acceptance Company was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Affinity Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, Provident Bank led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Somerville, NJ
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Somerville, New Jersey with 3 loans, about 2.3 percent of the market. The largest lender headquartered in New Jersey was Provident Bank with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
14 lenders closed FHA loans in Somerville, New Jersey in 2025, led by Rocket Mortgage with 2. 8 lenders closed VA loans, led by Mld Mortgage, Inc.Dba the Money Store. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 8 credit unions closed home loans in Somerville, New Jersey in 2025, alongside 43 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Somerville, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Somerville, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Somerville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
