Mortgage Lenders and Brokers in Mizpah, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Mizpah, New Jersey mortgage lenders include First Harvest Federal Credit UnionFirst Harvest Federal Credit Union227 Market St, Camden, NJ 08102A5.0 ★Texas Ratio: 8.18%, Oceanfirst BankOceanfirst Bank1801 Atlantic Avenue, Atlantic City, NJ 08401A+5.0 ★Texas Ratio: 5.26%, Jersey Shore FCUJersey Shore FCUWilliam J Hughes Technical Ctr, Atlantic City, NJ 08405A+5.0 ★Texas Ratio: 1.54%, First National Bank of AbseconFirst National Bank of Absecon106 New Jersey Ave, Absecon, NJ 08201, TD BankTD Bank601 White Horse Pike, Absecon, NJ 08201A+5.0 ★Texas Ratio: 3.71%, Fulton Bank, National AssociationFulton Bank, National Association20 N Main St, Allentown, NJ 08501A+5.0 ★Texas Ratio: 4.85%, EDIFI Credit UnionEDIFI Credit Union2652 Atlantic Ave, Atlantic City, NJ 08401A+5.0 ★Texas Ratio: 3.73%, Unity BankUnity Bank64 Old Highway 22, Clinton, NJ 08809A5.0 ★Texas Ratio: 9.27%, Wells Fargo Bank NAWells Fargo Bank NA1115 Highway 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 5.36%, and PNC Bank N.A.PNC Bank N.A.1163 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Mizpah, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Mizpah are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Mizpah, New Jersey
Market share is the lender's share of all home loans closed in Mizpah, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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227 Market St, Camden, NJ 08102 A5.0 ★Texas Ratio: 8.18% |
Conventional | 4 | 3.3% | 66.7% | $75,000 | View |
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1801 Atlantic Avenue, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 5.26% |
Conventional, HELOC | 2 +2 HELOCs |
1.7% | 100% | $95,000 | View |
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William J Hughes Technical Ctr, Atlantic City, NJ 08405 A+5.0 ★Texas Ratio: 1.54% |
Conventional | 2 | 1.7% | 66.7% | $70,000 | View |
First National Bank of Absecon
106 New Jersey Ave, Absecon, NJ 08201 |
Conventional | 2 | 1.7% | 100% | $90,000 | |
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601 White Horse Pike, Absecon, NJ 08201 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +3 HELOCs |
0.8% | 100% | $175,000 | View |
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20 N Main St, Allentown, NJ 08501 A+5.0 ★Texas Ratio: 4.85% |
Conventional | 1 | 0.8% | 100% | $335,000 | View |
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2652 Atlantic Ave, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 3.73% |
Conventional | 1 | 0.8% | 50% | $105,000 | View |
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64 Old Highway 22, Clinton, NJ 08809 A5.0 ★Texas Ratio: 9.27% |
Conventional | 1 | 0.8% | 100% | $525,000 | View |
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1115 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.8% | 100% | $145,000 | View |
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★ 1.7 stars, 3 reviews 1163 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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1342 Saint Georges Ave, Avenel, NJ 07001 A+5.0 ★Texas Ratio: 3.68% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Nation One Mortgage Corporatio
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Conventional, FHA | 13 | 10.8% | 76.5% | $210,384 | |
Advisors Mortgage Group, LLC
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Conventional, FHA | 8 | 6.7% | 100% | $305,000 | |
HomeBridge Financial Services, Inc
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FHA | 1 | 0.8% | 100% | $325,000 | |
American Neighborhood Mortgage Acceptance Company
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FHA | 1 | 0.8% | 100% | $465,000 | |
Rocket Mortgage
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Conventional, FHA | 12 | 10% | 75% | $193,333 | |
Pennymac Loan Services LLC
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Conventional, FHA | 7 | 5.8% | 100% | $206,428 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 6 +1 HELOCs |
5% | 85.7% | $228,333 | |
loanDepot.com LLC
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Conventional, FHA | 6 | 5% | 75% | $161,666 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 5 | 4.2% | 62.5% | $319,000 | |
Affordable Mortgage Advisors
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FHA, VA | 4 | 3.3% | 85.7% | $385,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 3 | 2.5% | 100% | $321,666 | |
Allied Mortgage Group, Inc
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Conventional, VA | 3 | 2.5% | 100% | $315,000 | |
Nationstar Mortgage
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Conventional | 3 | 2.5% | 100% | $108,333 | |
Prosperity Home Mortgage, LLC
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Conventional, VA | 3 | 2.5% | 75% | $328,333 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 2 | 1.7% | 66.7% | $340,000 | |
Cmg Mortgage Inc
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Conventional, FHA | 2 | 1.7% | 100% | $170,000 | |
Nfm, Inc
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Conventional, FHA | 2 | 1.7% | 100% | $280,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 2 | 1.7% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 0.70% |
Conventional, HELOC | 1 +2 HELOCs |
0.8% | 100% | $45,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.8% | 100% | $205,000 | View |
Freedom Mortgage Corporation
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VA | 1 | 0.8% | 66.7% | $385,000 | |
Newrez LLC
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Conventional | 1 | 0.8% | 25% | $105,000 | |
Movement Mortgage, LLC
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FHA | 1 | 0.8% | 100% | $315,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.8% | 33.3% | $355,000 | |
Discover Bank
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Conventional | 1 | 0.8% | 33.3% | $35,000 | |
ClearPath Lending
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VA | 1 | 0.8% | 100% | $455,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.8% | 100% | $165,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.8% | 100% | $475,000 | |
Loanleaders of America, Inc
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VA | 1 | 0.8% | 100% | $395,000 | |
Provident Funding Associates
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Conventional | 1 | 0.8% | 100% | $405,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.8% | 100% | $315,000 | View |
Mortgage Research Center
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VA | 1 | 0.8% | 50% | $325,000 | |
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A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.8% | 100% | $545,000 | View |
New American Funding, LLC.
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FHA | 1 | 0.8% | 100% | $195,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.8% | 100% | $355,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
FHA | 1 | 0.8% | 100% | $345,000 | View |
Carrington Mortgage Services LLC
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FHA | 1 | 0.8% | 50% | $235,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.8% | 50% | $25,000 | |
Utilities Employees Credit Union
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Conventional | 1 | 0.8% | 100% | $335,000 | |
Village Capital & Investment
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VA | 1 | 0.8% | 100% | $405,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Mizpah Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Mizpah, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Mizpah? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Mizpah in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Mizpah, NJ
Use these to narrow the list above. Each category shows how many Mizpah, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Mizpah, NJ
Independent mortgage companies closed 79.2 percent of home loans in Mizpah, New Jersey in 2025, banks 9.2 percent and credit unions 11.7 percent. Nation One Mortgage Corporatio was the largest mortgage company, Oceanfirst Bank the largest bank and First Harvest Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, First Harvest Federal Credit Union led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Mizpah, NJ
By home loans closed in 2025, First Harvest Federal Credit Union was the largest mortgage lender in Mizpah, New Jersey with 4 loans, about 3.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
18 lenders closed FHA loans in Mizpah, New Jersey in 2025, led by Nation One Mortgage Corporatio with 7. 10 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 6 credit unions closed home loans in Mizpah, New Jersey in 2025, alongside 36 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Mizpah, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Mizpah, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Mizpah. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
