Mortgage Lenders and Brokers in Middlesex, New Jersey
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Middlesex, New Jersey mortgage lenders include Somerset Regal BankSomerset Regal Bank1305 Bound Brook Rd, Middlesex, NJ 08846A+5.0 ★Texas Ratio: 0.00%, Wells Fargo Bank NAWells Fargo Bank NA444 Union Ave, Middlesex, NJ 08846A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA1285 Bound Brook Rd, Middlesex, NJ 08846A+5.0 ★Texas Ratio: 4.14%, Oceanfirst BankOceanfirst Bank1801 Atlantic Avenue, Atlantic City, NJ 08401A+5.0 ★Texas Ratio: 5.26%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1342 Saint Georges Ave, Avenel, NJ 07001A+5.0 ★Texas Ratio: 3.68%, Provident BankProvident Bank511 Cookman Ave, Asbury Park, NJ 07712A+5.0 ★Texas Ratio: 3.46%, Mid Penn BankMid Penn Bank509 S White Horse Pike, Audubon, NJ 08106A+5.0 ★Texas Ratio: 4.25%, Magyar BankMagyar Bank1000 Route 202 S, Branchburg, NJ 08876A+5.0 ★Texas Ratio: 0.29%, Cathay BankCathay Bank1775 Route 27, Edison, NJ 08817A+5.0 ★Texas Ratio: 4.57%, and Peapack Private Bank & TrustPeapack Private Bank & Trust500 Hills Drive Suite 300, Bedminster, NJ 07921. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Middlesex, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Middlesex are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Middlesex, New Jersey
Market share is the lender's share of all home loans closed in Middlesex, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Middlesex 1305 Bound Brook Rd, Middlesex, NJ 08846 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 2 | 0.9% | 100% | $480,000 | View |
|
1 office in Middlesex 444 Union Ave, Middlesex, NJ 08846 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.9% | 66.7% | $235,000 | View |
|
1 office in Middlesex 1285 Bound Brook Rd, Middlesex, NJ 08846 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +6 HELOCs |
0.5% | 100% | $445,000 | View |
|
1801 Atlantic Avenue, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 5.26% |
Conventional | 7 | 3.2% | 100% | $490,714 | View |
|
1342 Saint Georges Ave, Avenel, NJ 07001 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 4 +2 HELOCs |
1.8% | 62.5% | $307,500 | View |
|
511 Cookman Ave, Asbury Park, NJ 07712 A+5.0 ★Texas Ratio: 3.46% |
Conventional | 4 | 1.8% | 100% | $217,500 | View |
|
509 S White Horse Pike, Audubon, NJ 08106 A+5.0 ★Texas Ratio: 4.25% |
Conventional | 3 | 1.4% | 100% | $401,666 | View |
|
1000 Route 202 S, Branchburg, NJ 08876 A+5.0 ★Texas Ratio: 0.29% |
Conventional | 2 | 0.9% | 100% | $135,000 | View |
|
1775 Route 27, Edison, NJ 08817 A+5.0 ★Texas Ratio: 4.57% |
Conventional | 1 | 0.5% | 100% | $255,000 | View |
Peapack Private Bank & Trust
500 Hills Drive Suite 300, Bedminster, NJ 07921 |
Conventional | 1 | 0.5% | 100% | $425,000 | |
|
2000 GALLOPING HILL RD, KENILWORTH, NJ 07033 A+5.0 ★Texas Ratio: 0.26% |
Conventional | 1 | 0.5% | 100% | $485,000 | View |
|
★ 1.7 stars, 3 reviews 1163 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +13 HELOCs |
0% | n/a | View | |
|
73 Mountainview Blvd, Basking Ridge, NJ 07920 3849 A5.0 ★Texas Ratio: 9.20% |
HELOC | 0 +10 HELOCs |
0% | n/a | View | |
|
1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +7 HELOCs |
0% | n/a | View | |
|
20 N Main St, Allentown, NJ 08501 A+5.0 ★Texas Ratio: 4.85% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
522 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
601 White Horse Pike, Absecon, NJ 08201 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +2 HELOCs |
0% | 33.3% | View | |
Advisors Mortgage Group, LLC
|
Conventional, FHA | 3 | 1.4% | 100% | $395,000 | |
American Neighborhood Mortgage Acceptance Company
|
Conventional, FHA | 3 | 1.4% | 100% | $285,000 | |
American Financial Resources LLC
|
Conventional, FHA | 2 | 0.9% | 100% | $530,000 | |
Bond Street Mortgage, LLC
|
Conventional, FHA | 2 | 0.9% | 100% | $455,000 | |
NJ Lenders Corp
|
Conventional | 2 | 0.9% | 100% | $530,000 | |
American Federal Mortgage Corporation
|
Conventional | 1 | 0.5% | 100% | $515,000 | |
Financial Resources Federal Cr
|
Conventional | 1 | 0.5% | 33.3% | $395,000 | |
1St 2Nd Mortgage Company of N.J., Inc.
