Mortgage Lenders and Brokers in Ridgefield Park, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Ridgefield Park, New Jersey mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1342 Saint Georges Ave, Avenel, NJ 07001A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA1116 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA1115 Highway 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 5.36%, M&T BankM&T Bank547 Broadway, Bayonne, NJ 07002A+5.0 ★Texas Ratio: 4.11%, PNC Bank N.A.PNC Bank N.A.1163 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.24%, Citibank, NACitibank, NA378 Nj Route 3, Clifton, NJ 07014A+5.0 ★Texas Ratio: 2.82%, Columbia BankColumbia Bank1154 Highway 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.30%, Unity BankUnity Bank64 Old Highway 22, Clinton, NJ 08809A5.0 ★Texas Ratio: 9.27%, Citizens Bank, NACitizens Bank, NA1000 Highway 36, Atlantic Highlands, NJ 07716A+5.0 ★Texas Ratio: 5.44%, and TD BankTD Bank601 White Horse Pike, Absecon, NJ 08201A+5.0 ★Texas Ratio: 3.71%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Ridgefield Park, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ridgefield Park are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Ridgefield Park, New Jersey
Market share is the lender's share of all home loans closed in Ridgefield Park, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1342 Saint Georges Ave, Avenel, NJ 07001 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 12 +1 HELOCs |
10.2% | 70.6% | $492,500 | View |
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1116 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.14% |
Conventional, FHA, HELOC | 2 +6 HELOCs |
1.7% | 100% | $530,000 | View |
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1115 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 1.7% | 66.7% | $140,000 | View |
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547 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 1 +3 HELOCs |
0.8% | 100% | $555,000 | View |
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★ 1.7 stars, 3 reviews 1163 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +2 HELOCs |
0.8% | 100% | $165,000 | View |
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378 Nj Route 3, Clifton, NJ 07014 A+5.0 ★Texas Ratio: 2.82% |
Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $425,000 | View |
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1154 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.30% |
Conventional | 1 | 0.8% | 50% | $435,000 | View |
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64 Old Highway 22, Clinton, NJ 08809 A5.0 ★Texas Ratio: 9.27% |
Conventional | 1 | 0.8% | 100% | $655,000 | View |
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1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +9 HELOCs |
0% | 0% | View | |
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601 White Horse Pike, Absecon, NJ 08201 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +4 HELOCs |
0% | 0% | View | |
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73 Mountainview Blvd, Basking Ridge, NJ 07920 3849 A5.0 ★Texas Ratio: 9.20% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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522 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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100 Hudson St, Hackensack, NJ 07601 6962 A5.0 ★Texas Ratio: 11.88% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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511 Cookman Ave, Asbury Park, NJ 07712 A+5.0 ★Texas Ratio: 3.46% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Absolute Home Mortgage
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Conventional, FHA | 3 | 2.5% | 100% | $378,333 | |
Bond Street Mortgage, LLC
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Conventional, VA | 2 | 1.7% | 100% | $680,000 | |
HomeBridge Financial Services, Inc
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VA, HELOC | 1 +1 HELOCs |
0.8% | 50% | $265,000 | |
First Alliance Home Mortgage, LLC
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Conventional | 1 | 0.8% | 50% | $95,000 | |
Advisors Mortgage Group, LLC
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Conventional | 1 | 0.8% | 100% | $675,000 | |
1St 2Nd Mortgage Company of N.J., Inc.
