Mortgage Lenders and Brokers in Richwood, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Richwood, New Jersey mortgage lenders include First Harvest Federal Credit UnionFirst Harvest Federal Credit Union227 Market St, Camden, NJ 08102A5.0 ★Texas Ratio: 8.18%, Oceanfirst BankOceanfirst Bank1801 Atlantic Avenue, Atlantic City, NJ 08401A+5.0 ★Texas Ratio: 5.26%, Truist BankTruist Bank249 White Horse Pike, Atco, NJ 08004A+5.0 ★Texas Ratio: 2.87%, TD BankTD Bank601 White Horse Pike, Absecon, NJ 08201A+5.0 ★Texas Ratio: 3.71%, Fulton Bank, National AssociationFulton Bank, National Association20 N Main St, Allentown, NJ 08501A+5.0 ★Texas Ratio: 4.85%, Wells Fargo Bank NAWells Fargo Bank NA1115 Highway 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 5.36%, Citizens Bank, NACitizens Bank, NA1000 Highway 36, Atlantic Highlands, NJ 07716A+5.0 ★Texas Ratio: 5.44%, M&T BankM&T Bank547 Broadway, Bayonne, NJ 07002A+5.0 ★Texas Ratio: 4.11%, EDIFI Credit UnionEDIFI Credit Union2652 Atlantic Ave, Atlantic City, NJ 08401A+5.0 ★Texas Ratio: 3.73%, and First Citizens Community BankFirst Citizens Community Bank1300 Route 73, Mount Laurel, NJ 08054A5.0 ★Texas Ratio: 11.39%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Richwood, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Richwood are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Richwood, New Jersey
Market share is the lender's share of all home loans closed in Richwood, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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227 Market St, Camden, NJ 08102 A5.0 ★Texas Ratio: 8.18% |
Conventional, HELOC | 5 +1 HELOCs |
3.2% | 100% | $109,000 | View |
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1801 Atlantic Avenue, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 5.26% |
Conventional, VA, Jumbo | 5 | 3.2% | 100% | $445,000 | View |
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★ 1 stars, 1 review 249 White Horse Pike, Atco, NJ 08004 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo, HELOC | 3 +9 HELOCs |
1.9% | 100% | $791,666 | View |
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601 White Horse Pike, Absecon, NJ 08201 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 2 +9 HELOCs |
1.3% | 66.7% | $90,000 | View |
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20 N Main St, Allentown, NJ 08501 A+5.0 ★Texas Ratio: 4.85% |
Conventional, Jumbo, HELOC | 2 +6 HELOCs |
1.3% | 100% | $1,410,000 | View |
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1115 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 1.3% | 100% | $305,000 | View |
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1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +5 HELOCs |
0.6% | 100% | $175,000 | View |
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547 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $485,000 | View |
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2652 Atlantic Ave, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 3.73% |
Conventional | 1 | 0.6% | 100% | $45,000 | View |
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1300 Route 73, Mount Laurel, NJ 08054 A5.0 ★Texas Ratio: 11.39% |
FHA | 1 | 0.6% | 100% | $545,000 | View |
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234 Closter Dock Rd, Closter, NJ 07624 A5.0 ★Texas Ratio: 11.01% |
Conventional | 1 | 0.6% | 100% | $695,000 | View |
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★ 1.7 stars, 3 reviews 1163 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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1116 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA, Jumbo | 6 | 3.8% | 100% | $491,666 | |
1St Colonial Community Bank
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Conventional, Jumbo, HELOC | 3 +5 HELOCs |
1.9% | 100% | $688,333 | |
Acre Mortgage & Financial, Inc.
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Conventional | 3 | 1.9% | 100% | $531,666 | |
Absolute Home Mortgage
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Conventional | 3 | 1.9% | 75% | $441,666 | |
Nation One Mortgage Corporatio
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Conventional, FHA | 3 | 1.9% | 100% | $285,000 | |
Advisors Mortgage Group, LLC
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Conventional | 1 | 0.6% | 100% | $445,000 | |
Weichert Financial Services
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Conventional | 1 | 0.6% | 100% | $575,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Affordable Mortgage Advisors
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Conventional | 9 | 5.7% | 100% | $318,333 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 8 | 5.1% | 88.9% | $476,250 | |
loanDepot.com LLC
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Conventional, VA | 8 | 5.1% | 80% | $401,250 | |
Prosperity Home Mortgage, LLC
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Conventional, Jumbo | 7 | 4.4% | 100% | $392,142 | |
Rocket Mortgage
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Conventional, FHA | 5 | 3.2% | 62.5% | $417,000 | |
Newrez LLC
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Conventional, FHA | 5 | 3.2% | 83.3% | $267,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 3 +2 HELOCs |
1.9% | 75% | $191,666 | |
Cmg Mortgage Inc
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Conventional, FHA | 3 | 1.9% | 83.3% | $395,000 | |
Nfm, Inc
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Conventional, Jumbo | 3 | 1.9% | 100% | $631,666 | |
Nationstar Mortgage
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Conventional, VA | 3 | 1.9% | 100% | $121,666 | |
New American Funding, LLC.
