MonitorBankRates
☰
Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results
iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Butler, New Jersey

Butler, New Jersey mortgage lenders include Valley National BankValley National Bank1481 Route 23, Butler, NJ 07405A+5.0 ★Texas Ratio: 5.76%, Columbia BankColumbia Bank1154 Highway 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.30%, Provident BankProvident Bank1410 Route 23, Butler, NJ 07405A+5.0 ★Texas Ratio: 3.46%, Bank of America NABank of America NA1400 Route 23, Butler, NJ 07405A+5.0 ★Texas Ratio: 4.14%, PNC Bank N.A.PNC Bank N.A.1163 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.24%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1342 Saint Georges Ave, Avenel, NJ 07001A+5.0 ★Texas Ratio: 3.68%, Fulton Bank, National AssociationFulton Bank, National Association20 N Main St, Allentown, NJ 08501A+5.0 ★Texas Ratio: 4.85%, Wells Fargo Bank NAWells Fargo Bank NA1115 Highway 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 5.36%, Kearny BankKearny Bank675 Martinsville Rd, Basking Ridge, NJ 07920A5.0 ★Texas Ratio: 7.41%, and TD BankTD Bank601 White Horse Pike, Absecon, NJ 08201A+5.0 ★Texas Ratio: 3.71%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Butler, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Butler are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Butler, New Jersey

Market share is the lender's share of all home loans closed in Butler, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
1 office in Butler
1481 Route 23, Butler, NJ 07405
A+5.0 ★Texas Ratio: 5.76%
Conventional, HELOC 3
+2 HELOCs
2.5% 100% $161,666 View
1 office in Butler
1154 Highway 34, Aberdeen, NJ 07747
A+5.0 ★Texas Ratio: 4.30%
Conventional, HELOC 1
+3 HELOCs
0.8% 100% $335,000 View
1 office in Butler
1410 Route 23, Butler, NJ 07405
A+5.0 ★Texas Ratio: 3.46%
Conventional, HELOC 1
+2 HELOCs
0.8% 100% $105,000 View
1 office in Butler
1400 Route 23, Butler, NJ 07405
A+5.0 ★Texas Ratio: 4.14%
HELOC 0
+3 HELOCs
0% n/a View
★ 1.7 stars, 3 reviews
1163 State Route 34, Aberdeen, NJ 07747
A+5.0 ★Texas Ratio: 4.24%
Conventional, HELOC 2
+3 HELOCs
1.7% 100% $500,000 View
1342 Saint Georges Ave, Avenel, NJ 07001
A+5.0 ★Texas Ratio: 3.68%
Conventional 1 0.8% 100% $435,000 View
20 N Main St, Allentown, NJ 08501
A+5.0 ★Texas Ratio: 4.85%
FHA 1 0.8% 100% $395,000 View
1115 Highway 34, Aberdeen, NJ 07747
A+5.0 ★Texas Ratio: 5.36%
Conventional 1 0.8% 100% $285,000 View
675 Martinsville Rd, Basking Ridge, NJ 07920
A5.0 ★Texas Ratio: 7.41%
Conventional 1 0.8% 100% $215,000 View
601 White Horse Pike, Absecon, NJ 08201
A+5.0 ★Texas Ratio: 3.71%
HELOC 0
+5 HELOCs
0% n/a View
1000 Highway 36, Atlantic Highlands, NJ 07716
A+5.0 ★Texas Ratio: 5.44%
HELOC 0
+4 HELOCs
0% n/a View
73 Mountainview Blvd, Basking Ridge, NJ 07920 3849
A5.0 ★Texas Ratio: 9.20%
HELOC 0
+4 HELOCs
0% n/a View
547 Broadway, Bayonne, NJ 07002
A+5.0 ★Texas Ratio: 4.11%
HELOC 0
+3 HELOCs
0% n/a View
American Neighborhood Mortgage Acceptance Company
Conventional, FHA 5 4.2% 100% $457,000
Absolute Home Mortgage
Conventional 2 1.7% 100% $315,000
MLB Residential Lending, LLC
FHA 2 1.7% 100% $525,000
Weichert Financial Services
Conventional 2 1.7% 100% $305,000
Bond Street Mortgage, LLC
Conventional 1 0.8% 100% $345,000
NJ Lenders Corp
Conventional 1 0.8% 100% $605,000
American Federal Mortgage Corporation
Conventional 1 0.8% 100% $335,000
Kwik Mortgage Corporation
Conventional 1 0.8% 100% $665,000
1St 2Nd Mortgage Company of N.J., Inc.
VA 1 0.8% 100% $355,000
Rocket Mortgage
Conventional, FHA 13 10.8% 100% $258,076
Guaranteed Rate, Inc.
Conventional, FHA, HELOC 8
+1 HELOCs
6.7% 80% $480,000
United Wholesale Mortgage
Conventional, VA, HELOC 6
+1 HELOCs
5% 58.3% $425,000
CrossCountry Mortgage, LLC
Conventional, FHA 5 4.2% 100% $437,000
loanDepot.com LLC
Conventional, FHA 5 4.2% 83.3% $385,000
A5.0 ★Texas Ratio: 11.06%
Conventional, FHA 3 2.5% 100% $355,000 View
Pennymac Loan Services LLC
Conventional, FHA 3 2.5% 100% $448,333
Paramount Residential Mortgage
Conventional, FHA 3 2.5% 100% $425,000
Visions Federal Credit Union
Conventional, HELOC 2
+1 HELOCs
1.7% 50% $200,000
Spring Eq, LLC
Conventional, HELOC 2
+1 HELOCs
1.7% 66.7% $85,000
Newrez LLC
Conventional 2 1.7% 66.7% $70,000
Movement Mortgage, LLC
Conventional 2 1.7% 100% $485,000
Amerisave Mortgage Company
Conventional 2 1.7% 100% $110,000
AdvantageFirst Lending Inc
FHA 2 1.7% 100% $380,000
Cmg Mortgage Inc
Conventional 2 1.7% 100% $335,000
Total Mortgage Services, LLC
Conventional 2 1.7% 100% $480,000
Provident Funding Associates
Conventional 2 1.7% 100% $445,000
New American Funding, LLC.
Conventional 2 1.7% 100% $205,000
Hartford Funding, Ltd.
Conventional 1 0.8% 100% $375,000
Guaranteed Rate Affinity, LLC
Conventional 1 0.8% 100% $365,000
Cliffco, Inc.
Conventional 1 0.8% 100% $365,000
Jet Direct Funding Corp.
Conventional 1 0.8% 50% $415,000
Gold Star Mortgage Financial Group, Corporation
Conventional 1 0.8% 100% $425,000
Freedom Mortgage Corporation
Conventional 1 0.8% 66.7% $305,000
Sage Home Loans Corporation
Conventional 1 0.8% 100% $425,000
Brighton Bank
Conventional 1 0.8% 100% $295,000
Equity Prime Mortgage LLC
FHA 1 0.8% 100% $685,000
Norwich Commercial Group Inc
FHA 1 0.8% 100% $665,000
Tower Federal Credit Union
Conventional 1 0.8% 100% $95,000
Discover Bank
Conventional 1 0.8% 50% $105,000
First Colony Mortgage Corporat
Conventional 1 0.8% 100% $495,000
American Internet Mortgage, Inc.
Conventional 1 0.8% 100% $355,000
Planet Home Lending, LLC
FHA 1 0.8% 100% $475,000
Embrace Home Loans, Inc.
Conventional 1 0.8% 100% $445,000
A+5.0 ★Texas Ratio: 2.20%
Conventional 1 0.8% 100% $385,000 View
Municipal Credit Union
Conventional 1 0.8% 100% $725,000
A-4.8 ★Texas Ratio: 12.33%
Conventional 1 0.8% 100% $555,000 View
Nationstar Mortgage
Conventional 1 0.8% 100% $65,000
A+5.0 ★Texas Ratio: 2.15%
Conventional 1 0.8% 100% $365,000 View
Keystone Funding, Inc
Conventional 1 0.8% 100% $445,000
Prosperity Home Mortgage, LLC
Conventional 1 0.8% 100% $315,000
The Loan Store, Inc
Conventional 1 0.8% 100% $675,000
A5.0 ★Texas Ratio: 8.14%
VA 1 0.8% 100% $485,000
A+5.0 ★Texas Ratio: 0.51%
Conventional 1 0.8% 100% $95,000 View
Plaza Home Mortgage, Inc
Conventional 1 0.8% 100% $155,000
Figure Lending LLC
HELOC 0
+2 HELOCs
0% n/a
Goodleap, LLC
HELOC 0
+1 HELOCs
0% n/a
Mission Loans, LLC
HELOC 0
+1 HELOCs
0% n/a
A+5.0 ★Texas Ratio: 2.32%
HELOC 0
+1 HELOCs
0% n/a View
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Butler, New Jersey

