Mortgage Lenders and Brokers in Point Pleasant Beach, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Point Pleasant Beach, New Jersey mortgage lenders include TD BankTD Bank230 Richmond Ave, Point Pleasant Beach, NJ 08742A+5.0 ★Texas Ratio: 3.71%, Bank of America NABank of America NA2232 Bridge Ave, Point Pleasant Beach, NJ 08742A+5.0 ★Texas Ratio: 4.14%, Provident BankProvident Bank604 Laurel Ave, Point Pleasant Beach, NJ 08742A+5.0 ★Texas Ratio: 3.46%, Oceanfirst BankOceanfirst Bank1801 Atlantic Avenue, Atlantic City, NJ 08401A+5.0 ★Texas Ratio: 5.26%, Manasquan BankManasquan Bank2307 Route 88, Point Pleasant Beach, NJ 08742A+5.0 ★Texas Ratio: 5.71%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1342 Saint Georges Ave, Avenel, NJ 07001A+5.0 ★Texas Ratio: 3.68%, PNC Bank N.A.PNC Bank N.A.1163 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.24%, M&T BankM&T Bank547 Broadway, Bayonne, NJ 07002A+5.0 ★Texas Ratio: 4.11%, Fulton Bank, National AssociationFulton Bank, National Association20 N Main St, Allentown, NJ 08501A+5.0 ★Texas Ratio: 4.85%, and Citibank, NACitibank, NA378 Nj Route 3, Clifton, NJ 07014A+5.0 ★Texas Ratio: 2.82%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Point Pleasant Beach, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Point Pleasant Beach are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Point Pleasant Beach, New Jersey
Market share is the lender's share of all home loans closed in Point Pleasant Beach, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Point Pleasant Beach 230 Richmond Ave, Point Pleasant Beach, NJ 08742 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +5 HELOCs |
1.2% | 50% | $805,000 | View |
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1 office in Point Pleasant Beach 2232 Bridge Ave, Point Pleasant Beach, NJ 08742 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 1 +2 HELOCs |
1.2% | 100% | $1,595,000 | View |
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1 office in Point Pleasant Beach 604 Laurel Ave, Point Pleasant Beach, NJ 08742 A+5.0 ★Texas Ratio: 3.46% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1801 Atlantic Avenue, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 5.26% |
Conventional, HELOC | 5 +1 HELOCs |
5.8% | 100% | $615,000 | View |
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★ 3 stars, 1 review 2307 Route 88, Point Pleasant Beach, NJ 08742 A+5.0 ★Texas Ratio: 5.71% |
Conventional, HELOC | 4 +2 HELOCs |
4.7% | 100% | $417,500 | View |
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1342 Saint Georges Ave, Avenel, NJ 07001 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 3 | 3.5% | 100% | $1,018,333 | View |
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★ 1.7 stars, 3 reviews 1163 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +3 HELOCs |
2.3% | 66.7% | $515,000 | View |
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547 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 2 +1 HELOCs |
2.3% | 100% | $910,000 | View |
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20 N Main St, Allentown, NJ 08501 A+5.0 ★Texas Ratio: 4.85% |
Conventional, Jumbo | 2 | 2.3% | 100% | $1,715,000 | View |
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378 Nj Route 3, Clifton, NJ 07014 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
1.2% | 100% | $3,005,000 | View |
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600 HIGHWAY 36, HAZLET, NJ 07730 1797 A5.0 ★Texas Ratio: 7.09% |
Conventional | 1 | 1.2% | 50% | $205,000 | View |
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64 Old Highway 22, Clinton, NJ 08809 A5.0 ★Texas Ratio: 9.27% |
Conventional, Jumbo | 1 | 1.2% | 100% | $1,655,000 | View |
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1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +7 HELOCs |
0% | n/a | View | |
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73 Mountainview Blvd, Basking Ridge, NJ 07920 3849 A5.0 ★Texas Ratio: 9.20% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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522 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Advisors Mortgage Group, LLC
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Conventional | 5 | 5.8% | 100% | $735,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 2 | 2.3% | 100% | $500,000 | |
Weichert Financial Services
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Conventional | 1 | 1.2% | 100% | $555,000 | |
1St Colonial Community Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional | 6 | 7% | 85.7% | $416,666 | |
CrossCountry Mortgage, LLC
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Conventional, Jumbo | 6 | 7% | 100% | $745,000 | |
Guaranteed Rate, Inc.
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Conventional, Jumbo | 5 | 5.8% | 100% | $727,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 4 | 4.7% | 100% | $745,000 | View |
Pennymac Loan Services LLC
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Conventional | 4 | 4.7% | 100% | $490,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 3.5% | 100% | $161,666 | View |
loanDepot.com LLC
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Conventional | 2 | 2.3% | 100% | $305,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 2.3% | 66.7% | $60,000 | |
Nationstar Mortgage
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Conventional, FHA | 2 | 2.3% | 100% | $480,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 2 | 2.3% | 100% | $345,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 2 | 2.3% | 66.7% | $820,000 | View |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +1 HELOCs |
1.2% | 100% | $275,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +1 HELOCs |
1.2% | 100% | $65,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 1.2% | 100% | $1,045,000 | |
Freedom Mortgage Corporation
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Conventional | 1 | 1.2% | 100% | $415,000 | |
Nbkc Bank
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Conventional | 1 | 1.2% | 100% | $455,000 | |
Kind Lending, LLC
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Conventional | 1 | 1.2% | 100% | $495,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 1.2% | 100% | $445,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 1.2% | 100% | $255,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 1.2% | 100% | $665,000 | |
Embrace Home Loans, Inc.
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VA | 1 | 1.2% | 100% | $905,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 1.2% | 100% | $765,000 | View |
Municipal Credit Union
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Conventional, Jumbo | 1 | 1.2% | 100% | $1,305,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 1.2% | 100% | $515,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 1.2% | 100% | $555,000 | View |
Fairway Independent Mort Corp
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Conventional | 1 | 1.2% | 100% | $575,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 1.2% | 100% | $275,000 | |
Spring Eq, LLC
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Conventional | 1 | 1.2% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 5.55% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Point Pleasant Beach Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Point Pleasant Beach, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Point Pleasant Beach? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Point Pleasant Beach in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Point Pleasant Beach, NJ
Use these to narrow the list above. Each category shows how many Point Pleasant Beach, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Point Pleasant Beach, NJ
Independent mortgage companies closed 55.8 percent of home loans in Point Pleasant Beach, New Jersey in 2025, banks 40.7 percent and credit unions 3.5 percent. Advisors Mortgage Group, LLC was the largest mortgage company, TD Bank the largest bank and United Teletech Financial Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, TD Bank led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Point Pleasant Beach, NJ
By home loans closed in 2025, TD Bank was the largest mortgage lender in Point Pleasant Beach, New Jersey with 1 loans, about 1.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
3 lenders closed FHA loans in Point Pleasant Beach, New Jersey in 2025, led by Nationstar Mortgage with 1. 1 lenders closed VA loans, led by Embrace Home Loans, Inc.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 23 banks and 5 credit unions closed home loans in Point Pleasant Beach, New Jersey in 2025, alongside 22 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Point Pleasant Beach, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Point Pleasant Beach, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Point Pleasant Beach. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