|
FHA | 1 | 0.5% | 100% | $455,000 | |
Mld Mortgage, Inc.Dba the Money Store
|
Conventional | 1 | 0.5% | 100% | $405,000 | |
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
|
Conventional, FHA, VA | 26 | 11.9% | 90% | $323,846 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA, HELOC | 14 +3 HELOCs |
6.4% | 100% | $445,714 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 12 | 5.5% | 70.6% | $441,666 | |
Pennymac Loan Services LLC
|
Conventional, FHA | 8 | 3.7% | 90% | $307,500 | |
Cmg Mortgage Inc
|
Conventional, FHA, USDA | 7 | 3.2% | 100% | $403,571 | |
Guaranteed Rate, Inc.
|
Conventional, FHA, VA, HELOC | 6 +1 HELOCs |
2.7% | 100% | $465,000 | |
Newrez LLC
|
Conventional | 6 | 2.7% | 75% | $293,333 | |
loanDepot.com LLC
|
Conventional, FHA | 6 | 2.7% | 85.7% | $313,333 | |
Mortgage Research Center
|
Conventional, VA | 6 | 2.7% | 100% | $445,000 | |
New American Funding, LLC.
|
Conventional, FHA | 6 | 2.7% | 100% | $375,000 | |
Prosperity Home Mortgage, LLC
|
Conventional | 5 | 2.3% | 71.4% | $355,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional, FHA | 4 | 1.8% | 100% | $442,500 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 3 +2 HELOCs |
1.4% | 75% | $345,000 | View |
Movement Mortgage, LLC
|
Conventional, HELOC | 3 +1 HELOCs |
1.4% | 100% | $321,666 | |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional | 3 | 1.4% | 75% | $551,666 | View |
First Colony Mortgage Corporat
|
Conventional, FHA | 3 | 1.4% | 100% | $345,000 | |
Nationstar Mortgage
|
Conventional | 3 | 1.4% | 100% | $71,666 | |
Nationwide Mortgage Bankers, Inc.
|
Conventional | 3 | 1.4% | 100% | $311,666 | |
Paramount Residential Mortgage
|
Conventional, FHA | 3 | 1.4% | 100% | $325,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 2 +2 HELOCs |
0.9% | 66.7% | $120,000 | |
Cornerstone First Mortgage, LLC
|
Conventional | 2 | 0.9% | 66.7% | $400,000 | |
Freedom Mortgage Corporation
|
Conventional, FHA | 2 | 0.9% | 100% | $340,000 | |
Equity Prime Mortgage LLC
|
FHA, VA | 2 | 0.9% | 100% | $520,000 | |
Norwich Commercial Group Inc
|
Conventional | 2 | 0.9% | 100% | $440,000 | |
Home Mortgage Alliance Corp (Hmac)
|
Conventional, FHA | 2 | 0.9% | 100% | $240,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 0.9% | 100% | $500,000 | View |
Embrace Home Loans, Inc.