Looking for mortgage lenders near me or mortgage brokers near me in Butler? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Butler in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Butler, NJ

Use these to narrow the list above. Each category shows how many Butler, NJ lenders fit and what that kind of lender is usually best for.

Who Lends in Butler, NJ

Independent mortgage companies closed 80 percent of home loans in Butler, New Jersey in 2025, banks 15.8 percent and credit unions 4.2 percent. American Neighborhood Mortgage Acceptance Company was the largest mortgage company, Valley National Bank the largest bank and Affinity Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, Valley National Bank led with 3 loans.

80%
Mortgage companies
15.8%
Banks
4.2%
Credit unions
16%
FHA loans
3%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.

More New Jersey Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Butler, NJ

Who is the largest mortgage lender in Butler, NJ?

By home loans closed in 2025, Valley National Bank was the largest mortgage lender in Butler, New Jersey with 3 loans, about 2.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Butler, NJ mortgage lenders offer FHA, VA and USDA loans?

14 lenders closed FHA loans in Butler, New Jersey in 2025, led by American Neighborhood Mortgage Acceptance Company with 2. 3 lenders closed VA loans, led by 1St 2Nd Mortgage Company of N.J., Inc.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Butler, NJ lender list?

Yes. 19 banks and 5 credit unions closed home loans in Butler, New Jersey in 2025, alongside 47 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Butler, NJ ranked on this page?

Lenders are ranked only by the number of home loans they closed in Butler, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Butler, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Butler. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.