Mortgage Lenders and Brokers in Highland Park, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Highland Park, New Jersey mortgage lenders include Unity BankUnity Bank104 Raritan Ave, Highland Park, NJ 08904A5.0 ★Texas Ratio: 9.27%, Provident BankProvident Bank301 Raritan Ave, Highland Park, NJ 08904A+5.0 ★Texas Ratio: 3.46%, Bank of America NABank of America NA35 Woodbridge Ave, Highland Park, NJ 08904A+5.0 ★Texas Ratio: 4.14%, Oceanfirst BankOceanfirst Bank1801 Atlantic Avenue, Atlantic City, NJ 08401A+5.0 ★Texas Ratio: 5.26%, Rutgers Federal Credit UnionRutgers Federal Credit Union98 College Ave, New Brunswick, NJ 08901 1149, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1342 Saint Georges Ave, Avenel, NJ 07001A+5.0 ★Texas Ratio: 3.68%, Magyar BankMagyar Bank1000 Route 202 S, Branchburg, NJ 08876A+5.0 ★Texas Ratio: 0.29%, TD BankTD Bank601 White Horse Pike, Absecon, NJ 08201A+5.0 ★Texas Ratio: 3.71%, Affinity Federal Credit UnionAffinity Federal Credit Union73 Mountainview Blvd, Basking Ridge, NJ 07920 3849A5.0 ★Texas Ratio: 9.20%, and Citibank, NACitibank, NA378 Nj Route 3, Clifton, NJ 07014A+5.0 ★Texas Ratio: 2.82%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Highland Park, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Highland Park are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Highland Park, New Jersey
Market share is the lender's share of all home loans closed in Highland Park, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Highland Park 104 Raritan Ave, Highland Park, NJ 08904 A5.0 ★Texas Ratio: 9.27% |
Conventional | 1 | 0.9% | 100% | $25,000 | View |
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1 office in Highland Park 301 Raritan Ave, Highland Park, NJ 08904 A+5.0 ★Texas Ratio: 3.46% |
Conventional | 1 | 0.9% | 100% | $85,000 | View |
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1 office in Highland Park 35 Woodbridge Ave, Highland Park, NJ 08904 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1801 Atlantic Avenue, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 5.26% |
Conventional | 5 | 4.3% | 100% | $465,000 | View |
Rutgers Federal Credit Union
98 College Ave, New Brunswick, NJ 08901 1149 |
Conventional | 3 | 2.6% | 100% | $168,333 | |
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1342 Saint Georges Ave, Avenel, NJ 07001 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 1.7% | 66.7% | $515,000 | View |
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1000 Route 202 S, Branchburg, NJ 08876 A+5.0 ★Texas Ratio: 0.29% |
Conventional | 2 | 1.7% | 100% | $205,000 | View |
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601 White Horse Pike, Absecon, NJ 08201 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +3 HELOCs |
0.9% | 100% | $305,000 | View |
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73 Mountainview Blvd, Basking Ridge, NJ 07920 3849 A5.0 ★Texas Ratio: 9.20% |
Conventional, HELOC | 1 +1 HELOCs |
0.9% | 100% | $305,000 | View |
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378 Nj Route 3, Clifton, NJ 07014 A+5.0 ★Texas Ratio: 2.82% |
Conventional, HELOC | 1 +1 HELOCs |
0.9% | 100% | $705,000 | View |
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★ 2 stars, 1 review 335 Farnsworth Ave, Bordentown, NJ 08505 A+5.0 ★Texas Ratio: 5.94% |
Conventional | 1 | 0.9% | 100% | $25,000 | View |
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20 N Main St, Allentown, NJ 08501 A+5.0 ★Texas Ratio: 4.85% |
Conventional | 1 | 0.9% | 100% | $385,000 | View |
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1775 Route 27, Edison, NJ 08817 A+5.0 ★Texas Ratio: 4.57% |
Conventional | 1 | 0.9% | 100% | $285,000 | View |
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3C Buckingham Dr, Manchester, NJ 08759 A+5.0 ★Texas Ratio: 3.04% |
Conventional | 1 | 0.9% | 100% | $215,000 | View |
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1154 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.30% |
Conventional | 1 | 0.9% | 100% | $305,000 | View |
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380 BERRY ST, WOODBRIDGE, NJ 07095 A+5.0 ★Texas Ratio: 4.22% |
Conventional | 1 | 0.9% | 100% | $215,000 | View |
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2 Edison Pl, Springfield, NJ 07081 B+4.7 ★Texas Ratio: 18.92% |
Conventional | 1 | 0.9% | 100% | $555,000 | View |
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817 Elizabeth Ave, Elizabeth, NJ 07201 A+5.0 ★Texas Ratio: 2.12% |
Conventional | 1 | 0.9% | 50% | $165,000 | View |
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1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +7 HELOCs |
0% | 0% | View | |
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460 Georges Rd, Dayton, NJ 08810 A+5.0 ★Texas Ratio: 2.03% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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547 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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522 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +1 HELOCs |
0% | 100% | View | |
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★ 1 stars, 1 review 249 White Horse Pike, Atco, NJ 08004 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 5 | 4.3% | 100% | $377,000 | |
Bond Street Mortgage, LLC
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Conventional | 2 | 1.7% | 100% | $755,000 | |
EMM Loans LLC
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Conventional | 1 | 0.9% | 100% | $475,000 | |
Advisors Mortgage Group, LLC
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Conventional | 1 | 0.9% | 100% | $285,000 | |
American Federal Mortgage Corporation
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Conventional | 1 | 0.9% | 100% | $365,000 | |
United Wholesale Mortgage