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Conventional, Jumbo | 3 | 1.9% | 100% | $525,000 | |
Fairway Independent Mort Corp
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Conventional | 3 | 1.9% | 100% | $488,333 | |
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A+5.0 ★Texas Ratio: 0.70% |
Conventional, HELOC | 2 +8 HELOCs |
1.3% | 50% | $135,000 | |
TruMark Financial Credit Union
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Conventional, HELOC | 2 +2 HELOCs |
1.3% | 100% | $525,000 | |
Citadel Federal Credit Union
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Conventional, HELOC | 2 +1 HELOCs |
1.3% | 100% | $125,000 | |
United Wholesale Mortgage
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Conventional, HELOC | 2 +1 HELOCs |
1.3% | 100% | $675,000 | |
Guaranteed Rate, Inc.
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Conventional, HELOC | 2 +1 HELOCs |
1.3% | 100% | $555,000 | |
Everett Financial, Inc.
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Conventional | 2 | 1.3% | 100% | $305,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 1.3% | 66.7% | $460,000 | |
American Financial Network, Inc.
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Conventional | 2 | 1.3% | 100% | $430,000 | |
Mortgage Research Center
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VA | 2 | 1.3% | 100% | $340,000 | |
Pike Creek Mortgage Services, Inc.
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Conventional, VA | 2 | 1.3% | 100% | $445,000 | |
Keystone Funding, Inc
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Conventional | 2 | 1.3% | 100% | $455,000 | |
Zillow Home Loans, LLC
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FHA | 2 | 1.3% | 100% | $425,000 | |
Spring Eq, LLC
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Conventional | 2 | 1.3% | 33.3% | $65,000 | |
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A5.0 ★Texas Ratio: 9.33% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 50% | $45,000 | |
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A+5.0 ★Texas Ratio: 2.44% |
Conventional | 1 | 0.6% | 100% | $245,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 0.6% | 100% | $325,000 | |
Canopy Mortgage, LLC
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VA | 1 | 0.6% | 100% | $455,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.6% | 100% | $385,000 | |
Kind Lending, LLC
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FHA | 1 | 0.6% | 100% | $415,000 | |
Allied Mortgage Group, Inc
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Conventional | 1 | 0.6% | 100% | $245,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.6% | 100% | $255,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 0.6% | 100% | $675,000 | View |
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A5.0 ★Texas Ratio: 8.11% |
Conventional | 1 | 0.6% | 100% | $265,000 | |
Deephaven Mortgage LLC
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Conventional, Jumbo | 1 | 0.6% | 50% | $1,275,000 | |
AdvantageFirst Lending Inc
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VA | 1 | 0.6% | 100% | $495,000 | |
Discover Bank
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Conventional | 1 | 0.6% | 100% | $55,000 | |
Sun West Mortgage Company, Inc
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Conventional, Jumbo | 1 | 0.6% | 100% | $505,000 | |
Das Acquisition Company, LLC
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Conventional | 1 | 0.6% | 100% | $725,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.6% | 100% | $325,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.6% | 100% | $735,000 | |
Quaint Oak Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $335,000 | |
First Heritage Financial LLC
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Conventional | 1 | 0.6% | 100% | $615,000 | |
Vellum Mortgage, Inc.
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Conventional | 1 | 0.6% | 100% | $465,000 | |
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A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.6% | 100% | $625,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.6% | 100% | $565,000 | View |
Better Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $105,000 | |
V.I.P. Mortgage, Inc.
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Conventional | 1 | 0.6% | 100% | $385,000 | |
Farm Credit East ACA
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Conventional | 1 | 0.6% | 100% | $355,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 1 | 0.6% | 100% | $965,000 | View |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.6% | 100% | $755,000 | View |
Angel Oak Mortgage Solutions LLC
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Conventional, Jumbo | 1 | 0.6% | 100% | $1,165,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Tower Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | 100% | View |
Richwood Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Richwood, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Richwood? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Richwood in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Richwood, NJ
Use these to narrow the list above. Each category shows how many Richwood, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Richwood, NJ
Independent mortgage companies closed 72.2 percent of home loans in Richwood, New Jersey in 2025, banks 15.8 percent and credit unions 12 percent. American Neighborhood Mortgage Acceptance Company was the largest mortgage company, Oceanfirst Bank the largest bank and First Harvest Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, First Harvest Federal Credit Union led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Richwood, NJ
By home loans closed in 2025, First Harvest Federal Credit Union was the largest mortgage lender in Richwood, New Jersey with 5 loans, about 3.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in Richwood, New Jersey in 2025, led by Nation One Mortgage Corporatio with 2. 8 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 12 credit unions closed home loans in Richwood, New Jersey in 2025, alongside 50 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Richwood, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Richwood, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Richwood. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
