Mortgage Lenders and Brokers in Prospect Park, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Prospect Park, New Jersey mortgage lenders include Columbia BankColumbia Bank1154 Highway 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.30%, Valley National BankValley National Bank522 Broadway, Bayonne, NJ 07002A+5.0 ★Texas Ratio: 5.76%, Wells Fargo Bank NAWells Fargo Bank NA1115 Highway 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 5.36%, North Jersey Federal Credit UnionNorth Jersey Federal Credit Union444 Mola Blvd, Elmwood Park, NJ 07407A+5.0 ★Texas Ratio: 4.55%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1342 Saint Georges Ave, Avenel, NJ 07001A+5.0 ★Texas Ratio: 3.68%, Flagstar Bank NAFlagstar Bank NA171 Broadway # 173, Bayonne, NJ 07002D3.3 ★Texas Ratio: 35.11%, Unity BankUnity Bank64 Old Highway 22, Clinton, NJ 08809A5.0 ★Texas Ratio: 9.27%, PNC Bank N.A.PNC Bank N.A.1163 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.24%, Citizens Bank, NACitizens Bank, NA1000 Highway 36, Atlantic Highlands, NJ 07716A+5.0 ★Texas Ratio: 5.44%, and M&T BankM&T Bank547 Broadway, Bayonne, NJ 07002A+5.0 ★Texas Ratio: 4.11%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Prospect Park, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Prospect Park are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Prospect Park, New Jersey
Market share is the lender's share of all home loans closed in Prospect Park, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1154 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.30% |
Conventional | 3 | 4.5% | 75% | $491,666 | View |
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522 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 2 +2 HELOCs |
3% | 75% | $425,000 | View |
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1115 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 3% | 100% | $265,000 | View |
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444 Mola Blvd, Elmwood Park, NJ 07407 A+5.0 ★Texas Ratio: 4.55% |
Conventional | 2 | 3% | 100% | $185,000 | View |
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1342 Saint Georges Ave, Avenel, NJ 07001 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.5% | 100% | $265,000 | View |
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171 Broadway # 173, Bayonne, NJ 07002 D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 1.5% | 100% | $685,000 | View |
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64 Old Highway 22, Clinton, NJ 08809 A5.0 ★Texas Ratio: 9.27% |
Conventional | 1 | 1.5% | 100% | $565,000 | View |
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★ 1.7 stars, 3 reviews 1163 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +8 HELOCs |
0% | n/a | View | |
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1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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547 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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601 White Horse Pike, Absecon, NJ 08201 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Mld Mortgage, Inc.Dba the Money Store
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FHA | 4 | 6% | 100% | $507,500 | |
American Federal Mortgage Corporation
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Conventional | 2 | 3% | 100% | $545,000 | |
American Neighborhood Mortgage Acceptance Company
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FHA | 2 | 3% | 100% | $530,000 | |
HomeBridge Financial Services, Inc
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FHA | 1 | 1.5% | 50% | $625,000 | |
NJ Lenders Corp
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Conventional | 1 | 1.5% | 100% | $295,000 | |
Absolute Home Mortgage
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Conventional | 1 | 1.5% | 100% | $395,000 | |
1St 2Nd Mortgage Company of N.J., Inc.
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FHA | 1 | 1.5% | 100% | $575,000 | |
Rocket Mortgage
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Conventional, FHA | 7 | 10.4% | 100% | $307,857 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 6 +1 HELOCs |
9% | 100% | $420,000 | |
loanDepot.com LLC
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Conventional, FHA | 5 | 7.5% | 100% | $403,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 4 | 6% | 100% | $490,000 | |
Paramount Residential Mortgage
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Conventional, FHA | 4 | 6% | 100% | $505,000 | |
Newrez LLC
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Conventional | 2 | 3% | 66.7% | $305,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 2 | 3% | 100% | $490,000 | |
Embrace Home Loans, Inc.
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Conventional | 2 | 3% | 100% | $290,000 | |
New American Funding, LLC.
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FHA, HELOC | 1 +2 HELOCs |
1.5% | 50% | $635,000 | |
Cazle Mortgage, Inc.
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FHA | 1 | 1.5% | 100% | $465,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 1.5% | 100% | $415,000 | |
Azuza LLC
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FHA | 1 | 1.5% | 100% | $575,000 | |
Cmg Mortgage Inc
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FHA | 1 | 1.5% | 100% | $615,000 | |
UNMB Home Loans Inc
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FHA | 1 | 1.5% | 100% | $455,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 1.5% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.5% | 100% | $425,000 | View |
Keystone Funding, Inc
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Conventional | 1 | 1.5% | 100% | $665,000 | |
Utilities Employees Credit Union
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Conventional | 1 | 1.5% | 100% | $95,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 1.5% | 100% | $575,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Prospect Park Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Prospect Park, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Prospect Park? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Prospect Park in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Prospect Park, NJ
Use these to narrow the list above. Each category shows how many Prospect Park, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Prospect Park, NJ
Independent mortgage companies closed 80.6 percent of home loans in Prospect Park, New Jersey in 2025, banks 14.9 percent and credit unions 4.5 percent. Mld Mortgage, Inc.Dba the Money Store was the largest mortgage company, Columbia Bank the largest bank and North Jersey Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, Columbia Bank led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Prospect Park, NJ
By home loans closed in 2025, Columbia Bank was the largest mortgage lender in Prospect Park, New Jersey with 3 loans, about 4.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
17 lenders closed FHA loans in Prospect Park, New Jersey in 2025, led by Mld Mortgage, Inc.Dba the Money Store with 4. 1 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 2 credit unions closed home loans in Prospect Park, New Jersey in 2025, alongside 28 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Prospect Park, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Prospect Park, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Prospect Park. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