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Conventional, VA, HELOC | 13 +1 HELOCs |
11.3% | 92.9% | $412,692 | |
Rocket Mortgage
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Conventional, FHA | 8 | 7% | 90% | $516,250 | |
Pennymac Loan Services LLC
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Conventional | 4 | 3.5% | 100% | $382,500 | |
Paramount Residential Mortgage
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Conventional, FHA | 4 | 3.5% | 100% | $455,000 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA, HELOC | 3 +1 HELOCs |
2.6% | 100% | $238,333 | |
CrossCountry Mortgage, LLC
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Conventional | 3 | 2.6% | 100% | $451,666 | |
Movement Mortgage, LLC
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Conventional, FHA | 3 | 2.6% | 100% | $398,333 | |
loanDepot.com LLC
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Conventional, FHA | 3 | 2.6% | 100% | $621,666 | |
Nationstar Mortgage
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Conventional, FHA | 3 | 2.6% | 100% | $335,000 | |
Tomo Mortgage LLC
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Conventional | 3 | 2.6% | 100% | $378,333 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 1.7% | 100% | $470,000 | View |
Provident Funding Associates
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Conventional | 2 | 1.7% | 100% | $495,000 | |
First Credit Corporation of Ny, Inc.
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Conventional | 2 | 1.7% | 26.3% | $85,000 | |
The Loan Store, Inc
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Conventional | 2 | 1.7% | 100% | $420,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.9% | 100% | $405,000 | |
Cliffco, Inc.
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Conventional | 1 | 0.9% | 100% | $645,000 | |
Newrez LLC
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Conventional | 1 | 0.9% | 33.3% | $65,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.9% | 100% | $445,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.9% | 100% | $395,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.9% | 20% | $35,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.9% | 100% | $425,000 | |
General Mortgage Capital Corporation
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Conventional | 1 | 0.9% | 100% | $445,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.9% | 100% | $465,000 | |
Discover Bank
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Conventional | 1 | 0.9% | 33.3% | $85,000 | |
Summit Mortgage Bankers, Inc.
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Conventional | 1 | 0.9% | 100% | $425,000 | |
Warshaw Capital, LLC
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Conventional | 1 | 0.9% | 100% | $435,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.9% | 100% | $645,000 | |
Ark Mortgage, Inc.
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Conventional | 1 | 0.9% | 100% | $725,000 | |
Mortgage Research Center
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VA | 1 | 0.9% | 100% | $535,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.9% | 100% | $195,000 | |
Nations Direct Mortgage, LLC
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Conventional | 1 | 0.9% | 100% | $295,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.9% | 100% | $395,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.9% | 100% | $465,000 | |
FM Home Loans LLC
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Conventional | 1 | 0.9% | 100% | $295,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.9% | 100% | $415,000 | View |
Fairway Independent Mort Corp
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Conventional | 1 | 0.9% | 100% | $575,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.9% | 100% | $55,000 | View |
Champions Funding, LLC
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Conventional | 1 | 0.9% | 100% | $495,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.9% | 100% | $395,000 | |
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B+4.8 ★Texas Ratio: 17.52% |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Farmers Insurance Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Mutual of Omaha Mortgage
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Highland Park Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Highland Park, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Highland Park? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Highland Park in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Highland Park, NJ
Use these to narrow the list above. Each category shows how many Highland Park, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Highland Park, NJ
Independent mortgage companies closed 77.4 percent of home loans in Highland Park, New Jersey in 2025, banks 17.4 percent and credit unions 5.2 percent. Atlantis Mortgage Co Inc was the largest mortgage company, Unity Bank the largest bank and Rutgers Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, Unity Bank led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Highland Park, NJ
By home loans closed in 2025, Unity Bank was the largest mortgage lender in Highland Park, New Jersey with 1 loans, about 0.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in Highland Park, New Jersey in 2025, led by Movement Mortgage, LLC with 2. 2 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 22 banks and 7 credit unions closed home loans in Highland Park, New Jersey in 2025, alongside 44 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Highland Park, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Highland Park, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Highland Park. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
