Mortgage Lenders and Brokers in Milford, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Milford, New Jersey mortgage lenders include Riegel FCURiegel FCU515 Milford Warren Glen Rd, Milford, NJ 08848 1881A+5.0 ★Texas Ratio: 4.61%, Citizens Bank, NACitizens Bank, NA1000 Highway 36, Atlantic Highlands, NJ 07716A+5.0 ★Texas Ratio: 5.44%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1342 Saint Georges Ave, Avenel, NJ 07001A+5.0 ★Texas Ratio: 3.68%, Fulton Bank, National AssociationFulton Bank, National Association20 N Main St, Allentown, NJ 08501A+5.0 ★Texas Ratio: 4.85%, Somerset Regal BankSomerset Regal Bank220 W Union Ave, Bound Brook, NJ 08805A+5.0 ★Texas Ratio: 0.00%, PNC Bank N.A.PNC Bank N.A.1163 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.24%, Affinity Federal Credit UnionAffinity Federal Credit Union73 Mountainview Blvd, Basking Ridge, NJ 07920 3849A5.0 ★Texas Ratio: 9.20%, TD BankTD Bank601 White Horse Pike, Absecon, NJ 08201A+5.0 ★Texas Ratio: 3.71%, Princeton Mortgage CorporationPrinceton Mortgage Corporation335 Farnsworth Ave, Bordentown, NJ 08505A+5.0 ★Texas Ratio: 5.94%, and Peapack Private Bank & TrustPeapack Private Bank & Trust500 Hills Drive Suite 300, Bedminster, NJ 07921. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Milford, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Milford are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Milford, New Jersey
Market share is the lender's share of all home loans closed in Milford, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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515 Milford Warren Glen Rd, Milford, NJ 08848 1881 A+5.0 ★Texas Ratio: 4.61% |
Conventional, HELOC | 2 +10 HELOCs |
2.1% | 100% | $45,000 | View |
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1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 2 +4 HELOCs |
2.1% | 50% | $725,000 | View |
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1342 Saint Georges Ave, Avenel, NJ 07001 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 2 +1 HELOCs |
2.1% | 100% | $365,000 | View |
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20 N Main St, Allentown, NJ 08501 A+5.0 ★Texas Ratio: 4.85% |
Conventional, HELOC | 2 +1 HELOCs |
2.1% | 100% | $900,000 | View |
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220 W Union Ave, Bound Brook, NJ 08805 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 2 | 2.1% | 100% | $425,000 | View |
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★ 1.7 stars, 3 reviews 1163 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +10 HELOCs |
1.1% | 100% | $245,000 | View |
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73 Mountainview Blvd, Basking Ridge, NJ 07920 3849 A5.0 ★Texas Ratio: 9.20% |
Conventional, HELOC | 1 +6 HELOCs |
1.1% | 100% | $345,000 | View |
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601 White Horse Pike, Absecon, NJ 08201 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +4 HELOCs |
1.1% | 66.7% | $145,000 | View |
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★ 2 stars, 1 review 335 Farnsworth Ave, Bordentown, NJ 08505 A+5.0 ★Texas Ratio: 5.94% |
Conventional | 1 | 1.1% | 100% | $415,000 | View |
Peapack Private Bank & Trust
500 Hills Drive Suite 300, Bedminster, NJ 07921 |
Conventional | 1 | 1.1% | 100% | $695,000 | |
Northfield Bank
1410 Saint Georges Ave, Avenel, NJ 07001 |
Conventional | 1 | 1.1% | 100% | $245,000 | |
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64 Old Highway 22, Clinton, NJ 08809 A5.0 ★Texas Ratio: 9.27% |
Conventional | 1 | 1.1% | 100% | $565,000 | View |
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675 Martinsville Rd, Basking Ridge, NJ 07920 A5.0 ★Texas Ratio: 7.41% |
Conventional | 1 | 1.1% | 100% | $335,000 | View |
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511 Cookman Ave, Asbury Park, NJ 07712 A+5.0 ★Texas Ratio: 3.46% |
Conventional | 1 | 1.1% | 100% | $375,000 | View |
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1116 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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444 Hoes Ln, Piscataway, NJ 08854 A+5.0 ★Texas Ratio: 2.51% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Millenium Home Mortgage
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Conventional | 6 | 6.4% | 100% | $561,666 | |
Weichert Financial Services
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Conventional | 2 | 2.1% | 100% | $365,000 | |
EMM Loans LLC
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Conventional | 1 | 1.1% | 100% | $625,000 | |
NJ Lenders Corp
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Conventional | 1 | 1.1% | 100% | $255,000 | |
Advisors Mortgage Group, LLC
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Conventional | 1 | 1.1% | 100% | $505,000 | |
American Federal Mortgage Corporation
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Conventional | 1 | 1.1% | 100% | $385,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 1 | 1.1% | 100% | $435,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 1.1% | 100% | $455,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA, VA | 12 | 12.8% | 85.7% | $434,166 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA | 5 | 5.3% | 100% | $381,000 | |
United Wholesale Mortgage
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Conventional | 3 | 3.2% | 100% | $565,000 | |
Nationstar Mortgage
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Conventional | 3 | 3.2% | 100% | $268,333 | |
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A5.0 ★Texas Ratio: 8.14% |
VA, HELOC | 2 +2 HELOCs |
2.1% | 100% | $580,000 | |
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A+5.0 ★Texas Ratio: 0.70% |
Conventional, HELOC | 2 +1 HELOCs |
2.1% | 100% | $155,000 | |
Guaranteed Rate, Inc.