|
Conventional | 2 | 0.9% | 66.7% | $395,000 | |
Provident Funding Associates
|
Conventional | 2 | 0.9% | 100% | $395,000 | |
Kind Lending, LLC
|
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $395,000 | |
Municipal Credit Union
|
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $585,000 | |
|
A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 50% | $175,000 | View |
|
A5.0 ★Texas Ratio: 8.14% |
VA, HELOC | 1 +1 HELOCs |
0.5% | 66.7% | $425,000 | |
Panorama Mortgage Group, LLC
|
Conventional | 1 | 0.5% | 100% | $445,000 | |
Cliffco, Inc.
|
Conventional | 1 | 0.5% | 100% | $275,000 | |
Affordable Mortgage Advisors
|
Conventional | 1 | 0.5% | 100% | $445,000 | |
Contour Mortgage Corporation
|
Conventional | 1 | 0.5% | 100% | $305,000 | |
Lakeview Loan Servicing, LLC
|
Conventional | 1 | 0.5% | 50% | $65,000 | |
NOVA Financial & Investment Corporation
|
FHA | 1 | 0.5% | 100% | $495,000 | |
Nbkc Bank
|
Conventional | 1 | 0.5% | 100% | $495,000 | |
Allied Mortgage Group, Inc
|
Conventional | 1 | 0.5% | 100% | $465,000 | |
Guidance Residential, LLC
|
Conventional | 1 | 0.5% | 100% | $215,000 | |
AmeriHome Mortgage Company, LLC
|
Conventional | 1 | 0.5% | 100% | $385,000 | |
|
B+4.8 ★Texas Ratio: 17.16% |
FHA | 1 | 0.5% | 100% | $405,000 | View |
Deephaven Mortgage LLC
|
Conventional | 1 | 0.5% | 100% | $285,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 0.5% | 33.3% | $195,000 | |
Discover Bank
|
Conventional | 1 | 0.5% | 16.7% | $55,000 | |
Union Home Mortgage Corp.
|
FHA | 1 | 0.5% | 100% | $535,000 | |
Bay Equity LLC
|
Conventional | 1 | 0.5% | 100% | $555,000 | |
Nfm, Inc
|
Conventional | 1 | 0.5% | 100% | $385,000 | |
Visions Federal Credit Union
|
Conventional | 1 | 0.5% | 100% | $125,000 | |
Mortgage300 Corporation
|
Conventional | 1 | 0.5% | 100% | $285,000 | |
|
A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.5% | 100% | $495,000 | View |
Keystone Funding, Inc
|
Conventional | 1 | 0.5% | 100% | $665,000 | |
Lower, LLC
|
FHA | 1 | 0.5% | 100% | $415,000 | |
Reliance First Capital, LLC
|
Conventional | 1 | 0.5% | 100% | $385,000 | |
Plaza Home Mortgage, Inc
|
FHA | 1 | 0.5% | 100% | $625,000 | |
Tomo Mortgage LLC
|
Conventional | 1 | 0.5% | 100% | $565,000 | |
Village Capital & Investment
|
FHA | 1 | 0.5% | 100% | $435,000 | |
Figure Lending LLC
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
A5.0 ★Texas Ratio: 8.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Digital Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Middlesex Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Middlesex, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Middlesex? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Middlesex in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Middlesex, NJ
Use these to narrow the list above. Each category shows how many Middlesex, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Middlesex, NJ
Independent mortgage companies closed 79.5 percent of home loans in Middlesex, New Jersey in 2025, banks 18.3 percent and credit unions 2.3 percent. Advisors Mortgage Group, LLC was the largest mortgage company, Somerset Regal Bank the largest bank and Merck Employees FCU the largest credit union. Among lenders headquartered in New Jersey, Somerset Regal Bank led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Middlesex, NJ
By home loans closed in 2025, Somerset Regal Bank was the largest mortgage lender in Middlesex, New Jersey with 2 loans, about 0.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
25 lenders closed FHA loans in Middlesex, New Jersey in 2025, led by Rocket Mortgage with 5. 8 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 24 banks and 10 credit unions closed home loans in Middlesex, New Jersey in 2025, alongside 58 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Middlesex, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Middlesex, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Middlesex. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