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Conventional | 1 | 0.8% | 100% | $555,000 | |
Residential Home Mortgage Corporation
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Conventional | 1 | 0.8% | 100% | $385,000 | |
Rocket Mortgage
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Conventional, FHA | 11 | 9.3% | 84.6% | $262,272 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, HELOC | 10 +1 HELOCs |
8.5% | 100% | $580,000 | |
Pennymac Loan Services LLC
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FHA | 4 | 3.4% | 100% | $492,500 | |
Cmg Mortgage Inc
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Conventional, FHA | 4 | 3.4% | 100% | $495,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA, HELOC | 3 +3 HELOCs |
2.5% | 100% | $491,666 | |
United Wholesale Mortgage
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FHA, VA, HELOC | 3 +2 HELOCs |
2.5% | 50% | $595,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 3 | 2.5% | 100% | $255,000 | |
Paramount Residential Mortgage
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Conventional | 3 | 2.5% | 100% | $568,333 | |
loanDepot.com LLC
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Conventional, HELOC | 2 +1 HELOCs |
1.7% | 40% | $305,000 | |
The Loan Store, Inc
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Conventional, HELOC | 2 +1 HELOCs |
1.7% | 100% | $475,000 | |
Movement Mortgage, LLC
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Conventional | 2 | 1.7% | 100% | $620,000 | |
Nqm Funding, LLC
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Conventional | 2 | 1.7% | 100% | $490,000 | |
Visions Federal Credit Union
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Conventional | 2 | 1.7% | 100% | $200,000 | |
New American Funding, LLC.
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Conventional | 2 | 1.7% | 75% | $555,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.8% | 100% | $725,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.8% | 100% | $685,000 | |
Jet Direct Funding Corp.
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FHA | 1 | 0.8% | 100% | $515,000 | |
Contour Mortgage Corporation
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Conventional | 1 | 0.8% | 100% | $655,000 | |
Newrez LLC
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Conventional | 1 | 0.8% | 25% | $155,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.8% | 100% | $625,000 | |
Equity Prime Mortgage LLC
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Conventional | 1 | 0.8% | 100% | $425,000 | |
Allied Mortgage Group, Inc
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FHA | 1 | 0.8% | 100% | $545,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.8% | 100% | $485,000 | |
Advancial Federal Credit Union
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Conventional | 1 | 0.8% | 100% | $115,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.8% | 50% | $95,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.8% | 50% | $605,000 | |
Orangepath Financial Inc
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Conventional | 1 | 0.8% | 100% | $155,000 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional | 1 | 0.8% | 100% | $485,000 | View |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.8% | 100% | $515,000 | View |
Discover Bank
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Conventional | 1 | 0.8% | 20% | $95,000 | |
Summit Mortgage Bankers, Inc.
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Conventional | 1 | 0.8% | 100% | $465,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.8% | 100% | $625,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.8% | 100% | $385,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
VA | 1 | 0.8% | 100% | $805,000 | View |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.8% | 100% | $335,000 | View |
Nationstar Mortgage
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Conventional | 1 | 0.8% | 100% | $65,000 | |
Uif Corporation
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Conventional | 1 | 0.8% | 100% | $445,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.8% | 100% | $535,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.8% | 100% | $325,000 | View |
Lower, LLC
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FHA | 1 | 0.8% | 100% | $415,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
Conventional | 1 | 0.8% | 100% | $405,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.8% | 50% | $165,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.8% | 50% | $35,000 | |
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C+4.1 ★Texas Ratio: 25.91% |
Conventional | 1 | 0.8% | 100% | $485,000 | View |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.8% | 50% | $105,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.8% | 100% | $525,000 | |
Village Capital & Investment
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FHA | 1 | 0.8% | 100% | $475,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.8% | 100% | $405,000 | |
American Airlines Federal Cred
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
AmWest Funding Corp
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Ridgefield Park Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Ridgefield Park, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Ridgefield Park? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ridgefield Park in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Ridgefield Park, NJ
Use these to narrow the list above. Each category shows how many Ridgefield Park, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Ridgefield Park, NJ
Independent mortgage companies closed 73.7 percent of home loans in Ridgefield Park, New Jersey in 2025, banks 23.7 percent and credit unions 2.5 percent. Absolute Home Mortgage was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Affinity Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, Columbia Bank led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Ridgefield Park, NJ
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Ridgefield Park, New Jersey with 12 loans, about 10.2 percent of the market. The largest lender headquartered in New Jersey was Columbia Bank with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
14 lenders closed FHA loans in Ridgefield Park, New Jersey in 2025, led by CrossCountry Mortgage, LLC with 6. 6 lenders closed VA loans, led by Bond Street Mortgage, LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 20 banks and 5 credit unions closed home loans in Ridgefield Park, New Jersey in 2025, alongside 50 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Ridgefield Park, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ridgefield Park, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ridgefield Park. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