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Conventional | 2 | 2.1% | 100% | $675,000 | |
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A5.0 ★Texas Ratio: 11.06% |
VA | 2 | 2.1% | 100% | $385,000 | View |
CrossCountry Mortgage, LLC
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Conventional | 2 | 2.1% | 100% | $415,000 | |
Movement Mortgage, LLC
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Conventional | 2 | 2.1% | 100% | $320,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 2 | 2.1% | 100% | $455,000 | |
Embrace Home Loans, Inc.
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Conventional | 2 | 2.1% | 100% | $325,000 | |
Mortgage Research Center
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VA | 2 | 2.1% | 100% | $315,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +2 HELOCs |
1.1% | 100% | $105,000 | |
loanDepot.com LLC
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Conventional, HELOC | 1 +1 HELOCs |
1.1% | 100% | $425,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +1 HELOCs |
1.1% | 100% | $225,000 | View |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 1.1% | 100% | $245,000 | View |
Newrez LLC
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Conventional | 1 | 1.1% | 100% | $125,000 | |
Kind Lending, LLC
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Conventional | 1 | 1.1% | 100% | $435,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 1.1% | 100% | $645,000 | View |
Pennymac Loan Services LLC
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Conventional | 1 | 1.1% | 100% | $55,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 1.1% | 50% | $65,000 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional | 1 | 1.1% | 100% | $275,000 | View |
Discover Bank
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Conventional | 1 | 1.1% | 33.3% | $35,000 | |
Developer's Mortgage Company
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Conventional | 1 | 1.1% | 100% | $535,000 | |
LoanFlight Lending, LLC.
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Conventional | 1 | 1.1% | 100% | $675,000 | |
First National Bank and Trust
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Conventional | 1 | 1.1% | 100% | $635,000 | |
Towne Mortgage Company
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Conventional | 1 | 1.1% | 100% | $515,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 1.1% | 100% | $625,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 1.1% | 100% | $215,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 1.1% | 100% | $185,000 | |
Farm Credit East ACA
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Conventional | 1 | 1.1% | 100% | $455,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 1.1% | 100% | $535,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
TruMark Financial Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Digital Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Milford Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Milford, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Milford? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Milford in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Milford, NJ
Use these to narrow the list above. Each category shows how many Milford, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Milford, NJ
Independent mortgage companies closed 70.2 percent of home loans in Milford, New Jersey in 2025, banks 22.3 percent and credit unions 7.4 percent. Princeton Mortgage Corporation was the largest mortgage company, Citizens Bank, NA the largest bank and Riegel FCU the largest credit union. Among lenders headquartered in New Jersey, Riegel FCU led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Milford, NJ
By home loans closed in 2025, Riegel FCU was the largest mortgage lender in Milford, New Jersey with 2 loans, about 2.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
3 lenders closed FHA loans in Milford, New Jersey in 2025, led by Rocket Mortgage with 4. 5 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 20 banks and 6 credit unions closed home loans in Milford, New Jersey in 2025, alongside 37 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Milford, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Milford, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Milford. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
